401(k) Plans

19,321 topics in this forum

1. fund settlement a decade after plan is paid out

   By AlbanyConsultant, June 21, 2021
   • 5 replies
   • 744 views
   • 
   • AlbanyConsultant
   • June 24, 2021

2. 403(b) Rollovers

   By Guest Thornton, March 23, 1999
   • 5 replies
   • 2.1k views
   • 
   • jlf
   • April 3, 1999

3. 2004 Limits

   By Jilliandiz, July 16, 2003
   • 5 replies
   • 1.8k views
   • 
   • Tom Poje
   • July 16, 2003

4. Affiliated Service Group and 401(k) testing

   By Guest philc, February 25, 2004
   • 5 replies
   • 2.5k views
   • 
   • Guest
   • February 26, 2004

5. SEC Custodial Rule 206(4)-2

   By austin3515, January 13, 2016
   • 5 replies
   • 2.1k views
   • 
   • Peter Gulia
   • January 15, 2016

6. HRA Plan - 5500 reporting

   By Nic Pospiech, December 18, 2023
   • 5 replies
   • 1.2k views
   • 
   • Nic Pospiech
   • June 5, 2024

7. EE for a company.. and SE for himself. Can he defer $12K in both plans?

   By K-t-F, December 8, 2003
   • 5 replies
   • 1.2k views
   • 
   • E as in ERISA
   • December 8, 2003

8. definition of comp for safe harbor match

   By cpc0506, March 27, 2013
   • 5 replies
   • 2.1k views
   • 
   • K2retire
   • May 16, 2013

9. Controlled Group - Employee-Owned Stock Exclusion

   By EBECatty, June 3, 2019
   • 5 replies
   • 837 views
   • 
   • Luke Bailey
   • June 4, 2019

10. Auto Enroll w/Auto Escalate

    By Tracy Fedele, November 12, 2019
    • 5 replies
    • 2k views
    • 
    • AKconsult
    • November 14, 2019

11. 404(a)(3) deduction limitation

    By Guest Cynthia Williams, December 30, 1999
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • December 30, 1999

12. Salary Reduction for 401k SH Match

    By TN CPA, August 21, 2023
    • 5 replies
    • 2.5k views
    • 
    • CuseFan
    • August 23, 2023

13. Irrevocable Election for Match Only?

    By No Name, July 19, 2004
    • 5 replies
    • 1.3k views
    • 
    • g8r
    • July 21, 2004

14. Compensation - W2 vs 415 safe harbor

    By Guest wjr, August 10, 2004
    • 5 replies
    • 8.5k views
    • 
    • Archimage
    • August 11, 2004

15. Paying off Mortgage a Moving Expense?

    By austin3515, April 5, 2011
    • 5 replies
    • 1k views
    • 
    • austin3515
    • April 5, 2011

16. Purchase of Principal Residence Hardship

    By TPA Bob, February 13, 2013
    • 5 replies
    • 1.7k views
    • 
    • ETA Consulting LLC
    • February 2, 2015

17. Missed Deferrals Less Than 3 months

    By coleboy, March 30, 2018
    • 5 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • March 30, 2018

18. Distribution from plan to employer first then participant???

    By kmhaab, June 12, 2024
    • 5 replies
    • 1.5k views
    • 
    • Lois Baker
    • June 13, 2024

19. 401(k) Balances into Roth

    By fiona1, September 11, 2008
    • 5 replies
    • 1.2k views
    • 
    • JanetM
    • September 12, 2008

20. Calculating Match for Related Employers

    By Laura23, July 9, 2022
    • 5 replies
    • 743 views
    • 
    • Bri
    • July 12, 2022

21. ACP - Using Prior Year Testing when Current Year Discretionary Match P

    By Guest cleto, March 22, 2002
    • 5 replies
    • 1.7k views
    • 
    • KJohnson
    • October 10, 2002

22. ACP Correction After Distribution

    By In House Counsel, August 29, 2025
    • 5 replies
    • 1.5k views
    • 
    • CuseFan
    • September 2, 2025

23. Voluntary Contributions

    By Guest Ray Corneau, October 9, 2002
    • 5 replies
    • 1.8k views
    • 
    • Brian Gallagher
    • October 11, 2002

24. Failure to Auto Enroll - QACA Plan

    By 52626, April 1, 2014
    • 5 replies
    • 2.1k views
    • 
    • BG5150
    • April 2, 2014

25. Multiple Businesses

    By MHANSON, January 10, 2021
    • 5 replies
    • 2k views
    • 
    • MHANSON
    • January 14, 2021

26. Can a safe-harbor plan that matches on a payroll basis match on deferrals on compensation in excess of the comp. limit?

    By JDuns, January 21, 2004
    • 5 replies
    • 2.7k views
    • 
    • QDROphile
    • January 29, 2004

27. Owner-Employees: Does attribution apply?

    By Guest admcjm, August 10, 2004
    • 5 replies
    • 1.6k views
    • 
    • Blinky the 3-eyed Fish
    • August 11, 2004

28. Participant had deferrals taken in error

    By Guest nynaeve, September 11, 2008
    • 5 replies
    • 1.6k views
    • 
    • Bird
    • September 12, 2008

29. Can a Control Group maintain a 401k and a SEP IRA

    By Vlad401k, September 22, 2015
    • 5 replies
    • 2.2k views
    • 
    • austin3515
    • September 23, 2015

30. Hardship Withdrawal Request under final regs

    By Pammie57, February 27, 2020
    • 5 replies
    • 1.2k views
    • 
    • Larry Starr
    • February 28, 2020

31. What is the status of "same desk" employees if their new emp

    By Guest Craig Smith, March 23, 2001
    • 5 replies
    • 2.1k views
    • 
    • Guest
    • April 9, 2001

32. Can you freeze a SIMPLE 401(k) Plan?

    By Guest UKH, October 29, 2001
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • October 31, 2001

33. Eligibility Question

    By Guest Spock, July 21, 2009
    • 5 replies
    • 2.1k views
    • 
    • Kevin C
    • July 21, 2009

34. Plan Fees from owners account

    By austin3515, September 4, 2012
    • 5 replies
    • 963 views
    • 
    • Lou S.
    • September 4, 2012

35. What will they think of next?

    By Santo Gold, June 14, 2006
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • June 15, 2006

36. Fees paid by the plan....by source?

    By jmartin, November 21, 2011
    • 5 replies
    • 1.5k views
    • 
    • TPApril
    • May 23, 2014

37. controlled group?

    By pmacduff, July 31, 2015
    • 5 replies
    • 1k views
    • 
    • Mike Preston
    • July 31, 2015

38. Restatement when Plan Sponser MIA

    By Zorro1k, April 27, 2016   

    • restatement
    • 5 replies
    • 1.2k views
    • 
    • Zorro1k
    • April 27, 2016

39. Delinquent Filer Program

    By CLE401kGuy, June 23, 2016
    • 5 replies
    • 979 views
    • 
    • Bill Presson
    • June 24, 2016

40. Acquiring new physician practice

    By Chippy, June 4, 2019
    • 5 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • June 13, 2019

41. Last day of Plan year

    By 30Rock, April 16, 2024
    • 5 replies
    • 1.8k views
    • 
    • ESOP Guy
    • April 17, 2024

42. Loan Repayments while laid off?

    By Guest Michael Anderson, February 9, 2004
    • 5 replies
    • 2.5k views
    • 
    • Kirk Maldonado
    • February 9, 2004

43. Adopt 2yr/5yr Inservice Dist. Rule for Roth Conversions

    By namealreadyinuse, May 10, 2006
    • 5 replies
    • 1.2k views
    • 
    • jevd
    • May 11, 2006

44. Fail ADP test in 2013 - Refund 2014 - W2

    By imchipbrown, December 24, 2013   

    • ADP Refund W-2
    • 5 replies
    • 1.7k views
    • 
    • imchipbrown
    • December 28, 2013

45. S-Corp owner-only 401(k) plan, deferral deposit deadline

    By JustnERPA, December 18, 2018
    • 5 replies
    • 2.7k views
    • 
    • spiritrider
    • December 19, 2018

46. 401-k Plan Short Year

    By KevinMc, December 20, 2023
    • 5 replies
    • 934 views
    • 
    • Ken Marblestone
    • December 21, 2023

47. Return HCE deferrals to avoid top-heavy?

    By John A, August 3, 2001
    • 5 replies
    • 2.2k views
    • 
    • david rigby
    • August 6, 2001

48. Testing for multiple controlled groups

    By Guest Jeff Underwood, February 25, 2004
    • 5 replies
    • 1.4k views
    • 
    • Mike Preston
    • February 26, 2004

49. Employer Contribution to Safe Harbor Plan

    By Guest brstokes, October 29, 2001
    • 5 replies
    • 2k views
    • 
    • KateSmithPA
    • November 9, 2001

50. Charging Fees to participants in an "abandoned plan"

    By Guest vqualplan, June 24, 2005
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • June 25, 2005