401(k) Plans

19,332 topics in this forum

1. Correcting a Late ACP Testing Failure

   By KMMB, September 17, 2019
   • 0 replies
   • 381 views
   • 
   • KMMB
   • September 17, 2019

2. Correcting a plan limit failure with Roth + pre-tax ED

   By roy819, Wednesday at 01:15 AM
   • 8 replies
   • 425 views
   • 
   • Bri
   • Thursday at 02:06 PM

3. Correcting a sequence number on a solo 401(k) plan

   By scottsb, March 11, 2022
   • 1 reply
   • 885 views
   • 
   • Bri
   • March 14, 2022

4. Correcting Accounting / Investment Errors

   By Guest RV, May 26, 1999
   • 5 replies
   • 2.6k views
   • 
   • Guest
   • March 3, 2000

5. Correcting ACP with ADP Shift

   By Below Ground, January 24, 2007
   • 2 replies
   • 3.5k views
   • 
   • Below Ground
   • January 28, 2007

6. Correcting ADP Test Failure Under EPCRS

   By Madison71, October 10, 2017
   • 3 replies
   • 1k views
   • 
   • Madison71
   • October 10, 2017

7. Correcting ADP test under EPCRS-5330?

   By BG5150, June 16, 2021
   • 0 replies
   • 374 views
   • 
   • BG5150
   • June 16, 2021

8. Correcting An Account Error

   By Guest Karenm, September 20, 2007
   • 1 reply
   • 1.2k views
   • 
   • QDROphile
   • September 20, 2007

9. Correcting an excess contribution for a participant

   By Guest Judy S, October 25, 2004
   • 7 replies
   • 2.8k views
   • 
   • Belgarath
   • October 27, 2004

10. Correcting an overpayment into 401K

    By Guest starrynight8, April 15, 2009
    • 1 reply
    • 2.1k views
    • 
    • Jim Chad
    • April 15, 2009

11. Correcting Coverage Failure

    By Guest Midas, May 18, 2005
    • 12 replies
    • 6.6k views
    • 
    • Tom Poje
    • May 20, 2005

12. correcting coverage failure

    By Pixie, May 28, 2024
    • 2 replies
    • 846 views
    • 
    • Bill Presson
    • May 29, 2024

13. Correcting Coverage Failure of ASG Plans Where Aggregation is Prohibited

    By Jeff Kirtner, March 25, 2024
    • 2 replies
    • 516 views
    • 
    • Lou S.
    • March 25, 2024

14. Correcting deferral contributions made by ineligible employee

    By Lou81, January 6, 2021   

    • ineligible participant
    • deferrals
    • 26 replies
    • 9.8k views
    • 
    • BG5150
    • September 13, 2021

15. Correcting deferral percentage

    By Bobp, July 27, 2016
    • 0 replies
    • 676 views
    • 
    • Bobp
    • July 27, 2016

16. Correcting deferrals on non-deferrable comp.

    By Guest Bud, December 3, 2002
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • December 3, 2002

17. correcting erroneous deposits

    By EBDI, March 27, 2013
    • 1 reply
    • 1.6k views
    • 
    • Jim Chad
    • March 28, 2013

18. correcting error in plan doc when switching TPA

    By parks777, January 9, 2017
    • 11 replies
    • 1.7k views
    • 
    • BG5150
    • January 10, 2017

19. Correcting excess annual additions

    By Guest planman, April 22, 2003
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • April 22, 2003

20. Correcting Excess Deferrals

    By steve45, December 31, 2021   

    • 402g refund
    • 402g limit
    • (and 1 more)

      Tagged with:

      • 402g refund
      • 402g limit
      • excess
    • 6 replies
    • 1.2k views
    • 
    • chc93
    • January 3, 2022

21. correcting excess deferrals after April 15

    By K2retire, May 14, 2010
    • 7 replies
    • 3.9k views
    • 
    • 401 Chaos
    • February 11, 2013

22. Correcting Failed 401(m) Ratio % Test

    By Catch22PGM, March 13, 2021   

    • coverage test
    • ratio percent test
    • 4 replies
    • 1.1k views
    • 
    • Catch22PGM
    • March 14, 2021

23. correcting failed ADP Test

    By Lou81, June 26, 2025   

    • adp
    • 3 replies
    • 708 views
    • 
    • BG5150
    • July 1, 2025

24. Correcting failed ADP test with transfer to 403b plan

    By Pam S., August 14, 2009
    • 2 replies
    • 1.4k views
    • 
    • Pam S.
    • August 18, 2009

25. Correcting Failed Compensation Test in Safe Harbor 401(k) Plan

    By PensionPro, November 16, 2018   

    • 414(s)
    • 2 replies
    • 1.1k views
    • 
    • PensionPro
    • November 17, 2018

26. Correcting Failure to Adopt Plan as a Participating Employer

    By Madison71, November 4, 2016
    • 0 replies
    • 1.4k views
    • 
    • Madison71
    • November 4, 2016

27. Correcting failure to obtain spousal consent for 401(k) loan

    By Guest alliketchum, March 16, 2004
    • 7 replies
    • 3.1k views
    • 
    • Belgarath
    • March 16, 2004

28. Correcting for missed Opportunity for Voluntary After-Tax

    By Loves401(k), February 5, 2018
    • 1 reply
    • 668 views
    • 
    • Madison71
    • February 5, 2018

29. Correcting Form 945

    By Guest bmurphy, January 24, 2003
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • February 5, 2003

30. Correcting Impermissible Distribution, Successor 401(k) Plan

    By PensionPro, July 31, 2018   

    • successor
    • 401(k)
    • (and 2 more)

      Tagged with:

      • successor
      • 401(k)
      • impermissible distribution
      • correction
    • 6 replies
    • 1.5k views
    • 
    • PensionPro
    • August 1, 2018

31. Correcting Late Contribution Deposits

    By Below Ground, July 8, 2016   

    • PTE 2002-51
    • 0 replies
    • 772 views
    • 
    • Below Ground
    • July 8, 2016

32. Correcting missed 401k deferrals

    By Will J, October 31, 2022
    • 1 reply
    • 619 views
    • 
    • justanotheradmin
    • October 31, 2022

33. correcting noncontribution check deposited into 401(k) plan

    By TPApril, October 1, 2017
    • 5 replies
    • 607 views
    • 
    • Bird
    • October 4, 2017

34. Correcting now (or not) for overcontribution in prior year

    By Guest SuzieQNEC, February 4, 2008
    • 6 replies
    • 1.5k views
    • 
    • Guest
    • February 7, 2008

35. Correcting Participant Theft from Plan

    By Dalai Pookah, October 28, 2019   

    • correction method
    • theft
    • 5 replies
    • 733 views
    • 
    • Luke Bailey
    • October 31, 2019

36. Correcting Pla that Violated 401(k)(10)

    By Guest Aaron Pierce, July 15, 2002
    • 1 reply
    • 1.3k views
    • 
    • Alf
    • July 16, 2002

37. Correcting Profit Sharing Allocation

    By 52626, November 12, 2014
    • 2 replies
    • 1.3k views
    • 
    • BG5150
    • November 13, 2014

38. Correcting Safe Harbor Plan

    By Madison71, February 12, 2018
    • 14 replies
    • 2.4k views
    • 
    • Luke Bailey
    • February 14, 2018

39. Correcting Wage Overpayment and Contributions made in error to 401(k)

    By Guest JWIRA, September 9, 2006
    • 4 replies
    • 5.3k views
    • 
    • Christine Oliver
    • March 25, 2019

40. Correction ADP with part QNEC/part refund

    By Lori Foresz, February 4, 2005
    • 1 reply
    • 1.7k views
    • 
    • Archimage
    • February 4, 2005

41. Correction effects on tests for later years.

    By Guest tweber, September 17, 2001
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • September 17, 2001

42. Correction for deferral made after hardship withdrawal

    By BG5150, January 5, 2015
    • 1 reply
    • 4.7k views
    • 
    • Tom Poje
    • January 6, 2015

43. Correction for Deferrals not Deducted

    By Guest cke66edy, February 17, 2011
    • 3 replies
    • 1.2k views
    • 
    • QDROphile
    • February 17, 2011

44. Correction for Failure to Effect Participant Election

    By Guest BWNWE, July 11, 2012
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • July 12, 2012

45. correction for failure to implement investment elections

    By k man, August 3, 2007
    • 1 reply
    • 1.3k views
    • 
    • Jim Chad
    • August 7, 2007

46. Correction for loan for more than 50% vested balance

    By BG5150, September 2, 2008
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 3, 2008

47. Correction for Loan In Excess of Legal Limit

    By Guest lislee, February 24, 2003
    • 2 replies
    • 1.4k views
    • 
    • E as in ERISA
    • February 24, 2003

48. Correction for missed ER match

    By Guest KLM3, August 24, 2011
    • 1 reply
    • 1k views
    • 
    • ETA Consulting LLC
    • August 24, 2011

49. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 652 views
    • 
    • Kevin C
    • January 15, 2019

50. Correction for potential violation of Contingent Benefit Rule

    By spartytax, June 17, 2015
    • 0 replies
    • 1.1k views
    • 
    • spartytax
    • June 17, 2015