401(k) Plans

19,321 topics in this forum

1. Deferrals deposited late - earning calculations and 5500 relation

   By Jakyasar, May 25, 2020
   • 5 replies
   • 755 views
   • 
   • Jakyasar
   • May 27, 2020

2. Multiple 401(k)Employer Plan/Determination Letter

   By Guest Wineman, April 1, 1999
   • 5 replies
   • 2.2k views
   • 
   • Guest
   • April 20, 1999

3. Safe Harbor 401(k) - Amend Profit Sharing Plan for 2002

   By MarZDoates, January 3, 2002
   • 5 replies
   • 1.8k views
   • 
   • MarZDoates
   • January 7, 2002

4. Forfeiture cases...

   By fmsinc, September 2, 2025
   • 5 replies
   • 2.1k views
   • 
   • CuseFan
   • September 4, 2025

5. employer contribution

   By Guest gillie, June 24, 2005
   • 5 replies
   • 1.5k views
   • 
   • Guest
   • June 27, 2005

6. 401k withdrawal limit

   By Guest robertcusick, February 1, 2007
   • 5 replies
   • 2k views
   • 
   • Belgarath
   • February 1, 2007

7. Rehire after Five Year Break in Service

   By jmartin, September 12, 2011
   • 5 replies
   • 26.6k views
   • 
   • Tom Poje
   • September 14, 2011

8. Cashing Out Stock Options (Rather than Exercising) and 415 Compensation Definition

   By 401 Chaos, July 31, 2015
   • 5 replies
   • 1.7k views
   • 
   • KMMB
   • January 13

9. Sole Prop with No Income

   By Earl, April 1, 2018
   • 5 replies
   • 684 views
   • 
   • BG5150
   • April 3, 2018

10. Plan Year End

    By Stash026, October 25, 2018
    • 5 replies
    • 906 views
    • 
    • Larry Starr
    • October 25, 2018

11. Legally domestic partners - filing 5500 EZ?

    By Brenda Wren, December 17, 2024
    • 5 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • December 26, 2024

12. LLC-sponsored 401(k) plan

    By lexi, April 17, 2007
    • 5 replies
    • 1.9k views
    • 
    • lexi
    • April 19, 2007

13. Any issues to watch out for if the PS contribution is based on a participant making elective deferrals?

    By jkharvey, June 4, 2015
    • 5 replies
    • 834 views
    • 
    • ESOP Guy
    • June 4, 2015

14. Employer Stock Restricted to Current Employees Only?

    By kmhaab, October 25, 2018
    • 5 replies
    • 839 views
    • 
    • QDROphile
    • October 29, 2018

15. Few HCEs, A thousand NHCEs

    By Guest LLandau, January 18, 2002
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • January 21, 2002

16. $5,000 Force-out

    By Guest koolkidd, August 26, 2003
    • 5 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 26, 2003

17. DFVC question

    By goldtpa, March 16, 2005
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • March 17, 2005

18. Increasing the rate of safe harbor match during plan year

    By Guest IU1994, August 18, 2005
    • 5 replies
    • 2k views
    • 
    • Kevin C
    • August 24, 2005

19. Safe harbor match on bonus

    By ratherbereading, December 20, 2021
    • 5 replies
    • 665 views
    • 
    • ratherbereading
    • December 20, 2021

20. How to find old 401k balances prior to marriage to do a QDRO

    By Nicole777, August 22, 2024
    • 5 replies
    • 3.5k views
    • 
    • Gina Alsdorf
    • August 26, 2024

21. Top Heavy & HCE

    By Guest jkrad, March 16, 2005
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • March 21, 2005

22. ADP testing was incorrect

    By Guest Boilerburm1, April 17, 2007
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • April 24, 2007

23. SH Available for Hardshipd after 59.5?

    By austin3515, February 13, 2012
    • 5 replies
    • 1.4k views
    • 
    • Lou S.
    • February 14, 2012

24. fiscal year and catchup

    By hileman, November 14, 2019
    • 5 replies
    • 1.3k views
    • 
    • Lou S.
    • November 15, 2019

25. Multiple Employer Plan (PEO) and successor plan rules

    By pmacduff, December 27, 2013
    • 5 replies
    • 4.8k views
    • 
    • pmacduff
    • January 2, 2014

26. Old plan/New plan- are you limited to $30,000?

    By Guest Laura Millwood, September 14, 1999
    • 5 replies
    • 1.4k views
    • 
    • Guest
    • September 15, 1999

27. Partial Plan Termination

    By Guest Cookiemonster, June 3, 2004
    • 5 replies
    • 1.8k views
    • 
    • david rigby
    • June 4, 2004

28. Multiple Use test

    By fiona1, December 22, 2005
    • 5 replies
    • 2.5k views
    • 
    • fiona1
    • December 28, 2005

29. Closed MEP Safe Harbor spinning off assets after 10/1

    By gdlfa, September 25, 2019
    • 5 replies
    • 1.6k views
    • 
    • Larry Starr
    • September 27, 2019

30. Confused about required aggregation

    By Guest JBarn, September 26, 2000
    • 5 replies
    • 2k views
    • 
    • Guest
    • October 3, 2000

31. Take over plan

    By Guest lindamichals, April 22, 2008
    • 5 replies
    • 1.6k views
    • 
    • Kimberly S
    • April 22, 2008

32. 1 Participant, 2 Seperate Plans Catch-Up in ADP

    By Guest RS182, March 27, 2009
    • 5 replies
    • 1.1k views
    • 
    • Guest
    • March 30, 2009

33. Issues with Mutliple Employer 401K Plans?

    By Guest ebailey, July 21, 2010
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • July 22, 2010

34. Eligibility/hours of service while on workers comp

    By Guest Peggy806, February 14, 2011
    • 5 replies
    • 3.3k views
    • 
    • Belgarath
    • February 15, 2011

35. Plan Eligibility

    By EBDI, April 2, 2018
    • 5 replies
    • 1.3k views
    • 
    • EBDI
    • April 3, 2018

36. PArticipant Directed / Fee Disclosure

    By austin3515, September 7, 2018
    • 5 replies
    • 871 views
    • 
    • imchipbrown
    • September 10, 2018

37. Hardship Distribution / Medical Debt

    By austin3515, February 19, 2019
    • 5 replies
    • 874 views
    • 
    • Cardscrazy
    • February 20, 2019

38. Safe Harbor NEC plan for NHCEs only BRF

    By buckaroo, November 10, 2010
    • 5 replies
    • 2k views
    • 
    • Kevin C
    • July 14, 2011

39. Loan from a Rollover?

    By Fielding Mellish, July 17, 2018
    • 5 replies
    • 1.6k views
    • 
    • Luke Bailey
    • July 18, 2018

40. One Person Plan

    By khn, October 24, 2023
    • 5 replies
    • 710 views
    • 
    • Bird
    • October 26, 2023

41. Annual Additions Limit considering Catch-up contributions

    By Guest ADMINREX, March 11, 2004
    • 5 replies
    • 3.3k views
    • 
    • MGB
    • March 12, 2004

42. HCE Limits - 205,000 versus 12,300

    By Guest LisaI, November 9, 2004
    • 5 replies
    • 1.5k views
    • 
    • david rigby
    • November 9, 2004

43. LLC and PEO - will it work?

    By Guest mickiemurphy, July 24, 2006
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • July 27, 2006

44. Participant Education

    By 52626, February 11, 2015
    • 5 replies
    • 1.8k views
    • 
    • GMK
    • February 12, 2015

45. I have a question on excludable employees within a 401k Plan.

    By Guest Michael Anderson, June 1, 2001
    • 5 replies
    • 2.5k views
    • 
    • actuarysmith
    • June 1, 2001

46. Participation in both Solo 401k and 403b with Different Employer

    By jukeboy56, July 21, 2005
    • 5 replies
    • 3.2k views
    • 
    • jukeboy56
    • July 27, 2005

47. Control Group no longer and new plan

    By cpc0506, October 26, 2018
    • 5 replies
    • 664 views
    • 
    • Larry Starr
    • October 29, 2018

48. Self-Employed income & contribution limits

    By TPApril, September 24, 2020
    • 5 replies
    • 1k views
    • 
    • BG5150
    • September 25, 2020

49. Short Plan Year and Proration

    By justatester, April 27, 2021
    • 5 replies
    • 3.5k views
    • 
    • Lou S.
    • August 12, 2021

50. Amend discretionary match in SH plan

    By MSN, September 17, 2007
    • 5 replies
    • 1.8k views
    • 
    • Tom Poje
    • September 19, 2007