401(k) Plans

19,321 topics in this forum

1. PEO vs leased employees

   By 52626, October 26, 2015
   • 2 replies
   • 2.6k views
   • 
   • shERPA
   • October 26, 2015

2. EACA - Have to be in effect for a full 12-month plan year?

   By benefitsguru, October 23, 2015
   • 0 replies
   • 872 views
   • 
   • benefitsguru
   • October 23, 2015

3. LLC / S-Corp Owner with Employees looking for 401k options

   By KGLO44, October 23, 2015
   • 6 replies
   • 4.9k views
   • 
   • austin3515
   • October 25, 2015

4. SH Match plan failing 414(s)

   By BG5150, October 22, 2015
   • 6 replies
   • 1.2k views
   • 
   • BG5150
   • October 23, 2015

5. Missed Catch Up Contribution - Rev Proc 2015-28

   By 52626, October 22, 2015
   • 0 replies
   • 1.2k views
   • 
   • 52626
   • October 22, 2015

6. Unrelated Participating Employer - No Participation Agreement

   By LANDO, October 21, 2015   

   • Participation Agreement
   • VCP
   • (and 5 more)

     Tagged with:

     • Participation Agreement
     • VCP
     • Operational Failure
     • Document Error
     • 401k
     • qualification issue
     • multiple employer plan
   • 14 replies
   • 7.6k views
   • 
   • LANDO
   • October 22, 2015

7. Missed Enrollment of Rehired Participant in SH401k

   By cheersmate, October 21, 2015   

   • 401k safe harbor
   • eligibility correction
   • (and 1 more)

     Tagged with:

     • 401k safe harbor
     • eligibility correction
     • corrective contribution
   • 0 replies
   • 945 views
   • 
   • cheersmate
   • October 21, 2015

8. Off calendar - compensation to use

   By Pammie57, October 20, 2015
   • 2 replies
   • 905 views
   • 
   • Tom Poje
   • October 21, 2015

9. Blackout Notice and Enrollment

   By 52626, October 20, 2015
   • 3 replies
   • 1.5k views
   • 
   • hr for me
   • October 21, 2015

10. VCP alternative(s) to Appendix A or B corrections for ADP/ACP failures

    By Belgarath, October 20, 2015
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • October 21, 2015

11. ASPPA Q&A Question 2014 - Anyone hear the discussion?

    By austin3515, October 19, 2015
    • 8 replies
    • 1.2k views
    • 
    • austin3515
    • October 27, 2015

12. Another reason to hate SIMPLE 401k

    By Flyboyjohn, October 16, 2015
    • 1 reply
    • 765 views
    • 
    • Tom Poje
    • October 19, 2015

13. can US citizen residing abroad serve as trustee of own solo 401(k) ?

    By JJA, October 16, 2015
    • 5 replies
    • 3.5k views
    • 
    • JJA
    • October 18, 2015

14. 100% deferral, limited to 90% by payroll provider??

    By Craig Garner, October 14, 2015
    • 7 replies
    • 4k views
    • 
    • hr for me
    • October 15, 2015

15. Tiered match

    By R. Butler, October 14, 2015
    • 1 reply
    • 920 views
    • 
    • GMK
    • October 14, 2015

16. Safe Harbor Only Plan and Union Folks - Top Heavy Issue

    By HarleyBabe, October 13, 2015
    • 2 replies
    • 1.2k views
    • 
    • HarleyBabe
    • November 4, 2015

17. Controll Group question

    By MaryM, October 13, 2015
    • 2 replies
    • 858 views
    • 
    • MaryM
    • October 15, 2015

18. ADP refund - wrong amount

    By pholosofizer, October 8, 2015
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • October 10, 2015

19. When can a forfeiture be recognized?

    By Vlad401k, October 8, 2015
    • 4 replies
    • 1.2k views
    • 
    • BG5150
    • October 8, 2015

20. Coverage/Discrimination Testing for Profit Sharing Contribution?

    By SRNPEBT, October 7, 2015
    • 8 replies
    • 3.6k views
    • 
    • Bird
    • October 12, 2015

21. Life Insurance proceeds, can this cash be rolled into a 401(k) Plan

    By cjbaustin, October 7, 2015
    • 2 replies
    • 879 views
    • 
    • david rigby
    • October 8, 2015

22. Compensation excluding bonus

    By khr, October 6, 2015
    • 2 replies
    • 965 views
    • 
    • Tom Poje
    • October 7, 2015

23. Signing Bonus / 401k

    By austin3515, October 2, 2015
    • 1 reply
    • 1.6k views
    • 
    • ETA Consulting LLC
    • October 2, 2015

24. Right to Privacy

    By austin3515, September 30, 2015
    • 7 replies
    • 3.2k views
    • 
    • Bill Presson
    • October 1, 2015

25. Safe Harbor Match suspended beginning of plan year

    By Gilmore, September 29, 2015
    • 4 replies
    • 921 views
    • 
    • K2retire
    • October 2, 2015

26. Wanting immediate entry but not for the interns

    By JPIngold, September 29, 2015
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • September 30, 2015

27. Can a Safe Harbor 401 plan change eligibility during the year?

    By wcj99, September 29, 2015   

    • Safe Harbor 401k plan
    • 2 replies
    • 1.6k views
    • 
    • WCC
    • September 29, 2015

28. New Plan - Okay with Successor Rule?

    By justanotheradmin, September 28, 2015   

    • successor
    • termination
    • 0 replies
    • 1.3k views
    • 
    • justanotheradmin
    • September 28, 2015

29. Terminating plan

    By EBDI, September 28, 2015
    • 11 replies
    • 4.1k views
    • 
    • Bird
    • September 29, 2015

30. Drafting Error - Safe Harbor 401(k)

    By benfranklin, September 28, 2015   

    • Safe Harbor
    • Drafting Error
    • 1 reply
    • 1.2k views
    • 
    • Earl
    • September 29, 2015

31. Discretionary match in Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 3 replies
    • 1.8k views
    • 
    • Dougsbpc
    • September 25, 2015

32. ADP/ACP failures - excess refunds to HCEs?

    By SRNPEBT, September 24, 2015
    • 0 replies
    • 1.7k views
    • 
    • SRNPEBT
    • September 24, 2015

33. Excluding Employees - Safe Harbor

    By CJS07, September 24, 2015   

    • Safe Harbor Non-Elective
    • coverage
    • (and 1 more)

      Tagged with:

      • Safe Harbor Non-Elective
      • coverage
      • exclusions
    • 2 replies
    • 3.3k views
    • 
    • Belgarath
    • September 24, 2015

34. New Safe Harbor 401(k) Plan

    By Dougsbpc, September 24, 2015
    • 4 replies
    • 1.1k views
    • 
    • austin3515
    • September 27, 2015

35. New QACA formula

    By traveler, September 23, 2015   

    • 401(k)(13) auto enroll
    • 2 replies
    • 1.3k views
    • 
    • traveler
    • October 19, 2015

36. Can a Control Group maintain a 401k and a SEP IRA

    By Vlad401k, September 22, 2015
    • 5 replies
    • 2.2k views
    • 
    • austin3515
    • September 23, 2015

37. Plan Term and Participant is unable to consent

    By Pixie, September 22, 2015
    • 1 reply
    • 843 views
    • 
    • MoJo
    • September 22, 2015

38. Contingent Benefit Rule - 401(k) Deferrals Limited Based on NQDC Deferrals

    By EBECatty, September 22, 2015
    • 0 replies
    • 1.3k views
    • 
    • EBECatty
    • September 22, 2015

39. Big, Awesome Recordkeeper With a Bad Policy

    By austin3515, September 22, 2015
    • 14 replies
    • 1.6k views
    • 
    • K2retire
    • September 25, 2015

40. 402(g) Exceeded - Gain/Loss

    By Vlad401k, September 21, 2015
    • 2 replies
    • 2.4k views
    • 
    • Tom Poje
    • September 21, 2015

41. missed match on lost salary deferral opportunity

    By cpc0506, September 21, 2015
    • 3 replies
    • 1.6k views
    • 
    • BG5150
    • October 5, 2015

42. Non-safe harbor definition of compensation applies on to PS

    By cpc0506, September 20, 2015
    • 1 reply
    • 828 views
    • 
    • Tom Poje
    • September 21, 2015

43. Bad information used in testing

    By Zorro1k, September 18, 2015   

    • correction
    • refund
    • (and 4 more)

      Tagged with:

      • correction
      • refund
      • test
      • testing
      • adp
      • acp
    • 2 replies
    • 1.5k views
    • 
    • hr for me
    • September 21, 2015

44. Max Deductible Question

    By austin3515, September 18, 2015
    • 1 reply
    • 855 views
    • 
    • PensionPro
    • September 23, 2015

45. Missed deferral opportunity

    By cpc0506, September 18, 2015
    • 1 reply
    • 972 views
    • 
    • Mike Preston
    • September 18, 2015

46. Discretionary match option

    By Molly the cat, September 17, 2015   

    • discretionary
    • match
    • (and 1 more)

      Tagged with:

      • discretionary
      • match
      • multiple formulas
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 18, 2015

47. ADP/ACP Testing for a Controlled Group

    By msmith, September 17, 2015
    • 8 replies
    • 2.2k views
    • 
    • msmith
    • September 21, 2015

48. Key employee determination when using predecessor service

    By TPAnnie, September 17, 2015
    • 14 replies
    • 1.8k views
    • 
    • TPAnnie
    • September 23, 2015

49. Does a QNEC trigger exemption from TH for SH plan?

    By jkharvey, September 17, 2015
    • 0 replies
    • 759 views
    • 
    • jkharvey
    • September 17, 2015

50. Safe Harbor Top-Heavy Exempt

    By John Feldt ERPA CPC QPA, September 15, 2015   

    • Safe Harbor
    • Top-Heavy Exempt
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • Top-Heavy Exempt
      • excluded class
      • excluded employee
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • September 16, 2015