401(k) Plans

19,335 topics in this forum

1. Is this plan FUBAR?

   By goldtpa, March 7, 2003
   • 5 replies
   • 1.4k views
   • 
   • jaemmons
   • March 10, 2003

2. Tiered Match

   By Guest Boilerburm1, February 9, 2007
   • 5 replies
   • 1.7k views
   • 
   • blue
   • February 12, 2007

3. top heavy calculation

   By Guest ghal, May 11, 2012
   • 5 replies
   • 3.1k views
   • 
   • Guest
   • May 11, 2012

4. SHNEC deposit for 2017 plan year not made until now

   By MarZDoates, November 13, 2018
   • 5 replies
   • 762 views
   • 
   • MarZDoates
   • November 14, 2018

5. allocate loan interest in pooled 401(k) plan

   By M Norton, March 16, 2021
   • 5 replies
   • 1.1k views
   • 
   • M Norton
   • March 20, 2021

6. Prior plan shut down when merging into a PEP

   By Keith Lowery, November 15, 2025
   • 5 replies
   • 629 views
   • 
   • jsample
   • November 19, 2025

7. Safe Harbor contribution reduction by prior excess

   By Guest crosseyedtester, July 2, 2003
   • 5 replies
   • 2k views
   • 
   • Earl
   • July 19, 2003

8. Plan Effective date < Corporate Date if Incorporation

   By rblum50, July 30, 2010
   • 5 replies
   • 1.2k views
   • 
   • PensionPro
   • August 2, 2010

9. Safe Harbor Plan Can you have one with after tax matching contribution

   By Guest Kelly McCarthy, June 15, 1999
   • 5 replies
   • 3.2k views
   • 
   • Guest
   • June 22, 1999

10. S-corp. pass thru income & dividends

    By R. Butler, January 28, 2004
    • 5 replies
    • 2.6k views
    • 
    • R. Butler
    • January 29, 2004

11. Volutary After-Tax Contributions

    By Guest dhall5, March 28, 2006
    • 5 replies
    • 3k views
    • 
    • Guest
    • March 28, 2006

12. Imputed Vesting

    By 30Rock, December 22, 2010
    • 5 replies
    • 2.1k views
    • 
    • 30Rock
    • December 28, 2010

13. Suspending loan payment while on leave of absence?

    By Guest A_Dude, September 20, 2012
    • 5 replies
    • 6.2k views
    • 
    • Guest
    • September 21, 2012

14. Excluding some NHCE from Safe Harbor Match

    By BG5150, April 18, 2018
    • 5 replies
    • 1.3k views
    • 
    • ERISAAPPLE
    • April 18, 2018

15. Prevailing Wage

    By Tom, October 13, 2022
    • 5 replies
    • 3k views
    • 
    • Tom
    • October 14, 2022

16. How to do 401(k) discrimination testing for a plan with no NHCEs (i.e.

    By Guest Pat Metallic, November 7, 2000
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • November 21, 2000

17. Plan Audits (for large plans- 5500 Sch. H)

    By Guest rachd, October 17, 2002
    • 5 replies
    • 1.7k views
    • 
    • austin3515
    • October 18, 2002

18. How do you deal with affiliated employers?

    By SteveH, August 31, 2006
    • 5 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • September 1, 2006

19. Excess Deferral and Allocable Loss

    By CO Bank, February 2, 2016   

    • 401
    • 457b
    • (and 1 more)

      Tagged with:

      • 401
      • 457b
      • Excess Deferral
    • 5 replies
    • 1.7k views
    • 
    • CO Bank
    • February 2, 2016

20. Interesting Match Formula

    By justatester, July 10, 2024
    • 5 replies
    • 1.2k views
    • 
    • justatester
    • July 12, 2024

21. Can a bankruptcy court force a plan to allow for participant loans?

    By Guest MES, March 13, 2001
    • 5 replies
    • 1.7k views
    • 
    • MoJo
    • March 14, 2001

22. "Evergreen" election to correct failing ADP / ACP test.

    By Jean, November 5, 2002
    • 5 replies
    • 1.7k views
    • 
    • Brian Gallagher
    • November 6, 2002

23. Where to get an IRA ROTH

    By Guest mlconsumer, October 19, 2009
    • 5 replies
    • 1.1k views
    • 
    • GMK
    • October 20, 2009

24. Separate Loan Policy

    By Guest Iwonder, March 12, 2010
    • 5 replies
    • 1.7k views
    • 
    • BG5150
    • March 15, 2010

25. curious question about catch up

    By K2retire, July 20, 2016
    • 5 replies
    • 666 views
    • 
    • Tom Poje
    • July 21, 2016

26. Roth excess deferrals

    By Luke Bailey, June 9, 2018   

    • 402a
    • 402(g)
    • (and 2 more)

      Tagged with:

      • 402a
      • 402(g)
      • excess deferrals
      • roth
    • 5 replies
    • 2.6k views
    • 
    • Luke Bailey
    • June 11, 2018

27. Automatic enrollment ED's as designated Roth Ks?

    By Guest Penny17, May 12, 2005
    • 5 replies
    • 1.5k views
    • 
    • mbozek
    • May 17, 2005

28. 401(k) SH, short plan year, 415 limit

    By wvbeachgirl, January 5, 2009
    • 5 replies
    • 10.5k views
    • 
    • Kevin C
    • January 5, 2009

29. ADP vs. 402g failure - priority?

    By AlbanyConsultant, October 14, 2019
    • 5 replies
    • 2.9k views
    • 
    • MDCPA
    • October 17, 2019

30. Forfeiture Account for Terminating Plan

    By metsfan026, July 12, 2023
    • 5 replies
    • 1.7k views
    • 
    • Peter Gulia
    • July 12, 2023

31. True-up Timing - BRF Issue?

    By BTG, March 26, 2025
    • 5 replies
    • 1.2k views
    • 
    • Paul I
    • March 27, 2025

32. FICA Elective deferrals - States that do/don't track Code

    By Guest CJA, June 2, 2008
    • 5 replies
    • 1.4k views
    • 
    • Lori Friedman
    • June 2, 2008

33. How Do You Terminate a 401(k) Plan?

    By IRA, May 11, 2010
    • 5 replies
    • 2.2k views
    • 
    • RCK
    • May 12, 2010

34. If a Plan has no HCE's can the matching formula be different by pay gr

    By Hoard1, November 4, 1999
    • 5 replies
    • 1.6k views
    • 
    • Hoard1
    • November 5, 1999

35. Safe Harbor and Profit Sharing - Testing

    By SMB_VT, November 10, 2024
    • 5 replies
    • 2.2k views
    • 
    • justanotheradmin
    • November 12, 2024

36. Make-up under Rev, Proc. 2015-28

    By Belgarath, September 21, 2016
    • 5 replies
    • 622 views
    • 
    • chc93
    • September 21, 2016

37. Eligibility

    By thepensionmaven, April 30, 2019
    • 5 replies
    • 2.2k views
    • 
    • ACK
    • May 3, 2019

38. Change name on account of deceased employee?

    By AnnCK, April 27, 2023
    • 5 replies
    • 1.2k views
    • 
    • bito'money
    • May 2, 2023

39. When is a loan in default?

    By Guest DWARD, September 13, 2000
    • 5 replies
    • 3k views
    • 
    • MWeddell
    • April 18, 2001

40. Participant Loan Corrections - EPCRS

    By austin3515, May 24, 2013
    • 5 replies
    • 2.3k views
    • 
    • masteff
    • May 24, 2013

41. Tips - W-2 comp definition - safe harbor match per payroll

    By Belgarath, November 10, 2014
    • 5 replies
    • 4.7k views
    • 
    • Belgarath
    • November 11, 2014

42. What's a normal black-out period when converting a plan from one recor

    By Guest JimJ, October 17, 2000
    • 5 replies
    • 2.8k views
    • 
    • Jon Chambers
    • October 18, 2000

43. The plan sponsor changes eligibility wait period from six to twelve mo

    By Guest Clint Schuckel, December 20, 2000
    • 5 replies
    • 1.9k views
    • 
    • Earl
    • December 21, 2000

44. delayed transfer of 401(k) plan assets

    By chris, December 18, 2001
    • 5 replies
    • 1.6k views
    • 
    • Fredman
    • December 20, 2001

45. 415 limit for a participant in two unrelated plans

    By PensionNewbee, April 23, 2004
    • 5 replies
    • 1.6k views
    • 
    • PensionNewbee
    • April 23, 2004

46. SH 401k & Coverage

    By Guest Pete Joachim, May 11, 2011
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • May 11, 2011

47. egtra doc?

    By Guest New to the biz, July 16, 2011
    • 5 replies
    • 1.7k views
    • 
    • John Feldt ERPA CPC QPA
    • July 19, 2011

48. can US citizen residing abroad serve as trustee of own solo 401(k) ?

    By JJA, October 16, 2015
    • 5 replies
    • 3.6k views
    • 
    • JJA
    • October 18, 2015

49. ADP Testing for New Plan who uses prior year testing....

    By Pammie57, February 3, 2016
    • 5 replies
    • 950 views
    • 
    • BG5150
    • February 4, 2016

50. Payroll by payroll Matching Contribution provision Amended to Stop mid year - ACP TEST

    By AdKu, March 1, 2017
    • 5 replies
    • 567 views
    • 
    • AdKu
    • March 7, 2017