401(k) Plans

19,321 topics in this forum

1. Individual K

   By Guest kkcfp, November 23, 2010
   • 5 replies
   • 1.5k views
   • 
   • K2retire
   • December 2, 2010

2. ACP Safe Harbor / $2,500 cap on match

   By austin3515, January 12, 2015
   • 5 replies
   • 1.5k views
   • 
   • austin3515
   • January 12, 2015

3. All time record for ADP %

   By Tom Poje, March 1, 2017
   • 5 replies
   • 561 views
   • 
   • Mike Preston
   • March 1, 2017

4. [Update] Excess deferral in 2017 (not corrected by April 15, 2018) with two unrelated employers/plans

   By Pxhesq, April 19, 2018   

   • 401(k)
   • excess deferral
   • 5 replies
   • 2.8k views
   • 
   • Kac1214
   • April 20, 2018

5. Elective deferral limits - what authority allows plan to set limits th

   By Guest Cutfade, July 21, 2000
   • 5 replies
   • 1.9k views
   • 
   • QDROphile
   • July 24, 2000

6. Help with Beneficiary Designation

   By Vanessa, January 23, 2025
   • 5 replies
   • 1.4k views
   • 
   • Appleby
   • January 28, 2025

7. Calculation of an ADR

   By Guest Grumpy456, March 8, 2007
   • 5 replies
   • 2.1k views
   • 
   • Guest
   • March 12, 2007

8. Life Insurance Premiums - Outside Assets

   By Gruegen, April 16, 2013
   • 5 replies
   • 1.6k views
   • 
   • Belgarath
   • April 18, 2013

9. Otherwise Excludable Employees / New Plan in Second Plan Year

   By 401QUE, November 22, 2013   

   • Otherwise Excludable Employee
   • First plan year
   • 5 replies
   • 2k views
   • 
   • John Feldt ERPA CPC QPA
   • November 22, 2013

10. My employer terminated our 401(k) plan and transferred our assets to a

    By Guest chrismichelle, May 25, 2000
    • 5 replies
    • 2.7k views
    • 
    • Bill Berke
    • June 2, 2000

11. Minimum Top Heavy allocation

    By Guest h_nowicki, June 9, 2005
    • 5 replies
    • 1.9k views
    • 
    • actuarysmith
    • June 11, 2005

12. Trust Identification Number

    By jala, December 8, 2008
    • 5 replies
    • 1.7k views
    • 
    • Bird
    • December 9, 2008

13. Secure File Transfer

    By 12AX7, October 26, 2010
    • 5 replies
    • 1.4k views
    • 
    • 12AX7
    • October 29, 2010

14. Deferrals not put into chosen funds

    By coleboy, January 11, 2018
    • 5 replies
    • 595 views
    • 
    • Lou S.
    • January 17, 2018

15. Forfeiture Account for Terminated Plan

    By metsfan026, December 21, 2022
    • 5 replies
    • 1.2k views
    • 
    • Luke Bailey
    • January 3, 2023

16. "Standardized" Adoption Agreement and Controlled Group

    By PMC, April 4, 2001
    • 5 replies
    • 3k views
    • 
    • Bob R
    • April 11, 2001

17. Severance pay

    By Guest RJF, March 28, 2006
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • April 10, 2006

18. Minimum Deferral Contribution

    By Guest saotampa, May 5, 2008
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • May 6, 2008

19. Safe Harbor Diminimus?

    By rjterpstra19, January 24, 2025
    • 5 replies
    • 1.2k views
    • 
    • Artie M
    • January 24, 2025

20. 2007 COLA Amounts?

    By rocknrolls2, September 26, 2006
    • 5 replies
    • 2k views
    • 
    • Tom Poje
    • September 25, 2007

21. QACA's and Permissible Withdraw

    By Guest frosty, July 18, 2011
    • 5 replies
    • 2.5k views
    • 
    • DMcGovern
    • November 7, 2011

22. HCE Determination - "Compensation" for Rehired Employee

    By Übernerd, January 23, 2013   

    • Nondiscrimination
    • compensation
    • (and 1 more)

      Tagged with:

      • Nondiscrimination
      • compensation
      • HCE
    • 5 replies
    • 3.2k views
    • 
    • Übernerd
    • January 24, 2013

23. Catch-up and payroll companies

    By K2retire, March 2, 2017
    • 5 replies
    • 981 views
    • 
    • K2retire
    • March 3, 2017

24. Non-Profits and New Comparability - Free Choice?

    By ldr, August 27, 2019   

    • non-profit
    • cross testing
    • (and 1 more)

      Tagged with:

      • non-profit
      • cross testing
      • new comp
    • 5 replies
    • 746 views
    • 
    • jpod
    • August 28, 2019

25. Solo 401(k) Plan Loan

    By Catch22PGM, July 25, 2021   

    • loan
    • interest rate
    • 5 replies
    • 1.3k views
    • 
    • Bird
    • July 27, 2021

26. Profit sharing adds safe harbor 401(k) mid-year. Does the employer ha

    By R. Butler, October 18, 2000
    • 5 replies
    • 4.2k views
    • 
    • R. Butler
    • October 20, 2000

27. trustee indemnification

    By Guest Smokin, May 19, 2004
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • May 25, 2004

28. fixed match with no allocation conditions

    By K2retire, December 9, 2015
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • December 15, 2015

29. Safe Harbor plan with Discretionary Match that qualifies as a Safe Harbor for ACP Testing

    By msmith, July 21, 2016
    • 5 replies
    • 1.1k views
    • 
    • msmith
    • July 21, 2016

30. "25% of compensation" limit

    By Pension RC, August 8, 2018
    • 5 replies
    • 2k views
    • 
    • Luke Bailey
    • August 9, 2018

31. EGTRRA 415 limits for non-calendar year plans

    By Brenda Wren, July 25, 2001
    • 5 replies
    • 3.5k views
    • 
    • Effen
    • February 18, 2004

32. QACA

    By Guest JWB19, November 17, 2009
    • 5 replies
    • 3.5k views
    • 
    • Kevin C
    • November 18, 2009

33. Post severance comp & hours

    By Craig Schiller, July 12, 2013   

    • PS $ & HRS
    • 5 replies
    • 5.3k views
    • 
    • Craig Schiller
    • July 18, 2013

34. Different vesting schedules

    By 30Rock, March 28, 2025
    • 5 replies
    • 1.3k views
    • 
    • 30Rock
    • March 29, 2025

35. Catch up Contributions in a non-calendar year plan

    By Guest Steve McD, September 10, 2002
    • 5 replies
    • 2.4k views
    • 
    • Guest
    • September 24, 2002

36. Employer Stock

    By Guest THess, July 25, 2003
    • 5 replies
    • 1.6k views
    • 
    • E as in ERISA
    • August 6, 2003

37. cash out buy back

    By Guest JBeck, February 17, 2004
    • 5 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • February 18, 2004

38. Earned Income/key employees/Top Heavy Minimum

    By Chippy, March 11, 2014
    • 5 replies
    • 1.3k views
    • 
    • PensionPro
    • March 12, 2014

39. ER Contrib missed tax deadline

    By CJS07, March 23, 2016
    • 5 replies
    • 1.2k views
    • 
    • Lou S.
    • March 23, 2016

40. 90 day return of deferrals allowed in QACA?

    By BG5150, October 15, 2019
    • 5 replies
    • 1.5k views
    • 
    • Doc Ument
    • October 17, 2019

41. eligibility, 1000 hrs reached but DOT<21

    By TPApril, March 18, 2021
    • 5 replies
    • 1k views
    • 
    • BG5150
    • March 18, 2021

42. father owns business, son over age 21 only employee

    By jeanh, July 15, 2024
    • 5 replies
    • 801 views
    • 
    • Peter Gulia
    • July 17, 2024

43. Life Insurance Questions

    By Ron401k, June 15, 2017
    • 5 replies
    • 795 views
    • 
    • Bill Presson
    • June 16, 2017

44. Cashing out 401k

    By hawkeye1959, October 16, 2019
    • 5 replies
    • 1.2k views
    • 
    • hawkeye1959
    • October 18, 2019

45. Short Plan Year - 1st year of Safe Harbor

    By nancy, December 1, 2000
    • 5 replies
    • 3.7k views
    • 
    • nancy
    • December 1, 2000

46. Distribution of deceased participant's account to surviving spouse's account in same plan; can survivor later roll over to IRA?

    By Lori H, May 23, 2003
    • 5 replies
    • 2.2k views
    • 
    • Mary Kay Foss
    • September 28, 2003

47. Bonus Deferral

    By Guest cbp, May 12, 2004
    • 5 replies
    • 12.6k views
    • 
    • RTK
    • May 13, 2004

48. PS allocation before year end

    By Santo Gold, September 24, 2009
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • September 24, 2009

49. Avoiding Independent Audit Requirement

    By TPA Bob, October 20, 2009
    • 5 replies
    • 1.3k views
    • 
    • TPA Bob
    • October 20, 2009

50. Short Serviced Employee

    By Dennis Povloski, March 22, 2011
    • 5 replies
    • 1.5k views
    • 
    • Dennis Povloski
    • March 23, 2011