401(k) Plans

19,334 topics in this forum

1. Amend type of profit share contribution mid year

   By EBDI, July 21, 2015
   • 17 replies
   • 4.5k views
   • 
   • Mike Preston
   • July 24, 2015

2. Sponsor Company Owned by Family Trusts - Top Heavy?

   By LangLangTPA, July 22, 2015   

   • Top Heavy
   • 2 replies
   • 1.3k views
   • 
   • Mike Preston
   • July 24, 2015

3. Loan Default

   By ratherbereading, July 21, 2015
   • 2 replies
   • 881 views
   • 
   • austin3515
   • July 22, 2015

4. New plan, former HCE now under 500 hours, is he in?

   By JWRB, July 22, 2015
   • 1 reply
   • 797 views
   • 
   • Tom Poje
   • July 22, 2015

5. SH401k w bifurcated elig

   By cheersmate, July 7, 2015   

   • Safe Harbor
   • Gateway
   • (and 2 more)

     Tagged with:

     • Safe Harbor
     • Gateway
     • Top Heavy
     • bifurcated eligibility
   • 5 replies
   • 2.5k views
   • 
   • SoCalActuary
   • July 22, 2015

6. Correction of employee erroneously excluded for 2015

   By Carol V. Calhoun, July 21, 2015   

   • Rev. Proc. 2015-28
   • 0 replies
   • 1.3k views
   • 
   • Carol V. Calhoun
   • July 21, 2015

7. Negative Contributions

   By Safeharbor29, July 21, 2015
   • 4 replies
   • 4.3k views
   • 
   • QDROphile
   • July 21, 2015

8. Deferring on Commissions

   By ratherbereading, July 20, 2015   

   • 401k
   • commissions
   • (and 1 more)

     Tagged with:

     • 401k
     • commissions
     • deferrals
   • 7 replies
   • 3.8k views
   • 
   • rcline46
   • July 21, 2015

9. Discretionary Match

   By Young Curmudgeon, July 17, 2015
   • 2 replies
   • 1k views
   • 
   • John Feldt ERPA CPC QPA
   • July 20, 2015

10. Plan Termination Fees to Participants

    By perkinsran, July 16, 2015
    • 9 replies
    • 4.3k views
    • 
    • K2retire
    • July 20, 2015

11. 401k Contributions missed a payroll

    By JKW, July 17, 2015
    • 7 replies
    • 2k views
    • 
    • JKW
    • July 20, 2015

12. Missed Catch-Up Deferrals

    By Safeharbor29, July 17, 2015
    • 1 reply
    • 883 views
    • 
    • K2retire
    • July 17, 2015

13. Fund Change Error

    By khn, July 17, 2015
    • 0 replies
    • 754 views
    • 
    • khn
    • July 17, 2015

14. Can a Trust Sponsor a 401(k) Plan?

    By tbp, July 16, 2015
    • 4 replies
    • 1.6k views
    • 
    • Peter Gulia
    • July 17, 2015

15. New Plan,ees missed

    By doombuggy, June 18, 2015
    • 2 replies
    • 1.2k views
    • 
    • justanotheradmin
    • July 16, 2015

16. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.6k views
    • 
    • shERPA
    • July 15, 2015

17. DOL online calculator NOT sufficient?

    By SavingsRUS, July 14, 2015   

    • 401(k)
    • Form 5330
    • (and 1 more)

      Tagged with:

      • 401(k)
      • Form 5330
      • Prohibited Transaction
    • 3 replies
    • 4k views
    • 
    • Gadgetfreak
    • July 15, 2015

18. direct rollover mailed to participant?

    By Peter Gulia, July 14, 2015   

    • rollover
    • 3 replies
    • 1.9k views
    • 
    • Peter Gulia
    • July 14, 2015

19. Catch UP Contribution

    By Pammie57, July 8, 2015
    • 14 replies
    • 2.1k views
    • 
    • Mike Preston
    • July 14, 2015

20. Why is July Such a Popular Month for 401k Rollovers?

    By DonReynolds, July 13, 2015   

    • 403b
    • roll over 401k plans
    • (and 3 more)

      Tagged with:

      • 403b
      • roll over 401k plans
      • 401k rollover
      • Popular Month for 401k
      • 403b retires
    • 4 replies
    • 1.5k views
    • 
    • Tom Poje
    • July 13, 2015

21. Solo(k) Question RE: Spouse Eligibility

    By erisa parrot, July 10, 2015
    • 6 replies
    • 1.9k views
    • 
    • mbozek
    • July 10, 2015

22. Roth 401k Withdrawal

    By Safeharbor29, July 8, 2015
    • 3 replies
    • 951 views
    • 
    • mbozek
    • July 9, 2015

23. Employer Securities

    By PFranckowiak, July 8, 2015
    • 3 replies
    • 1.8k views
    • 
    • A Shot in the Dark
    • July 8, 2015

24. Safe Harbor Participant

    By Stash026, April 2, 2015
    • 13 replies
    • 2.3k views
    • 
    • cheersmate
    • July 8, 2015

25. Hardship Documentation Requirements

    By khn, July 2, 2015
    • 5 replies
    • 1.5k views
    • 
    • GMK
    • July 7, 2015

26. the dreaded non-calendar ADP failure with catchups

    By Bri, July 1, 2015
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • July 7, 2015

27. 402(g) issue

    By Pammie57, July 6, 2015
    • 8 replies
    • 1k views
    • 
    • Mike Preston
    • July 6, 2015

28. What are the differences between a 401k rollover and a 401k transfer?

    By DonReynolds, July 1, 2015   

    • 401k
    • 401k rollover
    • 12 replies
    • 3.2k views
    • 
    • Mike Preston
    • July 6, 2015

29. RMD and Multiple Bene's question

    By Question?, February 6, 2015
    • 9 replies
    • 3.8k views
    • 
    • 4k Everyday
    • July 2, 2015

30. Loan payment suspended for a year

    By austin3515, July 1, 2015
    • 2 replies
    • 1.9k views
    • 
    • austin3515
    • July 2, 2015

31. Can a terminated employee be a trustee?

    By Vlad401k, July 1, 2015
    • 3 replies
    • 1.3k views
    • 
    • shERPA
    • July 1, 2015

32. Ineligible employee allowed to defer too soon

    By Pammie57, June 30, 2015
    • 3 replies
    • 7.7k views
    • 
    • Tom Poje
    • July 1, 2015

33. How to Roll Over an Inherited 401k?

    By MarciaPresberry, June 24, 2015   

    • 401k
    • IRA
    • (and 2 more)

      Tagged with:

      • 401k
      • IRA
      • Rollover
      • Inherited 401k
    • 2 replies
    • 2.2k views
    • 
    • DonReynolds
    • July 1, 2015

34. Notices sent to non-eligible employees

    By nicole_m, June 30, 2015
    • 3 replies
    • 1.1k views
    • 
    • GMK
    • June 30, 2015

35. Hardship Loan - Student Loans

    By MGOAdmin, June 30, 2015   

    • Hardship loan
    • qualifying expenses
    • 1 reply
    • 1k views
    • 
    • austin3515
    • June 30, 2015

36. Deferral not offerred to eligible employee

    By Jed Macy, June 29, 2015
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • June 30, 2015

37. A mutual fund company fully vests participants receiving discretionary matching in a former Safe Harbor Plan

    By CharlesLeggette, June 30, 2015   

    • safe harbor
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • June 30, 2015

38. Wrong Match Amended

    By austin3515, June 25, 2015
    • 4 replies
    • 1k views
    • 
    • Kevin C
    • June 26, 2015

39. Allocating/testing on Partial Compensation

    By abanky, June 18, 2015
    • 12 replies
    • 1.9k views
    • 
    • Mike Preston
    • June 26, 2015

40. Changing Jobs: solo 401k contribution limit

    By dr.j, June 18, 2015
    • 17 replies
    • 2.6k views
    • 
    • Bird
    • June 24, 2015

41. Merging money purchase plan into 401k mid year

    By 30Rock, June 23, 2015
    • 2 replies
    • 1.9k views
    • 
    • ESOP Guy
    • June 23, 2015

42. Controlled Group

    By justatester, June 19, 2015
    • 3 replies
    • 1k views
    • 
    • shERPA
    • June 23, 2015

43. Top Heavy Aggregation

    By Tetsuro, June 12, 2015
    • 1 reply
    • 1.3k views
    • 
    • Kevin C
    • June 23, 2015

44. US Citizen employee of foreign company based overseas

    By LFB-Singapore, June 23, 2015
    • 1 reply
    • 2.6k views
    • 
    • Flyboyjohn
    • June 23, 2015

45. Two different matching Formulas

    By heygents, June 23, 2015
    • 0 replies
    • 952 views
    • 
    • heygents
    • June 23, 2015

46. DOL Lost Interest "Aha Moment"

    By austin3515, June 22, 2015
    • 1 reply
    • 1.2k views
    • 
    • david rigby
    • June 22, 2015

47. RMD - changing ownership-not always 5%

    By jmartin, June 12, 2015
    • 6 replies
    • 1.9k views
    • 
    • GMK
    • June 22, 2015

48. A second match formula

    By JKW, June 18, 2015
    • 4 replies
    • 1k views
    • 
    • JKW
    • June 22, 2015

49. In-plan Roth: protected benefit and recordkeeping

    By Flyboyjohn, June 18, 2015
    • 1 reply
    • 2.7k views
    • 
    • Belgarath
    • June 22, 2015

50. Allowable Formulas for Discretionary Match

    By vanders2240, June 18, 2015
    • 11 replies
    • 6.1k views
    • 
    • John Feldt ERPA CPC QPA
    • June 20, 2015