401(k) Plans

19,321 topics in this forum

1. Safe Harbor Non-elective excludes certain HCEs

   By JJRetirement, April 24, 2017   

   • safe harbor 401(k)
   • highly compensated employees
   • (and 1 more)

     Tagged with:

     • safe harbor 401(k)
     • highly compensated employees
     • plan design
   • 5 replies
   • 2.4k views
   • 
   • BG5150
   • May 8, 2017

2. 2021 401(k) in 2022

   By ombskid, June 5, 2022
   • 5 replies
   • 680 views
   • 
   • CuseFan
   • June 7, 2022

3. "Loan reasons"

   By Guest k8tbrown, January 28, 2002
   • 5 replies
   • 1.9k views
   • 
   • Guest
   • January 29, 2002

4. QDRO for a Nonqualified Deferred Compensation Plan

   By Guest koolkid, November 25, 2002
   • 5 replies
   • 2.8k views
   • 
   • mbozek
   • November 26, 2002

5. Sanity check - Would this work as a Safe Harbor?

   By Guest fender5150, October 29, 2007
   • 5 replies
   • 1.5k views
   • 
   • BG5150
   • November 2, 2007

6. ADP failure refund for takeover plan

   By leighl, March 7, 2017
   • 5 replies
   • 797 views
   • 
   • ESOP Guy
   • March 7, 2017

7. 401(k) and Keogh Plan

   By Guest mbg76, March 9, 2007
   • 5 replies
   • 2.2k views
   • 
   • Guest
   • March 10, 2007

8. BRF Testing

   By justatester, December 18, 2009
   • 5 replies
   • 3k views
   • 
   • MWeddell
   • December 18, 2009

9. Auto Enrollment / Permissible Withdrawals

   By austin3515, April 24, 2017
   • 5 replies
   • 978 views
   • 
   • ESOP Guy
   • April 25, 2017

10. Excluding Leased Employees

    By BG5150, October 18, 2019
    • 5 replies
    • 3.4k views
    • 
    • AKconsult
    • October 24, 2019

11. Is it possible to make a true-up contribution in a plan with a payroll by payroll computation period?

    By Zach Del, February 21, 2023
    • 5 replies
    • 2.3k views
    • 
    • Paul I
    • February 28, 2023

12. How many 401(k) plans have at least $50 million?

    By Peter Gulia, January 18, 2017   

    • market segmentation
    • 5 replies
    • 9.1k views
    • 
    • Peter Gulia
    • January 19, 2017

13. disaggregation for ADP Test

    By AlbanyConsultant, April 30, 2020
    • 5 replies
    • 1.3k views
    • 
    • Luke Bailey
    • May 4, 2020

14. Catch Up Exceed 100% of Comp

    By jd1433, January 21, 2022
    • 5 replies
    • 2.3k views
    • 
    • Lou S.
    • January 24, 2022

15. Distribution upon Sale of Subsidiary

    By Scott, February 2, 1999
    • 5 replies
    • 2.9k views
    • 
    • QDROphile
    • February 3, 1999

16. Tax Credit & EACA

    By susieQ, February 3, 2021
    • 5 replies
    • 1.2k views
    • 
    • Bird
    • February 5, 2021

17. Qualified Compensation of a 401k and after tax contributions

    By dragondon, May 8, 2023
    • 5 replies
    • 804 views
    • 
    • Lou S.
    • May 9, 2023

18. 401K Hardship Withdrawls

    By Guest caddy1950, August 16, 2001
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • August 20, 2001

19. Terminated plan distributions

    By pbarrett, March 4, 2005
    • 5 replies
    • 1.7k views
    • 
    • stevena
    • March 5, 2005

20. 401(a)(17) limit

    By fiona1, August 26, 2011
    • 5 replies
    • 2.5k views
    • 
    • BG5150
    • August 29, 2011

21. Multiple Employer Welfare Arrangements (MEWA)

    By Guest Lizzie, June 12, 2000
    • 5 replies
    • 3.3k views
    • 
    • pjkoehler
    • June 14, 2000

22. Former key - top heavy minimum, gateway?

    By Guest Nia_phyte, May 14, 2010
    • 5 replies
    • 4.4k views
    • 
    • Guest
    • October 29, 2010

23. Late Deposits - DOL Safe Harbor

    By PensionPro, September 29, 2014
    • 5 replies
    • 1.6k views
    • 
    • 401K_AZ
    • October 3, 2014

24. ADP and ACP Testing Option

    By Guest kmvr, February 8, 2006
    • 5 replies
    • 1.6k views
    • 
    • MWeddell
    • February 8, 2006

25. Excise tax when refunds are done with 1-to-1 QNEC?

    By BG5150, July 30, 2008
    • 5 replies
    • 3k views
    • 
    • Guest
    • August 4, 2008

26. booster contributions?

    By Guest le190, July 13, 1999
    • 5 replies
    • 1.6k views
    • 
    • LCARUSI
    • July 14, 1999

27. 401K cash out?

    By Guest skv7, August 31, 2007
    • 5 replies
    • 1.9k views
    • 
    • Bird
    • September 1, 2007

28. Roth 401k In-Service

    By austin3515, August 28, 2015
    • 5 replies
    • 944 views
    • 
    • austin3515
    • August 28, 2015

29. Employees unionize, match not bargained

    By JustnERPA, May 7, 2019
    • 5 replies
    • 1.8k views
    • 
    • Kevin C
    • May 16, 2019

30. Safe Harbor Match to HCE

    By metsfan026, June 24, 2025
    • 5 replies
    • 1.1k views
    • 
    • CuseFan
    • June 24, 2025

31. Non Calendar Year 401k

    By DP, November 25, 2002
    • 5 replies
    • 5k views
    • 
    • kocak
    • November 26, 2002

32. Partial year Safe Harbor plan: compensation definition

    By AndrewZ, October 21, 2008
    • 5 replies
    • 3.2k views
    • 
    • Tom Poje
    • October 24, 2008

33. Co-Fiduciary or Fiduciary Role - is There a Writing Requirement?

    By Guest davsun, January 7, 2009
    • 5 replies
    • 3.2k views
    • 
    • Guest
    • January 8, 2009

34. Plan Having Trouble with 414(s) Compensation Test

    By rocknrolls2, February 24, 2009
    • 5 replies
    • 3.4k views
    • 
    • John Feldt ERPA CPC QPA
    • February 24, 2009

35. They're here! (new limits!)

    By austin3515, October 28, 2010
    • 5 replies
    • 1.3k views
    • 
    • GMK
    • October 28, 2010

36. Compensation definition for safe harbor match only

    By Belgarath, August 30, 2013
    • 5 replies
    • 2.6k views
    • 
    • Belgarath
    • September 3, 2013

37. Reinstating forfeitures after rehire

    By EBDI, April 25, 2017
    • 5 replies
    • 3.9k views
    • 
    • EBDI
    • April 26, 2017

38. Employee who Embezzled Funds - Are we required to withhold 20% on dist

    By Guest J Samuelson, November 11, 1999
    • 5 replies
    • 3.7k views
    • 
    • Dave Baker
    • November 16, 1999

39. Multiple Employer Plan

    By R. Butler, February 6, 2001
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • May 8, 2001

40. Testing ACP Safe Harbor Contributions

    By Guest T-BONE, April 19, 2002
    • 5 replies
    • 2.8k views
    • 
    • Tom Poje
    • April 19, 2002

41. 401k Loan

    By Guest jousty, November 25, 2002
    • 5 replies
    • 2.8k views
    • 
    • E as in ERISA
    • November 26, 2002

42. Limiting HCE Deferrals through Corporate Resolution

    By Guest psgross, July 11, 2005
    • 5 replies
    • 1.8k views
    • 
    • E as in ERISA
    • April 25, 2006

43. EPCRS Question

    By kevind2010, July 21, 2011
    • 5 replies
    • 1.6k views
    • 
    • kevind2010
    • July 25, 2011

44. How much will my company match?

    By GonGon, June 20, 2017   

    • savings
    • retirement
    • (and 3 more)

      Tagged with:

      • savings
      • retirement
      • match
      • contribution
      • 401k
    • 5 replies
    • 956 views
    • 
    • ESOP Guy
    • June 21, 2017

45. Taxing distribution of less than account balance; includes pre-tax and after-tax contributions

    By jane123, September 27, 2003
    • 5 replies
    • 1.2k views
    • 
    • Fredman
    • September 29, 2003

46. Solo 401(k) plan "administration."

    By Guest new2thegame, October 20, 2003
    • 5 replies
    • 1.7k views
    • 
    • Alf
    • October 22, 2003

47. 404(c)

    By Guest ArkansasChris, December 10, 2008
    • 5 replies
    • 1.8k views
    • 
    • J Simmons
    • December 11, 2008

48. What makes a union plan cover only union employees?

    By jkharvey, October 14, 2013   

    • Adoption Agreement language
    • 5 replies
    • 1.3k views
    • 
    • buckaroo
    • October 16, 2013

49. Who is entitled to Safe Harbor

    By pensionnube, August 13, 2014   

    • Safe Harbor
    • termed
    • 5 replies
    • 1.4k views
    • 
    • chc93
    • August 14, 2014

50. The 401(a)(17) Contribution Limit and Multiple Employers

    By ERISA-Bubs, September 21, 2023
    • 5 replies
    • 2.5k views
    • 
    • Lou S.
    • June 4, 2024