401(k) Plans

19,321 topics in this forum

1. Basic SH Match & Discretionary Match

   By Guest 4:15 Limit, August 31, 2009
   • 5 replies
   • 1.7k views
   • 
   • MWeddell
   • September 3, 2009

2. Converting PS to New Comp

   By Guest MMorgan, September 10, 1998
   • 5 replies
   • 5k views
   • 
   • Lorraine Dorsa
   • September 12, 1998

3. Safe Harbor notices

   By pmacduff, November 15, 2005
   • 5 replies
   • 1.9k views
   • 
   • Guest
   • November 16, 2005

4. Earned Income Calculation

   By Guest notapensiongeek, May 6, 2009
   • 5 replies
   • 1.6k views
   • 
   • Guest
   • May 7, 2009

5. Matching age 50 catch-up contributions - questions

   By John A, January 29, 2002
   • 5 replies
   • 2.2k views
   • 
   • R. Butler
   • July 19, 2002

6. Spousal Consent

   By 30Rock, August 29, 2011
   • 5 replies
   • 3k views
   • 
   • masteff
   • September 2, 2011

7. SH401k w bifurcated elig

   By cheersmate, July 7, 2015   

   • Safe Harbor
   • Gateway
   • (and 2 more)

     Tagged with:

     • Safe Harbor
     • Gateway
     • Top Heavy
     • bifurcated eligibility
   • 5 replies
   • 2.5k views
   • 
   • SoCalActuary
   • July 22, 2015

8. Company wants me to fund my own QNEC after test failure -- I'm a partner

   By calexbraska, June 20, 2018
   • 5 replies
   • 1k views
   • 
   • Luke Bailey
   • June 21, 2018

9. Controlled Group Question

   By metsfan026, March 31, 2022
   • 5 replies
   • 641 views
   • 
   • C. B. Zeller
   • March 31, 2022

10. Late Contributions to 401k plan

    By FT Retire, October 28, 2022
    • 5 replies
    • 1.2k views
    • 
    • Bird
    • November 1, 2022

11. Automatic Enrollment Exemption for New Firms

    By Below Ground, November 20, 2024
    • 5 replies
    • 1.1k views
    • 
    • Below Ground
    • December 5, 2024

12. May we recharacterize deferrals mistakenly processed as Roth back to a participant’s proper non-Roth?

    By Peter Gulia, November 28, 2025
    • 5 replies
    • 430 views
    • 
    • PensionPete
    • December 2, 2025

13. Establish plan with a rollover only?

    By Guest tracys, September 8, 2003
    • 5 replies
    • 1.3k views
    • 
    • Belgarath
    • September 9, 2003

14. Affiliated Service Group in 401k

    By CLE401kGuy, July 5, 2012
    • 5 replies
    • 2.2k views
    • 
    • Mike Preston
    • September 4, 2012

15. compensation and gateway

    By Chippy, June 20, 2014
    • 5 replies
    • 1.6k views
    • 
    • MWeddell
    • June 23, 2014

16. Can employees that have worked in their foreign offices have their time counted towards eligibility and vesting when they come over to the US?

    By Chris123, February 10, 2020
    • 5 replies
    • 2.4k views
    • 
    • Chris123
    • February 12, 2020

17. Early Entry Deferrals/1 yr wait for match

    By Guest Effie Clark, February 28, 2000
    • 5 replies
    • 1.9k views
    • 
    • K2retire
    • March 16, 2017

18. No Rollover Contribution Fees for 6 Months -- Any Issues?

    By Interested Party, February 5, 2025
    • 5 replies
    • 1.1k views
    • 
    • Interested Party
    • February 5, 2025

19. Employee Deferrals - Reconciliation Shortages as Late Deposits?

    By A.C., September 26, 2025
    • 5 replies
    • 1.8k views
    • 
    • Paul I
    • September 30, 2025

20. Additonal match contribution on top of safe harbor match?

    By R. Butler, March 16, 2001
    • 5 replies
    • 2.9k views
    • 
    • Richard Anderson
    • March 20, 2001

21. Option to *not* defer on bonus comp?

    By Guest Jay345, November 14, 2012
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • November 14, 2012

22. Leaving MEP to start own plan

    By cpc0506, January 23, 2019
    • 5 replies
    • 3.8k views
    • 
    • thepensionmaven
    • January 28, 2019

23. Excess match in 2000

    By Guest ycurran, February 15, 2002
    • 5 replies
    • 1.9k views
    • 
    • lkpittman
    • August 12, 2002

24. Reward/Performance Based Matches

    By Guest elmo27, November 4, 2011
    • 5 replies
    • 1.1k views
    • 
    • Guest
    • November 7, 2011

25. Minimum deferral to receive match.

    By Guest Thornton, September 5, 2013
    • 5 replies
    • 2.2k views
    • 
    • Tom Poje
    • September 9, 2013

26. Is this eligibiltiy for 401(k) ok?

    By BG5150, March 9, 2018
    • 5 replies
    • 731 views
    • 
    • Belgarath
    • March 9, 2018

27. Hardship request

    By Guest Achilles, January 4, 2005
    • 5 replies
    • 1.7k views
    • 
    • WDIK
    • January 5, 2005

28. What to do with plan when self employed doctor sells practice and moves to another city.

    By jkharvey, August 9, 2005
    • 5 replies
    • 1.4k views
    • 
    • mbozek
    • August 10, 2005

29. Top Heavy Determination

    By RPP2001, September 29, 2008
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • September 30, 2008

30. Early Participation and Otherwise Excludable

    By Guest LLHarlow, August 14, 2014   

    • ADP Test Exclusions
    • 5 replies
    • 3.7k views
    • 
    • MWeddell
    • August 15, 2014

31. Late deposits fixed by using old trade date?

    By AlbanyConsultant, May 2, 2017
    • 5 replies
    • 854 views
    • 
    • AlbanyConsultant
    • May 2, 2017

32. Match on Separate Bonus Deferral Election

    By J. Bringhurst, August 16, 2018
    • 5 replies
    • 1.7k views
    • 
    • Luke Bailey
    • August 16, 2018

33. Matching Forfeitures / Nobody Salary Defers

    By BeanCounterBlues, October 4, 2018
    • 5 replies
    • 656 views
    • 
    • ERISAAPPLE
    • October 6, 2018

34. 401(k) forfeitures

    By Guest ANBFREE, June 13, 2003
    • 5 replies
    • 2.5k views
    • 
    • E as in ERISA
    • June 18, 2003

35. eligibility

    By Guest Moira, September 28, 2009
    • 5 replies
    • 1.5k views
    • 
    • K2retire
    • September 29, 2009

36. DC/DB Combo Top-Heavy Minimum

    By austin3515, March 6, 2012
    • 5 replies
    • 3k views
    • 
    • Tom Poje
    • March 7, 2012

37. Vested Amount of 401k meaning

    By dbm, October 24, 2019
    • 5 replies
    • 7.5k views
    • 
    • Larry Starr
    • October 24, 2019

38. Deductibility limit under Section 404

    By Guest Joe Vasko, February 29, 2000
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • March 2, 2000

39. Software needed to manage participant loans in 401(k) plans.

    By Guest jrhodes, November 11, 2000
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • November 23, 2000

40. What impact do forfeitures have with the 415 limit?

    By pbarrett, October 21, 2003
    • 5 replies
    • 1.6k views
    • 
    • R. Butler
    • October 22, 2003

41. Basic Plan Design

    By Gary, March 30, 2005
    • 5 replies
    • 1.4k views
    • 
    • Tom Poje
    • March 30, 2005

42. Participant Loan Program

    By austin3515, May 30, 2021
    • 5 replies
    • 986 views
    • 
    • Belgarath
    • June 1, 2021

43. Compensation to use in ADP test

    By jkharvey, February 29, 2000
    • 5 replies
    • 4k views
    • 
    • Guest
    • March 2, 2000

44. Foreign Company 401(k)

    By Guest Green92, May 31, 2006
    • 5 replies
    • 4.2k views
    • 
    • 401k IA
    • June 4, 2019

45. Operational Logistics

    By Gary, November 20, 2009
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • December 22, 2009

46. Controlled Group Safe Harbor and Traditional

    By 52626, March 19, 2019
    • 5 replies
    • 439 views
    • 
    • Mike Preston
    • March 21, 2019

47. Distribution Approval and Security

    By Tom, November 21, 2024
    • 5 replies
    • 1.6k views
    • 
    • Peter Gulia
    • November 25, 2024

48. TPA Going out of Business

    By Guest Admin, December 21, 2001
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • December 22, 2001

49. Employee Participation Survey

    By Guest mr.pension, March 16, 2002
    • 5 replies
    • 2.8k views
    • 
    • Guest
    • March 20, 2002

50. True-ups for only participants hitting 402(g)

    By Guest JB517, October 6, 2010
    • 5 replies
    • 2.1k views
    • 
    • TPAMan
    • October 13, 2010