401(k) Plans

19,321 topics in this forum

1. After tax contributions in small S.H. 401(k)

   By Lori H, January 23, 2018
   • 5 replies
   • 1.4k views
   • 
   • Lori H
   • January 23, 2018

2. Exclusion of Fringe Benefits

   By BTG, March 20, 2019
   • 5 replies
   • 3.8k views
   • 
   • Doc Ument
   • March 21, 2019

3. GUST Basic Plan Document Search

   By steverenner, May 13, 2019
   • 5 replies
   • 1.3k views
   • 
   • steverenner
   • May 15, 2019

4. How much can be taken out as a hardship distribution, after a particip

   By Richard Anderson, July 4, 2000
   • 5 replies
   • 1.6k views
   • 
   • MWeddell
   • July 10, 2000

5. Company Stock

   By Guest koolkid, November 29, 2002
   • 5 replies
   • 1.9k views
   • 
   • MWeddell
   • December 2, 2002

6. Not really a plan question, but...

   By stevena, October 21, 2005
   • 5 replies
   • 1.9k views
   • 
   • Guest
   • November 15, 2005

7. Back Pay

   By 401 Chaos, December 30, 2010
   • 5 replies
   • 11.4k views
   • 
   • Guest
   • December 31, 2010

8. Cite prohibiting 2000 Hours of Service for benefit accrual?

   By Flyboyjohn, September 4, 2015
   • 5 replies
   • 1.1k views
   • 
   • Flyboyjohn
   • September 8, 2015

9. Safe Harbor 401(k) Plan - Employer Wants to Suspend Match for One Subsidiary or Division

   By rocknrolls2, December 5, 2016   

   • Does Employer Lose Safe Harbo
   • 5 replies
   • 1.3k views
   • 
   • rocknrolls2
   • December 16, 2016

10. Can I roll over my 401(k) moneys into a Roth IRA?

    By Guest kevking, October 21, 2000
    • 5 replies
    • 2.1k views
    • 
    • Guest
    • July 21, 2001

11. Definition of Compensation

    By Guest DLearning, January 14, 2004
    • 5 replies
    • 1.4k views
    • 
    • Guest
    • January 15, 2004

12. Transferring Balances of Missing MPP Participants into 401(k) Plan

    By holdco, April 11, 2012
    • 5 replies
    • 1.6k views
    • 
    • Bird
    • April 13, 2012

13. Short initial year limitations

    By Flyboyjohn, March 14, 2013
    • 5 replies
    • 5.5k views
    • 
    • Flyboyjohn
    • March 15, 2013

14. Safe Harbor 401(K) Plan with Automatic Enrollment

    By RayRay, February 1, 2022
    • 5 replies
    • 1.4k views
    • 
    • Bill Presson
    • February 2, 2022

15. Takeover of employees by PEO

    By Guest Thornton, May 13, 2002
    • 5 replies
    • 1.7k views
    • 
    • alanm
    • May 21, 2002

16. Terminating plan missing SH contrib

    By TBob, June 2, 2006
    • 5 replies
    • 1.4k views
    • 
    • TBob
    • June 5, 2006

17. Distribution Fees

    By Guest stevena1, October 30, 2006
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • October 31, 2006

18. Beneficiary Problem

    By Guest snmhanson, May 7, 2014
    • 5 replies
    • 2.8k views
    • 
    • My 2 cents
    • May 8, 2014

19. Overpayments and Other Plan Errors

    By Madison71, October 9, 2018
    • 5 replies
    • 813 views
    • 
    • Kevin C
    • October 9, 2018

20. 401k Education - Seminar or Conference

    By Guest lmmangrum, February 10, 2006
    • 5 replies
    • 3.3k views
    • 
    • Guest
    • February 11, 2006

21. Safe Harbor Plan

    By Nassau, September 9, 2010
    • 5 replies
    • 1.8k views
    • 
    • austin3515
    • January 19, 2011

22. Excluded Divisions, ACP Testing, and Coverage Testing

    By buckaroo, December 6, 2013
    • 5 replies
    • 2.5k views
    • 
    • Tom Poje
    • December 9, 2013

23. Senior Moment

    By thepensionmaven, May 7, 2014
    • 5 replies
    • 1k views
    • 
    • Kevin C
    • May 8, 2014

24. May a plan change from “no true-up” to “true-up” for a year already begun?

    By Peter Gulia, November 28, 2017   

    • amendment; retroactive; matching; safe-harbor
    • 5 replies
    • 2.9k views
    • 
    • Peter Gulia
    • November 28, 2017

25. Profit Sharing for Terminated Unvested Participant

    By 401kSteve, October 26, 2020
    • 5 replies
    • 3.2k views
    • 
    • Bird
    • October 26, 2020

26. Can maximum statutory entry date rules be applied in running ADP test,

    By Guest MEGary, November 17, 1999
    • 5 replies
    • 3.9k views
    • 
    • Earl
    • December 2, 1999

27. Facts & Circumstances Hardship under audit

    By BG5150, January 4, 2023
    • 5 replies
    • 1.2k views
    • 
    • bito'money
    • January 6, 2023

28. QERP and QES

    By fidu, March 18, 2002
    • 5 replies
    • 2.3k views
    • 
    • fidu
    • March 22, 2002

29. Safe Harbor Match -Comp Definition

    By Guest Cheri_Rose, July 11, 2006
    • 5 replies
    • 2.8k views
    • 
    • Tom Poje
    • August 14, 2006

30. Max defined cont plan

    By Moe Howard, November 29, 2006
    • 5 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • November 29, 2006

31. safe harbor maybe

    By cpc0506, January 31, 2013
    • 5 replies
    • 2.8k views
    • 
    • Kevin C
    • January 31, 2013

32. Adding Safe Harbor Non-Elective and Deferrals to Profit Sharing Plan Mid-Year

    By Phlyers, June 27, 2017
    • 5 replies
    • 2.5k views
    • 
    • Kevin C
    • June 28, 2017

33. excess 415 for terminated employee

    By Nancy D, January 29, 2019   

    • 415 excess
    • 5 replies
    • 1.2k views
    • 
    • Nancy D
    • January 30, 2019

34. Correcting Participant Theft from Plan

    By Dalai Pookah, October 28, 2019   

    • correction method
    • theft
    • 5 replies
    • 728 views
    • 
    • Luke Bailey
    • October 31, 2019

35. Suspending SH Election, Adopt 3% Nonelective by Year-End Under SECURE

    By Danny CPA, March 31, 2020
    • 5 replies
    • 820 views
    • 
    • Gilmore
    • April 1, 2020

36. Maximum benefit at minimum salary

    By Guest Ed Walker, October 3, 2002
    • 5 replies
    • 1.6k views
    • 
    • Mike Preston
    • October 5, 2002

37. Deferrals from Cafeteria Plan

    By rcline46, September 6, 2007
    • 5 replies
    • 4.9k views
    • 
    • CTipper
    • September 16, 2007

38. Davis Bacon EE contributions?

    By Guest Green92, May 12, 2008
    • 5 replies
    • 3.3k views
    • 
    • Guest
    • June 13, 2008

39. Garnishment of IRA and 401(k) Plans

    By Guest chickbull, October 24, 2008
    • 5 replies
    • 5.3k views
    • 
    • Guest
    • October 27, 2008

40. Excludable v.s. Non Excludable for coverage testing

    By RRB, February 1, 2012
    • 5 replies
    • 2.4k views
    • 
    • RRB
    • February 3, 2012

41. Safe Harbor - Exclude HCE's EXCEPT Owners

    By austin3515, November 16, 2012
    • 5 replies
    • 2.6k views
    • 
    • BG5150
    • November 16, 2012

42. Vesting applicable to QACA SHNE changing to traditional SHNE

    By Robin Wilson, December 23, 2020
    • 5 replies
    • 1k views
    • 
    • Bill Presson
    • January 7, 2021

43. Solo - K set up deadline for 2023

    By Tom, March 28, 2024
    • 5 replies
    • 825 views
    • 
    • David Schultz
    • April 2, 2024

44. ADP Contribution amount used for testing

    By Transplant, October 3, 2025
    • 5 replies
    • 723 views
    • 
    • Peter Gulia
    • October 6, 2025

45. Forfeitures and QNEC's

    By Guest welcomehome, March 5, 2004
    • 5 replies
    • 2.6k views
    • 
    • Kirk Maldonado
    • March 10, 2004

46. Plan termination - safe harbor match

    By Belgarath, September 9, 2013
    • 5 replies
    • 2.9k views
    • 
    • Bird
    • September 10, 2013

47. Plan entry for a rehire

    By Ajillity, January 5, 2023
    • 5 replies
    • 641 views
    • 
    • Ajillity
    • January 16, 2023

48. Clarification on forfeitures included or not in ADP/ACP test?

    By Guest Kim S., March 18, 2002
    • 5 replies
    • 3.3k views
    • 
    • Guest
    • March 18, 2002

49. MPP Merger and Final 5500

    By Guest goaliemom, January 15, 2004
    • 5 replies
    • 1.7k views
    • 
    • david rigby
    • January 15, 2004

50. Reduce or Stop Salary Deferral

    By §#$%!, September 30, 2008
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • October 1, 2008