401(k) Plans

19,275 topics in this forum

1. Terminated Participants

   By Nassau, August 21, 2012
   • 4 replies
   • 1.8k views
   • 
   • K2retire
   • August 21, 2012

2. Failed ADP, Leveling and Catch-ups (Oh My!)

   By No Name, April 21, 2005
   • 2 replies
   • 1.8k views
   • 
   • Tom Poje
   • April 22, 2005

3. QSLOBs and Application of Safe-Harbor 401(k)

   By Guest doverterp, October 4, 2005
   • 1 reply
   • 1.8k views
   • 
   • WDIK
   • October 5, 2005

4. 401(a)4 corrective amendment question

   By Guest mparker2028, February 16, 2006
   • 4 replies
   • 1.8k views
   • 
   • AndyH
   • February 16, 2006

5. Bankruptcy... pension account protected?

   By K-t-F, November 30, 2004
   • 5 replies
   • 1.8k views
   • 
   • mbozek
   • December 6, 2004

6. LIMITS FOR NON-CALENDAR PLAN YEARS

   By Guest CHRISTA, August 31, 2000
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • August 31, 2000

7. 401(k) sponsor converts to employee leasing

   By Guest Mike Kimball, May 12, 1999
   • 8 replies
   • 1.8k views
   • 
   • Guest
   • May 17, 1999

8. Top Heavy Unrelated Rollover

   By Dennis Povloski, January 12, 2012
   • 1 reply
   • 1.8k views
   • 
   • Tom Poje
   • January 12, 2012

9. 401(k) but no profit sharing

   By Santo Gold, February 24, 2006
   • 7 replies
   • 1.8k views
   • 
   • Santo Gold
   • February 25, 2006

10. Prior Year ADP Testing

    By Guest Robb Muse, June 1, 1999
    • 2 replies
    • 1.8k views
    • 
    • LCARUSI
    • June 4, 1999

11. Multiple Employer Plan - Loans

    By Pam S., March 13, 2014
    • 2 replies
    • 1.8k views
    • 
    • MWeddell
    • March 14, 2014

12. Who is responsible for top-heavy testing?

    By Guest WDH, February 29, 2000
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • March 1, 2000

13. How aggressive is this? ACP testing

    By imchipbrown, September 6, 2001
    • 6 replies
    • 1.8k views
    • 
    • Tom Poje
    • September 14, 2001

14. 2014 COLA Limits and Safe Harbor Notice

    By buckaroo, October 22, 2013
    • 4 replies
    • 1.8k views
    • 
    • Tom Poje
    • October 23, 2013

15. Match Allocated on Payroll Basis - Stop When Participant Maxes Out on

    By Christine Roberts, December 7, 2000
    • 2 replies
    • 1.8k views
    • 
    • card
    • December 7, 2000

16. Profit Sharing Offset

    By rlb64, July 18, 2006
    • 5 replies
    • 1.8k views
    • 
    • david rigby
    • July 18, 2006

17. Hardship Withdrawals

    By Guest moorhan, July 18, 2001
    • 2 replies
    • 1.8k views
    • 
    • MWeddell
    • July 19, 2001

18. Timing of 401(k) Deferral Deposits

    By Guest ANNEBV, September 15, 2005
    • 2 replies
    • 1.8k views
    • 
    • Archimage
    • September 15, 2005

19. Amend discretionary match in SH plan

    By MSN, September 17, 2007
    • 5 replies
    • 1.8k views
    • 
    • Tom Poje
    • September 19, 2007

20. Can't afford Safe Harbor Contributions?

    By Jilliandiz, October 22, 2004
    • 3 replies
    • 1.8k views
    • 
    • Tom Poje
    • October 28, 2004

21. Tipped Employees and Deferrals

    By katdmin, January 18, 2022
    • 6 replies
    • 1.8k views
    • 
    • katdmin
    • January 26, 2022

22. ACP refund due... but this year's match not deposited yet

    By AlbanyConsultant, March 15, 2024
    • 8 replies
    • 1.8k views
    • 
    • Bill Presson
    • March 18, 2024

23. Different Match for Different Classifications of Employees

    By Guest RS Vatalaro, August 25, 1999
    • 1 reply
    • 1.8k views
    • 
    • Dowist
    • August 26, 1999

24. Employee defers to plan before eligibility requirements are met

    By mming, April 21, 2000
    • 4 replies
    • 1.8k views
    • 
    • mming
    • April 24, 2000

25. ADP Failure, Late Distributions and One to One QNEC

    By buckaroo, October 24, 2007
    • 0 replies
    • 1.8k views
    • 
    • buckaroo
    • October 24, 2007

26. ADP/ACP testing error

    By Guest Sara H, June 23, 1999
    • 1 reply
    • 1.8k views
    • 
    • Alf
    • June 25, 1999

27. Safe Harbor Spin-Off

    By PMC, April 15, 2010
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • September 8, 2011

28. Plan Loans in Bankruptcy

    By Guest DLH, February 28, 2002
    • 11 replies
    • 1.8k views
    • 
    • Mike Preston
    • March 4, 2002

29. restorative payments

    By Guest D. Leeke, March 4, 2002
    • 0 replies
    • 1.8k views
    • 
    • Guest
    • March 4, 2002

30. Student loan repayment

    By Belgarath, September 17, 2020
    • 14 replies
    • 1.8k views
    • 
    • AKconsult
    • October 1, 2020

31. wrong interest rate for participant loans.

    By wsp, October 29, 2003
    • 2 replies
    • 1.8k views
    • 
    • mbozek
    • October 29, 2003

32. very late deposit and DOL audit

    By Jim Chad, November 9, 2009
    • 12 replies
    • 1.8k views
    • 
    • BG5150
    • November 10, 2009

33. Disability payments as plan income?

    By Guest Kent Hieronymus, February 8, 2000
    • 3 replies
    • 1.8k views
    • 
    • KIP KRAUS
    • February 8, 2000

34. Participant does not want to receive SH Non-Elective

    By Bruddah Kimo, January 18, 2010
    • 9 replies
    • 1.8k views
    • 
    • TPApril
    • April 28, 2011

35. Plan Distributions

    By Guest KevinP, February 15, 2002
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • March 5, 2002

36. Open MEP Form 5500 Filing Requirements

    By JustMe, July 13, 2020
    • 3 replies
    • 1.8k views
    • 
    • Alonzo Church
    • July 15, 2020

37. Minimum Deferral Percentage

    By justatester, May 6, 2013
    • 6 replies
    • 1.8k views
    • 
    • Doghouse
    • May 7, 2013

38. Calculating Employer Match

    By DP, June 26, 2003
    • 9 replies
    • 1.8k views
    • 
    • WDIK
    • June 27, 2003

39. Administrative fees for distribution

    By Guest Rick Butler, May 19, 2000
    • 3 replies
    • 1.8k views
    • 
    • MoJo
    • May 23, 2000

40. Valuation Date for 401(k) Plan

    By 401(k)athryn, February 3, 2021
    • 7 replies
    • 1.8k views
    • 
    • Luke Bailey
    • February 4, 2021

41. Required Amendments

    By Stash026, December 28, 2009
    • 1 reply
    • 1.8k views
    • 
    • Kevin C
    • December 29, 2009

42. If catch-up is being used in a 401(k) PS plan, is the maximum $42,000 increased by the amount of the catch up?

    By Guest stephentaft, October 5, 2005
    • 7 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • October 28, 2005

43. Controlled group with regard to SIMPLE Plans

    By k man, May 10, 2000
    • 9 replies
    • 1.8k views
    • 
    • Guest
    • May 11, 2000

44. RMD Relief?

    By austin3515, November 10, 2008
    • 3 replies
    • 1.8k views
    • 
    • Appleby
    • November 13, 2008

45. Removing annuity options from 401(K)

    By Jim Chad, September 25, 2001
    • 0 replies
    • 1.8k views
    • 
    • Jim Chad
    • September 25, 2001

46. Questionable interpretation of allocation formula to allow diff percentage based on years of service

    By Guest DIGMYDOG, December 3, 2003
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 4, 2003

47. Form BE- 180 Benchmark Survey

    By Nassau, September 16, 2010
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • September 16, 2010

48. "Counterproductive actions" hardship distribution provision

    By namealreadyinuse, March 15, 2006
    • 2 replies
    • 1.8k views
    • 
    • namealreadyinuse
    • March 16, 2006

49. Safe Harbor and 414(s)

    By david shipp, December 4, 1998
    • 0 replies
    • 1.8k views
    • 
    • david shipp
    • December 4, 1998

50. Deleting a Catch-Up Contribution Provision

    By Guest Callan, September 4, 2002
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • September 4, 2002