401(k) Plans

19,337 topics in this forum

1. adding profit sharing component to a safe harbor 401(K)

   By Guest stephentaft, September 30, 2005
   • 4 replies
   • 1.9k views
   • 
   • R. Butler
   • October 3, 2005

2. Employer terminating profit sharing plan. Adopting Safe Harbor 401(k)

   By MarZDoates, December 22, 2003
   • 9 replies
   • 1.9k views
   • 
   • Mike Preston
   • December 23, 2003

3. HCE Deferral Changes to Pass ADP

   By Guest Juice, September 9, 1999
   • 2 replies
   • 1.9k views
   • 
   • Wessex
   • September 9, 1999

4. De Facto Terminations

   By Guest Laura Millwood, July 10, 1999
   • 2 replies
   • 1.9k views
   • 
   • KJohnson
   • July 13, 1999

5. 410(b) "Free Ride"

   By Guest jdeets, November 20, 1998
   • 3 replies
   • 1.9k views
   • 
   • Wessex
   • November 23, 1998

6. 401Ks and IRAs, should I have both?

   By Guest Tyler015, June 28, 2005
   • 12 replies
   • 1.9k views
   • 
   • rlb64
   • July 8, 2005

7. 11g Amendment to Correct Coverage Failure

   By Laura Harrington, April 1, 2009
   • 1 reply
   • 1.9k views
   • 
   • Mike Preston
   • April 1, 2009

8. Safe Harbor Notice mid-year non-Safe Harbor contribution change

   By Guest LStein, June 8, 2005
   • 7 replies
   • 1.9k views
   • 
   • R. Butler
   • June 9, 2005

9. Employer neglects to deduct 401(k)

   By Brenda Wren, March 15, 2001
   • 3 replies
   • 1.9k views
   • 
   • QDROphile
   • March 17, 2001

10. Compensation For An S-Corp

    By metsfan026, April 5, 2022
    • 3 replies
    • 1.9k views
    • 
    • Dare Johnson
    • April 5, 2022

11. New QACA - Effect of Rehires upon Automatic Contribution Increases and Permissible Withdrawals

    By rocknrolls2, November 9, 2007
    • 0 replies
    • 1.9k views
    • 
    • rocknrolls2
    • November 9, 2007

12. Rehire after break in service

    By Guest Peggy806, January 11, 2011
    • 1 reply
    • 1.9k views
    • 
    • Tom Poje
    • January 11, 2011

13. Participation rates by industry

    By Guest Mike Lanio, April 10, 2000
    • 0 replies
    • 1.9k views
    • 
    • Guest
    • April 10, 2000

14. Prevailing wage fringe benefit exemption

    By HrdWrkr, May 12, 2025
    • 3 replies
    • 1.9k views
    • 
    • Tom Veal
    • May 14, 2025

15. top heavy - key employee definition

    By k man, March 30, 2004
    • 1 reply
    • 1.9k views
    • 
    • k man
    • March 30, 2004

16. Safe Harbor with Integration?

    By Guest C.R. Gravitt, September 21, 2001
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • September 24, 2001

17. Loans to key employees in top heavy plans?

    By Guest Michael Anderson, February 12, 2002
    • 1 reply
    • 1.9k views
    • 
    • Belgarath
    • February 12, 2002

18. Missed RMDs for numerous years

    By cpc0506, November 5, 2012
    • 6 replies
    • 1.9k views
    • 
    • jpod
    • April 26, 2013

19. Investment Allocation for Forfeitures

    By Guest Kelly Igel, June 12, 2001
    • 2 replies
    • 1.9k views
    • 
    • pmacduff
    • June 12, 2001

20. Employer has exceeded 15% deductibility limit.

    By Guest Sara H, April 26, 2001
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • April 30, 2001

21. Safe Harbor Plan Aggregation

    By PAL, October 26, 2007
    • 3 replies
    • 1.9k views
    • 
    • PAL
    • November 6, 2007

22. Revenue Sharing Restrictions

    By Guest jmiskey, May 6, 2003
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • May 7, 2003

23. Penalty for faliure to withhold taxes

    By BG5150, October 19, 2020
    • 7 replies
    • 1.9k views
    • 
    • Bird
    • October 20, 2020

24. In a safe-harbor plan, do you even need to get compensation?

    By Guest bonzo, October 21, 2003
    • 13 replies
    • 1.9k views
    • 
    • Brenda Wren
    • October 23, 2003

25. Multiple In-Service Distributions In 1 Plan Year

    By metsfan026, July 30, 2024
    • 14 replies
    • 1.9k views
    • 
    • Peter Gulia
    • August 2, 2024

26. Safe Harbor Amendment

    By nancy, January 28, 2015   

    • Safe Harbor
    • 5 replies
    • 1.9k views
    • 
    • Kevin C
    • January 30, 2015

27. Correction of failed ADP test

    By SMB, June 20, 2001
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • June 20, 2001

28. Starting a 401k this late in the year

    By DP, December 28, 1999
    • 2 replies
    • 1.9k views
    • 
    • Dave Baker
    • December 29, 1999

29. Plan Aggregation

    By Guest jim williams, February 23, 2006
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • March 10, 2006

30. KSOP and Corporate Spinoff

    By Scott, August 19, 2004
    • 0 replies
    • 1.9k views
    • 
    • Scott
    • August 19, 2004

31. Elective deferral limits - what authority allows plan to set limits th

    By Guest Cutfade, July 21, 2000
    • 5 replies
    • 1.9k views
    • 
    • QDROphile
    • July 24, 2000

32. Multiple Employer Plan - Loans

    By Pam S., March 13, 2014
    • 2 replies
    • 1.9k views
    • 
    • MWeddell
    • March 14, 2014

33. Who is responsible for top-heavy testing?

    By Guest WDH, February 29, 2000
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • March 1, 2000

34. Trailing earnings and ADP/ACP tests

    By Guest Quacka, March 20, 2010
    • 1 reply
    • 1.9k views
    • 
    • Tom Poje
    • March 22, 2010

35. Safe Harbor Top Heavy Test

    By Brenda Wren, August 29, 2002
    • 7 replies
    • 1.9k views
    • 
    • Mike Preston
    • August 30, 2002

36. Can loan be earmarked as coming from the employer matching contributio

    By Richard Anderson, July 14, 2000
    • 5 replies
    • 1.9k views
    • 
    • pjkoehler
    • July 17, 2000

37. HCEs excluded from Profit Sharing Contribution

    By MarZDoates, September 24, 2013
    • 1 reply
    • 1.9k views
    • 
    • Lou S.
    • September 24, 2013

38. Non Title 1 Plans

    By Guest smac, December 13, 2006
    • 2 replies
    • 1.9k views
    • 
    • Belgarath
    • December 14, 2006

39. Solo(k) Question RE: Spouse Eligibility

    By erisa parrot, July 10, 2015
    • 6 replies
    • 1.9k views
    • 
    • mbozek
    • July 10, 2015

40. Company acquisition and plan merger

    By Guest padmin, December 14, 2004
    • 3 replies
    • 1.9k views
    • 
    • JanetM
    • December 14, 2004

41. Late deferrals

    By EBDI, May 13, 2014
    • 6 replies
    • 1.9k views
    • 
    • EBDI
    • May 13, 2014

42. Last Day Clause

    By Guest Sara H, December 16, 1998
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • December 17, 1998

43. Control Groups

    By Guest tcunagin, May 6, 2002
    • 2 replies
    • 1.9k views
    • 
    • R. Butler
    • May 7, 2002

44. Alternative DC and Plan Acquisition

    By Guest Pippy, August 21, 2013   

    • Plan Termination
    • Acquisition
    • 3 replies
    • 1.9k views
    • 
    • jpod
    • August 21, 2013

45. hardship withdrawals and catch-ups

    By LIBERTYKID, May 30, 2002
    • 2 replies
    • 1.9k views
    • 
    • Brian Gallagher
    • May 31, 2002

46. De Minimus Accrued Compensation

    By Guest JEP, February 15, 2002
    • 2 replies
    • 1.9k views
    • 
    • actuarysmith
    • February 16, 2002

47. VCP Filing

    By 52626, January 27, 2014
    • 2 replies
    • 1.9k views
    • 
    • Kevin C
    • January 27, 2014

48. Is January 2nd the Real Amendment Deadline?

    By namealreadyinuse, December 27, 2006
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • December 28, 2006

49. SHNEC, Top Heavy and Otherwise Excludable EE's

    By LMD1, February 2, 2019
    • 6 replies
    • 1.9k views
    • 
    • QP_Guy
    • February 6, 2019

50. What's up with the IRS and their apparent 180 on Safe Harbor plans?

    By Brenda Wren, November 3, 2003
    • 9 replies
    • 1.9k views
    • 
    • KJohnson
    • November 5, 2003