401(k) Plans

19,321 topics in this forum

1. Excess deferral between two plans unrelated employer, how does this ef

   By Guest Kevin Plymyer, March 20, 2001
   • 5 replies
   • 2.4k views
   • 
   • Richard Anderson
   • March 21, 2001

2. minimum distribution question

   By James Matt Ullakko, December 6, 2007
   • 5 replies
   • 1.8k views
   • 
   • Appleby
   • December 12, 2007

3. Can I set up a plan now, and make a 2007 contribution?

   By Guest fender5150, February 15, 2008
   • 5 replies
   • 1.1k views
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   • Guest
   • February 15, 2008

4. Form 5330: Late ADP/ACP corrections

   By justatester, October 1, 2008
   • 5 replies
   • 5.7k views
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   • justatester
   • October 8, 2008

5. Catch-ups in ADP test

   By Guest IluvNewComp, May 11, 2009
   • 5 replies
   • 1.3k views
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   • austin3515
   • May 12, 2009

6. Company Ownership

   By Guest Phineas, August 10, 2010
   • 5 replies
   • 1.6k views
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   • Guest
   • August 11, 2010

7. plan provision by reference to another document

   By Robin Wilson, August 11, 2021
   • 5 replies
   • 935 views
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   • Bob the Swimmer
   • August 12, 2021

8. Coverage/Discrimination issues where employer maintained two plans during the year?

   By Chris DeMay, December 3, 2021
   • 5 replies
   • 868 views
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   • jsample
   • December 8, 2021

9. 401(k) distributions

   By Guest Barb@PaineWebber, August 16, 1999
   • 5 replies
   • 3k views
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   • M R Bernardin
   • August 17, 1999

10. Affiliated Service Groups

    By Guest Jae, August 26, 2000
    • 5 replies
    • 1.8k views
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    • billfgrady
    • February 4, 2003

11. Top Heavy Plan adding Safe Harbor

    By Guest willwork4shoes, November 13, 2003
    • 5 replies
    • 1.2k views
    • 
    • Lynn Campbell
    • November 14, 2003

12. Divorce and 401K

    By Guest gman26, April 29, 2004
    • 5 replies
    • 3.1k views
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    • mbozek
    • April 30, 2004

13. Does a plan that benefits only HCEs automatically fail coverage testing?

    By Guest koolkidd, November 2, 2004
    • 5 replies
    • 1.6k views
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    • jquazza
    • November 30, 2004

14. Controlled Group Question

    By PFranckowiak, May 11, 2009
    • 5 replies
    • 1.6k views
    • 
    • PMC
    • May 13, 2009

15. Hardship Options

    By Guest andmik, September 13, 2010
    • 5 replies
    • 1.4k views
    • 
    • GMK
    • September 14, 2010

16. $0.00 compensation for participant with service

    By 12AX7, February 3, 2012
    • 5 replies
    • 1.4k views
    • 
    • Guest
    • February 7, 2012

17. Plan Design - Exclude HCEs

    By Gilmore, December 30, 2015
    • 5 replies
    • 1.1k views
    • 
    • K2retire
    • December 31, 2015

18. Employee goes from hourly to salaried with same employer leaving balan

    By KIP KRAUS, March 7, 2000
    • 5 replies
    • 2k views
    • 
    • Guest
    • October 10, 2000

19. Partial Termination

    By austin3515, June 11, 2009
    • 5 replies
    • 2.3k views
    • 
    • casey72
    • November 23, 2022

20. new company, same 401k

    By tertue, February 3, 2013
    • 5 replies
    • 1.4k views
    • 
    • 12AX7
    • February 5, 2013

21. Filed Form 5558 and now we determine 5500 is not required

    By ESI2015, October 31, 2019
    • 5 replies
    • 2k views
    • 
    • Larry Starr
    • October 31, 2019

22. Loan default due to death of participant - who is liable for the taxes

    By Guest John Grace, December 2, 1999
    • 5 replies
    • 3k views
    • 
    • Guest
    • December 7, 1999

23. New to industry

    By Bruce1, August 3, 2024
    • 5 replies
    • 715 views
    • 
    • Bruce1
    • August 9, 2024

24. Erroneous profit sharing funding correction

    By Tom, February 16, 2025
    • 5 replies
    • 974 views
    • 
    • David Schultz
    • February 18, 2025

25. K-1 income

    By pbarrett, April 8, 2004
    • 5 replies
    • 2.6k views
    • 
    • Lame Duck
    • April 8, 2004

26. 401K Margin Trading Account

    By Guest will, June 6, 2013
    • 5 replies
    • 14k views
    • 
    • CaptainObvious
    • January 17, 2015

27. non-spouse beneficiary & RMDs

    By doombuggy, May 20, 2019
    • 5 replies
    • 942 views
    • 
    • doombuggy
    • May 28, 2019

28. Top Paid Group Election

    By k man, February 9, 2001
    • 5 replies
    • 3.1k views
    • 
    • Alf
    • May 28, 2004

29. Average Expense for 401(k) Plans.

    By Guest Thornton, July 12, 2001
    • 5 replies
    • 2k views
    • 
    • Jon Chambers
    • July 29, 2001

30. Standards of Hardship Proof?

    By Guest MaryMac, August 2, 2002
    • 5 replies
    • 3.9k views
    • 
    • card
    • August 13, 2002

31. SECURE Retro SE 401k for 2020

    By Flyboyjohn, December 24, 2019
    • 5 replies
    • 1.5k views
    • 
    • C. B. Zeller
    • January 2, 2020

32. Profit Sharing Amendments

    By dragondon, May 23, 2023
    • 5 replies
    • 665 views
    • 
    • FORMER ESQ.
    • June 9, 2023

33. ADP test fails, refund, and subsequent deferral limits

    By Belgarath, November 18, 2005
    • 5 replies
    • 2.7k views
    • 
    • Tom Poje
    • November 22, 2005

34. Loan fees in Amortization Schedule

    By Alex Daisy, January 12, 2009
    • 5 replies
    • 2.7k views
    • 
    • jpod
    • January 14, 2009

35. TPA software

    By Guest JWR, July 14, 2010
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • July 20, 2010

36. Demutualization Proceeds

    By Atila, July 24, 2013
    • 5 replies
    • 1.2k views
    • 
    • BG5150
    • July 25, 2013

37. Charging Plan Transaction Fees to Participants

    By Guest Rogers, October 20, 1998
    • 5 replies
    • 3.1k views
    • 
    • david shipp
    • October 21, 1998

38. Require full distribution at Required Beginning Date?

    By kmhaab, December 7, 2023
    • 5 replies
    • 1.3k views
    • 
    • Roycal
    • December 11, 2023

39. What Entry Dates - Early Participation vs. Disaggregation

    By smm, January 15, 2008
    • 5 replies
    • 2k views
    • 
    • Kevin C
    • February 21, 2008

40. I made a DUMB mistake and wonder if anybody has any ideas for saving my butt?

    By RayJJohnsonJr, September 4, 2009
    • 5 replies
    • 1.5k views
    • 
    • MWeddell
    • September 8, 2009

41. Self Directed 401K Plans

    By Guest will, June 7, 2013
    • 5 replies
    • 1.6k views
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    • K2retire
    • June 21, 2013

42. COVID-19 Sick and Leave Pay

    By Gilmore, April 1, 2020
    • 5 replies
    • 1.6k views
    • 
    • Larry Starr
    • April 10, 2020

43. Can a plan administrator legally make changes to an employee's deferra

    By Guest lkramer, December 27, 2001
    • 5 replies
    • 1.7k views
    • 
    • david rigby
    • December 27, 2001

44. Affiliated service group?

    By PMC, November 30, 2006
    • 5 replies
    • 3k views
    • 
    • Belgarath
    • December 7, 2006

45. Service Spanning Rule and expected entry date

    By cpc0506, September 13, 2015   

    • Service Spanning Rule
    • 5 replies
    • 2.5k views
    • 
    • BG5150
    • September 15, 2015

46. Is there a GUST Model Plan Amendment, and if so, where can I get it?

    By Guest T L Williamson, December 4, 1999
    • 5 replies
    • 1.7k views
    • 
    • Wessex
    • December 9, 1999

47. To take an emergency personal expense distribution, must a participant leave $1,000 in her account?

    By Peter Gulia, October 5, 2023
    • 5 replies
    • 1.8k views
    • 
    • Belgarath
    • October 12, 2023

48. 401K with no matching and mutual fund maybe not known: worth it ?

    By Guest nmehta, January 21, 2001
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • January 24, 2001

49. What Compensation is Match Based On?

    By Guest D Mitchell, February 9, 2001
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • February 13, 2001

50. Plan Mergers

    By Guest MCarey1, June 4, 2002
    • 5 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • June 12, 2002