401(k) Plans

19,321 topics in this forum

1. Safe Harbor 401(k) termination - how far in advance?

   By Sully, June 25, 2011
   • 5 replies
   • 4.3k views
   • 
   • Kevin C
   • June 27, 2011

2. Hardship Suspension Period

   By ERISA25, July 12, 2012
   • 5 replies
   • 3.9k views
   • 
   • ETA Consulting LLC
   • July 12, 2012

3. Separate Plans for HCEs & NHCEs

   By Guest benefitsguy12, September 11, 2013
   • 5 replies
   • 1k views
   • 
   • david rigby
   • September 12, 2013

4. Bond Requirement - ER (not public) stock in plan

   By John Feldt ERPA CPC QPA, May 11, 2017   

   • robs
   • employer securities
   • (and 3 more)

     Tagged with:

     • robs
     • employer securities
     • qualifying assets
     • fidelity bond
     • iqpa
   • 5 replies
   • 591 views
   • 
   • ESOP Guy
   • May 11, 2017

5. Irrevocable Election Not to Participate

   By WhiteWolf17, November 3, 2020
   • 4 replies
   • 2.9k views
   • 
   • Luke Bailey
   • November 4, 2020

6. FIDUCIARY ISSUES/PROH. TRANSACTION

   By Guest Lonnie Tomlin, November 15, 1999
   • 4 replies
   • 1.6k views
   • 
   • Jon Chambers
   • December 9, 1999

7. safe harbor 401(k)

   By k man, August 2, 2000
   • 4 replies
   • 2k views
   • 
   • Guest
   • August 18, 2000

8. 2-year eligibility

   By FJR, September 17, 2002
   • 4 replies
   • 2.6k views
   • 
   • Tom Poje
   • September 18, 2002

9. No Beneficiary Designation On File

   By waid10, July 12, 2012
   • 4 replies
   • 1.7k views
   • 
   • Peanut Butter Man
   • July 13, 2012

10. Corrective amendment for in-service distribution

    By cpc0506, July 21, 2015
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • July 28, 2015

11. Another Control Group Question

    By coleboy, November 2, 2015
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • November 3, 2015

12. Possible CODA

    By justatester, June 9, 2016
    • 4 replies
    • 1.3k views
    • 
    • austin3515
    • June 9, 2016

13. Missed Deferral and Catchup Opportunity

    By bhodge113, April 8, 2021
    • 4 replies
    • 1.8k views
    • 
    • BG5150
    • April 12, 2021

14. 401k transfer mapped to same funds

    By lou22, November 10, 2022
    • 4 replies
    • 636 views
    • 
    • lou22
    • November 10, 2022

15. Spin Off & Safe Harbor / ADP Test Question

    By 415 Limit, March 9, 2023
    • 4 replies
    • 1.8k views
    • 
    • 415 Limit
    • March 9, 2023

16. Switch to Elapsed Time?

    By thepensionmaven, February 10, 2024
    • 4 replies
    • 1.2k views
    • 
    • C. B. Zeller
    • February 13, 2024

17. Coverage Group vs. W-2 Coverage Check Box

    By Fred Payne, December 19, 2002
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • December 19, 2002

18. Off Calendar Year Catch-Up

    By §#$%!, January 19, 2006
    • 4 replies
    • 2.5k views
    • 
    • §#$%!
    • January 20, 2006

19. Catch-Up Deferrals

    By Guest dpasi, February 14, 2006
    • 4 replies
    • 2.4k views
    • 
    • Bird
    • February 23, 2006

20. Discretionary Match

    By Nuts, March 21, 2017   

    • discretionary match
    • amendment after year end
    • (and 1 more)

      Tagged with:

      • discretionary match
      • amendment after year end
      • top heavy
    • 4 replies
    • 1.3k views
    • 
    • Nuts
    • April 4, 2017

21. H&W Fringe Benefit Employer 401k contribution

    By Coleen, July 8, 2020
    • 4 replies
    • 4.2k views
    • 
    • JAA-560
    • July 9, 2020

22. Determine Compensation in a Control Group

    By Basically, February 8, 2022
    • 4 replies
    • 583 views
    • 
    • Basically
    • February 9, 2022

23. Code C - box 12 W-2

    By thepensionmaven, June 27, 2022
    • 4 replies
    • 919 views
    • 
    • thepensionmaven
    • June 29, 2022

24. One of a Kind Situation and Need Advice!

    By Sanctioned Man, August 5, 2024
    • 4 replies
    • 865 views
    • 
    • Lou S.
    • August 6, 2024

25. Profit Sharing Plan: Employer moving from C Corp to S Corp

    By Lori H, February 16, 2005
    • 4 replies
    • 1.4k views
    • 
    • Leopurrd
    • February 17, 2005

26. QDRO Required?

    By Guest jvandyke, October 2, 2008
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • October 2, 2008

27. Safe Harbor 401(k) Discretionary Contributions/Profit Sharing

    By mitchelt, May 22, 2015
    • 4 replies
    • 1.7k views
    • 
    • mitchelt
    • May 23, 2015

28. Negative Contributions

    By Safeharbor29, July 21, 2015
    • 4 replies
    • 4.3k views
    • 
    • QDROphile
    • July 21, 2015

29. ERISA Bond, Best Practices

    By Bruce1, October 8, 2024
    • 4 replies
    • 638 views
    • 
    • Gina Alsdorf
    • October 9, 2024

30. LTPT - again!

    By Belgarath, April 22, 2025
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • April 25, 2025

31. A sole proprietor (who has employees) is setting up a 401k plan. Any

    By Guest Juracek, December 7, 2000
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • December 19, 2000

32. Rolling Over Loans

    By Guest andmik, July 16, 2002
    • 4 replies
    • 1.9k views
    • 
    • Kirk Maldonado
    • July 17, 2002

33. Safe harbor match plan with additional discretionary match

    By Guest moosegirl, June 21, 2004
    • 4 replies
    • 5.9k views
    • 
    • Archimage
    • June 23, 2004

34. Loan repayments

    By rlb64, December 16, 2004
    • 4 replies
    • 1.5k views
    • 
    • austin3515
    • December 17, 2004

35. SH and Dual Eligibilty for Dummies

    By Guest bariww, June 11, 2008
    • 4 replies
    • 3.1k views
    • 
    • pmacduff
    • June 12, 2008

36. Catch up contribution review

    By Guest DCquestioner, August 7, 2008
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • August 7, 2008

37. employee deferrals

    By EBDI, July 12, 2012
    • 4 replies
    • 1.2k views
    • 
    • K2retire
    • July 13, 2012

38. Foreign Beneficiary on a US 401(k) Plan

    By Guest LStein, October 4, 2012
    • 4 replies
    • 2.4k views
    • 
    • mbozek
    • October 10, 2012

39. small plan deferrals deposited in a timely manner but unable to allocate due to payroll breakdowns not being submitted

    By Rayofsunshine, November 10, 2022
    • 4 replies
    • 1.1k views
    • 
    • Roycal
    • November 14, 2022

40. Best Training for 401(k) TPA?

    By Guest FREE401k, March 4, 2002
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • March 7, 2002

41. 401(k) plan for a town?

    By MR, April 4, 2002
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • April 4, 2002

42. MPPP & 401(k) Plan 415 Limit

    By Guest AdminFL, August 27, 2002
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • August 27, 2002

43. Beneficiary Designations

    By steve-o, August 21, 2003
    • 4 replies
    • 1.3k views
    • 
    • david rigby
    • August 21, 2003

44. RMD's

    By Guest Twinky, March 10, 2006
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • March 12, 2006

45. Loan

    By Guest Hgreer, March 13, 2012
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • March 29, 2012

46. Small Plan Audit Waiver to come under scrutiny

    By austin3515, August 25, 2014
    • 4 replies
    • 1.4k views
    • 
    • austin3515
    • August 25, 2014

47. How to take loan from 401(k) as owner of S corp and LLC

    By Guest alwilkins, July 6, 2000
    • 4 replies
    • 4.9k views
    • 
    • Anthony
    • September 23, 2019

48. Safe Harbor 401k Plan - ee's haven't met statutory elig

    By Guest Robin S. Vatalaro, June 20, 2001
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • June 27, 2001

49. California 402(g) Limit

    By Guest susan w, February 19, 2002
    • 4 replies
    • 1.6k views
    • 
    • MGB
    • February 19, 2002

50. Best option for husband/wife company?

    By Lori H, December 22, 2011
    • 4 replies
    • 951 views
    • 
    • Bird
    • December 23, 2011