401(k) Plans

19,321 topics in this forum

1. employee class exclusion

   By Tom, April 15, 2021
   • 4 replies
   • 1.8k views
   • 
   • Peter Gulia
   • August 4, 2021

2. incorrect deferral withheld

   By Chippy, October 13, 2021
   • 4 replies
   • 1k views
   • 
   • BG5150
   • October 13, 2021

3. Employer contributions as Roth

   By ACK, August 14, 2024
   • 4 replies
   • 1.3k views
   • 
   • 401king
   • September 30, 2024

4. Plan Amendment

   By Guest Lee68, June 14, 2008
   • 4 replies
   • 1.8k views
   • 
   • Guest
   • June 14, 2008

5. Safe Harbor Match only for NHCEs

   By Guest milehighheel, November 3, 2009
   • 4 replies
   • 1.2k views
   • 
   • austin3515
   • November 6, 2009

6. Delayed Distribution of Employer Money

   By Guest LonePlanAdministrator, December 2, 2009
   • 4 replies
   • 1.1k views
   • 
   • Guest
   • December 3, 2009

7. Missed 401k Correction

   By CLE401kGuy, December 18, 2013
   • 4 replies
   • 1.1k views
   • 
   • GMK
   • December 19, 2013

8. Safe harbor contribution for non-equity partner

   By Guest Hnicolas, March 28, 2014
   • 4 replies
   • 2.5k views
   • 
   • Guest
   • March 28, 2014

9. Beneficiary lump sum 1 year or 5?

   By 401ok, February 5, 2017
   • 4 replies
   • 1.2k views
   • 
   • Bird
   • February 7, 2017

10. Resources finding an old BPD?

    By Griswold, May 19, 2020
    • 4 replies
    • 655 views
    • 
    • Peter Gulia
    • May 21, 2020

11. Safe Harbor Match Plan permissible to exclude HCE's and give lesser non Safe Harbor Match

    By hsctpa, December 14, 2021
    • 4 replies
    • 1.3k views
    • 
    • duckthing
    • December 16, 2021

12. Avoiding Plan Asset Status for Revenue Sharing

    By stayingbusy, January 16, 2023
    • 4 replies
    • 686 views
    • 
    • Patricia Neal Jensen
    • January 18, 2023

13. Should disabled but working employee enroll in the 401k?

    By CFP, June 7, 2024
    • 4 replies
    • 2.7k views
    • 
    • FPGuy
    • June 11, 2024

14. Rollover IRA and EGTRRA

    By Gilmore, August 23, 2003
    • 4 replies
    • 2k views
    • 
    • Belgarath
    • August 25, 2003

15. Cash Balance Merge Into 401(k)?

    By Guest mrjones, November 6, 2006
    • 4 replies
    • 5.4k views
    • 
    • ak2ary
    • November 8, 2006

16. Resigning from case

    By k man, April 17, 2008
    • 4 replies
    • 1.5k views
    • 
    • J Simmons
    • April 17, 2008

17. Hardship Distributions

    By J Simmons, August 11, 2008
    • 4 replies
    • 1.4k views
    • 
    • masteff
    • August 12, 2008

18. Safe Harbor Match Formula

    By HarleyBabe, December 18, 2013
    • 4 replies
    • 1.2k views
    • 
    • HarleyBabe
    • December 20, 2013

19. Switch from Single Employer to One Participant Plan

    By 401kSteve, September 16, 2020
    • 4 replies
    • 725 views
    • 
    • 401kSteve
    • September 16, 2020

20. Union employees & standardized prototype

    By Jean, September 2, 1999
    • 4 replies
    • 1.7k views
    • 
    • KJohnson
    • September 3, 1999

21. Quarterly Benefit Statements

    By dragondon, August 16, 2023
    • 4 replies
    • 554 views
    • 
    • Belgarath
    • August 17, 2023

22. 1099R and Code P

    By Guest dave1957, February 24, 2007
    • 4 replies
    • 1.6k views
    • 
    • Disco Stu
    • February 26, 2007

23. Who's the sponsor?

    By Guest Kevin1, November 8, 2007
    • 4 replies
    • 1.3k views
    • 
    • Mike Preston
    • November 13, 2007

24. 6 person Plan for a subsidiary of a Listed company

    By Jim Chad, March 20, 2008
    • 4 replies
    • 1.2k views
    • 
    • dmwe
    • April 10, 2008

25. Benefits Rights and Features

    By Guest Pension Girl, June 16, 2009
    • 4 replies
    • 2k views
    • 
    • BG5150
    • June 18, 2009

26. Doctors want to contribute different percentages to the plan

    By katieinny, July 17, 2009
    • 4 replies
    • 1.1k views
    • 
    • J Simmons
    • July 17, 2009

27. Partner with Negative earned Income

    By Lou S., April 4, 2011
    • 4 replies
    • 2.4k views
    • 
    • 12AX7
    • April 4, 2011

28. Over 415 limit message

    By doombuggy, June 30, 2011
    • 4 replies
    • 1.3k views
    • 
    • Bird
    • July 1, 2011

29. Vest a source that wasn't allowed? Updating vesting

    By 401king, September 16, 2013
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • September 17, 2013

30. Locating missing participants

    By JKW, July 8, 2014
    • 4 replies
    • 1.3k views
    • 
    • JKW
    • July 9, 2014

31. Amendments, Amendments, Amendments....

    By Guest Frank Jackson, March 26, 1999
    • 4 replies
    • 2.2k views
    • 
    • MWeddell
    • March 30, 1999

32. Top Paid Determination

    By justatester, December 15, 2016
    • 4 replies
    • 1.4k views
    • 
    • AndyH
    • July 31, 2018

33. 401k 415

    By pgold, February 6, 2017
    • 4 replies
    • 520 views
    • 
    • K2
    • February 6, 2017

34. Match Question 1 - Tiered Formula

    By Gilmore, February 25, 2020
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • February 28, 2020

35. Payment of investment advisory fees out of plan assets

    By k man, February 13, 2001
    • 4 replies
    • 2.2k views
    • 
    • Jon Chambers
    • February 13, 2001

36. Top heavy contribution required with LDOY requirement?

    By Guest Christie Banks, March 23, 2001
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 23, 2001

37. 401(k) protection against participant's judgment creditors

    By stevena, October 26, 2001
    • 4 replies
    • 4.4k views
    • 
    • david rigby
    • October 26, 2001

38. SPD's

    By Guest Keith371, April 5, 2002
    • 4 replies
    • 2.8k views
    • 
    • mbozek
    • April 8, 2002

39. Fail ADP with Plan Limit

    By Guest carsonv, March 15, 2006
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • March 15, 2006

40. Failed ADP Test - QNECs - Terminated EEs

    By Guest Ted Kowalchuk, CFP, CFS,, August 16, 2006
    • 4 replies
    • 4.2k views
    • 
    • rcline46
    • February 6, 2008

41. Union EEs in ADP test

    By Guest Pat Metallic, May 15, 2009
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • May 18, 2009

42. Plan provisions

    By Gary, March 26, 2010
    • 4 replies
    • 1k views
    • 
    • TLGeer
    • March 29, 2010

43. Self directed plan

    By Guest Tony Ramsey, May 25, 2010
    • 4 replies
    • 1.2k views
    • 
    • 401king
    • May 25, 2010

44. Who can be the plan administrator/trustee?

    By KevinMc, February 6, 2015
    • 4 replies
    • 1.9k views
    • 
    • QDROphile
    • February 10, 2015

45. Match Question 2 - Allocation Compensation

    By Gilmore, February 25, 2020
    • 4 replies
    • 1k views
    • 
    • Gilmore
    • February 27, 2020

46. Transfer of In-Plan Annuity to an IRA

    By CharlesS, August 19, 2021
    • 4 replies
    • 1.4k views
    • 
    • ErnieG
    • August 20, 2021

47. Mandatory Roth -- Deemed Roth Feature -- Timing Issue

    By Interested Party, August 26, 2025
    • 4 replies
    • 1.3k views
    • 
    • Interested Party
    • August 26, 2025

48. Signature dates for amendments

    By Guest AdminFL, June 26, 2002
    • 4 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • June 26, 2002

49. Compensation

    By Guest Hartnett123, March 10, 2004
    • 4 replies
    • 3.5k views
    • 
    • Guest
    • March 11, 2004

50. I have a client who is trying to clean up their plan and force out any ex-employees balances to save administration costs.

    By Guest Why, November 5, 2004
    • 4 replies
    • 1.3k views
    • 
    • mbozek
    • November 5, 2004