401(k) Plans

19,321 topics in this forum

1. Distribution for beneficiary without TIN?

   By JDuns, August 9, 2002
   • 1 reply
   • 1.8k views
   • 
   • Earl
   • August 10, 2002

2. USERRA: Compensation used to determine HCE status

   By Guest IU1994, November 10, 2004
   • 0 replies
   • 1.8k views
   • 
   • Guest
   • November 10, 2004

3. Stock sale of plan participating in a MEP

   By Jen S, October 28, 2022
   • 6 replies
   • 1.8k views
   • 
   • Luke Bailey
   • November 4, 2022

4. Forfeitures in Profit Sharing Plan

   By Guest Amy Harle, December 4, 2001
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • December 6, 2001

5. Davis Bacon question

   By AKconsult, May 13, 2009
   • 6 replies
   • 1.8k views
   • 
   • Below Ground
   • May 15, 2009

6. Failed ADP - Participant Deceased

   By PFranckowiak, February 13, 2012
   • 4 replies
   • 1.8k views
   • 
   • ETA Consulting LLC
   • February 13, 2012

7. 1099's for Failed ADP Test - EE Paid Out

   By Rob P, December 4, 2009
   • 4 replies
   • 1.8k views
   • 
   • austin3515
   • December 7, 2009

8. Can anyone help with proposed SPD language? - re: automatic 401(k) enrollment

   By ERISAatty, October 15, 2004
   • 6 replies
   • 1.8k views
   • 
   • g8r
   • October 16, 2004

9. Exclusion from ADP for Minimum Age and Service

   By Guest kp, December 17, 1998
   • 2 replies
   • 1.8k views
   • 
   • Guest
   • December 17, 1998

10. Allocation of 401K Contribution /Active Participation Rules

    By Guest dancin, April 29, 2008
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • April 30, 2008

11. Limiting HCE Deferrals through Corporate Resolution

    By Guest psgross, July 11, 2005
    • 5 replies
    • 1.8k views
    • 
    • E as in ERISA
    • April 25, 2006

12. 415 limit and Match True-Up

    By Bill D., November 2, 2022
    • 6 replies
    • 1.8k views
    • 
    • bito'money
    • November 4, 2022

13. Withholding & Distributions

    By Guest stevena1, February 20, 2007
    • 8 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • February 23, 2007

14. PPA 06 restatement effective date 2016 or 2017?

    By Pension Panda, January 7, 2016
    • 2 replies
    • 1.8k views
    • 
    • Pension Panda
    • January 8, 2016

15. Mandatory vs Optional under PPA

    By Guest gfeligonde, October 10, 2006
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • October 12, 2006

16. Plan Amendment

    By Guest Lee68, June 14, 2008
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • June 14, 2008

17. HELP!! With shadow 401(k), What is it and where can I get info thank

    By Guest bbaugh, September 5, 2002
    • 2 replies
    • 1.8k views
    • 
    • Steve72
    • September 5, 2002

18. Safe Harbor 401(k) ADP/ACP Question

    By John A, October 11, 1999
    • 5 replies
    • 1.8k views
    • 
    • John A
    • October 11, 1999

19. Can the plan administrator withhold distribution from a terminated participant until his severance payments end?

    By erisa parrot, May 14, 2016
    • 6 replies
    • 1.8k views
    • 
    • EBECatty
    • May 17, 2016

20. Allocation of small forfeiture amounts

    By Guest Frank Jackson, February 28, 2000
    • 1 reply
    • 1.8k views
    • 
    • IRC401
    • March 1, 2000

21. Match after a break-in-service

    By Guest LLandau, March 18, 2002
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 18, 2002

22. 1/2% owner for key employee

    By Guest Traci, December 5, 2000
    • 4 replies
    • 1.8k views
    • 
    • R. Butler
    • December 6, 2000

23. Excess Deferral Discovered after April 15th

    By Guest platte1, August 27, 2004
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • August 30, 2004

24. Newlywed HCE?

    By Leopurrd, August 2, 2011
    • 9 replies
    • 1.8k views
    • 
    • 12AX7
    • August 3, 2011

25. 401k Plan Termination & Successor Plan Rule

    By cbendertpa23, March 27, 2018   

    • plan termination
    • 401k
    • (and 2 more)

      Tagged with:

      • plan termination
      • 401k
      • successor plan
      • 12 month rule
    • 2 replies
    • 1.8k views
    • 
    • Luke Bailey
    • March 28, 2018

26. Canadian residents as participants in US 401(k) plan

    By lexi, March 6, 2007
    • 0 replies
    • 1.8k views
    • 
    • lexi
    • March 6, 2007

27. A higher-paid employee’s catch-up must be Roth deferrals—how to implement?

    By Peter Gulia, July 21, 2025
    • 14 replies
    • 1.8k views
    • 
    • Peter Gulia
    • July 23, 2025

28. Safe Harbor Plan Hardship Withdrawals

    By QDROphile, December 2, 2002
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • December 2, 2002

29. Rollover of life ins policy into a PS Plan

    By QNPG, February 10, 2011
    • 5 replies
    • 1.8k views
    • 
    • Dennis Povloski
    • February 11, 2011

30. Employees of Subsidiary Eligible to Participate?

    By Guest 409A newbie, July 23, 2012
    • 1 reply
    • 1.8k views
    • 
    • K2retire
    • July 23, 2012

31. er matching deposit deadline

    By Guest beckyhummer, August 28, 2001
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • October 4, 2001

32. Qualified Match vs Regular Match -Correction

    By Guest UKH, March 27, 2001
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • March 27, 2001

33. corrective plan amendment

    By Gary, July 30, 2012
    • 3 replies
    • 1.8k views
    • 
    • PensionPro
    • July 30, 2012

34. Controlled groups and safe harbor 401(k)

    By Lori Foresz, April 1, 2004
    • 3 replies
    • 1.8k views
    • 
    • Lori Foresz
    • April 2, 2004

35. How to identify the Employer, EIN and Plan Number of a 401(k) Plan aft

    By Guest EMC, November 15, 2000
    • 0 replies
    • 1.8k views
    • 
    • Guest
    • November 15, 2000

36. Documentation for rollover acceptance

    By Guest beppie_stark, December 31, 2001
    • 2 replies
    • 1.8k views
    • 
    • BFree
    • January 18, 2002

37. 20% top paid group... uneven number, what do i do? round it?

    By Guest SJPrince, May 1, 2000
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • May 1, 2000

38. Determ Letters

    By Guest Ashley, July 22, 2003
    • 10 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • July 25, 2003

39. New plan under new audit participant count definition

    By John ATL, March 4, 2024
    • 4 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • August 27, 2025

40. Match Calculated Per Pay Basis - Safe Harbor

    By CLE401kGuy, January 4, 2019   

    • compensation limit
    • 6 replies
    • 1.8k views
    • 
    • Below Ground
    • January 21, 2019

41. Sole Prop Calculation Software

    By Guest tmv12345, March 7, 2007
    • 5 replies
    • 1.8k views
    • 
    • Gary Lesser
    • March 9, 2007

42. HCE Defined

    By Guest ChopperPilot, March 2, 2005
    • 5 replies
    • 1.8k views
    • 
    • WDIK
    • March 2, 2005

43. How to do 401(k) discrimination testing for a plan with no NHCEs (i.e.

    By Guest Pat Metallic, November 7, 2000
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • November 21, 2000

44. 2008 ADP TEST

    By Guest Big Al, January 5, 2009
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • January 21, 2009

45. Key employee Determination (1% owner)

    By jquazza, March 18, 2004
    • 3 replies
    • 1.8k views
    • 
    • jquazza
    • March 18, 2004

46. Not getting the full benefit of a match - true-up provisions

    By Guest Hardy Eubanks, February 23, 2000
    • 4 replies
    • 1.8k views
    • 
    • MWeddell
    • February 24, 2000

47. 404(a)(5) for Terminating Plan

    By nancy, August 17, 2012
    • 6 replies
    • 1.8k views
    • 
    • BG5150
    • August 28, 2012

48. Form 5500 - 20% in single security

    By Spencer, July 26, 1999
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • August 20, 1999

49. Regulations concerning ex-patriots of US qualified DC plans

    By Guest ATaylor, March 11, 1999
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 23, 1999

50. employer match off by a few dollars over under. when to make up

    By Lori H, April 7, 2005
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • April 8, 2005