401(k) Plans

19,321 topics in this forum

1. Tax reporting of return of excess deferrals for non calendar plan year

   By dmb, August 30, 2002
   • 4 replies
   • 2k views
   • 
   • jaemmons
   • August 30, 2002

2. Notice of optional form of benefit elimination

   By Guest hyper, March 25, 2004
   • 4 replies
   • 1.6k views
   • 
   • Lynn Campbell
   • September 1, 2004

3. Excess refunds of excess deferrals

   By Guest Iwonder, December 22, 2005
   • 4 replies
   • 2.3k views
   • 
   • Guest
   • December 22, 2005

4. Hardship Distribution

   By rblum50, July 21, 2010
   • 4 replies
   • 1.4k views
   • 
   • rblum50
   • July 22, 2010

5. QNEC for a missed deferral

   By fiona1, July 25, 2012
   • 4 replies
   • 7.1k views
   • 
   • 00hskrgrl
   • July 25, 2012

6. How often does an automatic-contribution arrangement specify Roth contributions?

   By Peter Gulia, August 1, 2015   

   • automatic contribution; Roth
   • 4 replies
   • 949 views
   • 
   • Tom Poje
   • August 4, 2015

7. Loan amortization + payment from RKs

   By YogaTPA, October 23, 2017
   • 4 replies
   • 1k views
   • 
   • YogaTPA
   • October 26, 2017

8. Interesting question re mid-year amendment to SH plan

   By Belgarath, September 25, 2019
   • 4 replies
   • 720 views
   • 
   • Larry Starr
   • September 25, 2019

9. Final 5500 after entire solo 401k rolled over into SEP IRA

   By NJ Harrington, February 24, 2022
   • 4 replies
   • 789 views
   • 
   • Bird
   • February 25, 2022

10. Failed ACP test correction needed but match not funded

    By Tom, March 4, 2025
    • 4 replies
    • 854 views
    • 
    • jsample
    • March 5, 2025

11. ADP/ACP Testing

    By Guest jkrad, February 28, 2003
    • 4 replies
    • 1.4k views
    • 
    • Mike Preston
    • March 3, 2003

12. Excluding Seasonal Employees from Discretionary Profit Sharing

    By 401 Chaos, May 27, 2010
    • 4 replies
    • 4.2k views
    • 
    • BG5150
    • May 27, 2010

13. After Tax Contribution HYPE!

    By Rai401k, December 16, 2014
    • 4 replies
    • 1.1k views
    • 
    • Tom Poje
    • December 17, 2014

14. Participants with Small Balances counting as participants

    By CLE401kGuy, June 27, 2016
    • 4 replies
    • 916 views
    • 
    • CLE401kGuy
    • June 27, 2016

15. Auto-Revocation Clause in Plan if Later Divorce Spouse Enforceable

    By Charles, June 6, 2019
    • 4 replies
    • 1.6k views
    • 
    • Charles
    • October 9, 2019

16. Which year gets the deferrals when a payroll period is split between y

    By John A, March 31, 2000
    • 4 replies
    • 2.5k views
    • 
    • Earl
    • April 9, 2000

17. Coverage Fail-Safe for Excluded Interns

    By Plan Doc, June 13, 2023
    • 4 replies
    • 745 views
    • 
    • Plan Doc
    • June 15, 2023

18. 401(k) Portion of PSP Plan Need Own Tax ID No.?

    By chris, April 18, 2001
    • 4 replies
    • 2.1k views
    • 
    • actuarysmith
    • April 18, 2001

19. Elective vs non-elective question

    By Guest Carma Christensen, December 23, 2002
    • 4 replies
    • 3.2k views
    • 
    • AndyH
    • January 2, 2003

20. Failure To Make Contribution

    By goldtpa, February 28, 2003
    • 4 replies
    • 1.9k views
    • 
    • mbozek
    • March 3, 2003

21. plan administrator suspicious

    By k man, May 11, 2006
    • 4 replies
    • 1.6k views
    • 
    • wsp
    • May 11, 2006

22. Conflict of Interest OR Exclusive Benefit Rule Violation?

    By Guest RIA, February 1, 2007
    • 4 replies
    • 2.3k views
    • 
    • TLGeer
    • February 4, 2007

23. 1099's for Failed ADP Test - EE Paid Out

    By Rob P, December 4, 2009
    • 4 replies
    • 1.8k views
    • 
    • austin3515
    • December 7, 2009

24. To meet coverage and non-discrimination, must all provisions be the same?

    By Peter Gulia, August 26, 2016   

    • coverage; safe-harbor
    • 4 replies
    • 712 views
    • 
    • Peter Gulia
    • August 26, 2016

25. Basic SHM & Dual Eligibility

    By certified3006, May 21, 2018
    • 4 replies
    • 969 views
    • 
    • kshawbenefits
    • July 17, 2018

26. Changing entry dates

    By R. Butler, May 10, 2001
    • 4 replies
    • 2k views
    • 
    • wmyer
    • May 11, 2001

27. Solo 401(k) Plan and related employer

    By Dougsbpc, November 14, 2019
    • 4 replies
    • 1.1k views
    • 
    • Luke Bailey
    • November 15, 2019

28. Disqualification for failure to file 5500

    By Guest CAM, January 6, 2000
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • January 8, 2000

29. Self Employment Income determination

    By Rose, June 13, 2023
    • 4 replies
    • 1.4k views
    • 
    • Paul I
    • June 13, 2023

30. Integration - multiple plans

    By k man, October 30, 2001
    • 4 replies
    • 1.6k views
    • 
    • k man
    • November 1, 2001

31. ADP Excess Contributions

    By Guest benefitsanalyst, July 19, 2002
    • 4 replies
    • 2.1k views
    • 
    • Blinky the 3-eyed Fish
    • July 22, 2002

32. Controlled Group

    By Just Me, January 26, 2006
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • February 10, 2006

33. Down to the Wire on 402(g) Correction!

    By rocknrolls2, April 13, 2006
    • 4 replies
    • 1.5k views
    • 
    • QDROphile
    • April 14, 2006

34. elementary vesting question

    By Lori H, June 18, 2008
    • 4 replies
    • 1.7k views
    • 
    • GMK
    • June 19, 2008

35. Amending a 401k plan to allow for borrowing

    By Guest Carl C, December 4, 2009
    • 4 replies
    • 1.7k views
    • 
    • austin3515
    • December 7, 2009

36. Form 5310 submissions through pay.gov

    By BenefitsBum, October 21, 2021
    • 4 replies
    • 884 views
    • 
    • bito'money
    • December 16, 2021

37. Automatic enrollment - protected benefit?

    By Santo Gold, October 24, 2025
    • 4 replies
    • 548 views
    • 
    • Peter Gulia
    • October 25, 2025

38. Participant Statements

    By Guest TLCPension, July 17, 2003
    • 4 replies
    • 1.3k views
    • 
    • Harwood
    • July 17, 2003

39. Beneficiary Designation

    By austin3515, September 6, 2014
    • 4 replies
    • 967 views
    • 
    • Peter Gulia
    • September 8, 2014

40. (PTEs 98-54 and 94-20) re: FX

    By Guest Fidu2, June 24, 2003
    • 4 replies
    • 1.1k views
    • 
    • Harwood
    • June 24, 2003

41. Non elective contribution

    By Gary, July 17, 2008
    • 4 replies
    • 2.5k views
    • 
    • Gary
    • July 18, 2008

42. Off plan year ADP testing

    By Guest KRS401k, March 4, 2010
    • 4 replies
    • 1.6k views
    • 
    • BG5150
    • March 5, 2010

43. controlled group testing

    By K2retire, January 8, 2013
    • 4 replies
    • 2.2k views
    • 
    • ETA Consulting LLC
    • January 9, 2013

44. Improper Allocation

    By thepensionmaven, April 10, 2020
    • 4 replies
    • 897 views
    • 
    • Larry Starr
    • April 11, 2020

45. At what point is a 401(k) plan considered "ACTIVE" and would need to go through the plan termination process to close?

    By MrsMacias, August 25, 2021   

    • 401k
    • plan term
    • (and 3 more)

      Tagged with:

      • 401k
      • plan term
      • auto enrollment
      • safe habor
      • effective date
    • 4 replies
    • 1.3k views
    • 
    • Bri
    • August 26, 2021

46. How to exclude nonresident aliens from ADP testing even though they ar

    By Guest Do, April 21, 1999
    • 4 replies
    • 3.3k views
    • 
    • Guest
    • April 26, 1999

47. Safe Harbor Plans

    By M_2015, March 28, 2023
    • 4 replies
    • 508 views
    • 
    • C. B. Zeller
    • March 28, 2023

48. ADP test(s) for control group

    By Richard Anderson, June 26, 2001
    • 4 replies
    • 2.9k views
    • 
    • austin3515
    • July 11, 2007

49. Question on excise taxes

    By Guest BillClinton, October 10, 2002
    • 4 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • October 10, 2002

50. Audit

    By ErisaGeek, May 14, 2004
    • 4 replies
    • 1.4k views
    • 
    • Alf
    • May 17, 2004