401(k) Plans

19,334 topics in this forum

1. ADP test(s) for control group

   By Richard Anderson, June 26, 2001
   • 4 replies
   • 2.9k views
   • 
   • austin3515
   • July 11, 2007

2. Question on excise taxes

   By Guest BillClinton, October 10, 2002
   • 4 replies
   • 1.5k views
   • 
   • Blinky the 3-eyed Fish
   • October 10, 2002

3. Audit

   By ErisaGeek, May 14, 2004
   • 4 replies
   • 1.4k views
   • 
   • Alf
   • May 17, 2004

4. Company purchased during the year

   By Guest Ducksoup, May 11, 2006
   • 4 replies
   • 1.1k views
   • 
   • JanetM
   • May 11, 2006

5. Springing Safe Harbor -- Amendment required each year?

   By Guest phy401k, June 18, 2013
   • 4 replies
   • 3.8k views
   • 
   • Kevin C
   • June 19, 2013

6. Participant Investment Performance for Daily Valuation vs. Non-Daily V

   By Guest Knud Gotterup, November 23, 1998
   • 4 replies
   • 2.2k views
   • 
   • LCARUSI
   • November 25, 1998

7. Start-up (sort of?) 401(k) Plan

   By truphao, December 1, 2022
   • 4 replies
   • 535 views
   • 
   • Bird
   • December 1, 2022

8. tax credit

   By FJR, December 6, 2002
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • January 4, 2003

9. Electing out of a plan

   By Guest taj32z, February 12, 2003
   • 4 replies
   • 1.3k views
   • 
   • Mike Preston
   • February 12, 2003

10. HCE: Deferral % increases mid yr. Is catch-up contribution allowed?

    By Guest ckv, September 15, 2005
    • 4 replies
    • 1.2k views
    • 
    • WDIK
    • September 19, 2005

11. Any Relius users...

    By Guest bostonborn, February 20, 2006
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • February 22, 2006

12. What is the statute of limitations for correcting safe harbor contributions?

    By katieinny, July 21, 2010
    • 4 replies
    • 2k views
    • 
    • katieinny
    • July 23, 2010

13. Deduction Limit, ASGs, and IRC 413(c)(6)

    By Guest Pennysaver, March 23, 2012
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • March 23, 2012

14. Plan to Plan Transfer? or Possible Self-Correction?

    By ERISA Biker, October 24, 2017
    • 4 replies
    • 1k views
    • 
    • ERISA Biker
    • October 25, 2017

15. Top Heavy Test on Aggregated Plans

    By Guest chant44, March 26, 2001
    • 4 replies
    • 2k views
    • 
    • Bob R
    • March 27, 2001

16. Plan Expenses

    By Guest Lex, June 28, 2002
    • 4 replies
    • 1.6k views
    • 
    • mbozek
    • June 28, 2002

17. SH Notice Delivery

    By austin3515, November 9, 2004
    • 4 replies
    • 1.6k views
    • 
    • Bird
    • November 9, 2004

18. Omission of Eligible Employee

    By MarZDoates, January 26, 2006
    • 4 replies
    • 1.6k views
    • 
    • J. Bringhurst
    • February 1, 2006

19. Separate Lines of Business

    By PFranckowiak, October 24, 2017
    • 4 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • October 30, 2017

20. Roth Conversion for ADP Catch-up Reclass

    By MGOAdmin, September 8, 2025
    • 4 replies
    • 2.1k views
    • 
    • FishOn
    • September 9, 2025

21. Failed ADP test with de minimus match forfeiture

    By bevfair, February 14, 2012
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • February 14, 2012

22. IRS audit and eligibility definition

    By pmacduff, April 25, 2012
    • 4 replies
    • 1.4k views
    • 
    • pmacduff
    • April 26, 2012

23. Owners Safe Harbor Match

    By Pammie57, September 24, 2020
    • 4 replies
    • 602 views
    • 
    • John Feldt ERPA CPC QPA
    • September 25, 2020

24. HCE Carve Outs For Safe Harbor 401(k) Plan

    By Barry Levy, June 25, 2021
    • 4 replies
    • 937 views
    • 
    • austin3515
    • June 28, 2021

25. QACA Plan

    By 52626, February 25, 2022
    • 4 replies
    • 1.4k views
    • 
    • Gadgetfreak
    • February 27, 2022

26. ADP test for fiscal year plan: use leftover catchup from previous calendar year?

    By AlbanyConsultant, December 1, 2022
    • 4 replies
    • 954 views
    • 
    • AlbanyConsultant
    • December 2, 2022

27. SH plan - first year

    By Guest c2ddave, February 22, 2005
    • 4 replies
    • 1.8k views
    • 
    • david rigby
    • February 24, 2005

28. Insurance policies

    By Guest psgross, June 28, 2005
    • 4 replies
    • 1.1k views
    • 
    • Belgarath
    • June 28, 2005

29. Compensation and 1099 Dividends

    By Lori H, March 6, 2009
    • 4 replies
    • 1.5k views
    • 
    • TPA Bob
    • March 7, 2009

30. Signing 5500 on behalf of clients

    By austin3515, July 21, 2010
    • 4 replies
    • 3k views
    • 
    • austin3515
    • July 23, 2010

31. W2 Box 12, Code W

    By Dennis Povloski, April 29, 2016
    • 4 replies
    • 3.9k views
    • 
    • spiritrider
    • May 1, 2016

32. Fiduciary liability for selection and monitoring investment advisers.

    By Guest Dale C, November 23, 1998
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • December 1, 1998

33. Can custodian pocket the "float" interest earned on plan acc

    By Guest Jim Kais, July 14, 2000
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • August 3, 2000

34. First year of the plan with HCEs limited due to lack of SH

    By Jakyasar, December 20, 2024
    • 4 replies
    • 533 views
    • 
    • Jakyasar
    • December 20, 2024

35. Mandatory Roth / Plans where HCE's hit 415 Limit

    By austin3515, October 26, 2025
    • 4 replies
    • 864 views
    • 
    • Peter Gulia
    • October 28, 2025

36. First year safe harbor 401(k) - less than 12 months

    By Santo Gold, May 12, 2006
    • 4 replies
    • 2.1k views
    • 
    • BG5150
    • May 23, 2006

37. Safe Harbor 401(k) and different eligibility requirements for hourly and salaried employees

    By Guest lawclerk, July 25, 2006
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • July 26, 2006

38. Limiting EACAs to New Participants

    By dcoderre, January 24, 2008
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • February 22, 2008

39. special valuation of a pooled profit sharing account

    By Pixie, October 26, 2018   

    • special valuation
    • 4 replies
    • 2.2k views
    • 
    • Luke Bailey
    • October 29, 2018

40. Controlled group. Husband/wife/2 children

    By thepensionmaven, April 9, 2019
    • 4 replies
    • 718 views
    • 
    • thepensionmaven
    • April 11, 2019

41. Controlled Group Coverage

    By justatester, September 26, 2019
    • 4 replies
    • 926 views
    • 
    • Larry Starr
    • September 27, 2019

42. Top Heavy and Safe Harbor

    By justatester, February 25, 2022
    • 4 replies
    • 822 views
    • 
    • C. B. Zeller
    • February 25, 2022

43. Vesting Amendment

    By TBob, April 18, 2007
    • 4 replies
    • 2.3k views
    • 
    • Peanut Butter Man
    • April 20, 2007

44. Age Weighted Match?

    By KateSmithPA, December 5, 2012
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 12, 2013

45. RMD

    By RLR, December 31, 2013
    • 4 replies
    • 1.3k views
    • 
    • RLR
    • January 2, 2014

46. New 401k for Er w/ SARSEP

    By austin3515, September 8, 2014
    • 4 replies
    • 1.2k views
    • 
    • Appleby
    • September 15, 2014

47. Match As-You-Go w/ Allocation Conditions

    By LANDO, February 12, 2015   

    • Match
    • allocation conditions
    • 4 replies
    • 1.7k views
    • 
    • LANDO
    • February 13, 2015

48. coordination of benefits between two plans

    By BW, October 27, 2018
    • 4 replies
    • 659 views
    • 
    • imchipbrown
    • October 29, 2018

49. Working with Nationwide

    By drakecohen, September 23, 2022
    • 4 replies
    • 819 views
    • 
    • hr for me
    • September 27, 2022

50. 401(k) transferring assets

    By Guest Lisa Allen, September 13, 1999
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • September 17, 1999