401(k) Plans

19,321 topics in this forum

1. Company purchased during the year

   By Guest Ducksoup, May 11, 2006
   • 4 replies
   • 1.1k views
   • 
   • JanetM
   • May 11, 2006

2. Springing Safe Harbor -- Amendment required each year?

   By Guest phy401k, June 18, 2013
   • 4 replies
   • 3.8k views
   • 
   • Kevin C
   • June 19, 2013

3. Participant Investment Performance for Daily Valuation vs. Non-Daily V

   By Guest Knud Gotterup, November 23, 1998
   • 4 replies
   • 2.2k views
   • 
   • LCARUSI
   • November 25, 1998

4. Start-up (sort of?) 401(k) Plan

   By truphao, December 1, 2022
   • 4 replies
   • 526 views
   • 
   • Bird
   • December 1, 2022

5. tax credit

   By FJR, December 6, 2002
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • January 4, 2003

6. Electing out of a plan

   By Guest taj32z, February 12, 2003
   • 4 replies
   • 1.3k views
   • 
   • Mike Preston
   • February 12, 2003

7. HCE: Deferral % increases mid yr. Is catch-up contribution allowed?

   By Guest ckv, September 15, 2005
   • 4 replies
   • 1.2k views
   • 
   • WDIK
   • September 19, 2005

8. Any Relius users...

   By Guest bostonborn, February 20, 2006
   • 4 replies
   • 1.8k views
   • 
   • Guest
   • February 22, 2006

9. What is the statute of limitations for correcting safe harbor contributions?

   By katieinny, July 21, 2010
   • 4 replies
   • 2k views
   • 
   • katieinny
   • July 23, 2010

10. Deduction Limit, ASGs, and IRC 413(c)(6)

    By Guest Pennysaver, March 23, 2012
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • March 23, 2012

11. Plan to Plan Transfer? or Possible Self-Correction?

    By ERISA Biker, October 24, 2017
    • 4 replies
    • 999 views
    • 
    • ERISA Biker
    • October 25, 2017

12. Top Heavy Test on Aggregated Plans

    By Guest chant44, March 26, 2001
    • 4 replies
    • 2k views
    • 
    • Bob R
    • March 27, 2001

13. Plan Expenses

    By Guest Lex, June 28, 2002
    • 4 replies
    • 1.6k views
    • 
    • mbozek
    • June 28, 2002

14. SH Notice Delivery

    By austin3515, November 9, 2004
    • 4 replies
    • 1.6k views
    • 
    • Bird
    • November 9, 2004

15. Omission of Eligible Employee

    By MarZDoates, January 26, 2006
    • 4 replies
    • 1.6k views
    • 
    • J. Bringhurst
    • February 1, 2006

16. Separate Lines of Business

    By PFranckowiak, October 24, 2017
    • 4 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • October 30, 2017

17. Roth Conversion for ADP Catch-up Reclass

    By MGOAdmin, September 8, 2025
    • 4 replies
    • 2.1k views
    • 
    • FishOn
    • September 9, 2025

18. Failed ADP test with de minimus match forfeiture

    By bevfair, February 14, 2012
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • February 14, 2012

19. IRS audit and eligibility definition

    By pmacduff, April 25, 2012
    • 4 replies
    • 1.3k views
    • 
    • pmacduff
    • April 26, 2012

20. Owners Safe Harbor Match

    By Pammie57, September 24, 2020
    • 4 replies
    • 596 views
    • 
    • John Feldt ERPA CPC QPA
    • September 25, 2020

21. HCE Carve Outs For Safe Harbor 401(k) Plan

    By Barry Levy, June 25, 2021
    • 4 replies
    • 926 views
    • 
    • austin3515
    • June 28, 2021

22. QACA Plan

    By 52626, February 25, 2022
    • 4 replies
    • 1.4k views
    • 
    • Gadgetfreak
    • February 27, 2022

23. ADP test for fiscal year plan: use leftover catchup from previous calendar year?

    By AlbanyConsultant, December 1, 2022
    • 4 replies
    • 946 views
    • 
    • AlbanyConsultant
    • December 2, 2022

24. SH plan - first year

    By Guest c2ddave, February 22, 2005
    • 4 replies
    • 1.8k views
    • 
    • david rigby
    • February 24, 2005

25. Insurance policies

    By Guest psgross, June 28, 2005
    • 4 replies
    • 1.1k views
    • 
    • Belgarath
    • June 28, 2005

26. Compensation and 1099 Dividends

    By Lori H, March 6, 2009
    • 4 replies
    • 1.5k views
    • 
    • TPA Bob
    • March 7, 2009

27. Signing 5500 on behalf of clients

    By austin3515, July 21, 2010
    • 4 replies
    • 3k views
    • 
    • austin3515
    • July 23, 2010

28. W2 Box 12, Code W

    By Dennis Povloski, April 29, 2016
    • 4 replies
    • 3.5k views
    • 
    • spiritrider
    • May 1, 2016

29. Fiduciary liability for selection and monitoring investment advisers.

    By Guest Dale C, November 23, 1998
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • December 1, 1998

30. Can custodian pocket the "float" interest earned on plan acc

    By Guest Jim Kais, July 14, 2000
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • August 3, 2000

31. First year of the plan with HCEs limited due to lack of SH

    By Jakyasar, December 20, 2024
    • 4 replies
    • 523 views
    • 
    • Jakyasar
    • December 20, 2024

32. Mandatory Roth / Plans where HCE's hit 415 Limit

    By austin3515, October 26, 2025
    • 4 replies
    • 829 views
    • 
    • Peter Gulia
    • October 28, 2025

33. First year safe harbor 401(k) - less than 12 months

    By Santo Gold, May 12, 2006
    • 4 replies
    • 2.1k views
    • 
    • BG5150
    • May 23, 2006

34. Safe Harbor 401(k) and different eligibility requirements for hourly and salaried employees

    By Guest lawclerk, July 25, 2006
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • July 26, 2006

35. Limiting EACAs to New Participants

    By dcoderre, January 24, 2008
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • February 22, 2008

36. special valuation of a pooled profit sharing account

    By Pixie, October 26, 2018   

    • special valuation
    • 4 replies
    • 2.2k views
    • 
    • Luke Bailey
    • October 29, 2018

37. Controlled group. Husband/wife/2 children

    By thepensionmaven, April 9, 2019
    • 4 replies
    • 706 views
    • 
    • thepensionmaven
    • April 11, 2019

38. Controlled Group Coverage

    By justatester, September 26, 2019
    • 4 replies
    • 920 views
    • 
    • Larry Starr
    • September 27, 2019

39. Top Heavy and Safe Harbor

    By justatester, February 25, 2022
    • 4 replies
    • 817 views
    • 
    • C. B. Zeller
    • February 25, 2022

40. Vesting Amendment

    By TBob, April 18, 2007
    • 4 replies
    • 2.3k views
    • 
    • Peanut Butter Man
    • April 20, 2007

41. Age Weighted Match?

    By KateSmithPA, December 5, 2012
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 12, 2013

42. RMD

    By RLR, December 31, 2013
    • 4 replies
    • 1.3k views
    • 
    • RLR
    • January 2, 2014

43. New 401k for Er w/ SARSEP

    By austin3515, September 8, 2014
    • 4 replies
    • 1.2k views
    • 
    • Appleby
    • September 15, 2014

44. Match As-You-Go w/ Allocation Conditions

    By LANDO, February 12, 2015   

    • Match
    • allocation conditions
    • 4 replies
    • 1.7k views
    • 
    • LANDO
    • February 13, 2015

45. coordination of benefits between two plans

    By BW, October 27, 2018
    • 4 replies
    • 648 views
    • 
    • imchipbrown
    • October 29, 2018

46. Working with Nationwide

    By drakecohen, September 23, 2022
    • 4 replies
    • 805 views
    • 
    • hr for me
    • September 27, 2022

47. 401(k) transferring assets

    By Guest Lisa Allen, September 13, 1999
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • September 17, 1999

48. Mulitple Employer Plans

    By justatester, September 15, 2008
    • 4 replies
    • 1.4k views
    • 
    • QDROphile
    • September 16, 2008

49. Employer Funding Requirements

    By Nassau, October 18, 2010
    • 4 replies
    • 1.9k views
    • 
    • AlbanyConsultant
    • January 4, 2011

50. DC vs DB Coverage Testing

    By justatester, September 23, 2013
    • 4 replies
    • 1.7k views
    • 
    • John Feldt ERPA CPC QPA
    • September 24, 2013