401(k) Plans

19,321 topics in this forum

1. attribution?

   By PensionNewbee, April 16, 2004
   • 4 replies
   • 1.2k views
   • 
   • jquazza
   • April 16, 2004

2. Controlled Group/testing question

   By Dan, September 18, 2006
   • 4 replies
   • 1.2k views
   • 
   • Dan
   • September 19, 2006

3. Forfeitures to reduce er contributions - QNECS and S/H NECs

   By MarZDoates, November 12, 2010
   • 4 replies
   • 2.1k views
   • 
   • MarZDoates
   • November 17, 2010

4. Employer Or Employee Paid Medical Benefits?

   By austin3515, February 13, 2015
   • 4 replies
   • 1.1k views
   • 
   • QDROphile
   • February 13, 2015

5. Is trustee required to report interest on 1098 form?

   By Guest Phil L, January 12, 2000
   • 4 replies
   • 3.1k views
   • 
   • NNichols
   • February 3, 2016

6. Funding a Profit Sharing Plan

   By Guest Kala, April 7, 2003
   • 4 replies
   • 3.4k views
   • 
   • Belgarath
   • April 8, 2003

7. Paying expenses from the Plan for daily valuation recordkeeper search

   By Guest DeePA, November 9, 2004
   • 4 replies
   • 1.7k views
   • 
   • Brian Gallagher
   • November 15, 2004

8. Another severance pay ?

   By jaemmons, January 14, 2005
   • 4 replies
   • 1.7k views
   • 
   • GBurns
   • January 19, 2005

9. s-corp and health premium

   By Earl, December 27, 2005
   • 4 replies
   • 1.9k views
   • 
   • GBurns
   • December 28, 2005

10. Use Match for TH?

    By David, April 13, 2015
    • 4 replies
    • 1.1k views
    • 
    • Bill Presson
    • April 16, 2015

11. Refund of Contributions EE Request

    By jennc1019, January 20, 2016   

    • 401k
    • Refund
    • 4 replies
    • 1.4k views
    • 
    • GBurns
    • January 22, 2016

12. Safe Harbor Plan with Relaxed Entry for 401k

    By CLE401kGuy, April 10, 2019
    • 4 replies
    • 610 views
    • 
    • justanotheradmin
    • April 10, 2019

13. Non Qualified contributions tied into a 401(k) plan

    By Guest jbender, April 26, 1999
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • May 6, 1999

14. Business acquisition - merge or terminate plan

    By Tom, September 11, 2025
    • 4 replies
    • 2k views
    • 
    • Paul I
    • September 11, 2025

15. Sole Prop 401k w/ employees - timing of S. Prod elective def

    By Guest johnpetrancosta, March 17, 2005
    • 4 replies
    • 2k views
    • 
    • Guest
    • March 19, 2005

16. ADP/ACP Testing

    By Guest dstran, January 27, 2006
    • 4 replies
    • 1.3k views
    • 
    • JDuns
    • January 27, 2006

17. 2006 Safe harbor plan with restrictions on match contribution

    By blue, February 22, 2006
    • 4 replies
    • 1.8k views
    • 
    • Tom Poje
    • February 23, 2006

18. Higher Match level for Non Highly than Highly

    By Guest padmin, May 15, 2006
    • 4 replies
    • 1.3k views
    • 
    • MWeddell
    • May 18, 2006

19. Match True Up

    By Guest Mikk, February 13, 2009
    • 4 replies
    • 2k views
    • 
    • K2retire
    • February 17, 2009

20. Processing Excess Contributions

    By Below Ground, March 8, 2016   

    • Rollover Before Testing
    • 4 replies
    • 1.3k views
    • 
    • Below Ground
    • March 9, 2016

21. Annual Safe Harbor Compensation Limit

    By coleboy, October 30, 2018
    • 4 replies
    • 747 views
    • 
    • Tom Poje
    • October 30, 2018

22. Controlled Group -- separate plans

    By R. Butler, March 8, 2002
    • 4 replies
    • 2.6k views
    • 
    • Tom Poje
    • April 2, 2002

23. Excess deferral question

    By Tom, September 11, 2025
    • 4 replies
    • 2.6k views
    • 
    • austin3515
    • September 12, 2025

24. Plan Expenses

    By Guest SSD, October 31, 2002
    • 4 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • November 1, 2002

25. Future Retirees

    By Guest Giovanni, October 10, 2005
    • 4 replies
    • 1.4k views
    • 
    • jevd
    • October 10, 2005

26. Roth 5-Year Period for Rehires

    By DTH, October 17, 2007
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • October 23, 2007

27. 2010 Excess Withholding Error discovered now in 2011

    By SFSD, January 13, 2011
    • 4 replies
    • 1.2k views
    • 
    • Lou S.
    • January 14, 2011

28. Deduct Profit Sharing Contributions After Filing Personal Tax Returns

    By YankeeFan, April 14, 2015
    • 4 replies
    • 3.9k views
    • 
    • jpod
    • April 14, 2015

29. Wanting immediate entry but not for the interns

    By JPIngold, September 29, 2015
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • September 30, 2015

30. safe harbor non-elective contribution

    By thepensionmaven, February 14, 2018
    • 4 replies
    • 531 views
    • 
    • 401king
    • February 16, 2018

31. 401K loan offset help!

    By Brett, July 21, 2018   

    • 401k
    • loan
    • (and 2 more)

      Tagged with:

      • 401k
      • loan
      • offset
      • resignation
    • 4 replies
    • 984 views
    • 
    • Madison71
    • July 21, 2018

32. Basic, Supplement, & Roth

    By ciscokidyo, September 12, 2018
    • 4 replies
    • 710 views
    • 
    • chc93
    • September 12, 2018

33. ADP/ACP Testing - Correction

    By Guest ANNEBV, September 23, 1999
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • September 26, 2001

34. Temporary Employees

    By Guest benefitsanalyst, May 15, 2006
    • 4 replies
    • 3.1k views
    • 
    • ERISAnut
    • May 16, 2006

35. Hardships with Multiple plans

    By Guest Powers, June 20, 2008
    • 4 replies
    • 1.6k views
    • 
    • masteff
    • June 20, 2008

36. Safe Harbor Match suspended beginning of plan year

    By Gilmore, September 29, 2015
    • 4 replies
    • 921 views
    • 
    • K2retire
    • October 2, 2015

37. Controlled Group or not?

    By AdKu, December 29, 2016   

    • Controlled Group or not?
    • 4 replies
    • 773 views
    • 
    • rocknrolls2
    • January 5, 2017

38. Another Asset Sale Question

    By thepensionmaven, September 28, 2019
    • 4 replies
    • 884 views
    • 
    • Lou S.
    • October 1, 2019

39. Employee defers to plan before eligibility requirements are met

    By mming, April 21, 2000
    • 4 replies
    • 1.9k views
    • 
    • mming
    • April 24, 2000

40. Late Deposits Issue - VFCP Qs

    By LANDO, February 28, 2024   

    • 401(k)
    • late deposits
    • (and 1 more)

      Tagged with:

      • 401(k)
      • late deposits
      • vfcp
    • 4 replies
    • 691 views
    • 
    • LANDO
    • March 1, 2024

41. When is 10% penalty waived on hardship distributions?

    By Guest irenes, September 5, 2000
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • September 7, 2000

42. Prior Year ACP testing but no match made in prior year

    By Lori Foresz, February 3, 2005
    • 4 replies
    • 1.5k views
    • 
    • wmyer
    • February 4, 2005

43. automatic enrollment notice

    By Tom Poje, November 14, 2007
    • 4 replies
    • 2.8k views
    • 
    • four01kman
    • November 19, 2007

44. Elective Deferral Contributions after year-end

    By Guest Thomas2006, January 27, 2008
    • 4 replies
    • 1.3k views
    • 
    • oriecat
    • January 28, 2008

45. DC Plan Audit

    By jala, October 17, 2011
    • 4 replies
    • 1.2k views
    • 
    • GMK
    • October 18, 2011

46. In-Plan Roth Rollover and Withholding

    By Rich L. Mayer, January 10, 2013
    • 4 replies
    • 1.9k views
    • 
    • MoJo
    • January 10, 2013

47. May a safe-harbor 401(k) plan omit loans, hardships, and before-retirement distributions?

    By Peter Gulia, June 10, 2015   

    • 401(k); safe-harbor
    • 4 replies
    • 1.2k views
    • 
    • Flyboyjohn
    • June 10, 2015

48. Discussion with Author of 98-52 (Safe Harbor 401k)

    By Guest John Smith, November 13, 1998
    • 4 replies
    • 1.6k views
    • 
    • SoCalActuary
    • September 23, 1999

49. controlled group contributions?

    By Guest Moira, November 9, 2006
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • November 10, 2006

50. 410(b)(6)(C) Transition Rules

    By R. Butler, March 4, 2003
    • 4 replies
    • 3.5k views
    • 
    • R. Butler
    • March 7, 2003