401(k) Plans

19,334 topics in this forum

1. Loans

   By Alex Daisy, May 10, 2010
   • 11 replies
   • 6k views
   • 
   • Tom Poje
   • May 27, 2010

2. Loan Consolidation Question

   By Spencer, February 21, 2002
   • 8 replies
   • 6k views
   • 
   • Guest
   • April 8, 2002

3. Can I force out a terminee

   By RayJJohnsonJr, September 26, 2011
   • 9 replies
   • 6k views
   • 
   • mbozek
   • February 8, 2012

4. Terminated Participant Was OverpaidHow Do We "Retrieve" the Overpayment?

   By Guest annieap1, October 15, 2004
   • 12 replies
   • 6k views
   • 
   • mbozek
   • October 19, 2004

5. Master Trust or Not?

   By Guest Walter Patricio, October 1, 1999
   • 5 replies
   • 6k views
   • 
   • MoJo
   • October 5, 1999

6. Partial Plan Termination

   By Guest CCarter, March 18, 2002
   • 16 replies
   • 6k views
   • 
   • Guest
   • August 4, 2009

7. Age 55 exception - Termination Date or Distribution Date?

   By Guest Michael Anderson, April 22, 2005
   • 9 replies
   • 6k views
   • 
   • mbozek
   • April 25, 2005

8. Hardship distrib OK after half of account pledged as security for a lo

   By Guest LARRY, August 25, 1998
   • 9 replies
   • 6k views
   • 
   • LCARUSI
   • September 2, 1998

9. ACP Test for Safe Harbor Match and Employee After-Tax

   By PensionPro, August 27, 2020
   • 11 replies
   • 6k views
   • 
   • Bill Presson
   • January 10, 2025

10. 404(c) & mapping/qualified change in investment options

    By Guest ggbrock, October 27, 2008
    • 5 replies
    • 5.9k views
    • 
    • J Simmons
    • October 27, 2008

11. 401(k) loan: Leave of absence

    By Guest FAQ, March 26, 2002
    • 0 replies
    • 5.9k views
    • 
    • Guest
    • March 26, 2002

12. Are loans subject to 401(a)(4) BRF Rules?

    By LCARUSI, September 4, 1998
    • 3 replies
    • 5.9k views
    • 
    • david shipp
    • September 4, 1998

13. ROBS Exit Strategy

    By Seattle260, November 7, 2019
    • 14 replies
    • 5.9k views
    • 
    • LeadingRetirementSolutions
    • July 21, 2020

14. Safe harbor match plan with additional discretionary match

    By Guest moosegirl, June 21, 2004
    • 4 replies
    • 5.9k views
    • 
    • Archimage
    • June 23, 2004

15. Vanguard dragging their feet

    By Jeanie, April 3, 2018
    • 17 replies
    • 5.9k views
    • 
    • card
    • April 25, 2018

16. Spouse designations upon divorce.

    By dragondon, October 10, 2022
    • 12 replies
    • 5.9k views
    • 
    • Luke Bailey
    • October 17, 2022

17. Is IRS being Stupid? Form 945 Issue

    By justanotheradmin, January 25, 2016   

    • Form 945
    • IRS
    • 21 replies
    • 5.9k views
    • 
    • DPL
    • February 26, 2019

18. 411(d)(6) anti-cut back rules-Are disability benefits protected?

    By Guest April J, June 4, 1999
    • 1 reply
    • 5.9k views
    • 
    • Wessex
    • June 4, 1999

19. safe harbor - last day/1000 hour requirement

    By smm, December 25, 2001
    • 4 replies
    • 5.9k views
    • 
    • Richard Anderson
    • December 26, 2001

20. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 5.9k views
    • 
    • ESOP Guy
    • January 17, 2019

21. pre-funding and 415 1 2

    By Bri, May 1, 2020
    • 66 replies
    • 5.9k views
    • 
    • shERPA
    • May 9, 2020

22. Employer over-withheld deferrals from employees' pay

    By Guest A. Kintner, March 21, 2008
    • 4 replies
    • 5.9k views
    • 
    • Guest
    • October 6, 2008

23. Employer's profit-sharing and money purchase programs are under a sing

    By JWK, November 22, 2000
    • 19 replies
    • 5.9k views
    • 
    • stephen
    • February 28, 2003

24. Maximizing employer contributions / 415 limit

    By Guest tjt169, February 14, 2014
    • 17 replies
    • 5.9k views
    • 
    • Lou S.
    • February 22, 2018

25. Hardship withdrawal suspension period

    By 401kspeclst, January 29, 2018
    • 7 replies
    • 5.9k views
    • 
    • MWeddell
    • January 30, 2018

26. Plan Participant, you must Wait.

    By Mr Bagwell, November 25, 2013
    • 32 replies
    • 5.9k views
    • 
    • Mr Bagwell
    • December 3, 2013

27. Match limits

    By Guest MParks, August 28, 1998
    • 3 replies
    • 5.9k views
    • 
    • LCARUSI
    • August 29, 1998

28. Alien in 401(k) Plan

    By rblum50, August 24, 2010
    • 6 replies
    • 5.9k views
    • 
    • Laura Harrington
    • August 24, 2010

29. Tax Withholding on Corrective Distributions

    By davef, February 23, 2001
    • 3 replies
    • 5.9k views
    • 
    • Guest
    • May 15, 2001

30. Adding EACA Mid-Year

    By austin3515, November 20, 2018
    • 4 replies
    • 5.9k views
    • 
    • Doc Ument
    • November 20, 2018

31. Balance Forward Earning Accounting

    By armand2706, August 18, 2017
    • 11 replies
    • 5.9k views
    • 
    • hr for me
    • August 23, 2017

32. Commonlaw Wife Rights To A 401k Of Deceased Commonlaw Husband

    By Guest CONFUSED401K, January 8, 2003
    • 2 replies
    • 5.9k views
    • 
    • mbozek
    • January 8, 2003

33. Severance pay and deferrals

    By Guest Beachgirl, October 12, 2006
    • 4 replies
    • 5.9k views
    • 
    • david rigby
    • October 13, 2006

34. 401(a)(17) Annual Compensation Limit

    By Guest BenMngr08, March 18, 2008
    • 17 replies
    • 5.9k views
    • 
    • ETA Consulting LLC
    • October 18, 2015

35. Warning: High Explosives! Here's an issue that many would like to pret

    By Guest tschenk, August 25, 2000
    • 44 replies
    • 5.9k views
    • 
    • Guest
    • September 8, 2000

36. Can bonus amounts be excluded from deferral election?

    By Guest Dash02, May 10, 2010
    • 5 replies
    • 5.9k views
    • 
    • Guest
    • January 6, 2012

37. End-of-Year requirement for 401k?

    By Guest rickw, July 2, 2003
    • 19 replies
    • 5.9k views
    • 
    • Tom Poje
    • August 18, 2003

38. Has anyone had any experience with amending a 401(k) plan so that all

    By Guest TW2000, September 18, 2000
    • 23 replies
    • 5.9k views
    • 
    • KJohnson
    • October 10, 2000

39. 401K Rollover leave company and rehired in same year

    By Guest Crashdavis, November 27, 2012
    • 6 replies
    • 5.9k views
    • 
    • masteff
    • November 28, 2012

40. Distributions:Tax on true gross, or tax on gross net of fees?

    By ldr, December 19, 2017   

    • distributions
    • taxes
    • (and 2 more)

      Tagged with:

      • distributions
      • taxes
      • gross up
      • fees
    • 28 replies
    • 5.9k views
    • 
    • stephen
    • June 22, 2018

41. Safe Harbor Plan with Different Definition of Compensation

    By NYHeel, July 29, 2020
    • 14 replies
    • 5.9k views
    • 
    • Bill Presson
    • August 5, 2020

42. 401K Matching

    By Guest PAccuardi, August 24, 1998
    • 3 replies
    • 5.9k views
    • 
    • Larry M
    • August 29, 1998

43. Controlled group testing - ADP

    By Guest Achilles, September 24, 2013
    • 5 replies
    • 5.8k views
    • 
    • 00hskrgrl
    • October 10, 2013

44. VCFP vs. self correction

    By Guest CRM, May 28, 2009
    • 2 replies
    • 5.8k views
    • 
    • Guest
    • May 28, 2009

45. Pre-tax deferrals after 401(a)(17) limit

    By Guest Tom Moses, October 7, 1998
    • 17 replies
    • 5.8k views
    • 
    • Larry M
    • April 3, 1999

46. QDIA - Determination of Who Must Receive Notice

    By BeanCounterBlues, December 4, 2007
    • 6 replies
    • 5.8k views
    • 
    • Tom Poje
    • December 7, 2007

47. ACP testing failure

    By pmacduff, March 3, 2010
    • 21 replies
    • 5.8k views
    • 
    • fiona1
    • May 15, 2012

48. 401 fees and Lawsuits

    By Guest BobParks, August 26, 1998
    • 0 replies
    • 5.8k views
    • 
    • Guest
    • August 26, 1998

49. Help - 5500EZ (Solo 401K) - $150K penalty notice CP 220

    By Help_5500EZ_150K, October 18, 2023
    • 19 replies
    • 5.8k views
    • 
    • 5500EZ Help Me
    • February 2, 2024

50. Split plan to avoid audit?

    By austin3515, July 9, 2010
    • 11 replies
    • 5.8k views
    • 
    • Mike Preston
    • July 9, 2010