401(k) Plans

19,321 topics in this forum

1. 410(b)(6)(C) - the meaning of "significantly changed"?

   By Guest lawdawg, February 16, 2001
   • 4 replies
   • 6.4k views
   • 
   • Guest
   • February 20, 2001

2. Due dates for Er Contributions

   By austin3515, February 16, 2009
   • 4 replies
   • 1.1k views
   • 
   • austin3515
   • February 17, 2009

3. Illegal Alien Issue

   By Guest smhjr, February 21, 2013   

   • illegal alien
   • 4 replies
   • 15.2k views
   • 
   • masteff
   • February 22, 2013

4. Mechanics of updating plan documents with custodians

   By matthny, August 3, 2020
   • 4 replies
   • 957 views
   • 
   • Bird
   • August 3, 2020

5. New plan - short plan year and short sponsor year

   By Jakyasar, November 26, 2020
   • 4 replies
   • 908 views
   • 
   • Catch22PGM
   • December 7, 2020

6. True Up Matching Contributions

   By J. Bringhurst, December 12, 2006
   • 4 replies
   • 1.9k views
   • 
   • J. Bringhurst
   • December 13, 2006

7. Fringe benefit?

   By PMC, July 22, 2008
   • 4 replies
   • 1.9k views
   • 
   • Lori Friedman
   • July 22, 2008

8. 3rd Party Sickpay

   By austin3515, February 6, 2010
   • 4 replies
   • 1.3k views
   • 
   • Belgarath
   • February 9, 2010

9. stop 401K contributions, start IRA

   By hsally, January 20, 2020
   • 4 replies
   • 938 views
   • 
   • 401king
   • January 28, 2020

10. 60 YEAR OLD MAN, FORCIBLY RETIRED ON MEDICAL GROUNDS 1955, NOW IS TOLD

    By Guest France, April 21, 2001
    • 4 replies
    • 1.7k views
    • 
    • rcline46
    • April 24, 2001

11. One Plan Term, New Plan Start, Waiting period?

    By Guest James Osterhaus, June 28, 2001
    • 4 replies
    • 1.9k views
    • 
    • MWeddell
    • July 18, 2001

12. Merger of single employer 401(k) Plan into multiple employer 401(k)

    By Guest pensionadmin, March 10, 2002
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • March 12, 2002

13. 401(k)

    By Guest ACE, July 21, 2003
    • 4 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • July 24, 2003

14. Catch-up contributions when 415(c) limit but not 402(g) limit is exceeded

    By Guest Dave Peckham, January 6, 2004
    • 4 replies
    • 2.8k views
    • 
    • TBob
    • January 6, 2004

15. compensation for calculation of safe harbor match

    By thepensionmaven, February 19, 2018
    • 4 replies
    • 886 views
    • 
    • BG5150
    • February 20, 2018

16. Normal retirement age and vesting

    By Pammie57, August 3, 2020
    • 4 replies
    • 1.3k views
    • 
    • Pammie57
    • August 24, 2020

17. ERISA 3(38) - Issues With Service Agreement

    By D.J. Simonetti, March 6, 2021
    • 4 replies
    • 683 views
    • 
    • RatherBeGolfing
    • March 9, 2021

18. Implication of Eligibility Amendment

    By Stash026, May 3, 2021
    • 4 replies
    • 1.5k views
    • 
    • Gilmore
    • May 3, 2021

19. 410(b) Excludable Employees

    By Guest yahoo, May 17, 1999
    • 4 replies
    • 2.4k views
    • 
    • MWeddell
    • May 19, 1999

20. Stock purchase vs. asset purchase

    By billfgrady, March 12, 2004
    • 4 replies
    • 9.4k views
    • 
    • mbozek
    • March 17, 2004

21. Deferral percentage versus deferral dollars with regard to compensation

    By Guest Angel(k), June 30, 2004
    • 4 replies
    • 1.8k views
    • 
    • Harwood
    • June 30, 2004

22. Multiple Employer Plan?

    By PFranckowiak, November 10, 2009
    • 4 replies
    • 2.2k views
    • 
    • PFranckowiak
    • November 11, 2009

23. Control Groups: adopting employer vs non-adopting

    By doombuggy, October 19, 2011
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • October 20, 2011

24. Terminating a PEO 401k for one adopting Er

    By austin3515, March 10, 2020
    • 4 replies
    • 1k views
    • 
    • Patricia Neal Jensen
    • March 12, 2020

25. Elective deferrals in excess of 401(a)(17) - Fidelity's document

    By ERISA guy, October 29, 2021
    • 4 replies
    • 1k views
    • 
    • DAK
    • November 2, 2021

26. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

    By metsfan026, September 16, 2025
    • 4 replies
    • 2.5k views
    • 
    • David D
    • September 17, 2025

27. Spousal consents required for loans to participants under 401(k) plan

    By Guest aprilk1, January 17, 2003
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • January 17, 2003

28. Excess Annual Additions and ADP/ACP Test

    By Guest ArrowMatt, January 24, 2004
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • January 29, 2004

29. Matching Contributions Based on Partial Deferral?

    By Leopurrd, December 3, 2004
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • December 6, 2004

30. Professional Employer Organization

    By DLavigne, May 17, 2006
    • 4 replies
    • 1.6k views
    • 
    • ERISAnut
    • May 17, 2006

31. Safe Harbor 3% NonElective to NHCE only. Mid Year Change wanted.

    By Mr Bagwell, May 3, 2021   

    • safe harbor
    • 4 replies
    • 1.2k views
    • 
    • Mr Bagwell
    • May 3, 2021

32. Exclusions of Employees from Plan

    By Hoard1, September 28, 1999
    • 4 replies
    • 1.5k views
    • 
    • IRC401
    • October 3, 1999

33. Is top heavy required under 401k plan?

    By Jakyasar, January 5, 2024
    • 4 replies
    • 494 views
    • 
    • Jakyasar
    • January 8, 2024

34. Income Tax Withholding on Elective Deferrals

    By M_2015, January 13
    • 4 replies
    • 464 views
    • 
    • Peter Gulia
    • January 13

35. Katrina

    By stevena, November 3, 2005
    • 4 replies
    • 1.5k views
    • 
    • E as in ERISA
    • November 3, 2005

36. New plan under new audit participant count definition

    By John ATL, March 4, 2024
    • 4 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • August 27, 2025

37. Coverage Testing Correction Methods

    By metsfan026, September 4, 2024
    • 4 replies
    • 779 views
    • 
    • Bill Presson
    • September 4, 2024

38. Eligibility for discretionary PS contribution

    By JDuns, August 8, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • August 13, 2003

39. Another Individual (k) Question

    By Guest EAS, December 23, 2004
    • 4 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • December 23, 2004

40. Corrective Contributions and 402(g) Limit

    By Guest pcohen, August 20, 2008
    • 4 replies
    • 3.9k views
    • 
    • Loves401(k)
    • March 8, 2018

41. ACP Failure - Match Funded AFTER March 15th

    By kevind2010, February 19, 2015
    • 4 replies
    • 2.5k views
    • 
    • chc93
    • February 20, 2015

42. What to do with ADP/ACP Refunds - Personal Finance

    By austin3515, March 8, 2021
    • 4 replies
    • 803 views
    • 
    • BG5150
    • March 9, 2021

43. Penalty Relief Program for Form 5500-EZ Late Filers

    By AdKu, October 3, 2022
    • 4 replies
    • 866 views
    • 
    • AdKu
    • October 4, 2022

44. 1099R - Code 1 USed but Participant is Disabled

    By austin3515, February 3, 2023
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 3, 2023

45. SH Status Post-Sale if All Es Hired by Buyer

    By Plan Doc, June 23, 2023
    • 4 replies
    • 494 views
    • 
    • Plan Doc
    • June 28, 2023

46. Timing Questions - Roth Employer Contributions

    By AllThingsForGood, January 9, 2025
    • 4 replies
    • 809 views
    • 
    • AllThingsForGood
    • January 9, 2025

47. HArdship Distribution Documentation / IRS NEwsletter

    By austin3515, April 20, 2015
    • 4 replies
    • 3.2k views
    • 
    • austin3515
    • April 21, 2015

48. ACP Prior Year Test Failure

    By pam@bbm, May 9, 2016
    • 4 replies
    • 1.3k views
    • 
    • BG5150
    • May 10, 2016

49. New Plan 2018 No Deposits No Reporting

    By ldr, October 2, 2019   

    • new plan
    • 5500-ez
    • 4 replies
    • 751 views
    • 
    • msmith
    • October 3, 2019

50. 401k Deferral or Corrective Contribution or Unallocated Suspense account?

    By cheersmate, October 3, 2022   

    • safe harbor 401k
    • cross tested 401k
    • (and 1 more)

      Tagged with:

      • safe harbor 401k
      • cross tested 401k
      • w-2
    • 4 replies
    • 729 views
    • 
    • Nate S
    • October 7, 2022