401(k) Plans

19,321 topics in this forum

1. Finding a TPA firm in upstate NY

   By Guest bmw, November 2, 2002
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • November 21, 2002

2. Can participant simply choose to stop making repayments on loan from plan?

   By Guest rocnrols2, September 22, 2003
   • 4 replies
   • 1.5k views
   • 
   • QDROphile
   • September 22, 2003

3. Match on Excess Contribs that are Recharacterized as Catch-up

   By Guest Giovanni, September 29, 2004
   • 4 replies
   • 2k views
   • 
   • david rigby
   • September 29, 2004

4. Eligible Employees in ADP Test

   By Guest gfowler, January 19, 2005
   • 4 replies
   • 1.7k views
   • 
   • K-t-F
   • January 21, 2005

5. Catch-Up Contributions

   By Guest mingblue, July 23, 2008
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • July 23, 2008

6. Does that mean that one would not pass it even if one runs the ACP or ADP test?

   By Guest Enda80, October 13, 2009
   • 4 replies
   • 1.3k views
   • 
   • BG5150
   • October 20, 2009

7. Tax Cut Jobs Act / Hardship

   By austin3515, December 27, 2017
   • 4 replies
   • 1k views
   • 
   • austin3515
   • February 10, 2018

8. Missed Deferral Opportunity - 25% QNEC vs 3 month rolling

   By legort69, April 10, 2018   

   • rolling three-month exception
   • 4 replies
   • 2.2k views
   • 
   • Belgarath
   • August 18, 2020

9. 401k and QDRO

   By Susan knight, May 31, 2018
   • 4 replies
   • 667 views
   • 
   • Susan knight
   • May 31, 2018

10. blackout period w/out moving recordkeepers?

    By TPApril, March 1, 2019
    • 4 replies
    • 854 views
    • 
    • BG5150
    • March 4, 2019

11. need help with elapsed time/eligibility

    By rr_sphr, October 3, 2019
    • 4 replies
    • 1.7k views
    • 
    • david rigby
    • October 3, 2019

12. 4K Safe Harbor Match Plan Termination

    By mschwechter, October 20, 2004
    • 4 replies
    • 1.5k views
    • 
    • mschwechter
    • October 21, 2004

13. Aggregation Rules

    By Guest patdanielson, August 24, 2005
    • 4 replies
    • 2.8k views
    • 
    • Mike Preston
    • September 9, 2005

14. Terminating a 401K plan

    By Guest Chrisj, March 23, 2006
    • 4 replies
    • 2.2k views
    • 
    • smm
    • March 23, 2006

15. Control Group and ownership

    By cpc0506, January 19, 2011
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • January 19, 2011

16. Excess life insurance included in definition of compensation?

    By kwalified, September 13, 2012
    • 4 replies
    • 2.9k views
    • 
    • kwalified
    • September 17, 2012

17. Employer took pre-tax instead of Roth

    By katie58, July 25, 2014
    • 4 replies
    • 1.6k views
    • 
    • 401_noob
    • July 30, 2014

18. Employers fiduciary responsibility as Plan Administrator

    By Guest tmdolf, September 29, 1999
    • 4 replies
    • 2.1k views
    • 
    • Jon Chambers
    • October 7, 1999

19. 1999 5500 Forms

    By Guest jfgc, January 29, 2000
    • 4 replies
    • 1.5k views
    • 
    • BeckyMiller
    • January 31, 2000

20. automatic enrollment & immediate eligibility

    By AlbanyConsultant, September 6, 2024
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • September 6, 2024

21. self-managed account supervision

    By Guest MAP, December 15, 2000
    • 4 replies
    • 2k views
    • 
    • Guest
    • December 26, 2000

22. For new 404(c) plan, how do we get info to participants

    By Guest neoplanner, March 21, 2005
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • March 28, 2005

23. Prefunding

    By Guest mk2308, May 6, 2005
    • 4 replies
    • 1.5k views
    • 
    • R. Butler
    • May 11, 2005

24. vesting question

    By FJR, June 30, 2005
    • 4 replies
    • 1.3k views
    • 
    • No Name
    • July 1, 2005

25. Timing of Forfeitures

    By MBCarey, February 7, 2007
    • 4 replies
    • 2k views
    • 
    • Below Ground
    • February 7, 2007

26. Loan Refinance

    By Guest Hgreer, October 25, 2012
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • October 26, 2012

27. 401(k) refund due to company acquisition

    By R. Butler, April 21, 2015
    • 4 replies
    • 1.2k views
    • 
    • R. Butler
    • May 1, 2015

28. Control Group coverage testing

    By pixmax, January 5, 2017
    • 4 replies
    • 929 views
    • 
    • pixmax
    • January 5, 2017

29. Maximum loan limits

    By Ajillity, November 6, 2018
    • 4 replies
    • 891 views
    • 
    • Ajillity
    • November 7, 2018

30. Matching contribution options

    By Dan, January 23, 2020
    • 4 replies
    • 925 views
    • 
    • Dan
    • January 29, 2020

31. Definition of Compensation excludes bonuses

    By Guest tonjer, March 6, 2003
    • 4 replies
    • 1.6k views
    • 
    • Mike Preston
    • March 13, 2003

32. Company Match

    By Guest TimO, April 9, 2003
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • April 9, 2003

33. Dentist with Multiple Corporations

    By DP, September 29, 2004
    • 4 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • September 29, 2004

34. Safe Harbor "Wait and See"

    By Guest DTromb, December 5, 2005
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • December 6, 2005

35. plan termination & qualifying employer security

    By lexi, June 26, 2006
    • 4 replies
    • 1.4k views
    • 
    • Locust
    • June 27, 2006

36. 10% Contribution % for QACA

    By Flyboyjohn, April 21, 2015
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • April 22, 2015

37. SH Match Plan failing 414(s)

    By BG5150, November 10, 2016
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • November 10, 2016

38. Merge 401(k) Plan into Simple IRA Plan

    By Logan401, March 12, 2020
    • 4 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 12, 2020

39. QSOB Employer-Wide Testing Requirement ("Gateway" test)?

    By patriciab, November 3, 2021
    • 4 replies
    • 1.5k views
    • 
    • BG5150
    • November 3, 2021

40. SPDs

    By Guest pjb, August 14, 2002
    • 4 replies
    • 1.5k views
    • 
    • david rigby
    • August 14, 2002

41. Different Conributions Based on Marital Status

    By Guest MDG, November 4, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • November 10, 2003

42. Top Heavy Cross Tested Plan - What's the Allocation?

    By Guest ChopperPilot, March 15, 2004
    • 4 replies
    • 1.3k views
    • 
    • Archimage
    • March 15, 2004

43. Need Insight on whether or not to withdraw from my 401K

    By Guest frothdog, February 7, 2005
    • 4 replies
    • 1.4k views
    • 
    • Tom Poje
    • February 7, 2005

44. controlled group

    By Guest Jodi S., October 14, 2008
    • 4 replies
    • 1.9k views
    • 
    • jkdoll2
    • October 15, 2008

45. 415 violation for S/E

    By Belgarath, May 28, 2025
    • 4 replies
    • 1.8k views
    • 
    • Belgarath
    • May 29, 2025

46. 401(k) Hardship Withdrawals

    By Guest average_guy, January 23, 2002
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • January 29, 2002

47. Permissive Disaggregation

    By fiona1, February 12, 2004
    • 4 replies
    • 13.2k views
    • 
    • Mike Preston
    • February 19, 2004

48. Safe Harbor Match and 401(a)4 testing

    By Guest hog4you2, March 1, 2004
    • 4 replies
    • 2.2k views
    • 
    • Archimage
    • March 2, 2004

49. ACP

    By Guest 401knewbie, March 5, 2007
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • March 5, 2007

50. Error on Match Calc

    By Spencer, August 18, 2011
    • 4 replies
    • 1.2k views
    • 
    • Spencer
    • August 23, 2011