401(k) Plans

19,321 topics in this forum

1. Short Plan Year

   By Guest Mike Schwing, November 20, 2002
   • 4 replies
   • 3.2k views
   • 
   • Guest
   • November 21, 2002

2. Control Group

   By Guest elang, January 13, 2012
   • 4 replies
   • 1.1k views
   • 
   • ETA Consulting LLC
   • May 14, 2012

3. 414s

   By justatester, October 4, 2019
   • 4 replies
   • 1.5k views
   • 
   • Doc Ument
   • October 7, 2019

4. Excess Annual Addition

   By nancy, January 23, 2020
   • 4 replies
   • 826 views
   • 
   • Luke Bailey
   • January 24, 2020

5. Two entities, Same ownership, Two different plan designs

   By TMcfall, July 14, 2021
   • 4 replies
   • 770 views
   • 
   • ESOP Guy
   • July 14, 2021

6. vesting due to "reduction in force"

   By k man, May 12, 2000
   • 4 replies
   • 2.3k views
   • 
   • k man
   • May 12, 2000

7. platform plus individual brokerage accounts

   By Pixie, November 6, 2025
   • 4 replies
   • 509 views
   • 
   • Peter Gulia
   • November 7, 2025

8. IRA participation when company offers 401K..

   By Guest Carl C, January 18, 2003
   • 4 replies
   • 2.7k views
   • 
   • Guest
   • January 21, 2003

9. SUSPEND SAFE HARBOR MATCH

   By Guest ROB VIDOVICH, April 9, 2003
   • 4 replies
   • 1.9k views
   • 
   • MWeddell
   • April 11, 2003

10. Safe Harbor New Comparability Plan

    By MBCarey, February 1, 2006
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • February 1, 2006

11. NESE for partners

    By Guest notapensiongeek, August 21, 2008
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • August 22, 2008

12. Excess Contribution

    By Guest Rutager, September 19, 2008
    • 4 replies
    • 1.5k views
    • 
    • fiona1
    • September 19, 2008

13. quick question

    By Guest A_Dude, June 5, 2014
    • 4 replies
    • 984 views
    • 
    • rcline46
    • June 6, 2014

14. Compliance/5500/Plan document software vendors

    By Dan, November 3, 2021
    • 4 replies
    • 738 views
    • 
    • Dan
    • November 9, 2021

15. Excluded Employee - Top Heavy

    By Vlad401k, January 15
    • 4 replies
    • 314 views
    • 
    • John Feldt ERPA CPC QPA
    • January 18

16. Frozen pension Plan

    By Guest bmurphy, April 9, 2003
    • 4 replies
    • 2k views
    • 
    • mbozek
    • April 10, 2003

17. Maintaing Plan Document

    By Guest bouncingsoul, February 8, 2007
    • 4 replies
    • 1.3k views
    • 
    • Peanut Butter Man
    • February 10, 2007

18. Hardship Request - Purchase of Principal Residence

    By Guest K.C., October 15, 2008
    • 4 replies
    • 17.1k views
    • 
    • QDROphile
    • October 15, 2008

19. VCP - participant culpability?

    By 401(j), July 1, 2013
    • 4 replies
    • 1.1k views
    • 
    • jpod
    • July 2, 2013

20. When can a forfeiture be recognized?

    By Vlad401k, October 8, 2015
    • 4 replies
    • 1.2k views
    • 
    • BG5150
    • October 8, 2015

21. 401K PLAN - incorrectly/involuntarily terminated

    By Jakyasar, October 5, 2019
    • 4 replies
    • 1k views
    • 
    • A Jensen
    • October 7, 2019

22. SHNEC and Additional ER Contribution

    By justatester, April 22, 2020
    • 4 replies
    • 2.3k views
    • 
    • Kevin C
    • April 23, 2020

23. Is SIMPLE IRA successor to term'd 401(k)

    By Kathy, December 4, 1998
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • December 29, 1998

24. rollover of deceased owner's account to spouse

    By thepensionmaven, December 12, 2022
    • 4 replies
    • 735 views
    • 
    • fmsinc
    • December 12, 2022

25. Top Heavy Question

    By Guest Alwaysthinking, June 9, 2003
    • 4 replies
    • 1.1k views
    • 
    • kocak
    • June 14, 2003

26. Bankruptcy and 401k Loans

    By oriecat, July 1, 2004
    • 4 replies
    • 2.2k views
    • 
    • oriecat
    • July 2, 2004

27. Hardship proof of payment

    By Guest Twinky, October 19, 2006
    • 4 replies
    • 1.9k views
    • 
    • SteveH
    • October 20, 2006

28. deduction timing

    By gregburst, April 22, 2015
    • 4 replies
    • 1.4k views
    • 
    • mbozek
    • April 23, 2015

29. State of Denial

    By Guest GW, December 29, 1998
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • December 30, 1998

30. Entity Adopting Safe Harbor 401k Mid-year as Participant Employer

    By austin3515, September 8, 2023
    • 4 replies
    • 991 views
    • 
    • CuseFan
    • September 11, 2023

31. MEP - do you ever aggregate members for TH min?

    By AlbanyConsultant, March 6, 2024
    • 4 replies
    • 547 views
    • 
    • AlbanyConsultant
    • March 6, 2024

32. Catch-Up Reclass / Changes in plan-imposed limits during the plan year

    By Guest m2b2, December 26, 2007
    • 4 replies
    • 1.5k views
    • 
    • blue
    • January 4, 2008

33. Form 5330

    By commishvp, September 19, 2008
    • 4 replies
    • 3k views
    • 
    • BG5150
    • September 23, 2008

34. Trans Continental/Louis Pearlman

    By Guest Dan Shea, April 2, 2009
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • April 3, 2009

35. deferral basis

    By Guest Moira, December 11, 2012
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • December 11, 2012

36. Benefit Plan Audit - EE Responsibilities?

    By NA2020, October 2, 2020
    • 4 replies
    • 825 views
    • 
    • Bob the Swimmer
    • October 5, 2020

37. Any limits on auto enrollment/auto increase?

    By Carol V. Calhoun, March 10, 2021
    • 4 replies
    • 2.1k views
    • 
    • BG5150
    • March 10, 2021

38. Testing "Under 21/1 employees" separately in a 401(k) Plan

    By LCARUSI, September 11, 2000
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • September 11, 2000

39. Annual Additions for an off cal. plan year

    By doombuggy, November 4, 2005
    • 4 replies
    • 1.4k views
    • 
    • SMB
    • November 24, 2005

40. Lost earnings rate of return

    By cpc0506, November 4, 2014
    • 4 replies
    • 1.4k views
    • 
    • ESOP Guy
    • November 6, 2014

41. Beneficiary - non profit?

    By cdavis25, June 18, 2015
    • 4 replies
    • 1.6k views
    • 
    • austin3515
    • December 29, 2016

42. HELP! Quit then rehired as Consultant

    By Surfer451, July 31, 2018   

    • rehire
    • cash out
    • (and 1 more)

      Tagged with:

      • rehire
      • cash out
      • consultant
    • 4 replies
    • 2.4k views
    • 
    • Luke Bailey
    • August 1, 2018

43. ERISA Bond for PEPs

    By Keith Lowery, November 6, 2023
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • November 7, 2023

44. Employer match of Roth 401k

    By thepensionmaven, January 10, 2024
    • 4 replies
    • 14.5k views
    • 
    • Lou S.
    • January 12, 2024

45. Secure 2.0 and ACA Question

    By Gadgetfreak, March 6, 2024
    • 4 replies
    • 813 views
    • 
    • EMoney
    • March 7, 2024

46. Participant Benefit Statements

    By alwaysaquestion, September 9, 2024
    • 4 replies
    • 798 views
    • 
    • C. B. Zeller
    • September 11, 2024

47. Employer Required Contributions in Simple 401K

    By Guest dondajean, January 8, 2002
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • January 8, 2002

48. Safe Harbor 401(k) Match Discretionary?

    By Jilliandiz, September 9, 2004
    • 4 replies
    • 1.2k views
    • 
    • rcline46
    • September 9, 2004

49. Plan Effective Date

    By mming, October 23, 2007
    • 4 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • October 23, 2007

50. 401(k) deposited > 15 days after month end; Q 27e & 27f on Form

    By Guest Kelly R, July 21, 1999
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • October 12, 1999