401(k) Plans

19,337 topics in this forum

1. Participant Benefit Statements

   By alwaysaquestion, September 9, 2024
   • 4 replies
   • 857 views
   • 
   • C. B. Zeller
   • September 11, 2024

2. Employer Required Contributions in Simple 401K

   By Guest dondajean, January 8, 2002
   • 4 replies
   • 1.6k views
   • 
   • Guest
   • January 8, 2002

3. Safe Harbor 401(k) Match Discretionary?

   By Jilliandiz, September 9, 2004
   • 4 replies
   • 1.2k views
   • 
   • rcline46
   • September 9, 2004

4. Plan Effective Date

   By mming, October 23, 2007
   • 4 replies
   • 2.7k views
   • 
   • John Feldt ERPA CPC QPA
   • October 23, 2007

5. 401(k) deposited > 15 days after month end; Q 27e & 27f on Form

   By Guest Kelly R, July 21, 1999
   • 4 replies
   • 1.8k views
   • 
   • Guest
   • October 12, 1999

6. DFVCP Available for One Year If DOL Notice Received for Another Year

   By ERISA11, May 1, 2024
   • 4 replies
   • 841 views
   • 
   • RatherBeGolfing
   • May 6, 2024

7. Transaction reporting for contributions in brokerage accounts

   By TPApril, January 15, 2025
   • 4 replies
   • 1.5k views
   • 
   • Bruce1
   • January 17, 2025

8. NUA

   By Ian, September 24, 2025
   • 4 replies
   • 2.2k views
   • 
   • CuseFan
   • September 26, 2025

9. SH Final Regs

   By Guest RJF, February 27, 2006
   • 4 replies
   • 1.8k views
   • 
   • Guest
   • March 1, 2006

10. Last Minute 2014 SH Notice Changes

    By austin3515, November 18, 2013
    • 4 replies
    • 1.1k views
    • 
    • Tom Poje
    • November 20, 2013

11. Participants in Multiple TDFs

    By khn, April 24, 2015
    • 4 replies
    • 1.5k views
    • 
    • khn
    • April 28, 2015

12. Plan w/Basic Safe Harbor Match - Can Auto Enroll Be Added Mid-year?

    By Mr401k, December 1, 2015
    • 4 replies
    • 2.4k views
    • 
    • rcline46
    • December 2, 2015

13. Daily Valuation-What is it?

    By Guest TORTORA, November 13, 1998
    • 4 replies
    • 6k views
    • 
    • Guest
    • February 4, 2000

14. 10% Withholding on Excess Contributions?

    By Guest KD40, April 9, 2003
    • 4 replies
    • 3.3k views
    • 
    • MWeddell
    • April 10, 2003

15. Taxes on interest

    By Guest mcdanieldon, March 15, 2004
    • 4 replies
    • 1.3k views
    • 
    • Lame Duck
    • March 16, 2004

16. Hardship Withdrawal

    By Guest scparlee, October 22, 2004
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • October 22, 2004

17. Top-heavy Requirement?

    By Guest notapensiongeek, December 27, 2007
    • 4 replies
    • 2k views
    • 
    • Guest
    • January 2, 2008

18. Who pays?

    By bzorc, July 28, 2010
    • 4 replies
    • 1.4k views
    • 
    • Peter Gulia
    • July 29, 2010

19. Hardship Distribution and DIVORCE

    By 52626, August 19, 2013
    • 4 replies
    • 1.6k views
    • 
    • QDROphile
    • August 19, 2013

20. Question 401k loan

    By Michaeldean, September 19, 2018
    • 4 replies
    • 850 views
    • 
    • Tom Poje
    • September 19, 2018

21. Safe Harbor

    By Guest Mrilaomt, November 4, 2005
    • 4 replies
    • 1.6k views
    • 
    • Leopurrd
    • November 4, 2005

22. Two years no claim for 401K

    By Guest dulan, June 27, 2008
    • 4 replies
    • 1.7k views
    • 
    • david rigby
    • June 27, 2008

23. A second match formula

    By JKW, June 18, 2015
    • 4 replies
    • 1k views
    • 
    • JKW
    • June 22, 2015

24. QDRO alterative payee-Cancel payment.

    By Panda, November 7, 2023
    • 4 replies
    • 1.8k views
    • 
    • AKowalski
    • November 9, 2023

25. Off calendar plan year (6/30 year end) - catch-up reclass

    By MGOAdmin, January 15, 2025   

    • cathup
    • reclass
    • 4 replies
    • 1.2k views
    • 
    • MGOAdmin
    • February 5, 2025

26. Is there a problem where the trustee owns employer stock when it is al

    By Guest lawdawg, March 30, 2001
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • April 24, 2001

27. Stable Value Fund - What questions do you ask?

    By Guest Fred Benefits, November 5, 2001
    • 4 replies
    • 2.5k views
    • 
    • Jon Chambers
    • November 7, 2001

28. Can you deduct the losses on your return for losses incurred for distr

    By Guest J. BEARB, February 22, 2002
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • March 22, 2002

29. IRS Audit

    By goldtpa, August 19, 2011
    • 4 replies
    • 1.4k views
    • 
    • ETA Consulting LLC
    • August 20, 2011

30. Minor Children and 401k Eligibility

    By JH1, November 5, 2014
    • 4 replies
    • 3.5k views
    • 
    • Tom Poje
    • November 5, 2014

31. SHNEC/New Comp - ppt eligibility for PS - include them in New Comp calc or not???

    By bethp38, March 7, 2024
    • 4 replies
    • 551 views
    • 
    • CuseFan
    • March 11, 2024

32. Form of contribution to safe harbor 401(k)

    By Medusa, August 10, 2001
    • 4 replies
    • 3k views
    • 
    • Medusa
    • August 30, 2001

33. 401(k) vendors

    By Guest benefitslady, August 14, 2002
    • 4 replies
    • 2k views
    • 
    • Guest
    • August 16, 2002

34. Avoiding gateway

    By Brenda Wren, May 2, 2003
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • May 2, 2003

35. Changing Eligibility in a SH 401(k) Plan

    By Blinky the 3-eyed Fish, August 1, 2006
    • 4 replies
    • 3.8k views
    • 
    • austin3515
    • August 4, 2006

36. 401(k) PSP deferral deposit question

    By doombuggy, June 8, 2011
    • 4 replies
    • 1.7k views
    • 
    • doombuggy
    • June 9, 2011

37. self employed catch up

    By DDB BN, October 8, 2019
    • 4 replies
    • 1k views
    • 
    • DDB BN
    • October 8, 2019

38. "Late Safe harbor Notice" consequences?

    By BG5150, December 13, 2022
    • 4 replies
    • 828 views
    • 
    • RatherBeGolfing
    • December 15, 2022

39. Funding of Merged Plans

    By Guest Ray Corneau, December 11, 2002
    • 4 replies
    • 1.2k views
    • 
    • Brian Gallagher
    • December 12, 2002

40. Does the 408(m)(3) apply to individually directed accounts in a 401(a)

    By Guest Thornton, March 6, 2003
    • 4 replies
    • 2k views
    • 
    • E as in ERISA
    • March 7, 2003

41. Contributions at age 70 1/2?

    By Guest JenMac, October 13, 2005
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • October 13, 2005

42. Eligibility

    By Guest jetfaninmn, September 22, 2006
    • 4 replies
    • 1.4k views
    • 
    • PLAN MAN
    • September 22, 2006

43. Corrective Distributions

    By Alex Daisy, April 1, 2008
    • 4 replies
    • 3k views
    • 
    • Guest
    • April 2, 2008

44. Ineligible Deferrals/Compensation

    By Guest Retirement 91, July 1, 2010
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • July 6, 2010

45. Solo 401(k) / 415 limit / Catch-up

    By Guest JPIngold, March 17, 2011
    • 4 replies
    • 1.4k views
    • 
    • Kevin C
    • March 21, 2011

46. Nonelective Safe Harbor

    By Guest djsimonetti, December 29, 1998
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • January 2, 1999

47. New Plan didn't actually start

    By ejohnke, February 9, 2023
    • 4 replies
    • 971 views
    • 
    • imchipbrown
    • February 11, 2023

48. Keogh into 401(k)

    By Guest dhoefer, January 24, 2002
    • 4 replies
    • 2.2k views
    • 
    • Bill Berke
    • January 25, 2002

49. Controlled Group

    By Guest tintree73, November 25, 2003
    • 4 replies
    • 2k views
    • 
    • Guest
    • November 25, 2003

50. Puerto Rico Deferral Limit

    By Guest CRC02, December 15, 2003
    • 4 replies
    • 1.5k views
    • 
    • FundeK
    • February 4, 2004