401(k) Plans

19,321 topics in this forum

1. Mid-year Discretionary Contribution to 401(k) Plan

   By KimberlyC, August 18, 2015
   • 4 replies
   • 1.9k views
   • 
   • KimberlyC
   • August 19, 2015

2. working less than 500 hours and benefiting under SHNEC

   By AJC, March 5, 2019
   • 4 replies
   • 638 views
   • 
   • AJC
   • March 5, 2019

3. Employee deferral processed outside of payroll

   By nerd-party-administrator, April 23, 2020
   • 4 replies
   • 635 views
   • 
   • Luke Bailey
   • April 23, 2020

4. 401k Controlled Group - One company has no plan

   By tcmc, March 11, 2021
   • 4 replies
   • 1.1k views
   • 
   • Bri
   • March 12, 2021

5. Domestic/Foreign Trust

   By Guest, October 7, 1999
   • 4 replies
   • 2k views
   • 
   • Guest
   • October 15, 1999

6. Nationwide Rollover Issues

   By MaiDia2007, May 3, 2024
   • 4 replies
   • 911 views
   • 
   • MaiDia2007
   • May 7, 2024

7. Simple 401(k) Top Heavy Test

   By Guest chant44, March 12, 2001
   • 4 replies
   • 2.2k views
   • 
   • MWeddell
   • March 13, 2001

8. Election Forms

   By Guest cconnell, July 26, 2007
   • 4 replies
   • 1.4k views
   • 
   • BG5150
   • July 27, 2007

9. 404(a)(5) for SDBAs

   By Gadgetfreak, August 8, 2012
   • 4 replies
   • 1.3k views
   • 
   • Gadgetfreak
   • August 9, 2012

10. ACP Correction

    By Guest Donell, May 20, 2013   

    • ADP/ACP Corrections
    • 4 replies
    • 1.5k views
    • 
    • BG5150
    • May 21, 2013

11. Excluding EE's who work less than 20 hours per week when eligibility requirement is 30 days of service

    By Mel_1999, April 14, 2017
    • 4 replies
    • 661 views
    • 
    • ESOP Guy
    • April 17, 2017

12. Permissively aggregating 403(b) Plan with a 401(a) Plan for top heavy testing of the 401(a) Plan?

    By Belgarath, August 4, 2022
    • 4 replies
    • 1.1k views
    • 
    • 401kology
    • August 9, 2022

13. Estimated inflation adjustments for 2025 limits?

    By Peter Gulia, September 11, 2024
    • 4 replies
    • 740 views
    • 
    • Lois Baker
    • September 13, 2024

14. MPP Merger/Termination

    By Guest Tara Curran, January 8, 2002
    • 4 replies
    • 1.6k views
    • 
    • KJohnson
    • January 8, 2002

15. Non spouse beneficiaries

    By Guest LSULLIVAN, May 25, 2007
    • 4 replies
    • 1.5k views
    • 
    • austin3515
    • May 27, 2007

16. NEW COMP ALLOCATION

    By Guest mcorson, July 29, 2010
    • 4 replies
    • 1k views
    • 
    • 12AX7
    • August 4, 2010

17. Prior year testing and QNEC

    By rcline46, August 26, 2010
    • 4 replies
    • 2.4k views
    • 
    • MWeddell
    • August 27, 2010

18. Distribution from pooled 401k

    By Guest Bagwhan, June 9, 2014
    • 4 replies
    • 3.8k views
    • 
    • Guest
    • June 9, 2014

19. Correction of Late Deposits

    By g bennycon, June 18, 2015
    • 4 replies
    • 1.4k views
    • 
    • g bennycon
    • June 19, 2015

20. missing information for 5500

    By khr, September 15, 2016
    • 4 replies
    • 978 views
    • 
    • RatherBeGolfing
    • September 16, 2016

21. Recordkeepers and 5558 filings

    By Chomper, June 6, 2018   

    • 5558
    • 4 replies
    • 791 views
    • 
    • RatherBeGolfing
    • June 8, 2018

22. Timeframe for one-year suspension, of elective deferrals to 401(k) arr

    By James Matt Ullakko, April 24, 2001
    • 4 replies
    • 2k views
    • 
    • R. Butler
    • April 25, 2001

23. ADP Violation and Catch-Up

    By Guest Paul Hinderegger, August 15, 2002
    • 4 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • September 26, 2002

24. Self employed deposits too much into 401k...Any suggestions for the excess

    By jkharvey, August 3, 2017
    • 4 replies
    • 824 views
    • 
    • ETA Consulting LLC
    • August 8, 2017

25. Safe Harbor Match Question

    By Pammie57, March 6, 2019
    • 4 replies
    • 652 views
    • 
    • Kevin C
    • March 6, 2019

26. Safe Harbor Notice- SECURE ACT

    By Megan H, January 27, 2020
    • 4 replies
    • 2.3k views
    • 
    • AKconsult
    • January 31, 2020

27. LTPT eligibility

    By TH 401k, January 16, 2025
    • 4 replies
    • 773 views
    • 
    • TH 401k
    • January 16, 2025

28. QACA Dilemma

    By Logan401, July 14, 2011
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • July 15, 2011

29. Top heavy minimum and coverage

    By S- Milwaukee, December 3, 2015   

    • Top heavy
    • 4 replies
    • 1.2k views
    • 
    • S- Milwaukee
    • December 3, 2015

30. Survey of Match Arrangements

    By Guest Lucie, February 8, 2000
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • August 23, 2002

31. Audited Plan last year (2021) but under 120 balances. Is one required this year?

    By Pensions2020, April 20, 2023
    • 4 replies
    • 867 views
    • 
    • Paul I
    • April 20, 2023

32. 401(a)(9)

    By Guest pjb, May 24, 2002
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • May 28, 2002

33. Timing of safe harbor plans

    By Guest mad, July 6, 2004
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • August 20, 2004

34. Off calendar year catch ups

    By Guest DTrom, April 12, 2005
    • 4 replies
    • 1.5k views
    • 
    • Beltane
    • September 7, 2005

35. Retirement Account Records

    By Guest mporterst, January 16, 2010
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • January 26, 2010

36. RMD on 401-k

    By KevinMc, April 24, 2019
    • 4 replies
    • 910 views
    • 
    • imchipbrown
    • April 25, 2019

37. 401k plan - ineligible employee deferred and got refund

    By Jakyasar, May 20, 2022
    • 4 replies
    • 642 views
    • 
    • Bri
    • May 24, 2022

38. In-Service Withdrawals in Money Purchase Plans

    By Guest BS, September 11, 2000
    • 4 replies
    • 3.2k views
    • 
    • IRC401
    • September 17, 2000

39. Abusing the match safe harbor: Does low NHCE participation result in

    By Guest michaelv, April 2, 2001
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • April 2, 2001

40. Arbitration Match Issue

    By Guest benefitstudent, March 7, 2007
    • 4 replies
    • 1.3k views
    • 
    • QDROphile
    • March 7, 2007

41. Loan not taken before Hardship Withdrawal

    By pixmax, July 29, 2010
    • 4 replies
    • 3.3k views
    • 
    • Tom Poje
    • July 29, 2010

42. Auto Enrollment - Safe Harbor Plan

    By austin3515, November 6, 2014
    • 4 replies
    • 1.6k views
    • 
    • austin3515
    • November 7, 2014

43. When does distribution occur?

    By DLavigne, March 17, 2016
    • 4 replies
    • 1.6k views
    • 
    • Peter Gulia
    • March 21, 2016

44. Form 5558 Extension / Change in Plan Sponsor

    By IhrtERISA, April 23, 2020
    • 4 replies
    • 1k views
    • 
    • Larry Starr
    • April 23, 2020

45. Terminating 401(k) Plan - Notices

    By drakecohen, November 11, 2023
    • 4 replies
    • 4.5k views
    • 
    • Lou S.
    • November 15, 2023

46. Re-Hire Prohibition - How Long

    By LSU2020, May 20, 2022
    • 4 replies
    • 791 views
    • 
    • LSU2020
    • July 15, 2022

47. rollover ira transfer to qualified plan (conduit ira)

    By Guest amy darnell, May 24, 2000
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • May 25, 2000

48. Exclusions from Profit Sharing Calculation

    By Guest Barge Girl, July 2, 2003
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • July 2, 2003

49. Catch Up in Top Heavy 401(k) PS plan

    By MBCarey, January 27, 2004
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • January 28, 2004

50. 401k plan Investments

    By Gary, July 24, 2008
    • 4 replies
    • 1.6k views
    • 
    • JanetM
    • July 28, 2008