401(k) Plans

19,337 topics in this forum

1. Partial Plan Termination questions

   By wsp, October 20, 2006
   • 4 replies
   • 2k views
   • 
   • Blinky the 3-eyed Fish
   • October 24, 2006

2. Blackout Notice not delivered timely

   By Guest Twinky, January 24, 2009
   • 4 replies
   • 2.2k views
   • 
   • Guest
   • January 29, 2009

3. Eligibility - Salary to Hourly Mid-Year

   By 401king, August 24, 2009
   • 4 replies
   • 1.3k views
   • 
   • MWeddell
   • August 27, 2009

4. 401k ROTH deferral, W2, FICA/Medicare tax

   By tertue, November 22, 2010
   • 4 replies
   • 6.4k views
   • 
   • masteff
   • November 23, 2010

5. QNECs and statutorily exludable employees under final 401(k) regs

   By AndrewZ, December 6, 2011
   • 4 replies
   • 2.5k views
   • 
   • AndrewZ
   • December 7, 2011

6. Mid-year Discretionary Contribution to 401(k) Plan

   By KimberlyC, August 18, 2015
   • 4 replies
   • 1.9k views
   • 
   • KimberlyC
   • August 19, 2015

7. working less than 500 hours and benefiting under SHNEC

   By AJC, March 5, 2019
   • 4 replies
   • 648 views
   • 
   • AJC
   • March 5, 2019

8. Employee deferral processed outside of payroll

   By nerd-party-administrator, April 23, 2020
   • 4 replies
   • 654 views
   • 
   • Luke Bailey
   • April 23, 2020

9. 401k Controlled Group - One company has no plan

   By tcmc, March 11, 2021
   • 4 replies
   • 1.1k views
   • 
   • Bri
   • March 12, 2021

10. Domestic/Foreign Trust

    By Guest, October 7, 1999
    • 4 replies
    • 2k views
    • 
    • Guest
    • October 15, 1999

11. Nationwide Rollover Issues

    By MaiDia2007, May 3, 2024
    • 4 replies
    • 936 views
    • 
    • MaiDia2007
    • May 7, 2024

12. Simple 401(k) Top Heavy Test

    By Guest chant44, March 12, 2001
    • 4 replies
    • 2.2k views
    • 
    • MWeddell
    • March 13, 2001

13. Election Forms

    By Guest cconnell, July 26, 2007
    • 4 replies
    • 1.4k views
    • 
    • BG5150
    • July 27, 2007

14. 404(a)(5) for SDBAs

    By Gadgetfreak, August 8, 2012
    • 4 replies
    • 1.3k views
    • 
    • Gadgetfreak
    • August 9, 2012

15. ACP Correction

    By Guest Donell, May 20, 2013   

    • ADP/ACP Corrections
    • 4 replies
    • 1.5k views
    • 
    • BG5150
    • May 21, 2013

16. Excluding EE's who work less than 20 hours per week when eligibility requirement is 30 days of service

    By Mel_1999, April 14, 2017
    • 4 replies
    • 673 views
    • 
    • ESOP Guy
    • April 17, 2017

17. Permissively aggregating 403(b) Plan with a 401(a) Plan for top heavy testing of the 401(a) Plan?

    By Belgarath, August 4, 2022
    • 4 replies
    • 1.1k views
    • 
    • 401kology
    • August 9, 2022

18. Estimated inflation adjustments for 2025 limits?

    By Peter Gulia, September 11, 2024
    • 4 replies
    • 758 views
    • 
    • Lois Baker
    • September 13, 2024

19. MPP Merger/Termination

    By Guest Tara Curran, January 8, 2002
    • 4 replies
    • 1.6k views
    • 
    • KJohnson
    • January 8, 2002

20. Non spouse beneficiaries

    By Guest LSULLIVAN, May 25, 2007
    • 4 replies
    • 1.5k views
    • 
    • austin3515
    • May 27, 2007

21. NEW COMP ALLOCATION

    By Guest mcorson, July 29, 2010
    • 4 replies
    • 1k views
    • 
    • 12AX7
    • August 4, 2010

22. Prior year testing and QNEC

    By rcline46, August 26, 2010
    • 4 replies
    • 2.5k views
    • 
    • MWeddell
    • August 27, 2010

23. Distribution from pooled 401k

    By Guest Bagwhan, June 9, 2014
    • 4 replies
    • 3.8k views
    • 
    • Guest
    • June 9, 2014

24. Correction of Late Deposits

    By g bennycon, June 18, 2015
    • 4 replies
    • 1.4k views
    • 
    • g bennycon
    • June 19, 2015

25. missing information for 5500

    By khr, September 15, 2016
    • 4 replies
    • 989 views
    • 
    • RatherBeGolfing
    • September 16, 2016

26. Recordkeepers and 5558 filings

    By Chomper, June 6, 2018   

    • 5558
    • 4 replies
    • 801 views
    • 
    • RatherBeGolfing
    • June 8, 2018

27. Timeframe for one-year suspension, of elective deferrals to 401(k) arr

    By James Matt Ullakko, April 24, 2001
    • 4 replies
    • 2.1k views
    • 
    • R. Butler
    • April 25, 2001

28. ADP Violation and Catch-Up

    By Guest Paul Hinderegger, August 15, 2002
    • 4 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • September 26, 2002

29. Self employed deposits too much into 401k...Any suggestions for the excess

    By jkharvey, August 3, 2017
    • 4 replies
    • 829 views
    • 
    • ETA Consulting LLC
    • August 8, 2017

30. Safe Harbor Match Question

    By Pammie57, March 6, 2019
    • 4 replies
    • 664 views
    • 
    • Kevin C
    • March 6, 2019

31. Safe Harbor Notice- SECURE ACT

    By Megan H, January 27, 2020
    • 4 replies
    • 2.4k views
    • 
    • AKconsult
    • January 31, 2020

32. LTPT eligibility

    By TH 401k, January 16, 2025
    • 4 replies
    • 800 views
    • 
    • TH 401k
    • January 16, 2025

33. QACA Dilemma

    By Logan401, July 14, 2011
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • July 15, 2011

34. Top heavy minimum and coverage

    By S- Milwaukee, December 3, 2015   

    • Top heavy
    • 4 replies
    • 1.2k views
    • 
    • S- Milwaukee
    • December 3, 2015

35. Survey of Match Arrangements

    By Guest Lucie, February 8, 2000
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • August 23, 2002

36. Audited Plan last year (2021) but under 120 balances. Is one required this year?

    By Pensions2020, April 20, 2023
    • 4 replies
    • 883 views
    • 
    • Paul I
    • April 20, 2023

37. 401(a)(9)

    By Guest pjb, May 24, 2002
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • May 28, 2002

38. Timing of safe harbor plans

    By Guest mad, July 6, 2004
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • August 20, 2004

39. Off calendar year catch ups

    By Guest DTrom, April 12, 2005
    • 4 replies
    • 1.5k views
    • 
    • Beltane
    • September 7, 2005

40. Retirement Account Records

    By Guest mporterst, January 16, 2010
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • January 26, 2010

41. RMD on 401-k

    By KevinMc, April 24, 2019
    • 4 replies
    • 923 views
    • 
    • imchipbrown
    • April 25, 2019

42. 401k plan - ineligible employee deferred and got refund

    By Jakyasar, May 20, 2022
    • 4 replies
    • 655 views
    • 
    • Bri
    • May 24, 2022

43. In-Service Withdrawals in Money Purchase Plans

    By Guest BS, September 11, 2000
    • 4 replies
    • 3.2k views
    • 
    • IRC401
    • September 17, 2000

44. Abusing the match safe harbor: Does low NHCE participation result in

    By Guest michaelv, April 2, 2001
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • April 2, 2001

45. Arbitration Match Issue

    By Guest benefitstudent, March 7, 2007
    • 4 replies
    • 1.3k views
    • 
    • QDROphile
    • March 7, 2007

46. Loan not taken before Hardship Withdrawal

    By pixmax, July 29, 2010
    • 4 replies
    • 3.3k views
    • 
    • Tom Poje
    • July 29, 2010

47. Auto Enrollment - Safe Harbor Plan

    By austin3515, November 6, 2014
    • 4 replies
    • 1.7k views
    • 
    • austin3515
    • November 7, 2014

48. When does distribution occur?

    By DLavigne, March 17, 2016
    • 4 replies
    • 1.6k views
    • 
    • Peter Gulia
    • March 21, 2016

49. Form 5558 Extension / Change in Plan Sponsor

    By IhrtERISA, April 23, 2020
    • 4 replies
    • 1k views
    • 
    • Larry Starr
    • April 23, 2020

50. Terminating 401(k) Plan - Notices

    By drakecohen, November 11, 2023
    • 4 replies
    • 4.5k views
    • 
    • Lou S.
    • November 15, 2023