401(k) Plans

19,337 topics in this forum

1. Year End Census Requests & Social Security Numbers

   By Guest kgsingletary, November 25, 2003
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • November 26, 2003

2. Beneficiary Designation Excludes New Spouse

   By billfgrady, June 29, 2006
   • 4 replies
   • 1.8k views
   • 
   • billfgrady
   • June 30, 2006

3. QNEC

   By Guest AJM 34, September 26, 2007
   • 4 replies
   • 2.9k views
   • 
   • BG5150
   • October 2, 2007

4. Participant Election and 401(a)(17) Comp Limit

   By kgr12, August 30, 2010
   • 4 replies
   • 1.1k views
   • 
   • Bird
   • August 31, 2010

5. QACA Safe Harbor

   By justatester, January 12, 2017
   • 4 replies
   • 1.2k views
   • 
   • justatester
   • January 12, 2017

6. SECURE Act and Long Term Part-Time Employees

   By ErnieG, January 30, 2020
   • 4 replies
   • 909 views
   • 
   • ErnieG
   • January 31, 2020

7. Minimim Deferral contribution

   By Guest PRafferty, January 25, 2002
   • 4 replies
   • 1.8k views
   • 
   • jaemmons
   • January 28, 2002

8. Rollover 401k?

   By Guest Ducks, August 19, 2004
   • 4 replies
   • 1.3k views
   • 
   • MGB
   • August 26, 2004

9. DC Plan that invests into a DB Plan

   By Guest ahayford, January 21, 2005
   • 4 replies
   • 1.2k views
   • 
   • No Name
   • January 22, 2005

10. Beginner Question regarding which fund to choose and why it's important?

    By AlohaGuy, August 16, 2020   

    • 401k
    • funds
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • September 3, 2020

11. Are the 2021 SH amounts included in 2022 testing?

    By Jakyasar, December 19, 2022
    • 4 replies
    • 698 views
    • 
    • CuseFan
    • December 20, 2022

12. What problems do you face if you use Matching Contributions to satisfy

    By Guest Kevin Plymyer, February 2, 2001
    • 4 replies
    • 1.6k views
    • 
    • R. Butler
    • February 6, 2001

13. Safe Harbor Withdrawals 59 1/2

    By Guest Sbart62, March 2, 2006
    • 4 replies
    • 4.9k views
    • 
    • QDROphile
    • March 2, 2006

14. LLC adopts a 401k plan

    By Santo Gold, November 12, 2008
    • 4 replies
    • 1.7k views
    • 
    • WDIK
    • November 13, 2008

15. Cross testing - ineligible

    By pixmax, January 27, 2009
    • 4 replies
    • 1.2k views
    • 
    • BG5150
    • January 28, 2009

16. Comp Definition for Deferrals

    By MarZDoates, October 7, 2013
    • 4 replies
    • 1.1k views
    • 
    • MarZDoates
    • October 8, 2013

17. Document that can support a multiple employer plan

    By Guest kstorch, June 17, 2002
    • 4 replies
    • 1.6k views
    • 
    • Archimage
    • June 18, 2002

18. If a safe harbor 401(k) p/s plan allows discretionary p/s contribution

    By Guest Thornton, January 31, 2003
    • 4 replies
    • 1.7k views
    • 
    • 2muchstress
    • February 4, 2003

19. Safe Harbor Notice

    By Brian Gallagher, August 13, 2003
    • 4 replies
    • 1.2k views
    • 
    • pmacduff
    • August 13, 2003

20. Age 50-plus catch-up contribution question

    By Guest Kola, November 6, 2003
    • 4 replies
    • 2.5k views
    • 
    • Mike Preston
    • November 9, 2003

21. QSLOB

    By Guest Thornton, July 31, 2007
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • November 14, 2007

22. Automatic Enrollment (Year End Match)

    By PainPA, January 20, 2012
    • 4 replies
    • 1k views
    • 
    • PainPA
    • January 21, 2012

23. Contribution Limits for off calendar year

    By Pammie57, September 24, 2018
    • 4 replies
    • 7k views
    • 
    • CJ Allen
    • September 26, 2018

24. converting defined benefit to 401(k)

    By Guest Liesl, May 27, 1999
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • June 23, 1999

25. Exception to the "same desk" rule?

    By Guest, February 13, 2000
    • 4 replies
    • 2k views
    • 
    • Guest
    • February 16, 2000

26. Contribution given based on years of service.

    By Guest Theresa, February 2, 2001
    • 4 replies
    • 6.9k views
    • 
    • Guest
    • February 4, 2001

27. Refinancing loan for primary residence

    By Brian Gallagher, September 10, 2004
    • 4 replies
    • 2.4k views
    • 
    • chris
    • September 15, 2004

28. What happens if one of my participants overcontributes?

    By Guest DFR, December 8, 2008
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • December 8, 2008

29. safe harbor 401k plan

    By Oh so SIMPLE, June 30, 2009
    • 4 replies
    • 3.6k views
    • 
    • J Simmons
    • July 2, 2009

30. Forfeiture Account

    By Guest dsw713, September 30, 2010
    • 4 replies
    • 1.5k views
    • 
    • 401king
    • October 1, 2010

31. Un-Terminate a Plan

    By Dougsbpc, November 6, 2012
    • 4 replies
    • 2.2k views
    • 
    • ETA Consulting LLC
    • November 6, 2012

32. Safe Harbor Discontinued / Any Creative Solutions for HCE?

    By Susan S., January 16, 2014
    • 4 replies
    • 1.1k views
    • 
    • ESOP Guy
    • January 17, 2014

33. Estimating hours for part time pilots

    By Pixie, April 23, 2014
    • 4 replies
    • 1k views
    • 
    • QDROphile
    • April 23, 2014

34. Payroll company mix up

    By K2retire, August 5, 2014
    • 4 replies
    • 1.3k views
    • 
    • K2retire
    • August 6, 2014

35. QNEC for Missed Deferral and 402(g) Limit

    By EBECatty, May 13, 2021
    • 4 replies
    • 2.6k views
    • 
    • casey72
    • May 17, 2021

36. Can a Consultant Paid Via 1099 Start a 401(k)

    By metsfan026, October 15, 2022
    • 4 replies
    • 782 views
    • 
    • metsfan026
    • October 17, 2022

37. HCE Definition / Multiple Plans / Different Plan Years

    By austin3515, February 15, 2023
    • 4 replies
    • 1k views
    • 
    • Belgarath
    • February 20, 2023

38. RMD from Roth

    By Brenda Wren, July 8, 2025
    • 4 replies
    • 1.3k views
    • 
    • Bruce1
    • July 10, 2025

39. EGTRRA and off-calendar plan years

    By Guest T-BONE, August 14, 2001
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • August 16, 2001

40. True-up for Partners in a Safe Harbor Plan

    By Guest ERISAcatNraleigh, December 16, 2003
    • 4 replies
    • 1.6k views
    • 
    • RCK
    • December 16, 2003

41. Hardships -- Primary Residence Purchase

    By Guest erisafried, June 2, 2008
    • 4 replies
    • 5k views
    • 
    • Belgarath
    • June 2, 2008

42. Net Unrealized Appreciation in a NON LUMPSUM distribution

    By Guest jrseattle, January 16, 1999
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • January 19, 1999

43. Broker Fees

    By Zoey, November 23, 2010
    • 4 replies
    • 1.2k views
    • 
    • Zoey
    • December 1, 2010

44. QACA changes

    By K2retire, January 24, 2011
    • 4 replies
    • 2.1k views
    • 
    • K2retire
    • January 29, 2011

45. Top Heavy Minimum When Key Defers less than 3%

    By lcollins300, March 1, 2018
    • 4 replies
    • 800 views
    • 
    • Kac1214
    • March 5, 2018

46. Top Heavy Minimum

    By TH 401k, June 10, 2025
    • 4 replies
    • 836 views
    • 
    • Lou S.
    • June 11, 2025

47. Is it a plan termination or a takeover plan?

    By Guest Michael Anderson, January 9, 2002
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • January 24, 2002

48. Reversing a loan payment

    By Guest mkelly, July 26, 2002
    • 4 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • July 30, 2002

49. ERISA, IRS and DOL Regulations?

    By Jilliandiz, September 23, 2005
    • 4 replies
    • 2.2k views
    • 
    • E as in ERISA
    • September 26, 2005

50. COVERAGE FAILURE

    By Guest moltengater, February 5, 2006
    • 4 replies
    • 1.6k views
    • 
    • ak2ary
    • February 9, 2006