401(k) Plans

19,321 topics in this forum

1. Converting a Simple IRA to a Safe Harbor 401(k)

   By mlp0816, September 25, 2014
   • 4 replies
   • 2.8k views
   • 
   • GMK
   • September 25, 2014

2. Cash Balance Questions

   By maryflemingphr@yahoo.com, September 20, 2021
   • 4 replies
   • 1.1k views
   • 
   • Mike Preston
   • September 22, 2021

3. Use of Forfeiture Account Balance with Terminating Plan

   By waid10, July 14, 2023   

   • terminating plans
   • forfeiture
   • 4 replies
   • 1.2k views
   • 
   • Paul I
   • July 14, 2023

4. In Plan Roth Rollovers In Service Withdrawals

   By AJ North, January 24, 2025
   • 4 replies
   • 931 views
   • 
   • AJ North
   • January 30, 2025

5. Top Heavy Contributions(- not made)

   By Guest LBH, May 29, 2002
   • 4 replies
   • 1.9k views
   • 
   • Blinky the 3-eyed Fish
   • May 30, 2002

6. 401(k) distributions upon death

   By Guest Fuzzy, September 4, 2003
   • 4 replies
   • 1.5k views
   • 
   • R. Butler
   • September 4, 2003

7. 401(k) Permissible For Foreign Embassy?

   By Guest Hedwig, March 17, 2004
   • 4 replies
   • 2.4k views
   • 
   • Guest
   • March 23, 2004

8. Electronic Statement Delivery

   By FundeK, July 8, 2004
   • 4 replies
   • 2.9k views
   • 
   • k man
   • July 8, 2004

9. Prevailing Wage off-set

   By Guest Ken C, June 28, 2007
   • 4 replies
   • 3.1k views
   • 
   • R. Butler
   • February 8, 2010

10. Safe Harbor Plans

    By Guest andmik, July 1, 2009
    • 4 replies
    • 1.2k views
    • 
    • Jim Chad
    • July 3, 2009

11. Deadline for making top paid group election

    By Guest Dash02, April 14, 2010
    • 4 replies
    • 6k views
    • 
    • Bird
    • April 15, 2010

12. Beneficiary

    By Guest A_Dude, March 6, 2013   

    • Quick Question
    • 4 replies
    • 1.2k views
    • 
    • david rigby
    • March 6, 2013

13. Independent Contractor - Prior Service

    By 52626, May 2, 2019
    • 4 replies
    • 1.7k views
    • 
    • Luke Bailey
    • May 3, 2019

14. 1099 Reporting

    By Guest pay, January 25, 1999
    • 4 replies
    • 1.9k views
    • 
    • Lynn Campbell
    • January 26, 1999

15. 401(k) + 457 Contributions

    By metsfan026, October 19, 2022
    • 4 replies
    • 717 views
    • 
    • Slider
    • October 20, 2022

16. Amend plan to delay payment to terminee

    By Jed Macy, February 12, 2000
    • 4 replies
    • 1.8k views
    • 
    • IRC401
    • February 19, 2000

17. Employee 401k Funds Ques. - Company "Going Under"

    By Guest nroth, July 5, 2001
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • July 5, 2001

18. Retired participant with future receivables

    By Guest Sbart62, March 29, 2006
    • 4 replies
    • 1.4k views
    • 
    • JanetM
    • March 29, 2006

19. Rollover from International Plan

    By Guest Mst Shake, July 29, 2008
    • 4 replies
    • 5.1k views
    • 
    • Appleby
    • August 1, 2008

20. Amending a W-2 for 401k

    By austin3515, February 29, 2012
    • 4 replies
    • 1.4k views
    • 
    • masteff
    • March 1, 2012

21. Wrong Match Amended

    By austin3515, June 25, 2015
    • 4 replies
    • 1k views
    • 
    • Kevin C
    • June 26, 2015

22. Changing the Lead Employer in a MEP

    By Sidney, June 15, 2017
    • 4 replies
    • 936 views
    • 
    • Sidney
    • June 23, 2017

23. 2018 First Plan Year - Is Top Heavy

    By MarZDoates, March 11, 2019
    • 4 replies
    • 1.5k views
    • 
    • Lou S.
    • March 12, 2019

24. SMM needed for change in Trustees?

    By Diane Thompson, December 22, 2022
    • 4 replies
    • 1.3k views
    • 
    • Diane Thompson
    • December 22, 2022

25. Overstated Loan

    By Guest TPA Guy, December 9, 2005
    • 4 replies
    • 1.6k views
    • 
    • Archimage
    • December 13, 2005

26. Terminated Employees Vesting Schedule

    By Guest bouncingsoul, June 2, 2009
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • June 3, 2009

27. Post-severance compensation

    By M Norton, July 1, 2009
    • 4 replies
    • 1.6k views
    • 
    • PLAN MAN
    • July 2, 2009

28. Top Paid Group Election

    By cpc0506, November 17, 2009
    • 4 replies
    • 3.1k views
    • 
    • K2retire
    • November 19, 2009

29. College Tuition & Hardship

    By Guest SWH, January 20, 2010
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • January 20, 2010

30. Eligibility upon rehire

    By gregburst, January 24, 2012
    • 4 replies
    • 2.1k views
    • 
    • Tom Poje
    • January 25, 2012

31. Compensation Exclusions, etc.

    By ratherbereading, June 2, 2022
    • 4 replies
    • 653 views
    • 
    • ratherbereading
    • June 6, 2022

32. Participant not notified of eligibility - Correction

    By Vlad401k, June 12, 2025
    • 4 replies
    • 604 views
    • 
    • Artie M
    • June 16, 2025

33. Benefits, Rights & Features Testing

    By Guest Tad77, October 25, 2006
    • 4 replies
    • 3.4k views
    • 
    • ak2ary
    • October 26, 2006

34. Amendment of Match Formula

    By Guest dms9999, July 1, 2009
    • 4 replies
    • 2k views
    • 
    • Guest
    • July 2, 2009

35. Special Effective Dates and REstatements

    By austin3515, April 14, 2010
    • 4 replies
    • 1.2k views
    • 
    • cpc0506
    • April 15, 2010

36. 401(ik) elective deferral - contribution deadline

    By retbenser, March 22, 2011
    • 4 replies
    • 3.7k views
    • 
    • K2retire
    • March 25, 2011

37. ADP Test - Employer Sponsors 2 Plans

    By JBones, March 11, 2014
    • 4 replies
    • 1.5k views
    • 
    • JBones
    • March 11, 2014

38. Different Eligibility Requirements for 401(k) Contributions

    By Stash026, May 18, 2021
    • 4 replies
    • 1.2k views
    • 
    • BG5150
    • May 18, 2021

39. Plan term - vesting

    By Lou81, May 13, 2024
    • 4 replies
    • 1.3k views
    • 
    • Lou81
    • May 14, 2024

40. Discretionary Matching Contribution Question

    By metsfan026, March 29, 2025
    • 4 replies
    • 795 views
    • 
    • metsfan026
    • April 1, 2025

41. Children as Participants in a 401(k) Plan

    By Guest EMM118, January 9, 2006
    • 4 replies
    • 2k views
    • 
    • Lori Friedman
    • January 10, 2006

42. VCP alternative(s) to Appendix A or B corrections for ADP/ACP failures

    By Belgarath, October 20, 2015
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • October 21, 2015

43. Safe Harbor nonelective with after-tax contributions

    By Scuba 401, June 15, 2017
    • 4 replies
    • 553 views
    • 
    • spiritrider
    • June 16, 2017

44. Plan Termination of old and new plan establishment

    By cpc0506, November 15, 2017
    • 4 replies
    • 899 views
    • 
    • Mike Preston
    • November 15, 2017

45. 401(k) 12 Month Rule

    By 52626, May 13, 2024
    • 4 replies
    • 1.1k views
    • 
    • CuseFan
    • May 14, 2024

46. Ineligible employee allowed to defer to 401k

    By ConnieStorer, September 20, 2024
    • 4 replies
    • 1.5k views
    • 
    • Ilene Ferenczy
    • September 24, 2024

47. ADP/ACP testing and NQ Deferred Comp Plans

    By Guest Laura A Anderson, June 18, 2002
    • 4 replies
    • 1.5k views
    • 
    • E as in ERISA
    • June 20, 2002

48. Administrative Expenses

    By austin3515, August 14, 2003
    • 4 replies
    • 1.6k views
    • 
    • david rigby
    • August 15, 2003

49. Roth 401(k)

    By Guest lskin, September 26, 2005
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • September 29, 2005

50. 401k

    By Guest dblduo, June 3, 2008
    • 4 replies
    • 1.6k views
    • 
    • jevd
    • June 4, 2008