401(k) Plans

19,332 topics in this forum

1. Sole Proprietor has a loss

   By Egold, March 28, 2022
   • 4 replies
   • 884 views
   • 
   • Egold
   • March 29, 2022

2. 401(k) SIMPLE WHERE PREVIOUS PLAN EXISTED

   By Guest JB2, February 3, 1999
   • 4 replies
   • 1.7k views
   • 
   • LCARUSI
   • February 5, 1999

3. Rollover from an IRA to a Qualified Plan

   By Guest carsca, November 6, 2002
   • 4 replies
   • 1.6k views
   • 
   • 2muchstress
   • November 7, 2002

4. Hardship Withdrawal Documentation

   By Guest Madison, July 2, 2007
   • 4 replies
   • 9k views
   • 
   • Peter Gulia
   • July 3, 2007

5. Granting vesting

   By 30Rock, June 11, 2010
   • 4 replies
   • 1k views
   • 
   • Guest
   • June 14, 2010

6. Compensation Less Deferrals in ADP/ACP testing

   By Tinman, February 28, 2011
   • 4 replies
   • 1.5k views
   • 
   • John Feldt ERPA CPC QPA
   • March 1, 2011

7. Aggregation

   By Guest elang, September 26, 2012
   • 4 replies
   • 1.1k views
   • 
   • Lou S.
   • September 28, 2012

8. 401k 5500 filing question

   By ML68, February 5, 2020
   • 4 replies
   • 700 views
   • 
   • Sophie Leigh
   • February 6, 2020

9. Is it possible to amend a plan to remove the Joint Survivor Annuity?

   By Guest Sara H, February 3, 1999
   • 4 replies
   • 2.6k views
   • 
   • Guest
   • February 8, 1999

10. Is he an HCE for the 1999 ADP test?

    By richard, July 12, 1999
    • 4 replies
    • 1.7k views
    • 
    • LCARUSI
    • July 14, 1999

11. Recordkeeper conversion

    By 401kAllTheWay, May 8, 2023   

    • conversion
    • 4 replies
    • 2.5k views
    • 
    • Paul I
    • February 13, 2024

12. Am I do this right? (using 401k calculator for missed payments)

    By 401krepays, September 21, 2023   

    • using 401k calculator for missed payments
    • 4 replies
    • 3.3k views
    • 
    • 401krepays
    • September 21, 2023

13. LATE DEPOSITS OF EE MONEY AGAIN

    By Guest CGBS, February 6, 2001
    • 4 replies
    • 1.7k views
    • 
    • david rigby
    • February 9, 2001

14. Effective date of new 401(k)

    By k man, June 13, 2001
    • 4 replies
    • 4.1k views
    • 
    • bzorc
    • June 14, 2001

15. 401(k) Plan & SIMPLE IRA

    By Guest MJM, September 26, 2001
    • 4 replies
    • 1.9k views
    • 
    • MJ Hartman
    • September 27, 2001

16. matching contributions

    By k man, November 8, 2001
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • November 11, 2001

17. 401(k) for an unincorporated business

    By Lori H, June 12, 2003
    • 4 replies
    • 1.7k views
    • 
    • Lori H
    • July 2, 2003

18. Term Profit Sharing/Keep 401(k)??!??

    By Guest Powers, July 28, 2003
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • July 31, 2003

19. Multiple Safe Harbor Formulas

    By Guest mbw, August 28, 2009
    • 4 replies
    • 1.2k views
    • 
    • MWeddell
    • August 31, 2009

20. Deferrals/Contributions on Overpaid Wages

    By Guest Guy Incognito, June 17, 2011
    • 4 replies
    • 1.9k views
    • 
    • QDROphile
    • June 17, 2011

21. interim valuation - do ALL participants need statements?

    By AlbanyConsultant, June 7, 2022
    • 4 replies
    • 896 views
    • 
    • Luke Bailey
    • June 8, 2022

22. A New Failed ADP Correction Method

    By Guest D_NITSCHE, February 5, 1999
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • February 8, 1999

23. Does your company charge participants an administrative fee for loans?

    By Guest Tammie Palchanes, February 22, 2000
    • 4 replies
    • 2.6k views
    • 
    • rcline46
    • February 25, 2000

24. Missed Deferral Opportunity?

    By sb0828, February 22, 2023
    • 4 replies
    • 919 views
    • 
    • thepensionmaven
    • February 23, 2023

25. MAX SH NEC %

    By Basically, January 25, 2024
    • 4 replies
    • 657 views
    • 
    • Belgarath
    • January 29, 2024

26. Benefits Rights and Features

    By austin3515, April 26, 2018
    • 4 replies
    • 2.3k views
    • 
    • RatherBeGolfing
    • April 27, 2018

27. 401(k) Plan - spin off?

    By 401(k)athryn, June 18, 2018
    • 4 replies
    • 5.4k views
    • 
    • Larry Starr
    • June 19, 2018

28. Amended to 1120 to take retirement contribution

    By austin3515, January 24, 2022
    • 4 replies
    • 1.2k views
    • 
    • CuseFan
    • January 26, 2022

29. eligibility for PRN ("as needed") employee

    By M Norton, June 7, 2022   

    • eligibility as needed employee
    • 4 replies
    • 2.1k views
    • 
    • Mr Bagwell
    • June 7, 2022

30. Revenue Sharing Restrictions

    By Guest jmiskey, May 6, 2003
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • May 7, 2003

31. Simple 401(k) and 401(k) Plans

    By Jilliandiz, February 18, 2004
    • 4 replies
    • 1.5k views
    • 
    • Appleby
    • February 18, 2004

32. Suspension of Employer Match

    By Guest sjlbenefits, August 3, 2009
    • 4 replies
    • 1.9k views
    • 
    • Bird
    • August 4, 2009

33. ADP and Residual Compensation

    By Stevo-PDX, March 10, 2015   

    • ADP Test
    • 4 replies
    • 3k views
    • 
    • TPApril
    • April 14, 2016

34. MERGER, CONSOLIDATION OR SUBSTITUTION??

    By Guest LARRY, August 25, 1998
    • 4 replies
    • 4.8k views
    • 
    • Guest
    • September 19, 1998

35. How do you handle past due loan payments due to medical leave?

    By pbarrett, July 14, 1999
    • 4 replies
    • 3.1k views
    • 
    • MWeddell
    • July 15, 1999

36. How to document in-plan conversion of after tax voluntary contribution

    By Old Reliable, November 21, 2023
    • 4 replies
    • 1.5k views
    • 
    • Hello
    • November 22, 2023

37. Discrimination Testing If Everyone Is An HCE

    By metsfan026, January 31, 2025
    • 4 replies
    • 1k views
    • 
    • Artie M
    • January 31, 2025

38. Plan Termination

    By Guest lforesz, June 13, 2001
    • 4 replies
    • 1.8k views
    • 
    • david rigby
    • June 14, 2001

39. "Compensation" for Sole Proprietor

    By Lynn Campbell, September 5, 2003
    • 4 replies
    • 2.3k views
    • 
    • rcline46
    • September 11, 2003

40. Matching on Catch-up Contributions 401(a)(17) Limit

    By jkharvey, March 18, 2004
    • 4 replies
    • 1.8k views
    • 
    • MGB
    • March 19, 2004

41. Davis Bacon and plan expenses

    By John Feldt ERPA CPC QPA, June 4, 2008
    • 4 replies
    • 1.7k views
    • 
    • PensionPro
    • October 25, 2010

42. deferrals and catch-up

    By Chippy, January 23, 2014
    • 4 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • January 23, 2014

43. Farmer's Cooperatives Sponsoring 401(k) Plans

    By Guest stan, April 30, 2001
    • 4 replies
    • 2k views
    • 
    • Guest
    • May 14, 2001

44. Company Stock Issue

    By fidu, April 19, 2002
    • 4 replies
    • 1.8k views
    • 
    • fidu
    • April 22, 2002

45. Patriot Act - Customer Indentification Program

    By Guest terryh123, June 16, 2004
    • 4 replies
    • 3.2k views
    • 
    • Appleby
    • June 17, 2004

46. Safe harbor match document requirements

    By Guest phy401k, October 4, 2010
    • 4 replies
    • 1.4k views
    • 
    • Kevin C
    • October 5, 2010

47. Plan Audit and 80-120 rule

    By Dazednconfused, November 30, 2010
    • 4 replies
    • 2k views
    • 
    • BG5150
    • December 2, 2010

48. 401k HARDSHIP EVIDENCE

    By earl navarro, August 30, 2015
    • 4 replies
    • 9k views
    • 
    • earl navarro
    • September 1, 2015

49. Re-contributing 401k distribution within 60-days

    By MGOAdmin, December 15, 2015   

    • 60 days
    • 4 replies
    • 1.2k views
    • 
    • 401king
    • December 16, 2015

50. IRS Pension Plan Burden Survey

    By austin3515, May 7, 2019
    • 4 replies
    • 677 views
    • 
    • loserson
    • May 8, 2019