401(k) Plans

19,321 topics in this forum

1. Failed to make contributions

   By Guest Ed Walker, February 5, 2004
   • 11 replies
   • 2.3k views
   • 
   • Guest
   • February 6, 2004

2. Failed to Start Deferrals

   By DP, November 23, 1999
   • 2 replies
   • 1.4k views
   • 
   • Earl
   • November 25, 1999

3. Failed to suspend deferrals after h'ship--now what?

   By BG5150, March 22, 2019
   • 4 replies
   • 968 views
   • 
   • Luke Bailey
   • March 26, 2019

4. Failing 414(s) in SH Plan

   By BG5150, May 12, 2016
   • 5 replies
   • 2.1k views
   • 
   • Mike Preston
   • May 13, 2016

5. Failing ACP test and refunding contributions

   By Guest buyertoday, May 8, 2003
   • 3 replies
   • 1.3k views
   • 
   • Mike Preston
   • May 9, 2003

6. Failing ADP test: Want to use QMAC contribution (allocated to only those that deferred). Relius doesn't calculate: Any suggestions?

   By Guest DIGMYDOG, August 6, 2004
   • 3 replies
   • 3.8k views
   • 
   • Tom Poje
   • August 9, 2004

7. Failing Coverage in 401(k) Safe Harbor Plan

   By Guest Golden K, June 25, 2009
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • June 25, 2009

8. Failing gateway test but passing rate groups and ABT

   By Pixie, February 2, 2018   

   • gateway
   • cross testing
   • 8 replies
   • 1.5k views
   • 
   • BG5150
   • February 5, 2018

9. Failing Testing Every Year?

   By khn, June 2, 2015
   • 3 replies
   • 854 views
   • 
   • austin3515
   • June 2, 2015

10. Failing to enroll eligible participants

    By Guest ANNEBV, February 21, 2001
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • February 21, 2001

11. Failure of ADP/ACP test in a partnership

    By Guest jkrad, April 8, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • April 8, 2005

12. Failure of Beneficiary Designation

    By RCK, November 10, 2009
    • 5 replies
    • 2k views
    • 
    • Bird
    • November 11, 2009

13. Failure of employer to withhold

    By Guest BillClinton, November 22, 2002
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • November 25, 2002

14. Failure of Plan Sponsor to Disclose Service Provider Fees

    By Guest arlene, December 7, 2012
    • 2 replies
    • 1.1k views
    • 
    • rcline46
    • December 7, 2012

15. Failure of Plan to deduct loan repayments from employees pay

    By Guest tscher, August 5, 2004
    • 16 replies
    • 5.3k views
    • 
    • Guest
    • August 10, 2004

16. Failure to Adopt Automatic Rollover Good Faith Amendment by Deadline

    By Guest CMSP, October 11, 2005
    • 9 replies
    • 2.5k views
    • 
    • Locust
    • March 24, 2006

17. Failure to Allocate Transferred DB Assets - 4980 Reversion?

    By EBECatty, January 3, 2019
    • 6 replies
    • 1.5k views
    • 
    • VeryOldMan
    • May 28, 2020

18. Failure to allow eligibles to enroll

    By Guest rush2112, March 3, 2009
    • 8 replies
    • 1.7k views
    • 
    • Guest
    • March 5, 2009

19. Failure to Amend

    By Guest TooMuchFreeTime, October 22, 2008
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • October 27, 2008

20. Failure to Auto Enroll - QACA Plan

    By 52626, April 1, 2014
    • 5 replies
    • 2.1k views
    • 
    • BG5150
    • April 2, 2014

21. Failure to Auto-Enroll Employee Correction?

    By holdco, August 18, 2011
    • 6 replies
    • 3.3k views
    • 
    • K2retire
    • August 26, 2011

22. Failure to Contribute in Multiple Employer Plan

    By Guest Thomas2006, March 3, 2009
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • March 3, 2009

23. Failure to contribute SH 3%

    By Brenda Wren, May 26, 2010
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • May 27, 2010

24. failure to deduct deferrals from final paycheck

    By k man, October 3, 2005
    • 6 replies
    • 7.3k views
    • 
    • E as in ERISA
    • October 5, 2005

25. Failure to Deduct Elective Deferrals

    By Scott, February 27, 2001
    • 6 replies
    • 3.6k views
    • 
    • Guest
    • January 4, 2002

26. Failure to deduct employee deferral

    By Brenda Wren, August 9, 2005
    • 1 reply
    • 1.2k views
    • 
    • Archimage
    • August 9, 2005

27. Failure to Deposit Deferrals...sort of

    By Archimage, February 16, 2006
    • 12 replies
    • 2.4k views
    • 
    • GBurns
    • February 19, 2006

28. Failure to Deposit Elective Deferrals - SCP or VCP

    By John K, October 22, 2024
    • 1 reply
    • 499 views
    • 
    • Lauren0507
    • October 23, 2024

29. Failure to Enoll Employee - help with corrective contribution, please

    By Guest MikeD, August 5, 2014
    • 3 replies
    • 1k views
    • 
    • Kevin C
    • August 7, 2014

30. failure to follow withholding election

    By Kimberly S, June 28, 2007
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • July 2, 2007

31. Failure to forward deferrals

    By k man, April 19, 2000
    • 7 replies
    • 1.5k views
    • 
    • k man
    • April 24, 2000

32. Failure to implement "negative" election in ACA Plan

    By MarZDoates, January 30, 2020
    • 3 replies
    • 912 views
    • 
    • Larry Starr
    • January 31, 2020

33. failure to implement auto escalation

    By K2retire, April 18, 2018
    • 0 replies
    • 789 views
    • 
    • K2retire
    • April 18, 2018

34. Failure to implement deferral election

    By Bruce1, April 16, 2025
    • 3 replies
    • 1.1k views
    • 
    • Artie M
    • April 17, 2025

35. failure to implement deferral election SH nonelective plan

    By dyepsen, March 20, 2018
    • 1 reply
    • 613 views
    • 
    • Madison71
    • March 21, 2018

36. Failure to Implement Employee Election & Failed ADP Test

    By BLM, August 28, 2017
    • 1 reply
    • 737 views
    • 
    • Tom Poje
    • August 29, 2017

37. Failure to implement reduction in salary deferral

    By R. Butler, January 10, 2023
    • 1 reply
    • 282 views
    • 
    • R. Butler
    • January 10, 2023

38. Failure to include eligible employees

    By Guest mmc, February 12, 2004
    • 3 replies
    • 1.2k views
    • 
    • Brian Gallagher
    • February 12, 2004

39. Failure to make 3% Safe Harbor Contribution

    By JRN, December 24, 2014   

    • Safe Harbor Failure
    • 2 replies
    • 2.3k views
    • 
    • John Feldt ERPA CPC QPA
    • December 26, 2014

40. Failure To Make Contribution

    By goldtpa, February 28, 2003
    • 4 replies
    • 1.9k views
    • 
    • mbozek
    • March 3, 2003

41. Failure to make employer contribution deposit

    By Guest 401kadmin, February 5, 2008
    • 3 replies
    • 2.2k views
    • 
    • Kimberly S
    • February 5, 2008

42. Failure to make profit sharing contribution.

    By ErisaGeek, February 18, 2004
    • 5 replies
    • 1.8k views
    • 
    • J2D2
    • February 19, 2004

43. Failure to make refunds - how to correct?

    By Guest DazedAndConfused, April 17, 2007
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • April 17, 2007

44. failure to make safe harbor 401k contribution

    By goldtpa, December 17, 2013
    • 2 replies
    • 1.7k views
    • 
    • goldtpa
    • December 19, 2013

45. Failure to make safe harbor/profit sharing contribution

    By Doghouse, September 2, 2014
    • 6 replies
    • 1.4k views
    • 
    • Kevin C
    • September 4, 2014

46. Failure to make SH contribution

    By Guest DazedAndConfused, September 29, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 29, 2006

47. Failure to Make SH Contributions

    By Guest rmyoung, April 27, 2007
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 27, 2007

48. Failure to make timely corrective distribution for Excess Contribution

    By James Matt Ullakko, April 30, 2001
    • 7 replies
    • 2.7k views
    • 
    • James Matt Ullakko
    • May 9, 2001

49. Failure to meet Top-Heavy contribution requirement

    By bzorc, February 23, 2004
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 24, 2004

50. Failure to note Change in EIN and Plan Sponsor on 5500.

    By MBCarey, July 26, 2004
    • 0 replies
    • 1.4k views
    • 
    • MBCarey
    • July 26, 2004