401(k) Plans

19,321 topics in this forum

1. Can plan apply forfeitures to fund QNECs required to pass ADP test?

   By Guest Cindy Lambert, October 25, 2000
   • 0 replies
   • 1.6k views
   • 
   • Guest
   • October 25, 2000

2. 401k loan - deemed distribution

   By 52626, April 27, 2016
   • 3 replies
   • 1.6k views
   • 
   • hr for me
   • April 27, 2016

3. 401(k) election modification

   By Guest jim williams, April 10, 2002
   • 4 replies
   • 1.6k views
   • 
   • Mike Preston
   • April 10, 2002

4. ERISA Outline Book Qrtly Update

   By blue, March 1, 2007
   • 8 replies
   • 1.6k views
   • 
   • Don Levit
   • March 2, 2007

5. Deduction Limit For Aggregate Plans (dc And Db) Plans

   By Guest CAROLINE, March 12, 2002
   • 3 replies
   • 1.6k views
   • 
   • Mike Preston
   • March 13, 2002

6. What fees can be paid from plan assets, and which fees can be absorbed

   By 2muchstress, September 6, 2002
   • 1 reply
   • 1.6k views
   • 
   • KJohnson
   • September 6, 2002

7. Top Heavy Test; Fiscal yr amending to calendar year

   By Jean, February 17, 2000
   • 0 replies
   • 1.6k views
   • 
   • Jean
   • February 17, 2000

8. Is ADP test irrelevant where all employees are HCEs?

   By Guest JDVJr, November 10, 2000
   • 1 reply
   • 1.6k views
   • 
   • LCARUSI
   • November 12, 2000

9. 401(b) transition period -- beginning date?

   By Guest Alley, December 4, 2001
   • 0 replies
   • 1.6k views
   • 
   • Guest
   • December 4, 2001

10. U.S. Citizen with Foreign Source Income Wants to Participate in 401(k)

    By Guest 91smithie, December 28, 2001
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • December 28, 2001

11. Excess Deferral after 4/15

    By fiona1, June 28, 2011
    • 2 replies
    • 1.6k views
    • 
    • fiona1
    • June 28, 2011

12. Participant had deferrals taken in error

    By Guest nynaeve, September 11, 2008
    • 5 replies
    • 1.6k views
    • 
    • Bird
    • September 12, 2008

13. When the Market Opens....

    By Guest gsl, September 14, 2001
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • September 17, 2001

14. Matching formula based on Years of Service

    By cpc0506, February 13, 2017   

    • allocation conditions
    • 6 replies
    • 1.6k views
    • 
    • Tom Poje
    • February 14, 2017

15. 1999 ADP/ACP TESTING

    By Guest CGBS, January 20, 2000
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • January 21, 2000

16. 401k deposit vs payroll timing for 1-person plan

    By TPApril, July 31, 2018
    • 10 replies
    • 1.6k views
    • 
    • Larry Starr
    • August 3, 2018

17. 501c3 / 401k Plan

    By austin3515, January 4, 2015
    • 5 replies
    • 1.6k views
    • 
    • austin3515
    • January 5, 2015

18. Who Signs Investment Policy Statement?

    By Guest Ms. Kate, May 10, 2010
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • May 10, 2010

19. Affiliated Service Group?

    By MoShawn, December 21, 2010
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • December 29, 2010

20. Automatic Enrollment Question

    By Guest Phil L., September 12, 2000
    • 1 reply
    • 1.6k views
    • 
    • MWeddell
    • September 12, 2000

21. Exceeding Plan Deferral Limit

    By Guest philc, January 30, 2004
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • February 4, 2004

22. Rental Income

    By Guest John P., April 12, 2012
    • 3 replies
    • 1.6k views
    • 
    • masteff
    • April 12, 2012

23. Using match forfeitures for QNC

    By Guest Ella, July 12, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 13, 2001

24. Pay while on military leave

    By Guest JBeck, August 5, 2004
    • 4 replies
    • 1.6k views
    • 
    • Harwood
    • August 5, 2004

25. elimination of disability distribution = cutback?

    By Guest Eris@rab, October 3, 2008
    • 1 reply
    • 1.6k views
    • 
    • ERISAnut
    • October 3, 2008

26. After tax dollars in a 401k plan.

    By Guest Denise Murphy, September 2, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 8, 1999

27. 410(b) Coverage Testing Issue w/ Safe harbor Allocation vs. Top Heavy Minimums

    By Guest RDS METRO, March 25, 2004
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 25, 2004

28. Timing of profit sharing contributions in solo 401(k)

    By Guest helpmyretirement, April 24, 2007
    • 1 reply
    • 1.6k views
    • 
    • Bird
    • April 24, 2007

29. QNEC and Minimim Gateway

    By Logan401, December 17, 2010
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • December 20, 2010

30. 415 Failures

    By justatester, May 6, 2010
    • 6 replies
    • 1.6k views
    • 
    • Mike Preston
    • May 6, 2010

31. Prior Year Method and adding a new Match Contribution

    By Guest andmik, January 28, 2004
    • 5 replies
    • 1.6k views
    • 
    • g8r
    • January 29, 2004

32. Safe harbor contribution in company stock

    By Guest skc, December 21, 2006
    • 2 replies
    • 1.6k views
    • 
    • Trekker
    • December 28, 2006

33. timing of election for partnership deferrals

    By Guest anitatpa, February 22, 2010
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • February 22, 2010

34. Transferring Balances of Missing MPP Participants into 401(k) Plan

    By holdco, April 11, 2012
    • 5 replies
    • 1.6k views
    • 
    • Bird
    • April 13, 2012

35. Change Employer Matching Contribution

    By Guest Sara H, August 3, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • August 5, 1999

36. Union participants after the plan is changed to exclude union employees

    By AlbanyConsultant, July 9, 2018
    • 4 replies
    • 1.6k views
    • 
    • AlbanyConsultant
    • July 11, 2018

37. Can a Safe Harbor 401 plan change eligibility during the year?

    By wcj99, September 29, 2015   

    • Safe Harbor 401k plan
    • 2 replies
    • 1.6k views
    • 
    • WCC
    • September 29, 2015

38. HCE lookback in cases of acquisition and merger

    By Guest LMalone, March 4, 2003
    • 1 reply
    • 1.6k views
    • 
    • E as in ERISA
    • March 4, 2003

39. Indvidual (k) Question

    By Guest EAS, December 23, 2004
    • 6 replies
    • 1.6k views
    • 
    • Appleby
    • December 26, 2004

40. Top Heavy DC Minimum For Partial Year Participation

    By Guest pjharvey, March 9, 2001
    • 1 reply
    • 1.6k views
    • 
    • pmacduff
    • March 9, 2001

41. QNEC from ESOP??

    By Guest erisa15, March 7, 2003
    • 4 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • March 10, 2003

42. Procedure for elective deferrals for leased employees?

    By John A, February 25, 2000
    • 0 replies
    • 1.6k views
    • 
    • John A
    • February 25, 2000

43. Earned Income Calculation

    By Guest notapensiongeek, May 6, 2009
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • May 7, 2009

44. Plan Merger Vesting Schedule

    By Guest IRISH79, June 5, 2007
    • 1 reply
    • 1.6k views
    • 
    • J Simmons
    • June 6, 2007

45. Selective use of last day requirement

    By Guest Dave Peckham, October 28, 2006
    • 1 reply
    • 1.6k views
    • 
    • austin3515
    • October 28, 2006

46. Sample Irrevocalbe Election Out of Plan?

    By austin3515, December 23, 2009
    • 7 replies
    • 1.6k views
    • 
    • austin3515
    • December 31, 2009

47. OK for a 401(k) plan to have 33% of assets in Employer Stock?

    By Richard Anderson, April 10, 2001
    • 4 replies
    • 1.6k views
    • 
    • Jon Chambers
    • April 11, 2001

48. 5500 Form / Contributions rec'd after PYE

    By Jean, March 2, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 2, 1999

49. Merging two plans

    By Guest cconnell, December 16, 2005
    • 3 replies
    • 1.6k views
    • 
    • david rigby
    • December 17, 2005

50. 25% Deduction and off-calendar plan year

    By kocak, November 12, 2002
    • 2 replies
    • 1.6k views
    • 
    • kocak
    • November 13, 2002