401(k) Plans

19,337 topics in this forum

1. Compensation Testing

   By Guest phy401k, January 13, 2009
   • 3 replies
   • 1.7k views
   • 
   • John Feldt ERPA CPC QPA
   • January 13, 2009

2. What is the typical 401(k) match in a small software company?

   By Guest Judy BrownWescott, March 22, 1999
   • 1 reply
   • 1.7k views
   • 
   • LCARUSI
   • March 23, 1999

3. Excluding CU's from ACP Safe Harbor Match

   By austin3515, November 6, 2015
   • 2 replies
   • 1.7k views
   • 
   • austin3515
   • November 8, 2015

4. 401k loan - deemed distribution

   By 52626, April 27, 2016
   • 3 replies
   • 1.7k views
   • 
   • hr for me
   • April 27, 2016

5. Eligible Compensation

   By Nassau, September 7, 2012
   • 3 replies
   • 1.7k views
   • 
   • ETA Consulting LLC
   • September 7, 2012

6. Top-Heavy 401k when Adding Employee to Owner-Only Plan

   By Anagoge, November 4, 2016   

   • testing
   • top heavy
   • (and 1 more)

     Tagged with:

     • testing
     • top heavy
     • 401k
   • 5 replies
   • 1.7k views
   • 
   • Anagoge
   • November 7, 2016

7. hardship availability; do diversification and other inservice withdrawals affect hardship availability?

   By Guest pamplatt, November 3, 2005
   • 1 reply
   • 1.7k views
   • 
   • Alf
   • November 3, 2005

8. Auto Enrollment - Safe Harbor Plan

   By austin3515, November 6, 2014
   • 4 replies
   • 1.7k views
   • 
   • austin3515
   • November 7, 2014

9. Changing from pay-period safe harbor match to annual match

   By Tom, January 29, 2024
   • 2 replies
   • 1.7k views
   • 
   • justanotheradmin
   • January 29, 2024

10. Electronic Signature legislation

    By k man, October 3, 2000
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • October 4, 2000

11. Top heavy contributon for a mid-year plan merger

    By KJohnson, August 24, 2000
    • 0 replies
    • 1.7k views
    • 
    • KJohnson
    • August 24, 2000

12. late returning of excess contribution

    By Guest stillwater, April 5, 2006
    • 3 replies
    • 1.7k views
    • 
    • fiona1
    • April 5, 2006

13. deferrals from year end bonus

    By eilano, January 28, 2003
    • 5 replies
    • 1.7k views
    • 
    • QDROphile
    • January 29, 2003

14. GUST certification

    By Guest dudehead, March 7, 2002
    • 2 replies
    • 1.7k views
    • 
    • david rigby
    • March 8, 2002

15. Revenue Procedure 94-22

    By Guest ars, January 19, 2000
    • 4 replies
    • 1.7k views
    • 
    • Michael Devault
    • January 21, 2000

16. Increase your match, but fail to amend plan. What to do, what to do.

    By MR, September 28, 2000
    • 1 reply
    • 1.7k views
    • 
    • actuarysmith
    • September 28, 2000

17. IRS Notice 2000-3

    By Guest LKHartnett, November 4, 2002
    • 1 reply
    • 1.7k views
    • 
    • MWeddell
    • November 5, 2002

18. SIMPLE IRA termination and change in eligibilty

    By Guest lskin, September 2, 2005
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • September 7, 2005

19. DoL Advisory Opinion Fee

    By Guest SCHAEFM2, May 29, 2003
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • June 4, 2003

20. Timing of 401(k) deposits

    By Guest Tim Brown, September 21, 2000
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • September 22, 2000

21. Can a Safe Harbor 401 plan change eligibility during the year?

    By wcj99, September 29, 2015   

    • Safe Harbor 401k plan
    • 2 replies
    • 1.7k views
    • 
    • WCC
    • September 29, 2015

22. Is this a safe-harbor match plan?

    By SoCalActuary, November 1, 2005
    • 5 replies
    • 1.7k views
    • 
    • Tom Poje
    • November 1, 2005

23. Inalienability of Benefits

    By Guest Kriso, April 30, 2003
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • May 1, 2003

24. Catch-up contributions

    By k man, January 9, 2002
    • 2 replies
    • 1.7k views
    • 
    • k man
    • January 9, 2002

25. Safe Harbor Match by Payroll - failing compensation ratio test

    By ekg24, May 22, 2024
    • 7 replies
    • 1.7k views
    • 
    • David Schultz
    • May 24, 2024

26. QJSA removed from document

    By wsp, November 29, 2006
    • 5 replies
    • 1.7k views
    • 
    • Kevin C
    • December 1, 2006

27. Looking for information on pros and cons of selecting a default fund for Plan

    By JanetM, February 16, 2005
    • 6 replies
    • 1.7k views
    • 
    • JanetM
    • February 16, 2005

28. Using match forfeitures for QNC

    By Guest Ella, July 12, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • July 13, 2001

29. Pay while on military leave

    By Guest JBeck, August 5, 2004
    • 4 replies
    • 1.7k views
    • 
    • Harwood
    • August 5, 2004

30. 25% Deduction and off-calendar plan year

    By kocak, November 12, 2002
    • 2 replies
    • 1.6k views
    • 
    • kocak
    • November 13, 2002

31. Leased employees - recognizing service

    By Guest Kelly Igel, May 15, 2002
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • May 16, 2002

32. true-up for match that changed mid-year

    By Guest cxs, January 13, 2005
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • January 13, 2005

33. Bottom-up QNEC

    By Guest PAL100759, August 28, 2001
    • 3 replies
    • 1.6k views
    • 
    • MWeddell
    • August 30, 2001

34. 1999 ADP/ACP TESTING

    By Guest CGBS, January 20, 2000
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • January 21, 2000

35. What fees can be paid from plan assets, and which fees can be absorbed

    By 2muchstress, September 6, 2002
    • 1 reply
    • 1.6k views
    • 
    • KJohnson
    • September 6, 2002

36. participant survey

    By Guest Chuck Herbik, January 3, 2002
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • January 3, 2002

37. Matching formula based on Years of Service

    By cpc0506, February 13, 2017   

    • allocation conditions
    • 6 replies
    • 1.6k views
    • 
    • Tom Poje
    • February 14, 2017

38. ERISA Outline Book Qrtly Update

    By blue, March 1, 2007
    • 8 replies
    • 1.6k views
    • 
    • Don Levit
    • March 2, 2007

39. 401k and creditors

    By Guest tonys, January 26, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • January 26, 2000

40. Is it clear that compensation under 404 includes compensation for the

    By John A, October 7, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • October 7, 1999

41. Forfeiture Reversion to Employer (sort of) ?

    By legort69, November 7, 2018
    • 8 replies
    • 1.6k views
    • 
    • ERISAAPPLE
    • November 9, 2018

42. QNEC from ESOP??

    By Guest erisa15, March 7, 2003
    • 4 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • March 10, 2003

43. ADP Test and Refunds

    By ratherbereading, January 28, 2021
    • 7 replies
    • 1.6k views
    • 
    • Mike Preston
    • January 28, 2021

44. An integrated plan; top heavy; and 401(a)(4)

    By Guest SJPrince, August 19, 2000
    • 1 reply
    • 1.6k views
    • 
    • R. Butler
    • August 21, 2000

45. Top Heavy 401(k)

    By Guest Tim Brown, September 13, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 14, 2000

46. Distribution Approval and Security

    By Tom, November 21, 2024
    • 5 replies
    • 1.6k views
    • 
    • Peter Gulia
    • November 25, 2024

47. Excess Deferral after 4/15

    By fiona1, June 28, 2011
    • 2 replies
    • 1.6k views
    • 
    • fiona1
    • June 28, 2011

48. Timing of profit sharing contributions in solo 401(k)

    By Guest helpmyretirement, April 24, 2007
    • 1 reply
    • 1.6k views
    • 
    • Bird
    • April 24, 2007

49. Prior Year Method and adding a new Match Contribution

    By Guest andmik, January 28, 2004
    • 5 replies
    • 1.6k views
    • 
    • g8r
    • January 29, 2004

50. Automatic Enrollment Question

    By Guest Phil L., September 12, 2000
    • 1 reply
    • 1.6k views
    • 
    • MWeddell
    • September 12, 2000