401(k) Plans

19,275 topics in this forum

1. Too late for 401(k)?

   By Brenda Wren, December 13, 2002
   • 15 replies
   • 2.9k views
   • 
   • Archimage
   • December 19, 2002

2. IRS Continues Its Trend Of Anti-Plan Sponsor Interpretations

   By austin3515, August 28, 2013
   • 15 replies
   • 1.8k views
   • 
   • Belgarath
   • September 3, 2013

3. CARES Act - Loan Extension - Does "One Year" Really Mean 9 Months?

   By CMC, April 30, 2020
   • 15 replies
   • 2.1k views
   • 
   • Luke Bailey
   • May 5, 2020

4. late deposit of safe harbor match

   By thepensionmaven, March 6, 2018
   • 15 replies
   • 3.1k views
   • 
   • BG5150
   • March 9, 2018

5. Employer using salary deferrals to cover bad cash flow

   By K-t-F, August 18, 2017
   • 15 replies
   • 2k views
   • 
   • Bob the Swimmer
   • August 28, 2017

6. Whose money Is it anyway? Loan on 401k

   By Guest Summer232, May 17, 2005
   • 15 replies
   • 2.5k views
   • 
   • SMB
   • May 20, 2005

7. Excluded Employee Compensation

   By Vlad401k, January 18, 2018
   • 15 replies
   • 2.4k views
   • 
   • BG5150
   • January 23, 2018

8. Is it wise to rollover a 401K to an IRA if terminating employment?

   By Guest Mountain Man, August 23, 2000
   • 15 replies
   • 4.1k views
   • 
   • Guest
   • August 31, 2000

9. Profit Sharing intended for 2005, but not yet made

   By John Feldt ERPA CPC QPA, April 4, 2007
   • 15 replies
   • 3.2k views
   • 
   • Mike Preston
   • April 5, 2007

10. what is "retired" for purposes of required minimum distributions

    By TaxLawyer1978, June 19, 2018
    • 15 replies
    • 2.1k views
    • 
    • Peter Gulia
    • June 22, 2018

11. Over Plan Document Limit

    By Guest CINCY, October 21, 2002
    • 15 replies
    • 1.9k views
    • 
    • Brian Gallagher
    • October 23, 2002

12. One employee who is Key Employee

    By Guest hpaine, October 21, 2003
    • 15 replies
    • 2k views
    • 
    • Tom Poje
    • October 23, 2003

13. Need help finding Third Party Administrator for Solo 401k

    By Guest PaddyMac, July 26, 2011
    • 15 replies
    • 15.8k views
    • 
    • Bird
    • July 28, 2011

14. 401(a)9 - Required Minimum Distribution for 5% Business Owner

    By Guest sbrownlow, October 29, 2004
    • 15 replies
    • 4.5k views
    • 
    • Blinky the 3-eyed Fish
    • November 2, 2004

15. SECURE 2.0: Classifying catch-ups as roth for ADP testing in 2024

    By drakecohen, January 2, 2023
    • 15 replies
    • 2.2k views
    • 
    • RatherBeGolfing
    • January 5, 2023

16. Hardship for purchase of principal residence

    By austin3515, May 1, 2018
    • 15 replies
    • 3.4k views
    • 
    • Larry Starr
    • May 2, 2018

17. Getting 401(k) contributions for unused vacation days

    By Guest r. d. olney, October 20, 1999
    • 15 replies
    • 7.8k views
    • 
    • fiona1
    • October 1, 2009

18. Loan payments for termed ee's

    By WCC, January 30, 2013
    • 15 replies
    • 1.9k views
    • 
    • Tom Poje
    • January 31, 2013

19. Discretionary Match - Cut-back?

    By austin3515, June 24, 2014
    • 15 replies
    • 2.9k views
    • 
    • buckaroo
    • September 4, 2014

20. excess contribution definition

    By K2retire, September 6, 2013
    • 15 replies
    • 2.1k views
    • 
    • david rigby
    • September 9, 2013

21. Retired physician receiving compensation

    By Guest JPIngold, January 25, 2010
    • 15 replies
    • 1.8k views
    • 
    • Guest
    • January 27, 2010

22. Catch up example - please help me understand

    By Guest cease, February 20, 2004
    • 15 replies
    • 2.1k views
    • 
    • Mike Preston
    • February 26, 2004

23. 401k elective deferral limits

    By Gary, November 19, 2008
    • 15 replies
    • 2.8k views
    • 
    • masteff
    • November 20, 2008

24. Employer Matching in December, Withdrawls, Loans

    By Guest archimedes_pie, April 3, 2006
    • 15 replies
    • 2.5k views
    • 
    • MR
    • April 28, 2006

25. Is the plan top-heavy?

    By PensionNewbee, March 13, 2003
    • 15 replies
    • 1.9k views
    • 
    • PensionNewbee
    • March 17, 2003

26. 401K Plans

    By pskadot, February 14, 2020
    • 15 replies
    • 1.3k views
    • 
    • pskadot
    • February 18, 2020

27. 401(k) immediate entry - match/PS 1 year wait, dual entry - how do yo

    By Guest MEGary, December 28, 2000
    • 15 replies
    • 4.6k views
    • 
    • austin3515
    • October 18, 2002

28. Participant Security

    By austin3515, March 18, 2013
    • 15 replies
    • 1.3k views
    • 
    • austin3515
    • March 18, 2013

29. 401k CatchUp

    By Guest Dean1, February 5, 2009
    • 15 replies
    • 2.3k views
    • 
    • Guest
    • February 13, 2009

30. Who can be a trustee?

    By Guest Jimmy B, April 2, 2002
    • 15 replies
    • 8.5k views
    • 
    • Guest
    • October 15, 2002

31. 401K money used to start a small business?

    By Guest quickfox, February 28, 2001
    • 15 replies
    • 2.9k views
    • 
    • Bill Berke
    • March 13, 2001

32. Electronic signing Plan Documents - RK pushback?

    By Kac1214, August 30, 2022
    • 15 replies
    • 1.7k views
    • 
    • LANDO
    • September 1, 2022

33. StepChild

    By 30Rock, May 19, 2010
    • 15 replies
    • 6.6k views
    • 
    • Mike Preston
    • May 21, 2010

34. K1 Partner(s) exceed 415 because K1 will report a loss

    By jkharvey, March 24, 2015
    • 15 replies
    • 3.9k views
    • 
    • QDROphile
    • March 24, 2015

35. New Comp Profit Sharing As QNEC

    By Guest Lawrenceg, April 10, 2007
    • 15 replies
    • 4.6k views
    • 
    • Tom Poje
    • April 17, 2007

36. Owner gives back his salary

    By ratherbereading, March 25, 2019
    • 15 replies
    • 1.5k views
    • 
    • JamesK
    • March 28, 2019

37. Small Business - Retirement plan for sole employee?

    By Guest aarondc, July 15, 2005
    • 15 replies
    • 1.9k views
    • 
    • Bird
    • July 18, 2005

38. TPA/Administrator question--

    By Karoline Curran, October 15, 2018
    • 14 replies
    • 1.8k views
    • 
    • ESOP Guy
    • October 16, 2018

39. 415 Excess Contribution, 401(k) and Safe Harbor Match

    By imchipbrown, January 29, 2018
    • 14 replies
    • 3.8k views
    • 
    • imchipbrown
    • February 8, 2018

40. 401(a) early withdrawal now considered an overpayment!

    By Maria Danna, November 1, 2019   

    • distribution
    • overpayment
    • 14 replies
    • 2.3k views
    • 
    • Bird
    • September 16, 2020

41. plan entry date question

    By K2retire, December 12, 2016
    • 14 replies
    • 7.4k views
    • 
    • K2retire
    • December 15, 2016

42. Contributions dedline for Solo 401k as Sole Proprietorship

    By ill, October 8, 2023
    • 14 replies
    • 3.1k views
    • 
    • Paul I
    • October 16, 2023

43. Section 415 Limits - Which came first?

    By austin3515, March 7, 2011
    • 14 replies
    • 4.5k views
    • 
    • fiona1
    • April 14, 2011

44. Resolving Alleged Overdistribution

    By Guest onglaw, August 15, 2005
    • 14 replies
    • 2.4k views
    • 
    • Guest
    • September 28, 2005

45. Top Heavy Contribution because of Match

    By imchipbrown, August 29, 2018
    • 14 replies
    • 1.8k views
    • 
    • imchipbrown
    • August 30, 2018

46. Employer contributions for student loan payment

    By Eve Sav, July 6, 2018   

    • student loan debt
    • employer contributions tied to student loan payments
    • 14 replies
    • 2.4k views
    • 
    • Larry Starr
    • July 26, 2018

47. New plan audit question

    By Guest Hgreer, December 16, 2013   

    • Audit
    • 14 replies
    • 5.3k views
    • 
    • Bill Presson
    • September 19, 2017

48. Key employee determination when using predecessor service

    By TPAnnie, September 17, 2015
    • 14 replies
    • 1.8k views
    • 
    • TPAnnie
    • September 23, 2015

49. ADP test and HCE w/ $0 comp

    By dmb, February 26, 2003
    • 14 replies
    • 3.2k views
    • 
    • Gilmore
    • March 3, 2003

50. Excess Contributions and the related Match

    By msmith, January 18, 2008
    • 14 replies
    • 2.8k views
    • 
    • Below Ground
    • February 14, 2008