401(k) Plans

19,335 topics in this forum

1. QDRO: Participant has an outstanding loan

   By Guest mmc, September 1, 2004
   • 2 replies
   • 5.6k views
   • 
   • QDROphile
   • September 2, 2004

2. 7 Year Graded Vesting

   By Alex Daisy, July 1, 2009
   • 6 replies
   • 5.6k views
   • 
   • Kevin C
   • July 2, 2009

3. Late Deposit of Safe Harbor

   By Dougsbpc, December 11, 2011
   • 6 replies
   • 5.6k views
   • 
   • TPApril
   • January 31, 2012

4. Transfers from 401(k) to HSA?

   By Jim Chad, March 11, 2013
   • 4 replies
   • 5.6k views
   • 
   • Jim Chad
   • March 11, 2013

5. U.S. Virgin Islands

   By Guest IRISH79, April 10, 2007
   • 1 reply
   • 5.6k views
   • 
   • masteff
   • April 13, 2007

6. Hiring temp employees

   By austin3515, April 2, 2008
   • 27 replies
   • 5.6k views
   • 
   • Guest
   • April 5, 2008

7. Service contract Act and 401k

   By Liam, February 22, 2019
   • 3 replies
   • 5.5k views
   • 
   • Below Ground
   • June 27, 2019

8. Rollovers of Keogh into 401(k) plans

   By Guest susan w, September 29, 2000
   • 1 reply
   • 5.5k views
   • 
   • Kathy
   • September 29, 2000

9. Add Roth feature mid-year to 401(k) safe harbor plan

   By Guest STP20004, March 15, 2007
   • 5 replies
   • 5.5k views
   • 
   • John Feldt ERPA CPC QPA
   • May 31, 2007

10. Is a 5330 Necessary If Late Deposit of Deferrals Is Corrected Under VFC?

    By Übernerd, June 17, 2013   

    • 5330
    • VFCP
    • (and 1 more)

      Tagged with:

      • 5330
      • VFCP
      • PTE 2002-51
    • 8 replies
    • 5.5k views
    • 
    • jim241
    • December 15, 2020

11. Difference between 401k vs. 403b?

    By Guest judynyc61, August 11, 2005
    • 5 replies
    • 5.5k views
    • 
    • david rigby
    • August 13, 2005

12. Net Earnings from Self Employment

    By Guest AJM 34, August 16, 2012
    • 16 replies
    • 5.5k views
    • 
    • Bill Presson
    • February 25, 2014

13. Missed loan payments; when does deemed distribution occur?

    By LCARUSI, August 27, 1998
    • 7 replies
    • 5.5k views
    • 
    • Guest
    • September 16, 1998

14. Distributing NUA with after-tax employee contributions

    By Guest Richard Plant, July 20, 2001
    • 3 replies
    • 5.5k views
    • 
    • Guest
    • July 23, 2001

15. QDIA notices--sent to whom?

    By BG5150, December 2, 2008
    • 3 replies
    • 5.5k views
    • 
    • Kevin C
    • December 1, 2009

16. Elimination of QJSA

    By Guest Lex, November 15, 2002
    • 13 replies
    • 5.5k views
    • 
    • Guest
    • November 27, 2002

17. ERISA Expense Account - Allocation to Participants

    By 401klubkid, June 30, 2017
    • 10 replies
    • 5.5k views
    • 
    • RatherBeGolfing
    • July 3, 2017

18. Safe Harbor Nonelective Plus Additional Nonelective

    By austin3515, September 24, 2004
    • 33 replies
    • 5.5k views
    • 
    • Kevin C
    • October 5, 2004

19. WIthdrawing your 401k account at age 65 & still working

    By ratherbereading, April 15, 2015   

    • retirement age
    • 401k
    • 7 replies
    • 5.5k views
    • 
    • ratherbereading
    • April 15, 2015

20. Nonstandardized vs. Standardized

    By Guest Donna Hearn, March 28, 2001
    • 1 reply
    • 5.5k views
    • 
    • Bob R
    • March 29, 2001

21. Multiple Employer Plan to avoid 100+ audit

    By Craig Schiller, January 3, 2014
    • 14 replies
    • 5.5k views
    • 
    • KJohnson
    • January 8, 2014

22. Leave Cash Outs

    By Guest Pitch78, June 16, 2014
    • 13 replies
    • 5.5k views
    • 
    • jjaatirs
    • June 17, 2014

23. Termination vs. merger

    By chris, October 26, 2006
    • 15 replies
    • 5.5k views
    • 
    • Guest
    • October 27, 2006

24. Change of 401k providers, changed repayment (principal reduction) rule?

    By enzamatic, August 25, 2016   

    • 401k loan principle reduction
    • 14 replies
    • 5.5k views
    • 
    • enzamatic
    • August 30, 2016

25. Compensation for ADP/ACP Test

    By pam@bbm, March 6, 2018
    • 7 replies
    • 5.5k views
    • 
    • Tom Poje
    • March 9, 2018

26. 401(k) Loan Calculation

    By Guest Mannix, August 24, 2010
    • 26 replies
    • 5.5k views
    • 
    • BG5150
    • January 2, 2018

27. Catch ups Without Regular Deferrals

    By lkpittman, April 29, 2002
    • 27 replies
    • 5.5k views
    • 
    • pjkoehler
    • May 10, 2002

28. Forfeiture Suspense Account for Matching Contributions

    By Guest blaum8, March 7, 2003
    • 3 replies
    • 5.5k views
    • 
    • Mike Preston
    • March 7, 2003

29. Pros and cons of allowing multiple outstanding loans to a 401(k) parti

    By Guest DDDlump, November 27, 2000
    • 7 replies
    • 5.5k views
    • 
    • Jon Chambers
    • November 30, 2000

30. Can a Money Purchase Pension Plan be merged into a 401(k) plan?

    By Guest Tara Curran, August 22, 2000
    • 8 replies
    • 5.5k views
    • 
    • Richard Anderson
    • February 7, 2001

31. Short initial year limitations

    By Flyboyjohn, March 14, 2013
    • 5 replies
    • 5.5k views
    • 
    • Flyboyjohn
    • March 15, 2013

32. New Targeted QNEC rules

    By fiona1, June 15, 2005
    • 6 replies
    • 5.5k views
    • 
    • PensionPro
    • October 30, 2009

33. 401(k) Contributions passed through a Cafeteria Plan?

    By 401king, January 14, 2014
    • 5 replies
    • 5.5k views
    • 
    • masteff
    • January 14, 2014

34. PEO Multiple Employer Plan

    By Guest Midas, May 19, 2005
    • 9 replies
    • 5.5k views
    • 
    • Guest
    • May 26, 2005

35. Match Allocations and Annual Compensation Limits

    By King of Queens, June 9, 2020
    • 12 replies
    • 5.4k views
    • 
    • EagerToKnow
    • October 13, 2021

36. Late deposit during blackout

    By austin3515, August 12, 2020
    • 23 replies
    • 5.4k views
    • 
    • Peter Gulia
    • August 18, 2020

37. Testing a controlled group with a Safe Harbor and non-Safe Harbor 4k P

    By Guest Joe Vasko, December 19, 2001
    • 5 replies
    • 5.4k views
    • 
    • jaemmons
    • December 19, 2001

38. Can we talk about the "triple stacked match" plan again?

    By SteveH, August 22, 2007
    • 5 replies
    • 5.4k views
    • 
    • John Feldt ERPA CPC QPA
    • August 22, 2007

39. On call hours/hours of service

    By Guest Peggy806, January 21, 2009
    • 13 replies
    • 5.4k views
    • 
    • Jim Chad
    • February 18, 2012

40. can a change in vesting schedule affect a terminated employee?

    By Gudgergirl, July 7, 2014
    • 7 replies
    • 5.4k views
    • 
    • Kevin C
    • July 8, 2014

41. Merger of Safe Harbor plan to non safe harbor

    By Guest Mk9522, November 29, 2012
    • 7 replies
    • 5.4k views
    • 
    • justatester
    • January 7, 2013

42. General Test - Same Dollar Amount to Everybody

    By Vlad401k, January 20, 2018
    • 37 replies
    • 5.4k views
    • 
    • austin3515
    • February 6, 2018

43. Does this rehired employee have to wait another year before becoming a

    By Guest Sara H, August 3, 1999
    • 7 replies
    • 5.4k views
    • 
    • Wessex
    • November 6, 1999

44. 401K Loan - How Is Prime Interest Rate Determined?

    By R. Scott, November 12, 2024
    • 2 replies
    • 5.4k views
    • 
    • Paul I
    • November 13, 2024

45. Define contributions used in Average Benefit Test

    By Guest DJean, February 16, 2001
    • 8 replies
    • 5.4k views
    • 
    • Richard Anderson
    • February 21, 2001

46. Personal Brokerage Accounts in 401(k) Plans

    By Guest MPretlow, May 8, 2000
    • 25 replies
    • 5.4k views
    • 
    • Jon Chambers
    • June 5, 2000

47. catch-ups and the 100% salary limit

    By himt4, March 16, 2005
    • 10 replies
    • 5.4k views
    • 
    • SoCalActuary
    • March 17, 2005

48. Lost participants

    By cdavis25, September 10, 2012
    • 18 replies
    • 5.4k views
    • 
    • Kyle McDonald (PBI)
    • September 19, 2013

49. Dividends on Employer Stock in 401(k) Plan

    By 401 Chaos, September 29, 2008
    • 4 replies
    • 5.4k views
    • 
    • QDROphile
    • September 29, 2008

50. I have to pay back 401k loan before I am eligible for re-hire?

    By Jaclyn, September 17, 2019   

    • rehire
    • terminated employee
    • 19 replies
    • 5.4k views
    • 
    • Larry Starr
    • September 20, 2019