401(k) Plans

19,319 topics in this forum

1. Loan Payments From Severance

   By austin3515, July 13, 2022
   • 5 replies
   • 5.5k views
   • 
   • fmsinc
   • July 13, 2022

2. U.S. Virgin Islands

   By Guest IRISH79, April 10, 2007
   • 1 reply
   • 5.5k views
   • 
   • masteff
   • April 13, 2007

3. Rollovers of Keogh into 401(k) plans

   By Guest susan w, September 29, 2000
   • 1 reply
   • 5.5k views
   • 
   • Kathy
   • September 29, 2000

4. Hiring temp employees

   By austin3515, April 2, 2008
   • 27 replies
   • 5.5k views
   • 
   • Guest
   • April 5, 2008

5. Difference between 401k vs. 403b?

   By Guest judynyc61, August 11, 2005
   • 5 replies
   • 5.5k views
   • 
   • david rigby
   • August 13, 2005

6. 401k Matching True-Up Question

   By PensionPete, April 16, 2025
   • 6 replies
   • 5.5k views
   • 
   • PensionPete
   • April 17, 2025

7. Add Roth feature mid-year to 401(k) safe harbor plan

   By Guest STP20004, March 15, 2007
   • 5 replies
   • 5.5k views
   • 
   • John Feldt ERPA CPC QPA
   • May 31, 2007

8. Calculating 25% of eligible compensation for deductibility limit

   By gdlfa, August 14, 2019
   • 6 replies
   • 5.5k views
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   • NJ Mike
   • August 15, 2019

9. Help - 5500EZ (Solo 401K) - $150K penalty notice CP 220

   By Help_5500EZ_150K, October 18, 2023
   • 19 replies
   • 5.5k views
   • 
   • 5500EZ Help Me
   • February 2, 2024

10. QDIA notices--sent to whom?

    By BG5150, December 2, 2008
    • 3 replies
    • 5.5k views
    • 
    • Kevin C
    • December 1, 2009

11. Elimination of QJSA

    By Guest Lex, November 15, 2002
    • 13 replies
    • 5.5k views
    • 
    • Guest
    • November 27, 2002

12. Safe Harbor Nonelective Plus Additional Nonelective

    By austin3515, September 24, 2004
    • 33 replies
    • 5.5k views
    • 
    • Kevin C
    • October 5, 2004

13. Service contract Act and 401k

    By Liam, February 22, 2019
    • 3 replies
    • 5.5k views
    • 
    • Below Ground
    • June 27, 2019

14. Distributing NUA with after-tax employee contributions

    By Guest Richard Plant, July 20, 2001
    • 3 replies
    • 5.5k views
    • 
    • Guest
    • July 23, 2001

15. WIthdrawing your 401k account at age 65 & still working

    By ratherbereading, April 15, 2015   

    • retirement age
    • 401k
    • 7 replies
    • 5.5k views
    • 
    • ratherbereading
    • April 15, 2015

16. Nonstandardized vs. Standardized

    By Guest Donna Hearn, March 28, 2001
    • 1 reply
    • 5.5k views
    • 
    • Bob R
    • March 29, 2001

17. Forfeiture Suspense Account for Matching Contributions

    By Guest blaum8, March 7, 2003
    • 3 replies
    • 5.5k views
    • 
    • Mike Preston
    • March 7, 2003

18. Missed loan payments; when does deemed distribution occur?

    By LCARUSI, August 27, 1998
    • 7 replies
    • 5.5k views
    • 
    • Guest
    • September 16, 1998

19. Is a 5330 Necessary If Late Deposit of Deferrals Is Corrected Under VFC?

    By Übernerd, June 17, 2013   

    • 5330
    • VFCP
    • (and 1 more)

      Tagged with:

      • 5330
      • VFCP
      • PTE 2002-51
    • 8 replies
    • 5.5k views
    • 
    • jim241
    • December 15, 2020

20. ERISA Expense Account - Allocation to Participants

    By 401klubkid, June 30, 2017
    • 10 replies
    • 5.5k views
    • 
    • RatherBeGolfing
    • July 3, 2017

21. Termination vs. merger

    By chris, October 26, 2006
    • 15 replies
    • 5.5k views
    • 
    • Guest
    • October 27, 2006

22. Short initial year limitations

    By Flyboyjohn, March 14, 2013
    • 5 replies
    • 5.5k views
    • 
    • Flyboyjohn
    • March 15, 2013

23. Can a Money Purchase Pension Plan be merged into a 401(k) plan?

    By Guest Tara Curran, August 22, 2000
    • 8 replies
    • 5.5k views
    • 
    • Richard Anderson
    • February 7, 2001

24. Multiple Employer Plan to avoid 100+ audit

    By Craig Schiller, January 3, 2014
    • 14 replies
    • 5.5k views
    • 
    • KJohnson
    • January 8, 2014

25. 401(k) Loan Calculation

    By Guest Mannix, August 24, 2010
    • 26 replies
    • 5.4k views
    • 
    • BG5150
    • January 2, 2018

26. PEO Multiple Employer Plan

    By Guest Midas, May 19, 2005
    • 9 replies
    • 5.4k views
    • 
    • Guest
    • May 26, 2005

27. Leave Cash Outs

    By Guest Pitch78, June 16, 2014
    • 13 replies
    • 5.4k views
    • 
    • jjaatirs
    • June 17, 2014

28. New Targeted QNEC rules

    By fiona1, June 15, 2005
    • 6 replies
    • 5.4k views
    • 
    • PensionPro
    • October 30, 2009

29. Can we talk about the "triple stacked match" plan again?

    By SteveH, August 22, 2007
    • 5 replies
    • 5.4k views
    • 
    • John Feldt ERPA CPC QPA
    • August 22, 2007

30. Testing a controlled group with a Safe Harbor and non-Safe Harbor 4k P

    By Guest Joe Vasko, December 19, 2001
    • 5 replies
    • 5.4k views
    • 
    • jaemmons
    • December 19, 2001

31. Catch ups Without Regular Deferrals

    By lkpittman, April 29, 2002
    • 27 replies
    • 5.4k views
    • 
    • pjkoehler
    • May 10, 2002

32. Merger of Safe Harbor plan to non safe harbor

    By Guest Mk9522, November 29, 2012
    • 7 replies
    • 5.4k views
    • 
    • justatester
    • January 7, 2013

33. On call hours/hours of service

    By Guest Peggy806, January 21, 2009
    • 13 replies
    • 5.4k views
    • 
    • Jim Chad
    • February 18, 2012

34. can a change in vesting schedule affect a terminated employee?

    By Gudgergirl, July 7, 2014
    • 7 replies
    • 5.4k views
    • 
    • Kevin C
    • July 8, 2014

35. Define contributions used in Average Benefit Test

    By Guest DJean, February 16, 2001
    • 8 replies
    • 5.4k views
    • 
    • Richard Anderson
    • February 21, 2001

36. catch-ups and the 100% salary limit

    By himt4, March 16, 2005
    • 10 replies
    • 5.4k views
    • 
    • SoCalActuary
    • March 17, 2005

37. 401(k) & Coverage Test -Controlled Group

    By ErisaGeek, August 7, 2003
    • 10 replies
    • 5.4k views
    • 
    • austin3515
    • December 13, 2004

38. 401(k) Contributions passed through a Cafeteria Plan?

    By 401king, January 14, 2014
    • 5 replies
    • 5.4k views
    • 
    • masteff
    • January 14, 2014

39. Compensation for ADP/ACP Test

    By pam@bbm, March 6, 2018
    • 7 replies
    • 5.4k views
    • 
    • Tom Poje
    • March 9, 2018

40. Top-paid election

    By ERISA25, December 8, 2009
    • 9 replies
    • 5.4k views
    • 
    • 12AX7
    • December 18, 2009

41. Lost participants

    By cdavis25, September 10, 2012
    • 18 replies
    • 5.4k views
    • 
    • Kyle McDonald (PBI)
    • September 19, 2013

42. Super Top Heavy Minimum in a Defined Contribution Plan

    By Guest BS, November 1, 2000
    • 3 replies
    • 5.4k views
    • 
    • Guest
    • November 4, 2000

43. 401(k) Plan - spin off?

    By 401(k)athryn, June 18, 2018
    • 4 replies
    • 5.4k views
    • 
    • Larry Starr
    • June 19, 2018

44. 414s Testing

    By justatester, January 31, 2013
    • 14 replies
    • 5.4k views
    • 
    • Tom Poje
    • May 15, 2013

45. HCE -- top paid group tie breakers

    By Guest SWH, March 28, 2008
    • 18 replies
    • 5.4k views
    • 
    • BG5150
    • March 31, 2008

46. Safe Harbor 3% Nonelective with Additional Match

    By Guest allisonperry, March 4, 2008
    • 6 replies
    • 5.4k views
    • 
    • Tom Poje
    • March 5, 2008

47. Related or unrelated rollover

    By cpc0506, May 7, 2013
    • 14 replies
    • 5.4k views
    • 
    • Bill Presson
    • May 14, 2013

48. General Test - Same Dollar Amount to Everybody

    By Vlad401k, January 20, 2018
    • 37 replies
    • 5.4k views
    • 
    • austin3515
    • February 6, 2018

49. Cash Balance Merge Into 401(k)?

    By Guest mrjones, November 6, 2006
    • 4 replies
    • 5.4k views
    • 
    • ak2ary
    • November 8, 2006

50. What is to prevent a SH 401(k) from having a month of service on deferrals;YOS on SH Match?

    By kwalified, May 18, 2012
    • 23 replies
    • 5.4k views
    • 
    • Kevin C
    • May 24, 2012