401(k) Plans

19,275 topics in this forum

1. New Targeted QNEC rules

   By fiona1, June 15, 2005
   • 6 replies
   • 5.4k views
   • 
   • PensionPro
   • October 30, 2009

2. Merger of Safe Harbor plan to non safe harbor

   By Guest Mk9522, November 29, 2012
   • 7 replies
   • 5.4k views
   • 
   • justatester
   • January 7, 2013

3. Can a Money Purchase Pension Plan be merged into a 401(k) plan?

   By Guest Tara Curran, August 22, 2000
   • 8 replies
   • 5.4k views
   • 
   • Richard Anderson
   • February 7, 2001

4. Testing a controlled group with a Safe Harbor and non-Safe Harbor 4k P

   By Guest Joe Vasko, December 19, 2001
   • 5 replies
   • 5.4k views
   • 
   • jaemmons
   • December 19, 2001

5. Can we talk about the "triple stacked match" plan again?

   By SteveH, August 22, 2007
   • 5 replies
   • 5.4k views
   • 
   • John Feldt ERPA CPC QPA
   • August 22, 2007

6. 401(k) & Coverage Test -Controlled Group

   By ErisaGeek, August 7, 2003
   • 10 replies
   • 5.4k views
   • 
   • austin3515
   • December 13, 2004

7. Define contributions used in Average Benefit Test

   By Guest DJean, February 16, 2001
   • 8 replies
   • 5.4k views
   • 
   • Richard Anderson
   • February 21, 2001

8. Missed loan payments; when does deemed distribution occur?

   By LCARUSI, August 27, 1998
   • 7 replies
   • 5.4k views
   • 
   • Guest
   • September 16, 1998

9. 401K Rollover leave company and rehired in same year

   By Guest Crashdavis, November 27, 2012
   • 6 replies
   • 5.4k views
   • 
   • masteff
   • November 28, 2012

10. 401(k) Loan Calculation

    By Guest Mannix, August 24, 2010
    • 26 replies
    • 5.4k views
    • 
    • BG5150
    • January 2, 2018

11. On call hours/hours of service

    By Guest Peggy806, January 21, 2009
    • 13 replies
    • 5.4k views
    • 
    • Jim Chad
    • February 18, 2012

12. ACP Test for Safe Harbor Match and Employee After-Tax

    By PensionPro, August 27, 2020
    • 11 replies
    • 5.3k views
    • 
    • Bill Presson
    • January 10

13. catch-ups and the 100% salary limit

    By himt4, March 16, 2005
    • 10 replies
    • 5.3k views
    • 
    • SoCalActuary
    • March 17, 2005

14. Multiple Employer Plan to avoid 100+ audit

    By Craig Schiller, January 3, 2014
    • 14 replies
    • 5.3k views
    • 
    • KJohnson
    • January 8, 2014

15. can a change in vesting schedule affect a terminated employee?

    By Gudgergirl, July 7, 2014
    • 7 replies
    • 5.3k views
    • 
    • Kevin C
    • July 8, 2014

16. Super Top Heavy Minimum in a Defined Contribution Plan

    By Guest BS, November 1, 2000
    • 3 replies
    • 5.3k views
    • 
    • Guest
    • November 4, 2000

17. 401(k) Plan - spin off?

    By 401(k)athryn, June 18, 2018
    • 4 replies
    • 5.3k views
    • 
    • Larry Starr
    • June 19, 2018

18. Catch ups Without Regular Deferrals

    By lkpittman, April 29, 2002
    • 27 replies
    • 5.3k views
    • 
    • pjkoehler
    • May 10, 2002

19. Related or unrelated rollover

    By cpc0506, May 7, 2013
    • 14 replies
    • 5.3k views
    • 
    • Bill Presson
    • May 14, 2013

20. Top-paid election

    By ERISA25, December 8, 2009
    • 9 replies
    • 5.3k views
    • 
    • 12AX7
    • December 18, 2009

21. HCE -- top paid group tie breakers

    By Guest SWH, March 28, 2008
    • 18 replies
    • 5.3k views
    • 
    • BG5150
    • March 31, 2008

22. New plan audit question

    By Guest Hgreer, December 16, 2013   

    • Audit
    • 14 replies
    • 5.3k views
    • 
    • Bill Presson
    • September 19, 2017

23. Hardship Withdrawal - Sensitive Medical Expenses

    By hardshipquestions, October 8, 2019   

    • 401k
    • hardship withdrawal
    • (and 1 more)

      Tagged with:

      • 401k
      • hardship withdrawal
      • disclosure
    • 10 replies
    • 5.3k views
    • 
    • Mike Preston
    • October 10, 2019

24. Deduction for Keogh contribution

    By Guest Diane DuFresne, March 17, 2012
    • 25 replies
    • 5.3k views
    • 
    • Bird
    • March 21, 2012

25. 401(k) Contributions passed through a Cafeteria Plan?

    By 401king, January 14, 2014
    • 5 replies
    • 5.3k views
    • 
    • masteff
    • January 14, 2014

26. 414s Testing

    By justatester, January 31, 2013
    • 14 replies
    • 5.3k views
    • 
    • Tom Poje
    • May 15, 2013

27. What is to prevent a SH 401(k) from having a month of service on deferrals;YOS on SH Match?

    By kwalified, May 18, 2012
    • 23 replies
    • 5.3k views
    • 
    • Kevin C
    • May 24, 2012

28. Safe Harbor 3% Nonelective with Additional Match

    By Guest allisonperry, March 4, 2008
    • 6 replies
    • 5.3k views
    • 
    • Tom Poje
    • March 5, 2008

29. 401k deferrals and Comp limit

    By alexa, August 23, 2008
    • 18 replies
    • 5.3k views
    • 
    • Guest
    • August 26, 2008

30. IRS Notice 88-56

    By Guest RetirementGeek, April 11, 2005
    • 4 replies
    • 5.3k views
    • 
    • jevd
    • April 12, 2005

31. Separate deferral election on bonuses...

    By kwalified, December 28, 2012
    • 6 replies
    • 5.3k views
    • 
    • masteff
    • December 28, 2012

32. Treas Reg 1.72(p)1, Q&A-10

    By Brian Gallagher, April 4, 2003
    • 4 replies
    • 5.3k views
    • 
    • david rigby
    • April 5, 2003

33. Double taxation on loan repayment?

    By Guest Spock, August 5, 2010
    • 12 replies
    • 5.3k views
    • 
    • movedon
    • August 12, 2010

34. Hardship Distribution

    By CLE401kGuy, June 14, 2012
    • 19 replies
    • 5.3k views
    • 
    • ETA Consulting LLC
    • June 18, 2012

35. Cash Balance Merge Into 401(k)?

    By Guest mrjones, November 6, 2006
    • 4 replies
    • 5.3k views
    • 
    • ak2ary
    • November 8, 2006

36. Same Desk Rule

    By Guest Pat Metallic, February 27, 2008
    • 1 reply
    • 5.3k views
    • 
    • Belgarath
    • February 28, 2008

37. 1099-R Code for CARES Act withdrawal

    By Susan S., April 2, 2020
    • 16 replies
    • 5.3k views
    • 
    • Bird
    • January 25, 2021

38. Gap Earnings

    By Guest jvandyke, January 14, 2009
    • 5 replies
    • 5.3k views
    • 
    • fiona1
    • January 14, 2009

39. General Test - Same Dollar Amount to Everybody

    By Vlad401k, January 20, 2018
    • 37 replies
    • 5.3k views
    • 
    • austin3515
    • February 6, 2018

40. "Solo 401(k)" [note the quotations] Contribution Deadline from Online Article

    By WDIK, December 13, 2023
    • 9 replies
    • 5.3k views
    • 
    • Peter Gulia
    • December 18, 2023

41. H2B Workers

    By Guest Thornton, September 27, 2006
    • 4 replies
    • 5.3k views
    • 
    • Guest
    • September 29, 2006

42. Failure of Plan to deduct loan repayments from employees pay

    By Guest tscher, August 5, 2004
    • 16 replies
    • 5.3k views
    • 
    • Guest
    • August 10, 2004

43. 24 v 26 pay periods

    By Good401(k), October 5, 2018   

    • 401(k)
    • 403(b)
    • (and 1 more)

      Tagged with:

      • 401(k)
      • 403(b)
      • compliance
    • 14 replies
    • 5.3k views
    • 
    • CJ Allen
    • October 9, 2018

44. late safe harbor notice

    By Tom Poje, November 21, 2008
    • 15 replies
    • 5.3k views
    • 
    • Kevin C
    • November 26, 2008

45. Loans and a Safe Harbor plan

    By 52626, October 17, 2013
    • 8 replies
    • 5.3k views
    • 
    • Bird
    • October 21, 2013

46. Lost participants

    By cdavis25, September 10, 2012
    • 18 replies
    • 5.3k views
    • 
    • Kyle McDonald (PBI)
    • September 19, 2013

47. Post severance comp & hours

    By Craig Schiller, July 12, 2013   

    • PS $ & HRS
    • 5 replies
    • 5.3k views
    • 
    • Craig Schiller
    • July 18, 2013

48. QNEC - Top Heavy

    By Guest JimD, June 22, 2004
    • 9 replies
    • 5.3k views
    • 
    • Guest
    • June 23, 2004

49. Crediting Prior Service Under New 401(k) Plan

    By 401 Chaos, June 2, 2010
    • 5 replies
    • 5.3k views
    • 
    • thepensionmaven
    • May 18, 2015

50. Leave Cash Outs

    By Guest Pitch78, June 16, 2014
    • 13 replies
    • 5.3k views
    • 
    • jjaatirs
    • June 17, 2014