401(k) Plans

19,321 topics in this forum

1. Electing current year ADP testing

   By Guest Willy235, March 1, 2002
   • 4 replies
   • 2.7k views
   • 
   • wmyer
   • November 19, 2002

2. Auto enrollment procedures

   By Santo Gold, August 11, 2025
   • 4 replies
   • 2.3k views
   • 
   • Peter Gulia
   • September 2, 2025

3. match forfeitures

   By Guest mk2308, March 9, 2005
   • 4 replies
   • 1.5k views
   • 
   • MWeddell
   • June 20, 2005

4. Rollover Issue

   By Guest meeh3704, September 30, 2008
   • 4 replies
   • 1.6k views
   • 
   • Guest
   • September 30, 2008

5. 1099 sole proprietorship question

   By Scuba 401, December 3, 2010
   • 4 replies
   • 1.2k views
   • 
   • 12AX7
   • December 3, 2010

6. Revoke 2021 SH Match Notice & Contribution

   By susieQ, December 23, 2020
   • 4 replies
   • 780 views
   • 
   • FORMER ESQ.
   • December 24, 2020

7. Termination of 401k

   By chris, November 29, 2006
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • November 30, 2006

8. Missed Deferral and Match

   By Guest 401knewbie, March 14, 2007
   • 4 replies
   • 1.5k views
   • 
   • Jim Chad
   • March 15, 2007

9. Real Estate in a Custodial Account under a Profit Sharing Plan

   By Guest San Diego Benefits Guy, January 10, 2009
   • 4 replies
   • 2k views
   • 
   • Guest
   • January 10, 2009

10. Document Calls for Prior Year Testing, but TPA Used Current Year Testing

    By Dennis Povloski, November 1, 2010
    • 4 replies
    • 1.2k views
    • 
    • Dennis Povloski
    • November 2, 2010

11. Fee disclosure extension

    By austin3515, July 23, 2013
    • 4 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • July 23, 2013

12. Can a Trust Sponsor a 401(k) Plan?

    By tbp, July 16, 2015
    • 4 replies
    • 1.6k views
    • 
    • Peter Gulia
    • July 17, 2015

13. When to withhold money for Automatic Enrollment plans

    By leesuh12, November 29, 2017
    • 4 replies
    • 747 views
    • 
    • Peter Gulia
    • November 29, 2017

14. Small business service providers

    By Guest MAC, February 21, 1999
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • February 27, 1999

15. Client wants 3% safe harbor minimum provided under a money purchase pl

    By jkharvey, November 30, 1999
    • 4 replies
    • 1.7k views
    • 
    • jkharvey
    • December 3, 1999

16. Otherwise Excludable Employees

    By Guest dll, January 8, 2003
    • 4 replies
    • 2.9k views
    • 
    • Tom Poje
    • January 13, 2003

17. State payroll deduction laws impact 401(k) automatic enrollment?

    By Guest Eullla, December 3, 2003
    • 4 replies
    • 3.4k views
    • 
    • Guest
    • December 4, 2003

18. 1099R coded as premature, however it was not.

    By Guest Michael Anderson, March 5, 2004
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • March 5, 2004

19. ACP - Prior Year Method

    By fiona1, March 14, 2008
    • 4 replies
    • 1.4k views
    • 
    • BG5150
    • March 18, 2008

20. Temps making Loan Payments

    By Guest BigBish, May 8, 2009
    • 4 replies
    • 1.4k views
    • 
    • BG5150
    • May 11, 2009

21. Outside Assets (Golf Equity Membership)

    By PainPA, November 8, 2011
    • 4 replies
    • 1.6k views
    • 
    • ESOP Guy
    • November 8, 2011

22. Benefits, rights and features testing

    By Barbara, September 10, 2019   

    • tiered match non safe harbor plan
    • 4 replies
    • 4.9k views
    • 
    • Barbara
    • September 11, 2019

23. What to do with a 401k $ after you change jobs?

    By Dave Baker, March 7, 2000
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 8, 2000

24. Vesting service when predecessor plan exists

    By Guest JoeActuary, October 23, 2001
    • 4 replies
    • 3.5k views
    • 
    • QDROphile
    • October 25, 2001

25. rollover

    By Guest b2kates, December 2, 2002
    • 4 replies
    • 1.2k views
    • 
    • david rigby
    • December 3, 2002

26. Amending a Safe Harbor Plan

    By Archimage, November 29, 2006
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • March 7, 2007

27. Owner PS/Match/SHNEC deducted but not deposited

    By Guest notapensiongeek, June 9, 2008
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • June 11, 2008

28. 402 (g) limit question

    By Guest Enda80, September 30, 2009
    • 4 replies
    • 1.6k views
    • 
    • masteff
    • September 30, 2009

29. PPA Remedial Amendment Period

    By IRA, February 24, 2010
    • 4 replies
    • 2.7k views
    • 
    • Kevin C
    • February 25, 2010

30. Terminate a SIMPLE - IRA mid year and Start a 401k?

    By Guest SWH, April 25, 2011
    • 4 replies
    • 17k views
    • 
    • John Feldt ERPA CPC QPA
    • April 25, 2011

31. 15% deductible limit in a 401(k) PS Plan--eligible to defer, not eligi

    By Guest Kelly R, July 27, 1999
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • August 5, 1999

32. 415 Limit

    By Guest Laura12345, December 2, 2002
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • December 4, 2002

33. Automatic Enrollment & Liability

    By Guest jhilliard, July 31, 2003
    • 4 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • July 31, 2003

34. Excel formula to allocate basic Safe Harbor Match contribution

    By Guest Amy Harle, August 26, 2004
    • 4 replies
    • 12.7k views
    • 
    • R. Butler
    • August 27, 2004

35. Earnings Allocation - Late Deposits

    By WesleyT, August 5, 2008
    • 4 replies
    • 2.3k views
    • 
    • Bird
    • August 6, 2008

36. safe harbor and top heavy pass

    By Guest nipa, March 23, 2010
    • 4 replies
    • 1.3k views
    • 
    • D Lewis
    • March 24, 2010

37. 401(k) Safe Harbor plan - newly acquired adopting employer

    By Guest usafa89, December 3, 2010
    • 4 replies
    • 1.7k views
    • 
    • GMK
    • December 16, 2010

38. Any way to undo a participant loan?

    By Dennis Povloski, June 23, 2011
    • 4 replies
    • 1.3k views
    • 
    • K2retire
    • June 24, 2011

39. Catch-up Order - Excess Annual Addition

    By KCA, August 8, 2016
    • 4 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • January 26, 2017

40. Allocation schedule vs. Payroll report

    By 401king, May 15, 2019
    • 4 replies
    • 1.7k views
    • 
    • 401king
    • May 16, 2019

41. Adding Managed Accounts to Plan

    By khn, September 3, 2020
    • 4 replies
    • 543 views
    • 
    • Alonzo Church
    • September 8, 2020

42. RMD Penalty Abatement

    By austin3515, February 6, 2024
    • 4 replies
    • 1.1k views
    • 
    • EPCRSGuru
    • February 8, 2024

43. Can a 401(k) feature be added b/4 year end?

    By Guest Dash02, December 28, 2006
    • 4 replies
    • 1.5k views
    • 
    • Bird
    • December 28, 2006

44. ADP Test Lay offs

    By PFranckowiak, February 24, 2010
    • 4 replies
    • 2k views
    • 
    • fiona1
    • March 2, 2010

45. tribal plan?

    By K2retire, July 29, 2011
    • 4 replies
    • 1.4k views
    • 
    • masteff
    • July 29, 2011

46. Self-employed net loss

    By R. Butler, October 21, 2013
    • 4 replies
    • 1.5k views
    • 
    • R. Butler
    • November 14, 2013

47. Power of Attorney for Sick Participant

    By JKW, June 26, 2014
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • June 27, 2014

48. Match refunded or forfeited in this case

    By BG5150, March 16, 2017
    • 4 replies
    • 528 views
    • 
    • Tom Poje
    • March 16, 2017

49. Safe Harbor Plans with Profit Sharing

    By dragondon, November 8, 2022
    • 4 replies
    • 3.5k views
    • 
    • Belgarath
    • November 9, 2022

50. OK for a 401(k) plan to have 33% of assets in Employer Stock?

    By Richard Anderson, April 10, 2001
    • 4 replies
    • 1.6k views
    • 
    • Jon Chambers
    • April 11, 2001