401(k) Plans

19,321 topics in this forum

1. Confusion over matching contributions on payroll basis.

   By Guest IanHanson, November 1, 2004
   • 4 replies
   • 1.9k views
   • 
   • Archimage
   • November 2, 2004

2. 401k vs government pension

   By Guest lieu910, February 13, 2006
   • 4 replies
   • 2k views
   • 
   • JanetM
   • February 13, 2006

3. Minimum deferral percent, plan year comp

   By Guest Achilles, January 30, 2014
   • 4 replies
   • 962 views
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   • david rigby
   • January 30, 2014

4. Uni K for SCorp

   By Pammie57, October 28, 2020
   • 4 replies
   • 803 views
   • 
   • imchipbrown
   • October 29, 2020

5. Safe Harbor Match + Discretionary Match... can the discretionary match be made after the SH Match?

   By James Shen, July 31, 2024
   • 4 replies
   • 771 views
   • 
   • Gilmore
   • August 1, 2024

6. Basic QNEC question-failed ADP

   By ratherbereading, April 16, 2025
   • 4 replies
   • 1.1k views
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   • Paul I
   • April 17, 2025

7. Rollover Question

   By Scott, September 7, 2001
   • 4 replies
   • 1.6k views
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   • david rigby
   • September 7, 2001

8. Crazy Match for those over 50

   By justatester, April 12, 2012
   • 4 replies
   • 1.1k views
   • 
   • justatester
   • April 13, 2012

9. delayed start of ACA

   By cpc0506, February 1, 2013
   • 4 replies
   • 1.1k views
   • 
   • ETA Consulting LLC
   • February 1, 2013

10. 2015 plan limits

    By pmacduff, October 6, 2014
    • 4 replies
    • 1.4k views
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    • david rigby
    • October 15, 2014

11. Affiliated Service Group

    By austin3515, February 17, 2020
    • 4 replies
    • 797 views
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    • austin3515
    • February 18, 2020

12. multiple entities/ownership - Single or Multiple ER Plan?

    By TPApril, October 5, 2021
    • 4 replies
    • 829 views
    • 
    • Mike Preston
    • October 19, 2021

13. Plans Merged; Prior Plan Administered a Higher ER Match % than Plan Doc called for. Are corrective measures needed?

    By ERISA Rookie, February 3, 2022
    • 4 replies
    • 712 views
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    • rocknrolls2
    • February 4, 2022

14. Health Ins. Opt. Out...Mandatory 401(k)?

    By Guest Bob Rosenbaum, August 2, 1999
    • 4 replies
    • 1.8k views
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    • Guest
    • August 8, 1999

15. General Test

    By justatester, March 29, 2011
    • 4 replies
    • 1.6k views
    • 
    • justatester
    • April 4, 2011

16. Corrective QNEC's for Top Heavy Safe Harbor Plans

    By Leopurrd-401k, August 3, 2023
    • 4 replies
    • 777 views
    • 
    • Paul I
    • August 3, 2023

17. 401(k) plan for LLC

    By bzorc, November 13, 2003
    • 4 replies
    • 1.4k views
    • 
    • chris
    • November 16, 2003

18. Life Insurance in Qualified Plan

    By MBCarey, January 15, 2004
    • 4 replies
    • 1.8k views
    • 
    • ccassetty
    • January 16, 2004

19. Match forfeitures

    By Guest lindamichals, February 3, 2004
    • 4 replies
    • 1.2k views
    • 
    • Brian Gallagher
    • February 4, 2004

20. Top Heavy Safe Harbor Plan, does making........

    By Guest jhilliard, May 26, 2004
    • 4 replies
    • 1.6k views
    • 
    • Blinky the 3-eyed Fish
    • May 26, 2004

21. Minimum Deferral %

    By stevena, September 30, 2005
    • 4 replies
    • 1.4k views
    • 
    • stevena
    • September 30, 2005

22. ADP Testing

    By Guest perplexedbypensions, December 28, 2006
    • 4 replies
    • 1.2k views
    • 
    • Sully
    • December 28, 2006

23. ADP prior year test method - only otherwise excludable

    By legort69, November 9, 2011
    • 4 replies
    • 3k views
    • 
    • Kevin C
    • November 11, 2011

24. Changing Provisions to a Safe Harbor Match plan mid year

    By Guest Brenda Schachle, December 20, 2011
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • December 20, 2011

25. Plan design question: Limited HCE eligibility

    By Santo Gold, December 4, 2018
    • 4 replies
    • 544 views
    • 
    • Larry Starr
    • December 5, 2018

26. 401k merged into ADP MEP, back to 401k

    By Sixers, January 31, 2019   

    • mep
    • spinoff
    • 4 replies
    • 1.2k views
    • 
    • hr for me
    • February 3, 2019

27. What to do with excess contributions that were mistaken rolled over to

    By Guest Plan the Man, July 12, 2002
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • July 16, 2002

28. Deemed Distribution for 0% Vested

    By austin3515, March 9, 2005
    • 4 replies
    • 2.3k views
    • 
    • Tom Poje
    • March 10, 2005

29. Trust to Trust Transfers

    By Guest Julie, November 29, 2006
    • 4 replies
    • 4.3k views
    • 
    • Guest
    • November 30, 2006

30. 2008 ADP Test

    By Earl, January 13, 2008
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • January 14, 2008

31. SE Income

    By Guest donl, April 13, 2012
    • 4 replies
    • 1.7k views
    • 
    • mbozek
    • May 10, 2012

32. 2014 COLA Limits and Safe Harbor Notice

    By buckaroo, October 22, 2013
    • 4 replies
    • 1.8k views
    • 
    • Tom Poje
    • October 23, 2013

33. 401k -- Bonds -- just before market crash

    By BUG, February 18, 2020
    • 4 replies
    • 1.2k views
    • 
    • Larry Starr
    • February 18, 2020

34. May a plan reference the elapsed time regulations?

    By Guest tonjer, October 23, 2002
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • October 23, 2002

35. Eligibility

    By Guest jetfaninmn, November 17, 2005
    • 4 replies
    • 1.6k views
    • 
    • saabraa
    • November 18, 2005

36. Roth 401(k) Fees

    By Archimage, February 13, 2006
    • 4 replies
    • 1.5k views
    • 
    • Archimage
    • February 13, 2006

37. DFVCP & IRS Penalties on late 5500

    By Dennis Povloski, May 19, 2010
    • 4 replies
    • 3k views
    • 
    • Belgarath
    • May 19, 2010

38. Year End Deposit of Deferrals

    By Guest JanetGS, December 10, 2013
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • December 10, 2013

39. Failed to suspend deferrals after h'ship--now what?

    By BG5150, March 22, 2019
    • 4 replies
    • 968 views
    • 
    • Luke Bailey
    • March 26, 2019

40. Does corporate resolution to make a discretionary contribution create legal obligation to do so?

    By Belgarath, August 31, 2022
    • 4 replies
    • 744 views
    • 
    • Belgarath
    • September 2, 2022

41. ATM 3/15 Deadline?

    By justatester, March 6, 2023
    • 4 replies
    • 595 views
    • 
    • Bri
    • March 6, 2023

42. Recharacterizing deferrals as profit sharing?

    By Mleech, February 14, 2025
    • 4 replies
    • 841 views
    • 
    • Mleech
    • February 15, 2025

43. Prohibited Transaction

    By Guest Thornton, December 26, 2001
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • December 31, 2001

44. Control Group

    By Guest ubpMR, June 4, 2002
    • 4 replies
    • 1.6k views
    • 
    • R. Butler
    • June 4, 2002

45. PS Shortfall in Floor/offset

    By Guest Ddalk, May 9, 2003
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • May 13, 2003

46. IRA Rollover into a 401(k) Plan

    By Alex Daisy, August 6, 2008
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • August 6, 2008

47. Preventing 415 Failure w/ 401K Plan

    By Guest Golden401k, February 27, 2009
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 2, 2009

48. Retroactive Wage Adjustment

    By Guest TuckerB, December 29, 2009
    • 4 replies
    • 1.7k views
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    • Kevin C
    • December 30, 2009

49. Multiple Employer Plan

    By Zoey, February 24, 2010
    • 4 replies
    • 1.2k views
    • 
    • Zoey
    • February 26, 2010

50. Investment of Employer Contribution

    By khn, December 4, 2018
    • 4 replies
    • 732 views
    • 
    • khn
    • December 4, 2018