401(k) Plans

19,334 topics in this forum

1. Clarification on 401(a) Enrollment Restrictions working for a non-profit

   By Nick Lenness, August 6, 2024
   • 3 replies
   • 1.2k views
   • 
   • Elizabeth G
   • August 8, 2024

2. Non-conforming states

   By Larry M, December 5, 2001
   • 3 replies
   • 2.2k views
   • 
   • Guest
   • December 6, 2001

3. HCE determination

   By ccassetty, July 14, 2003
   • 3 replies
   • 1.5k views
   • 
   • Blinky the 3-eyed Fish
   • July 14, 2003

4. PEO's and the Tax Savers Credit

   By Guest Mbrockway, February 5, 2004
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • February 26, 2004

5. QDRO

   By Guest cody, December 16, 2004
   • 3 replies
   • 1.3k views
   • 
   • QDROphile
   • December 16, 2004

6. Employee Nonqualified Deferral Election

   By rocknrolls2, March 16, 2007
   • 3 replies
   • 1.4k views
   • 
   • John Feldt ERPA CPC QPA
   • March 16, 2007

7. tax withholding pd outside of trust, now what

   By TPApril, March 25, 2014
   • 3 replies
   • 1.1k views
   • 
   • Peter Gulia
   • March 27, 2014

8. National Independent 401(k) Benchmarking Services

   By Eric Taylor, January 6, 2016
   • 3 replies
   • 1k views
   • 
   • Bill Presson
   • January 8, 2016

9. Plan Design - Using Staffing Company

   By PFranckowiak, September 16, 2019
   • 3 replies
   • 2.4k views
   • 
   • Larry Starr
   • September 16, 2019

10. My company sold in a stock sale. I want to roll my 401K over to anothe

    By Guest spike, December 10, 1999
    • 3 replies
    • 1.7k views
    • 
    • QDROphile
    • December 11, 1999

11. Employer Roth contribution option

    By Tom, April 24, 2025
    • 3 replies
    • 1.2k views
    • 
    • Artie M
    • April 25, 2025

12. compensation in safe harbor plan

    By betheeg, February 26, 2003
    • 3 replies
    • 1.2k views
    • 
    • jaemmons
    • February 28, 2003

13. Testamentary trust and named beneficiary

    By Guest Iwonder, December 19, 2005
    • 3 replies
    • 2.5k views
    • 
    • Appleby
    • December 21, 2005

14. RMD

    By Guest Ted Kowalchuk, CFP, CFS,, March 13, 2006
    • 3 replies
    • 1.4k views
    • 
    • Bird
    • March 13, 2006

15. After Tax (not Roth) Contributions / ACP Test

    By BeanCounterBlues, January 17, 2008
    • 3 replies
    • 3k views
    • 
    • BeanCounterBlues
    • January 17, 2008

16. Form 5330

    By justatester, April 17, 2012
    • 3 replies
    • 2.1k views
    • 
    • fiona1
    • April 19, 2012

17. Removing life insurance feature

    By Guest Schitze32, September 12, 2013
    • 3 replies
    • 914 views
    • 
    • Guest
    • September 13, 2013

18. SH 401(k) Plan where deductions have not been submitted

    By Theresa, March 28, 2019
    • 3 replies
    • 452 views
    • 
    • 401king
    • March 29, 2019

19. Failure to report late deposits, failure to file 5330

    By LMK TPA, August 7, 2024
    • 3 replies
    • 1.3k views
    • 
    • Ilene Ferenczy
    • August 9, 2024

20. Does anyone have any samples of intergrated with SS allocations? How changing your PS allocation to be integrated with SS would change how much the "older" workforce would receive?

    By Guest jhilliard, November 14, 2003
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • November 14, 2003

21. Forfeiture of Matching Contribution associated with Refunded Deferrals

    By Guest Grumpy455, May 23, 2005
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • May 23, 2005

22. User Fee and Tax Credit

    By Guest caddieadmin, February 22, 2007
    • 3 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • February 22, 2007

23. Compensation Testing

    By Guest phy401k, January 13, 2009
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • January 13, 2009

24. Fund not accepting liquidation requests

    By K2retire, September 8, 2009
    • 3 replies
    • 1k views
    • 
    • mbozek
    • September 8, 2009

25. Looking for sample investment policy for 401(k) plan

    By k man, July 7, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • July 13, 2000

26. Do Statutory Employees who get a W-2 count as employees for auto enrollment purposes

    By Will.I.Am, October 9, 2024
    • 3 replies
    • 832 views
    • 
    • Lou S.
    • October 10, 2024

27. 401(k) limit

    By Guest TTATE, August 1, 2003
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • August 5, 2003

28. Loan payments--people get paid bi-weekly, send monthly contribs

    By Brian Gallagher, November 14, 2003
    • 3 replies
    • 1.2k views
    • 
    • E as in ERISA
    • November 14, 2003

29. Acquisition and HCE determination

    By Guest cosmo1215, December 16, 2004
    • 3 replies
    • 2.4k views
    • 
    • g8r
    • December 21, 2004

30. Too late for a short plan year?

    By BG5150, December 1, 2009
    • 3 replies
    • 1.7k views
    • 
    • BG5150
    • December 2, 2009

31. No elective deferral suspension for non-hardship in-service distribution....Right?

    By ERISAatty, May 19, 2011
    • 3 replies
    • 1.7k views
    • 
    • QDROphile
    • May 20, 2011

32. Forfeitures

    By ac, November 4, 2015
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • November 5, 2015

33. Recogniing Service w/ Prior Employer - Projected HCE

    By austin3515, February 25, 2016
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • February 25, 2016

34. SIMPLE 401(k) to Traditional 401(k)

    By Christopher, July 5, 2018
    • 3 replies
    • 1.1k views
    • 
    • JackS
    • July 9, 2018

35. Form 8955-SSA (Check mark column)

    By Christopher Wilson, July 23, 2019
    • 3 replies
    • 976 views
    • 
    • Kristina
    • July 24, 2019

36. coverage test

    By mehmgo, January 4, 2021
    • 3 replies
    • 600 views
    • 
    • FORMER ESQ.
    • January 5, 2021

37. Addition of investment alternative - advance notice requirement?

    By Belgarath, January 12, 2023
    • 3 replies
    • 741 views
    • 
    • Peter Gulia
    • February 7, 2023

38. Handling of Illiquid Investments When Profit Sharing Plan is Amended to Self-Directed 401(k)

    By Connor, August 8, 2024
    • 3 replies
    • 796 views
    • 
    • Connor
    • August 8, 2024

39. Is Federal Tax withholding required on RMD?

    By Tom, October 10, 2024
    • 3 replies
    • 1.7k views
    • 
    • Lou S.
    • October 10, 2024

40. Age weighted and 401(a)(4) non discrimination Testing

    By TH 401k, August 20, 2025
    • 3 replies
    • 560 views
    • 
    • Bri
    • August 21, 2025

41. ERISA plans buying bonds

    By fidu, August 5, 2002
    • 3 replies
    • 2.2k views
    • 
    • fidu
    • August 8, 2002

42. MRD's--spousal consent and hangers on

    By Brian Gallagher, October 27, 2003
    • 3 replies
    • 2.5k views
    • 
    • KJohnson
    • October 27, 2003

43. Safe Harbor Eligibility

    By Guest dstran, March 13, 2006
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • March 15, 2006

44. Safe-harbor plan with a CODA

    By Guest Bruce Bonanomi, April 7, 2006
    • 3 replies
    • 5.2k views
    • 
    • Bill Presson
    • April 8, 2006

45. Tax Withholding on Distributions

    By TPA Bob, July 15, 2010
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • July 15, 2010

46. safe harbor match true up

    By K2retire, September 12, 2013
    • 3 replies
    • 1.5k views
    • 
    • K2retire
    • September 13, 2013

47. compensation

    By mehmgo, August 26, 2014
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • August 27, 2014

48. 401k Eligibility

    By RP, July 24, 2019
    • 3 replies
    • 737 views
    • 
    • Patricia Neal Jensen
    • July 24, 2019

49. Plan aggregation for top heavy

    By Guest jkrad, March 17, 2003
    • 3 replies
    • 1k views
    • 
    • R. Butler
    • March 18, 2003

50. Control Group w/ multiple investment providers

    By Guest padmin, December 16, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2004