401(k) Plans

19,321 topics in this forum

1. QDRO

   By Guest cody, December 16, 2004
   • 3 replies
   • 1.3k views
   • 
   • QDROphile
   • December 16, 2004

2. Employee Nonqualified Deferral Election

   By rocknrolls2, March 16, 2007
   • 3 replies
   • 1.4k views
   • 
   • John Feldt ERPA CPC QPA
   • March 16, 2007

3. tax withholding pd outside of trust, now what

   By TPApril, March 25, 2014
   • 3 replies
   • 1.1k views
   • 
   • Peter Gulia
   • March 27, 2014

4. National Independent 401(k) Benchmarking Services

   By Eric Taylor, January 6, 2016
   • 3 replies
   • 997 views
   • 
   • Bill Presson
   • January 8, 2016

5. Plan Design - Using Staffing Company

   By PFranckowiak, September 16, 2019
   • 3 replies
   • 2.4k views
   • 
   • Larry Starr
   • September 16, 2019

6. My company sold in a stock sale. I want to roll my 401K over to anothe

   By Guest spike, December 10, 1999
   • 3 replies
   • 1.7k views
   • 
   • QDROphile
   • December 11, 1999

7. Employer Roth contribution option

   By Tom, April 24, 2025
   • 3 replies
   • 1.2k views
   • 
   • Artie M
   • April 25, 2025

8. compensation in safe harbor plan

   By betheeg, February 26, 2003
   • 3 replies
   • 1.2k views
   • 
   • jaemmons
   • February 28, 2003

9. Testamentary trust and named beneficiary

   By Guest Iwonder, December 19, 2005
   • 3 replies
   • 2.5k views
   • 
   • Appleby
   • December 21, 2005

10. RMD

    By Guest Ted Kowalchuk, CFP, CFS,, March 13, 2006
    • 3 replies
    • 1.4k views
    • 
    • Bird
    • March 13, 2006

11. After Tax (not Roth) Contributions / ACP Test

    By BeanCounterBlues, January 17, 2008
    • 3 replies
    • 3k views
    • 
    • BeanCounterBlues
    • January 17, 2008

12. Form 5330

    By justatester, April 17, 2012
    • 3 replies
    • 2.1k views
    • 
    • fiona1
    • April 19, 2012

13. Removing life insurance feature

    By Guest Schitze32, September 12, 2013
    • 3 replies
    • 911 views
    • 
    • Guest
    • September 13, 2013

14. SH 401(k) Plan where deductions have not been submitted

    By Theresa, March 28, 2019
    • 3 replies
    • 443 views
    • 
    • 401king
    • March 29, 2019

15. Failure to report late deposits, failure to file 5330

    By LMK TPA, August 7, 2024
    • 3 replies
    • 1.3k views
    • 
    • Ilene Ferenczy
    • August 9, 2024

16. Does anyone have any samples of intergrated with SS allocations? How changing your PS allocation to be integrated with SS would change how much the "older" workforce would receive?

    By Guest jhilliard, November 14, 2003
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • November 14, 2003

17. Forfeiture of Matching Contribution associated with Refunded Deferrals

    By Guest Grumpy455, May 23, 2005
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • May 23, 2005

18. User Fee and Tax Credit

    By Guest caddieadmin, February 22, 2007
    • 3 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • February 22, 2007

19. Compensation Testing

    By Guest phy401k, January 13, 2009
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • January 13, 2009

20. Fund not accepting liquidation requests

    By K2retire, September 8, 2009
    • 3 replies
    • 1k views
    • 
    • mbozek
    • September 8, 2009

21. Looking for sample investment policy for 401(k) plan

    By k man, July 7, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • July 13, 2000

22. Do Statutory Employees who get a W-2 count as employees for auto enrollment purposes

    By Will.I.Am, October 9, 2024
    • 3 replies
    • 817 views
    • 
    • Lou S.
    • October 10, 2024

23. 401(k) limit

    By Guest TTATE, August 1, 2003
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • August 5, 2003

24. Loan payments--people get paid bi-weekly, send monthly contribs

    By Brian Gallagher, November 14, 2003
    • 3 replies
    • 1.2k views
    • 
    • E as in ERISA
    • November 14, 2003

25. Acquisition and HCE determination

    By Guest cosmo1215, December 16, 2004
    • 3 replies
    • 2.4k views
    • 
    • g8r
    • December 21, 2004

26. Too late for a short plan year?

    By BG5150, December 1, 2009
    • 3 replies
    • 1.7k views
    • 
    • BG5150
    • December 2, 2009

27. No elective deferral suspension for non-hardship in-service distribution....Right?

    By ERISAatty, May 19, 2011
    • 3 replies
    • 1.7k views
    • 
    • QDROphile
    • May 20, 2011

28. Forfeitures

    By ac, November 4, 2015
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • November 5, 2015

29. Recogniing Service w/ Prior Employer - Projected HCE

    By austin3515, February 25, 2016
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • February 25, 2016

30. SIMPLE 401(k) to Traditional 401(k)

    By Christopher, July 5, 2018
    • 3 replies
    • 1.1k views
    • 
    • JackS
    • July 9, 2018

31. Form 8955-SSA (Check mark column)

    By Christopher Wilson, July 23, 2019
    • 3 replies
    • 968 views
    • 
    • Kristina
    • July 24, 2019

32. coverage test

    By mehmgo, January 4, 2021
    • 3 replies
    • 589 views
    • 
    • FORMER ESQ.
    • January 5, 2021

33. Addition of investment alternative - advance notice requirement?

    By Belgarath, January 12, 2023
    • 3 replies
    • 720 views
    • 
    • Peter Gulia
    • February 7, 2023

34. Handling of Illiquid Investments When Profit Sharing Plan is Amended to Self-Directed 401(k)

    By Connor, August 8, 2024
    • 3 replies
    • 781 views
    • 
    • Connor
    • August 8, 2024

35. Is Federal Tax withholding required on RMD?

    By Tom, October 10, 2024
    • 3 replies
    • 1.5k views
    • 
    • Lou S.
    • October 10, 2024

36. Age weighted and 401(a)(4) non discrimination Testing

    By TH 401k, August 20, 2025
    • 3 replies
    • 524 views
    • 
    • Bri
    • August 21, 2025

37. ERISA plans buying bonds

    By fidu, August 5, 2002
    • 3 replies
    • 2.2k views
    • 
    • fidu
    • August 8, 2002

38. MRD's--spousal consent and hangers on

    By Brian Gallagher, October 27, 2003
    • 3 replies
    • 2.5k views
    • 
    • KJohnson
    • October 27, 2003

39. Safe Harbor Eligibility

    By Guest dstran, March 13, 2006
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • March 15, 2006

40. Safe-harbor plan with a CODA

    By Guest Bruce Bonanomi, April 7, 2006
    • 3 replies
    • 5.2k views
    • 
    • Bill Presson
    • April 8, 2006

41. Tax Withholding on Distributions

    By TPA Bob, July 15, 2010
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • July 15, 2010

42. safe harbor match true up

    By K2retire, September 12, 2013
    • 3 replies
    • 1.5k views
    • 
    • K2retire
    • September 13, 2013

43. compensation

    By mehmgo, August 26, 2014
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • August 27, 2014

44. 401k Eligibility

    By RP, July 24, 2019
    • 3 replies
    • 729 views
    • 
    • Patricia Neal Jensen
    • July 24, 2019

45. Plan aggregation for top heavy

    By Guest jkrad, March 17, 2003
    • 3 replies
    • 1k views
    • 
    • R. Butler
    • March 18, 2003

46. Control Group w/ multiple investment providers

    By Guest padmin, December 16, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2004

47. Roth 401(k) Amendments

    By PMC, April 7, 2006
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • April 10, 2006

48. Catch-up reclassification

    By MoShawn, January 17, 2008
    • 3 replies
    • 2.2k views
    • 
    • buckaroo
    • January 23, 2008

49. Earnings on Late Roth Deferrals

    By Guest saotampa, July 15, 2010
    • 3 replies
    • 1.8k views
    • 
    • Bird
    • July 16, 2010

50. rate of match

    By Earl, March 7, 2011
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • March 8, 2011