401(k) Plans

19,334 topics in this forum

1. When can I set up a new 401(k) to avoid top heavy

   By kmciver, September 14, 2005
   • 2 replies
   • 1.6k views
   • 
   • Alf
   • September 15, 2005

2. Match Requirements

   By Guest JBarn, August 31, 1999
   • 3 replies
   • 1.6k views
   • 
   • Guest
   • September 13, 1999

3. Safe Harbor vs Solo 401k Conversion

   By bluehavana2, May 10, 2025
   • 9 replies
   • 1.6k views
   • 
   • bluehavana2
   • May 13, 2025

4. Ineligible participant contributions

   By Dazednconfused, July 22, 2010
   • 3 replies
   • 1.6k views
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   • rcline46
   • August 3, 2010

5. Qualified Plan Assets in a QDOT

   By Guest kstorch, November 27, 2001
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • November 27, 2001

6. Top Heavy Allocation to Key Employees

   By NW529, August 10, 2020   

   • 401k
   • top heavy
   • (and 1 more)

     Tagged with:

     • 401k
     • top heavy
     • key employee
   • 16 replies
   • 1.6k views
   • 
   • BG5150
   • August 12, 2020

7. Safe Harbor with Company Stock

   By 401_4_ever, January 16, 2007
   • 4 replies
   • 1.6k views
   • 
   • 401_4_ever
   • January 19, 2007

8. Form 1099-R

   By Guest Phineas, December 15, 2009
   • 2 replies
   • 1.6k views
   • 
   • GMK
   • December 15, 2009

9. Can QNEC to cure ACP failure be funded from Forf account?

   By Guest Spock, March 7, 2014   

   • ACP QNEC and Forfeiture Accou
   • 5 replies
   • 1.6k views
   • 
   • Guest
   • March 7, 2014

10. Top Heavy Issue

    By Guest wjr, November 17, 2004
    • 3 replies
    • 1.6k views
    • 
    • BG5150
    • November 23, 2021

11. 1099-R 59 1/2 Distribution Code

    By PainPA, January 17, 2014
    • 2 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • January 17, 2014

12. Aggregation

    By CJS07, March 9, 2007
    • 5 replies
    • 1.6k views
    • 
    • J Simmons
    • May 30, 2007

13. Incorrect ADP refund

    By Guest niceguymike1, July 22, 2013
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 22, 2013

14. Timing of contribution submissions

    By Guest LSULLIVAN, June 17, 2008
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • June 18, 2008

15. Forfeitures as the ending balance for a form 5500

    By Jen Wallace, July 12, 2018
    • 3 replies
    • 1.6k views
    • 
    • CJ Allen
    • July 16, 2018

16. New calendar year safe-harbor 401(k) plan as of 4/1/02; what time period to use in calculating compensation?

    By Jilliandiz, September 17, 2003
    • 3 replies
    • 1.6k views
    • 
    • g8r
    • September 25, 2003

17. Includible Comp

    By austin3515, March 26, 2008
    • 7 replies
    • 1.6k views
    • 
    • austin3515
    • March 31, 2008

18. "earliest retirement date" in QDRO

    By Guest mmc, February 25, 2005
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • February 25, 2005

19. Withholding on Roth distrib under $200

    By dcoderre, August 26, 2007
    • 0 replies
    • 1.6k views
    • 
    • dcoderre
    • August 26, 2007

20. ADP test and compensation pro rated?

    By Guest Tara Curran, September 5, 2002
    • 1 reply
    • 1.6k views
    • 
    • jaemmons
    • September 5, 2002

21. HCE violates 415 -

    By Guest CGBS, January 12, 2001
    • 2 replies
    • 1.6k views
    • 
    • QDROphile
    • January 13, 2001

22. Includible Compensation

    By emmetttrudy, December 1, 2010
    • 4 replies
    • 1.6k views
    • 
    • Jim Chad
    • December 2, 2010

23. USERRA make-up contributions

    By ccassetty, November 8, 2001
    • 0 replies
    • 1.6k views
    • 
    • ccassetty
    • November 8, 2001

24. Is it better to liquidate a 401a or 401k?

    By Guest AgentM, August 4, 2008
    • 2 replies
    • 1.6k views
    • 
    • GBurns
    • August 4, 2008

25. ADP failure for 2006

    By fiona1, September 30, 2008
    • 5 replies
    • 1.6k views
    • 
    • Leopurrd
    • September 30, 2008

26. Withholding as Pretax for 2022 when should have been Roth

    By Tom, March 7, 2023
    • 4 replies
    • 1.6k views
    • 
    • Bruce1
    • December 11, 2024

27. charitable trust as beneficiary of participant

    By Guest cascigm, August 25, 1999
    • 2 replies
    • 1.6k views
    • 
    • Wessex
    • August 26, 1999

28. Safe Harbor Plan and Controlled Group

    By Guest cxs, September 13, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 22, 2005

29. Owner of a corporation wants to take back deferrals in current plan year

    By Guest terric, June 24, 2004
    • 4 replies
    • 1.6k views
    • 
    • david rigby
    • June 29, 2004

30. vesting for stand-alone plan merging into MEP

    By AlbanyConsultant, December 18, 2023
    • 9 replies
    • 1.6k views
    • 
    • david rigby
    • December 29, 2023

31. which is corrected first - plan limit on deferrals or 402(g)?

    By Lynn Campbell, January 14, 2003
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • January 15, 2003

32. Can a participant purchase stock in his directed account of a company

    By Guest, March 27, 2001
    • 4 replies
    • 1.6k views
    • 
    • RCK
    • April 3, 2001

33. Distribution to a Testamentary Trust not eligible for rollover

    By Guest GordonJ, October 11, 2000
    • 1 reply
    • 1.6k views
    • 
    • Mary Kay Foss
    • October 12, 2000

34. Breaks in service while still employed

    By Loves401(k), February 20, 2018
    • 7 replies
    • 1.6k views
    • 
    • CJ Allen
    • February 22, 2018

35. SHNE plus non-vested PS

    By ombskid, April 23, 2020
    • 5 replies
    • 1.6k views
    • 
    • Mike Preston
    • April 23, 2020

36. How do you do ADP testing when 2 plans merged during the plan year??

    By Guest LJS, June 25, 1999
    • 1 reply
    • 1.6k views
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    • Tom Poje
    • June 29, 1999

37. Same desk, protected benefits and direct rollovers

    By Guest Mrilaomt, September 2, 2005
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 12, 2005

38. 401(K) Corrective Contribution and General Testing

    By Guest geschaft, January 23, 2007
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • January 23, 2007

39. ESOP401(K)Annual Addition limits.

    By Guest Babs, August 7, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • August 25, 1999

40. Annual match true-up

    By buckaroo, January 16, 2008
    • 2 replies
    • 1.6k views
    • 
    • JanetM
    • January 17, 2008

41. 401(k) safe harbor commitment to only NHCE's

    By Brenda Wren, January 12, 2005
    • 4 replies
    • 1.6k views
    • 
    • Blinky the 3-eyed Fish
    • January 28, 2005

42. Qualified CODA...

    By Guest EPS2, November 5, 2008
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • November 6, 2008

43. One-time nonelective contribution for acquired employees

    By 7806akp, February 21, 2011
    • 7 replies
    • 1.6k views
    • 
    • austin3515
    • February 22, 2011

44. Safe Harbor for HCE's

    By ombskid, June 27, 2007
    • 4 replies
    • 1.6k views
    • 
    • Kimberly S
    • July 2, 2007

45. Replacement Plan

    By Gary, March 7, 2008
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 8, 2008

46. Investment Advisor Fees

    By Guest BenefitMgr, March 17, 2010
    • 4 replies
    • 1.6k views
    • 
    • MSN
    • March 17, 2010

47. Does stock held in a trust count toward HCE status for ADP testing pur

    By Guest MAWalsh, March 15, 2002
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • March 15, 2002

48. Employer Contributions - Timing of Deposit

    By Guest Stacey Potts, March 1, 2011
    • 2 replies
    • 1.6k views
    • 
    • austin3515
    • March 2, 2011

49. Catch-up Contributions

    By Guest t936, August 2, 2001
    • 1 reply
    • 1.6k views
    • 
    • MGB
    • August 3, 2001

50. Taxes on interest of 401k loan

    By Guest mcdanieldon, February 25, 2004
    • 3 replies
    • 1.6k views
    • 
    • E as in ERISA
    • February 26, 2004