401(k) Plans

19,321 topics in this forum

1. Corporate trusteeship versus self-trusteeship? Ramifications of both?

   By Guest Kent Scrivener, March 14, 2000
   • 3 replies
   • 1.5k views
   • 
   • Jon Chambers
   • March 21, 2000

2. 401(k) termination and distribution prior to sale of stock in plan spo

   By Guest EMC, November 16, 2000
   • 3 replies
   • 3.1k views
   • 
   • KJohnson
   • November 17, 2000

3. Family Attribution Rules

   By Guest rmyoung, November 13, 2002
   • 3 replies
   • 2.3k views
   • 
   • R. Butler
   • November 13, 2002

4. Failing ADP test: Want to use QMAC contribution (allocated to only those that deferred). Relius doesn't calculate: Any suggestions?

   By Guest DIGMYDOG, August 6, 2004
   • 3 replies
   • 3.8k views
   • 
   • Tom Poje
   • August 9, 2004

5. 401(k) contribution limits and health benefits

   By Guest paytaxesforusa, April 10, 2006
   • 3 replies
   • 8.7k views
   • 
   • GBurns
   • April 21, 2006

6. Retirment plan comparisons

   By FJR, April 25, 2002
   • 3 replies
   • 2.4k views
   • 
   • Guest
   • May 1, 2002

7. Safe Harbor 3% Contribution?

   By Jilliandiz, January 11, 2005
   • 3 replies
   • 1.6k views
   • 
   • austin3515
   • January 11, 2005

8. Top heavy minimum given to a plan with safe harbor match

   By blue, April 4, 2005
   • 3 replies
   • 1.4k views
   • 
   • austin3515
   • April 5, 2005

9. ADP/ACP Test Shifting Question

   By Lou S., February 10, 2009
   • 3 replies
   • 3k views
   • 
   • Below Ground
   • February 10, 2009

10. Applying for a Determination Letter (Form 5300)

    By fiona1, November 16, 2011
    • 3 replies
    • 1.2k views
    • 
    • fiona1
    • November 16, 2011

11. Loan Overpayments

    By kmhaab, February 14, 2024
    • 3 replies
    • 1.2k views
    • 
    • ratherbereading
    • February 14, 2024

12. Employer Current Trends

    By Guest Candy Donegan, October 28, 2003
    • 3 replies
    • 1.5k views
    • 
    • Brian Gallagher
    • October 29, 2003

13. Expenses paid from plan

    By Guest KeithinClev, January 20, 2004
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • January 20, 2004

14. Can brothers use Uni-(k)?

    By Guest Commuter Rex, October 12, 2004
    • 3 replies
    • 1.1k views
    • 
    • Appleby
    • October 12, 2004

15. One Person 401k - permissible investments - LLC's, LLP's, etc...

    By Guest Ducks, December 16, 2004
    • 3 replies
    • 1.8k views
    • 
    • alanm
    • December 17, 2004

16. Loan in excess of 50%

    By Guest rgorman, April 27, 2005
    • 3 replies
    • 1.5k views
    • 
    • WDIK
    • April 28, 2005

17. Loan Amortization Hell

    By Guest PensionGeek, September 12, 2005
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • September 15, 2005

18. Trading Restrictions on Company Stock

    By RCK, January 29, 2007
    • 3 replies
    • 1.5k views
    • 
    • JanetM
    • January 30, 2007

19. Corp Tax Deadline and PS Funding

    By Guest saotampa, February 23, 2007
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • February 23, 2007

20. Traditional SH Match/Top Heavy

    By Cathy from Chicago, December 11, 2007
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 13, 2007

21. IRA Rollover into 401(k) Plan

    By Alex Daisy, March 19, 2008
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • March 25, 2008

22. Multiple Employer Plan - one sponsor discontinues

    By Guest Moira, December 2, 2009
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • December 16, 2009

23. Roth Simple 401(k)

    By Gary Lesser, May 20, 2011
    • 3 replies
    • 1.5k views
    • 
    • masteff
    • May 21, 2011

24. Controlled Group Question

    By AJ North, June 4, 2012
    • 3 replies
    • 1k views
    • 
    • AJ North
    • June 5, 2012

25. 872-H

    By austin3515, March 27, 2014
    • 3 replies
    • 2.7k views
    • 
    • austin3515
    • March 27, 2014

26. Fee Disclosures

    By austin3515, May 19, 2014
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • May 20, 2014

27. Cross Tested, 3% SH, and Top Heavy, Gateway Comp

    By Mr Bagwell, November 5, 2019   

    • cross tested
    • top heavy
    • (and 1 more)

      Tagged with:

      • cross tested
      • top heavy
      • 3%shnec
    • 3 replies
    • 1.2k views
    • 
    • Doc Ument
    • November 6, 2019

28. Benchmarking - Waiting Period for 401(k) Plans

    By Guest AnnB, October 30, 1998
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • November 5, 1998

29. 401k pre-tax vs. post-tax

    By Guest stevemurdock, July 16, 2001
    • 3 replies
    • 4.2k views
    • 
    • Guest
    • July 18, 2001

30. Correcting 415 Excess with Matched Deferrals

    By EBECatty, August 22, 2025
    • 3 replies
    • 720 views
    • 
    • EBECatty
    • August 25, 2025

31. Failed 414s test in safe harbor plan

    By 30Rock, December 17, 2025
    • 3 replies
    • 337 views
    • 
    • Kevin C
    • January 11

32. Catch-up and 5330

    By Guest bjschiedel, June 19, 2003
    • 3 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • June 20, 2003

33. Highly Compensated Employee (HCE)

    By Guest AJM 34, April 13, 2007
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • April 14, 2007

34. 401(k) / Control Group / combined testing?

    By Guest silversurfer550, February 7, 2014
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 7, 2014

35. Plan number when moving from MEP

    By cpc0506, October 18, 2018
    • 3 replies
    • 1.1k views
    • 
    • Larry Starr
    • October 23, 2018

36. What is the latest date that an existing 401(k) plan has to adopt the

    By Guest Joe Vasko, August 4, 2000
    • 3 replies
    • 1.7k views
    • 
    • actuarysmith
    • August 8, 2000

37. 404(c) and invesment managers

    By k man, May 29, 2001
    • 3 replies
    • 1.7k views
    • 
    • Jon Chambers
    • May 30, 2001

38. Profit Sharing Contribution Allocated for 12-month Period other than t

    By Guest T-BONE, September 18, 2002
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • September 19, 2002

39. Top Heavy Question

    By Guest mattman, April 23, 2003
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • April 24, 2003

40. LATE QDIA/FEE DISCLOSURE NOTICES

    By Karoline Curran, August 31, 2018
    • 3 replies
    • 1.8k views
    • 
    • Bird
    • December 20, 2018

41. ADP Test and Comp Limit

    By Dougsbpc, February 8, 2019
    • 3 replies
    • 972 views
    • 
    • Luke Bailey
    • February 11, 2019

42. Open MEP Form 5500 Filing Requirements

    By JustMe, July 13, 2020
    • 3 replies
    • 1.9k views
    • 
    • Alonzo Church
    • July 15, 2020

43. Is leaving for an employer’s non-US affiliate a severance-from-employment?

    By Peter Gulia, July 1, 2022   

    • severance-from-employment
    • 3 replies
    • 628 views
    • 
    • CuseFan
    • July 5, 2022

44. Fixed Match Mistakenly Retained When SH Match Adopted

    By Plan Doc, February 14, 2024
    • 3 replies
    • 710 views
    • 
    • Lou S.
    • February 15, 2024

45. State Withholding Rules

    By austin3515, November 2, 2009
    • 3 replies
    • 2.8k views
    • 
    • PensionPro
    • November 2, 2009

46. EFTPS and Plan Withholdings

    By Guest Dell, January 7, 2011
    • 3 replies
    • 2.1k views
    • 
    • Übernerd
    • February 24, 2011

47. Black Out

    By PFranckowiak, May 20, 2011
    • 3 replies
    • 1.2k views
    • 
    • Bill Presson
    • May 23, 2011

48. Break in Service Rule

    By Guest TPA Guy, March 15, 2012
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • March 19, 2012

49. Distributions double counted due to TPA reporting error

    By yd37, August 18, 2016   

    • Form 5550
    • distributions
    • (and 3 more)

      Tagged with:

      • Form 5550
      • distributions
      • loan offset
      • loans
      • 401k
    • 3 replies
    • 1.4k views
    • 
    • K2retire
    • August 25, 2016

50. Auto Enrollment Required?

    By Barbara, October 11, 2023
    • 3 replies
    • 939 views
    • 
    • Barbara
    • October 12, 2023