401(k) Plans

19,321 topics in this forum

1. Audit requirements for a single employer plan where more than one empl

   By Guest Pat Metallic, August 30, 2000
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • August 30, 2000

2. ADP Testing

   By imchipbrown, June 19, 2003
   • 3 replies
   • 1.1k views
   • 
   • imchipbrown
   • June 20, 2003

3. Employer Match - What does this mean?

   By Guest tgraham, January 20, 2004
   • 3 replies
   • 1.3k views
   • 
   • Mike Preston
   • January 20, 2004

4. Schedule C Compensation

   By Guest DBNewbie, April 13, 2004
   • 3 replies
   • 1.9k views
   • 
   • Blinky the 3-eyed Fish
   • April 13, 2004

5. Change plan comp- retroactive correction

   By jmartin, June 12, 2013
   • 3 replies
   • 922 views
   • 
   • jmartin
   • June 12, 2013

6. LLC Partnership Draws

   By coleboy, March 25, 2018
   • 3 replies
   • 982 views
   • 
   • Loves401(k)
   • March 26, 2018

7. SAR and Disclosure notices

   By mehmgo, December 13, 2021
   • 3 replies
   • 1.1k views
   • 
   • ratherbereading
   • December 14, 2021

8. A company with roth conversion of PRE tax contributions inside of its 401k ?

   By JamesS, July 4, 2022
   • 3 replies
   • 715 views
   • 
   • JOH
   • July 6, 2022

9. Does this plan have an impermissible hardship provision and if so, wha

   By John A, December 10, 1999
   • 3 replies
   • 2.1k views
   • 
   • MWeddell
   • December 20, 1999

10. Co-mingling before-tax money with after-tax money in a conduit IRA.

    By Guest T Cahoon, March 18, 2000
    • 3 replies
    • 1.5k views
    • 
    • IRC401
    • March 22, 2000

11. 401k Plan Loan Default

    By ratherbereading, April 29, 2025
    • 3 replies
    • 957 views
    • 
    • ratherbereading
    • April 30, 2025

12. Prorate Comp on a Nonelective SH Contribution

    By Guest darrensoup, January 11, 2005
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • January 11, 2005

13. safe harbor 401k and union employees

    By Santo Gold, June 22, 2005
    • 3 replies
    • 3.1k views
    • 
    • MWeddell
    • June 24, 2005

14. Termination of Employment - Time period to repay loan

    By Guest SWH, March 19, 2008
    • 3 replies
    • 2.1k views
    • 
    • QDROphile
    • March 20, 2008

15. Initial Plan Audit

    By Guest msnow, March 15, 2012
    • 3 replies
    • 1.6k views
    • 
    • rcline46
    • March 16, 2012

16. Multiple Employer Plan with Stock Ownership Change

    By msmith, February 7, 2014
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • February 10, 2014

17. TWO 401(k) Plans

    By Sydney, May 15, 2018
    • 3 replies
    • 792 views
    • 
    • Larry Starr
    • May 15, 2018

18. Roth Rollovers but not Roth 401(k) Elective Deferrals

    By pjb1835, December 12, 2018
    • 3 replies
    • 765 views
    • 
    • Kevin C
    • December 12, 2018

19. ASG vs. MEP

    By cerickson, July 25, 2019
    • 3 replies
    • 726 views
    • 
    • david rigby
    • July 26, 2019

20. Final 5500 for merged plans

    By Guest Laura A, November 4, 1998
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • November 7, 1998

21. Deductible year of late safe harbor contributions

    By KevinMc, July 5, 2022
    • 3 replies
    • 586 views
    • 
    • CuseFan
    • July 5, 2022

22. Can associated match not be forfeited if return of excess aggregate co

    By John A, December 13, 1999
    • 3 replies
    • 2k views
    • 
    • MWeddell
    • December 20, 1999

23. Same Desk Rule

    By Guest SHEILA GRANT, August 2, 2001
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • August 6, 2001

24. Key + safe harbor match

    By Guest dhall, January 15, 2009
    • 3 replies
    • 987 views
    • 
    • Tom Poje
    • January 15, 2009

25. 401(k) Plan Questionnaire - Response Extension

    By Guest billyj, June 18, 2010
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • August 5, 2010

26. 401k Plan Term / Eligiblity for Rollover

    By austin3515, March 8, 2011
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • March 10, 2011

27. 401k Safe Harbor Question

    By RTChief, February 3, 2017   

    • 401k
    • 3 replies
    • 680 views
    • 
    • RTChief
    • February 3, 2017

28. ADP/ACP failure late correction - 1099 year?

    By WCC, December 12, 2018
    • 3 replies
    • 771 views
    • 
    • Luke Bailey
    • December 13, 2018

29. Super top heavy minimum contribution for a profit shating plan

    By Guest Pat Metallic, September 22, 2000
    • 3 replies
    • 1.9k views
    • 
    • david rigby
    • September 25, 2000

30. ADP Testing

    By Guest cease, June 20, 2003
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • June 20, 2003

31. New plan using prior year %'s, but no contributions made in 1st plan year?

    By jaemmons, January 20, 2004
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 21, 2004

32. ..is there a bigger waste of our time than the schedule D?

    By MR, May 4, 2004
    • 3 replies
    • 1.4k views
    • 
    • david rigby
    • May 4, 2004

33. Latest date to start Deferrals - new calendar year Plan w/ Non-HCE

    By SomeQSomeA, November 8, 2015   

    • Effective availability
    • safe harbor
    • (and 2 more)

      Tagged with:

      • Effective availability
      • safe harbor
      • deferrals
      • non-HCE
    • 3 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

34. QDIA Question - Age Brackets for Default Investment

    By 52626, June 17, 2016
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • June 21, 2016

35. Minimum Gateway and 414(s) Comp

    By buckaroo, December 7, 2017
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 8, 2017

36. What is the basic difference between Related Employers & Multiple Employer Plan?

    By stephen20, October 13, 2021
    • 3 replies
    • 1.8k views
    • 
    • QDROphile
    • October 15, 2021

37. Taxes on interest of 401k loan

    By Guest mcdanieldon, February 25, 2004
    • 3 replies
    • 1.6k views
    • 
    • E as in ERISA
    • February 26, 2004

38. New or Successor Plan II

    By Nate X, July 19, 2006
    • 3 replies
    • 1.3k views
    • 
    • Jean
    • July 20, 2006

39. Safe harbor 3% and Comp while a participant

    By rfahey, February 23, 2007
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • February 28, 2007

40. Safe Harbor 401(k) Plan & Top Heavy

    By Below Ground, April 17, 2008
    • 3 replies
    • 1.9k views
    • 
    • Below Ground
    • April 18, 2008

41. Exclude employees based on Employment Classification

    By Alex Daisy, October 30, 2008
    • 3 replies
    • 1.6k views
    • 
    • BG5150
    • October 31, 2008

42. 401(k) Hardship Distributions

    By Guest marykd, February 9, 2013   

    • 401(k)
    • hardship distribution
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • February 11, 2013

43. Short Plan Year - Minimum months required?

    By KTB, December 18, 2013
    • 3 replies
    • 1.5k views
    • 
    • KTB
    • December 19, 2013

44. compensation

    By Guest jzporter, November 5, 1998
    • 3 replies
    • 2k views
    • 
    • david shipp
    • November 9, 1998

45. Revocation of spousal consent

    By Guest Bud, April 13, 2004
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • April 14, 2004

46. Consequences of omitting employee from 401(k) plan participation

    By Guest Steve1, July 20, 2005
    • 3 replies
    • 1.6k views
    • 
    • Appleby
    • July 21, 2005

47. Want to amend retroactively to ad Occtober 1 entry

    By Jim Chad, February 11, 2009
    • 3 replies
    • 998 views
    • 
    • Jim Chad
    • February 11, 2009

48. ADP Safe Harbor - Dual Eligibility - First Plan year ADP testing

    By mrslappywhite, February 27, 2016
    • 3 replies
    • 1.8k views
    • 
    • mrslappywhite
    • February 29, 2016

49. Hardship Withdrawal "Immediate and Heavy Financial Need"

    By kmhaab, December 13, 2018
    • 3 replies
    • 3.9k views
    • 
    • Larry Starr
    • December 14, 2018

50. HCE Determination

    By davef, March 16, 1999
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • March 29, 1999