401(k) Plans

19,337 topics in this forum

1. State Withholding Rules

   By austin3515, November 2, 2009
   • 3 replies
   • 2.8k views
   • 
   • PensionPro
   • November 2, 2009

2. EFTPS and Plan Withholdings

   By Guest Dell, January 7, 2011
   • 3 replies
   • 2.1k views
   • 
   • Übernerd
   • February 24, 2011

3. Black Out

   By PFranckowiak, May 20, 2011
   • 3 replies
   • 1.2k views
   • 
   • Bill Presson
   • May 23, 2011

4. Break in Service Rule

   By Guest TPA Guy, March 15, 2012
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • March 19, 2012

5. Distributions double counted due to TPA reporting error

   By yd37, August 18, 2016   

   • Form 5550
   • distributions
   • (and 3 more)

     Tagged with:

     • Form 5550
     • distributions
     • loan offset
     • loans
     • 401k
   • 3 replies
   • 1.4k views
   • 
   • K2retire
   • August 25, 2016

6. Auto Enrollment Required?

   By Barbara, October 11, 2023
   • 3 replies
   • 956 views
   • 
   • Barbara
   • October 12, 2023

7. Audit requirements for a single employer plan where more than one empl

   By Guest Pat Metallic, August 30, 2000
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • August 30, 2000

8. ADP Testing

   By imchipbrown, June 19, 2003
   • 3 replies
   • 1.1k views
   • 
   • imchipbrown
   • June 20, 2003

9. Employer Match - What does this mean?

   By Guest tgraham, January 20, 2004
   • 3 replies
   • 1.3k views
   • 
   • Mike Preston
   • January 20, 2004

10. Schedule C Compensation

    By Guest DBNewbie, April 13, 2004
    • 3 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • April 13, 2004

11. Change plan comp- retroactive correction

    By jmartin, June 12, 2013
    • 3 replies
    • 926 views
    • 
    • jmartin
    • June 12, 2013

12. LLC Partnership Draws

    By coleboy, March 25, 2018
    • 3 replies
    • 993 views
    • 
    • Loves401(k)
    • March 26, 2018

13. SAR and Disclosure notices

    By mehmgo, December 13, 2021
    • 3 replies
    • 1.1k views
    • 
    • ratherbereading
    • December 14, 2021

14. A company with roth conversion of PRE tax contributions inside of its 401k ?

    By JamesS, July 4, 2022
    • 3 replies
    • 736 views
    • 
    • JOH
    • July 6, 2022

15. Does this plan have an impermissible hardship provision and if so, wha

    By John A, December 10, 1999
    • 3 replies
    • 2.2k views
    • 
    • MWeddell
    • December 20, 1999

16. Co-mingling before-tax money with after-tax money in a conduit IRA.

    By Guest T Cahoon, March 18, 2000
    • 3 replies
    • 1.5k views
    • 
    • IRC401
    • March 22, 2000

17. 401k Plan Loan Default

    By ratherbereading, April 29, 2025
    • 3 replies
    • 980 views
    • 
    • ratherbereading
    • April 30, 2025

18. Prorate Comp on a Nonelective SH Contribution

    By Guest darrensoup, January 11, 2005
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • January 11, 2005

19. safe harbor 401k and union employees

    By Santo Gold, June 22, 2005
    • 3 replies
    • 3.1k views
    • 
    • MWeddell
    • June 24, 2005

20. Termination of Employment - Time period to repay loan

    By Guest SWH, March 19, 2008
    • 3 replies
    • 2.1k views
    • 
    • QDROphile
    • March 20, 2008

21. Initial Plan Audit

    By Guest msnow, March 15, 2012
    • 3 replies
    • 1.6k views
    • 
    • rcline46
    • March 16, 2012

22. Multiple Employer Plan with Stock Ownership Change

    By msmith, February 7, 2014
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • February 10, 2014

23. TWO 401(k) Plans

    By Sydney, May 15, 2018
    • 3 replies
    • 803 views
    • 
    • Larry Starr
    • May 15, 2018

24. Roth Rollovers but not Roth 401(k) Elective Deferrals

    By pjb1835, December 12, 2018
    • 3 replies
    • 784 views
    • 
    • Kevin C
    • December 12, 2018

25. ASG vs. MEP

    By cerickson, July 25, 2019
    • 3 replies
    • 735 views
    • 
    • david rigby
    • July 26, 2019

26. Final 5500 for merged plans

    By Guest Laura A, November 4, 1998
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • November 7, 1998

27. Deductible year of late safe harbor contributions

    By KevinMc, July 5, 2022
    • 3 replies
    • 596 views
    • 
    • CuseFan
    • July 5, 2022

28. Can associated match not be forfeited if return of excess aggregate co

    By John A, December 13, 1999
    • 3 replies
    • 2k views
    • 
    • MWeddell
    • December 20, 1999

29. Same Desk Rule

    By Guest SHEILA GRANT, August 2, 2001
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • August 6, 2001

30. Key + safe harbor match

    By Guest dhall, January 15, 2009
    • 3 replies
    • 988 views
    • 
    • Tom Poje
    • January 15, 2009

31. 401(k) Plan Questionnaire - Response Extension

    By Guest billyj, June 18, 2010
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • August 5, 2010

32. 401k Plan Term / Eligiblity for Rollover

    By austin3515, March 8, 2011
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • March 10, 2011

33. 401k Safe Harbor Question

    By RTChief, February 3, 2017   

    • 401k
    • 3 replies
    • 682 views
    • 
    • RTChief
    • February 3, 2017

34. ADP/ACP failure late correction - 1099 year?

    By WCC, December 12, 2018
    • 3 replies
    • 791 views
    • 
    • Luke Bailey
    • December 13, 2018

35. Super top heavy minimum contribution for a profit shating plan

    By Guest Pat Metallic, September 22, 2000
    • 3 replies
    • 1.9k views
    • 
    • david rigby
    • September 25, 2000

36. ADP Testing

    By Guest cease, June 20, 2003
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • June 20, 2003

37. New plan using prior year %'s, but no contributions made in 1st plan year?

    By jaemmons, January 20, 2004
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 21, 2004

38. ..is there a bigger waste of our time than the schedule D?

    By MR, May 4, 2004
    • 3 replies
    • 1.4k views
    • 
    • david rigby
    • May 4, 2004

39. Latest date to start Deferrals - new calendar year Plan w/ Non-HCE

    By SomeQSomeA, November 8, 2015   

    • Effective availability
    • safe harbor
    • (and 2 more)

      Tagged with:

      • Effective availability
      • safe harbor
      • deferrals
      • non-HCE
    • 3 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

40. QDIA Question - Age Brackets for Default Investment

    By 52626, June 17, 2016
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • June 21, 2016

41. Minimum Gateway and 414(s) Comp

    By buckaroo, December 7, 2017
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 8, 2017

42. What is the basic difference between Related Employers & Multiple Employer Plan?

    By stephen20, October 13, 2021
    • 3 replies
    • 1.8k views
    • 
    • QDROphile
    • October 15, 2021

43. Taxes on interest of 401k loan

    By Guest mcdanieldon, February 25, 2004
    • 3 replies
    • 1.6k views
    • 
    • E as in ERISA
    • February 26, 2004

44. New or Successor Plan II

    By Nate X, July 19, 2006
    • 3 replies
    • 1.3k views
    • 
    • Jean
    • July 20, 2006

45. Safe harbor 3% and Comp while a participant

    By rfahey, February 23, 2007
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • February 28, 2007

46. Safe Harbor 401(k) Plan & Top Heavy

    By Below Ground, April 17, 2008
    • 3 replies
    • 2k views
    • 
    • Below Ground
    • April 18, 2008

47. Exclude employees based on Employment Classification

    By Alex Daisy, October 30, 2008
    • 3 replies
    • 1.6k views
    • 
    • BG5150
    • October 31, 2008

48. 401(k) Hardship Distributions

    By Guest marykd, February 9, 2013   

    • 401(k)
    • hardship distribution
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • February 11, 2013

49. Short Plan Year - Minimum months required?

    By KTB, December 18, 2013
    • 3 replies
    • 1.5k views
    • 
    • KTB
    • December 19, 2013

50. compensation

    By Guest jzporter, November 5, 1998
    • 3 replies
    • 2k views
    • 
    • david shipp
    • November 9, 1998