401(k) Plans

19,337 topics in this forum

1. PPA Guidance- Nonpart directed?

   By austin3515, October 6, 2007
   • 1 reply
   • 1.6k views
   • 
   • austin3515
   • October 12, 2007

2. Safe Harbor 3% Contribution?

   By Jilliandiz, January 11, 2005
   • 3 replies
   • 1.6k views
   • 
   • austin3515
   • January 11, 2005

3. Confusion with Short Plan Year Audit and 2023 Audit Rule Changes

   By TN CPA, October 10, 2023
   • 2 replies
   • 1.6k views
   • 
   • Peter Gulia
   • October 11, 2023

4. Conduit IRA

   By Guest cascigm, September 13, 1999
   • 3 replies
   • 1.6k views
   • 
   • Guest
   • September 14, 1999

5. Integration - multiple plans

   By k man, October 30, 2001
   • 4 replies
   • 1.6k views
   • 
   • k man
   • November 1, 2001

6. Safe-harbor plan's pass on top-heavy testing

   By Guest Pat Metallic, May 1, 2002
   • 2 replies
   • 1.6k views
   • 
   • Fred Payne
   • May 4, 2002

7. Proof of Use?

   By Guest ProofNeeded, July 2, 2001
   • 1 reply
   • 1.6k views
   • 
   • RCK
   • July 3, 2001

8. Maybe SH Notice

   By austin3515, November 13, 2008
   • 2 replies
   • 1.6k views
   • 
   • Bird
   • November 13, 2008

9. 3% Non-Elective Contribution

   By Guest jkrad, April 25, 2005
   • 2 replies
   • 1.6k views
   • 
   • pmacduff
   • April 25, 2005

10. Safe Harbor Amendment

    By Jilliandiz, January 23, 2006
    • 4 replies
    • 1.6k views
    • 
    • James Matt Ullakko
    • January 26, 2006

11. Automatic Enrollment under PPA

    By PMC, October 12, 2006
    • 1 reply
    • 1.6k views
    • 
    • SteveH
    • October 13, 2006

12. Loan to plan terminee?

    By Guest Rachelw, July 23, 2007
    • 9 replies
    • 1.6k views
    • 
    • Mike Preston
    • July 24, 2007

13. Prior year testing for 1st Year 401(k) Plan

    By Guest AdminFL, March 12, 2002
    • 1 reply
    • 1.6k views
    • 
    • Mike Preston
    • March 12, 2002

14. Can Beneficiary Designations Specify a Dollar Amount Instead of a Percentage?

    By namealreadyinuse, March 7, 2007
    • 2 replies
    • 1.6k views
    • 
    • QDROphile
    • March 7, 2007

15. timing of employer stock distribution

    By Luis Miguel, July 28, 2008
    • 6 replies
    • 1.6k views
    • 
    • Guest
    • August 5, 2008

16. Automatic Rollover IRA - Set-up Fee

    By J. Bringhurst, April 17, 2013
    • 8 replies
    • 1.6k views
    • 
    • J. Bringhurst
    • April 23, 2013

17. Naming Private Foundation as Beneficiary of 401(k)

    By chris, July 6, 1999
    • 0 replies
    • 1.6k views
    • 
    • chris
    • July 6, 1999

18. Contributions after assuming a merged employer's plan mid-Plan Year.

    By KJohnson, July 27, 1999
    • 2 replies
    • 1.6k views
    • 
    • KJohnson
    • July 27, 1999

19. Sole Proprietor 401K questions

    By Guest J Samuelson, July 29, 1999
    • 1 reply
    • 1.6k views
    • 
    • Ervin Barham
    • July 30, 1999

20. FIDUCIARY ISSUES/PROH. TRANSACTION

    By Guest Lonnie Tomlin, November 15, 1999
    • 4 replies
    • 1.6k views
    • 
    • Jon Chambers
    • December 9, 1999

21. RMD's...part II

    By Guest le190, March 18, 1999
    • 3 replies
    • 1.6k views
    • 
    • david shipp
    • March 18, 1999

22. BRF Testing

    By justatester, October 10, 2011
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • October 11, 2011

23. Off plan year ADP testing

    By Guest KRS401k, March 4, 2010
    • 4 replies
    • 1.6k views
    • 
    • BG5150
    • March 5, 2010

24. Fiscal year plan with ADP refund and FIFO calculation?

    By Guest oxdougw, August 12, 2004
    • 2 replies
    • 1.6k views
    • 
    • Earl
    • August 13, 2004

25. Re-entry into new 401(k)

    By Guest amybu99, November 30, 2005
    • 2 replies
    • 1.6k views
    • 
    • E as in ERISA
    • December 2, 2005

26. Dropping 401(k) safe harbor in mid-year

    By Guest RARogers, May 11, 1999
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • May 11, 1999

27. top heavy with ee deferral

    By Guest pensiondoc, December 10, 1998
    • 1 reply
    • 1.6k views
    • 
    • Ervin Barham
    • December 10, 1998

28. SMM for Amendment to Change Corp Trustee

    By austin3515, January 5, 2022
    • 11 replies
    • 1.6k views
    • 
    • austin3515
    • January 5, 2022

29. New Safe-harbor 401(k)Plan for 2001

    By SMB, December 21, 2000
    • 2 replies
    • 1.6k views
    • 
    • Alf
    • December 26, 2000

30. investment advice to participants

    By k man, October 18, 2005
    • 4 replies
    • 1.6k views
    • 
    • R. Butler
    • November 3, 2005

31. 401(k) Safe Harbors Match w/ an additional forfeitable match

    By Guest RMassa, February 11, 1999
    • 3 replies
    • 1.6k views
    • 
    • david shipp
    • February 12, 1999

32. Catchup Contributions - "Plan Imposed Limit"

    By ERISA1, October 30, 2006
    • 0 replies
    • 1.6k views
    • 
    • ERISA1
    • October 30, 2006

33. RMD 70 1/2 Start Date or Year

    By PainPA, December 8, 2016
    • 7 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • December 9, 2016

34. Forfeitures

    By Guest rnarum, February 19, 2002
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • February 19, 2002

35. Employer Matching Deposiet Time Limits?

    By Guest TYounkin, March 4, 1999
    • 6 replies
    • 1.6k views
    • 
    • Guest
    • March 14, 1999

36. Safe Harbor & Peo

    By Guest ANNEBV, March 19, 2003
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • March 19, 2003

37. Use of Forfeiture Assets to fund missed Discretionary Contribution

    By CurlyBert, December 8, 2017   

    • discretionary
    • forfeiture
    • 5 replies
    • 1.6k views
    • 
    • FORMER ESQ.
    • January 16, 2021

38. Distribution from plan to employer first then participant???

    By kmhaab, June 12, 2024
    • 5 replies
    • 1.6k views
    • 
    • Lois Baker
    • June 13, 2024

39. After-Tax Contributions (Again!)

    By mjbais1489, May 8, 2025
    • 7 replies
    • 1.6k views
    • 
    • BenefitJack
    • May 13, 2025

40. Employee Roth elections not withheld correctly for 2024

    By Tom, September 17, 2025
    • 1 reply
    • 1.6k views
    • 
    • austin3515
    • September 18, 2025

41. Plan Termination Question

    By card, July 24, 2001
    • 1 reply
    • 1.6k views
    • 
    • RCK
    • July 25, 2001

42. Prevailing Wage Plans

    By Jilliandiz, February 13, 2007
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • February 13, 2007

43. what to do with forfeitures

    By Gudgergirl, February 17, 2010
    • 3 replies
    • 1.6k views
    • 
    • jpod
    • February 17, 2010

44. Profit Sharing effective 01/10 with 401(k) provisions effective 08/01

    By Guest Alex Calin, July 5, 1999
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • July 5, 1999

45. I have a plan that in the document does not suspend 401(k) contributio

    By Hoard1, December 1, 1999
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • December 6, 1999

46. "brief exclusion" of an eligible employee from a 401(k) plan

    By Guest MES, April 11, 2001
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • April 11, 2001

47. Two dc plans to get 25% deduction for employer?

    By Guest cascigm, August 2, 2000
    • 2 replies
    • 1.6k views
    • 
    • Larry M
    • August 2, 2000

48. Pooled 401k Accounts

    By JMP, February 19, 2021
    • 4 replies
    • 1.6k views
    • 
    • RatherBeGolfing
    • February 19, 2021

49. Controlled Group

    By Just Me, January 26, 2006
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • February 10, 2006

50. tax deduction on annual safe harbor match?

    By Lori H, March 25, 2008
    • 3 replies
    • 1.6k views
    • 
    • Mike Preston
    • March 25, 2008