401(k) Plans

19,321 topics in this forum

1. In-Service Distribution - Protected Benefit

   By Vlad401k, December 14, 2018
   • 3 replies
   • 1.7k views
   • 
   • Larry Starr
   • December 15, 2018

2. Stock sale brother sister

   By pjb1835, May 31, 2019
   • 3 replies
   • 1k views
   • 
   • Luke Bailey
   • May 31, 2019

3. Any one heard of an internet based 401(k) plan that any company can ad

   By Guest Mike Lanio, March 29, 2000
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • March 29, 2000

4. ACP Test in Safe Harbor Plan

   By BG5150, July 30, 2019
   • 3 replies
   • 2.5k views
   • 
   • AKconsult
   • August 5, 2019

5. 401k and Loan and termination question

   By Fquinones81, October 18, 2021
   • 3 replies
   • 653 views
   • 
   • MoJo
   • October 18, 2021

6. spouse never signed to rollover 401k???!

   By Guest sidneysheldon, February 13, 2001
   • 3 replies
   • 4.2k views
   • 
   • RCK
   • February 14, 2001

7. True-ups

   By Belgarath, August 27, 2025
   • 3 replies
   • 1.4k views
   • 
   • Belgarath
   • August 28, 2025

8. Safe Harbor Match to HCEs

   By Guest KMP, July 19, 2004
   • 3 replies
   • 1.1k views
   • 
   • g8r
   • July 21, 2004

9. QDRO Fees

   By Guest MEWilson, August 9, 2004
   • 3 replies
   • 1.2k views
   • 
   • Guest
   • August 10, 2004

10. Alienation of benefits

    By Guest, November 4, 2009
    • 3 replies
    • 1.4k views
    • 
    • J Simmons
    • November 4, 2009

11. Refunded Contributions

    By Andre3000, September 3, 2014
    • 3 replies
    • 1.1k views
    • 
    • Andre3000
    • September 3, 2014

12. After Tax Contributions

    By Stash026, May 31, 2019
    • 3 replies
    • 872 views
    • 
    • spiritrider
    • June 3, 2019

13. Ftwilliam

    By nerd-party-administrator, February 27, 2020
    • 3 replies
    • 599 views
    • 
    • JackS
    • February 27, 2020

14. Excess Salary Deferral Contributions

    By Dougsbpc, February 17, 2024
    • 3 replies
    • 954 views
    • 
    • Paul I
    • February 20, 2024

15. Is a default rollover divided into Roth and non-Roth subaccounts?

    By Peter Gulia, October 21, 2025
    • 3 replies
    • 730 views
    • 
    • Paul I
    • October 21, 2025

16. ADP Refunds

    By Jilliandiz, January 31, 2007
    • 3 replies
    • 2.4k views
    • 
    • pmacduff
    • February 1, 2007

17. Does a transfer of assets trigger a required minimum distribution

    By katieinny, February 26, 2007
    • 3 replies
    • 1.5k views
    • 
    • Bird
    • February 27, 2007

18. Aggregation of SH 401(k) Plan and non SH 401(k) Plan

    By smm, February 22, 2008
    • 3 replies
    • 1.4k views
    • 
    • Tom Poje
    • February 22, 2008

19. Prior Year Testing

    By Guest mmc, March 10, 2011
    • 3 replies
    • 1.5k views
    • 
    • rcline46
    • March 10, 2011

20. amendment to a SH plan

    By Guest plan admin questions, May 24, 2011
    • 3 replies
    • 1.7k views
    • 
    • Kevin C
    • May 24, 2011

21. Failing Testing Every Year?

    By khn, June 2, 2015
    • 3 replies
    • 854 views
    • 
    • austin3515
    • June 2, 2015

22. 401(k) MRD Issue

    By bzorc, November 10, 2015
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • November 12, 2015

23. Plan Loan Limitations

    By jevd, May 22, 2017   

    • plan loans
    • limitations
    • 3 replies
    • 593 views
    • 
    • NJ Mike
    • May 24, 2017

24. 20% Federal Withholding

    By KevinMc, July 12, 2018
    • 3 replies
    • 638 views
    • 
    • KevinMc
    • July 12, 2018

25. esop guy Pledging company assets as collateral

    By InquisitivePerson, December 15, 2024
    • 3 replies
    • 1.3k views
    • 
    • Peter Gulia
    • December 16, 2024

26. Min Coverage rules for a company having both DB and DC plan.

    By Guest cascigm, April 17, 2001
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • April 18, 2001

27. 401k training

    By Guest Carlos Rivera, November 15, 2001
    • 3 replies
    • 1.9k views
    • 
    • Medusa
    • November 15, 2001

28. Multiple ER question

    By fiona1, February 22, 2008
    • 3 replies
    • 1.8k views
    • 
    • Below Ground
    • February 25, 2008

29. employer specified statute of limitations

    By Guest FDM, July 16, 2008
    • 3 replies
    • 1.7k views
    • 
    • Everett Moreland
    • July 17, 2008

30. Permanency issue

    By R. Butler, September 3, 2014
    • 3 replies
    • 2.2k views
    • 
    • Peter Gulia
    • September 3, 2014

31. Pros/Cons of being named employer on 401k

    By Safeharbor29, July 30, 2015
    • 3 replies
    • 875 views
    • 
    • jpod
    • July 30, 2015

32. beneficiary and participant

    By cpc0506, September 9, 2017
    • 3 replies
    • 772 views
    • 
    • QDROphile
    • September 9, 2017

33. Solo 401K & Health Insurance Deduction Limitations

    By TNT, February 6, 2018   

    • solo
    • health insurance
    • 3 replies
    • 4.3k views
    • 
    • spiritrider
    • May 30, 2020

34. Audited Plan (Schedule H) - Cash or Accrual Basis

    By jmartin, January 8, 2020
    • 3 replies
    • 1.3k views
    • 
    • TommyGunn13
    • January 8, 2020

35. Sale of goodwill?

    By jmartin, July 17, 2020
    • 3 replies
    • 716 views
    • 
    • Larry Starr
    • July 18, 2020

36. ADP/ACP test refunds

    By Guest ars1, September 10, 1999
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • September 10, 1999

37. 401K via Health and Welfare benefit.

    By Sebricon, February 27, 2025
    • 3 replies
    • 904 views
    • 
    • Sebricon
    • February 28, 2025

38. Safe Harbor Plan With After Tax

    By Guest mkelly, March 6, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • March 6, 2002

39. 401(k) Hardship

    By abanky, January 30, 2003
    • 3 replies
    • 1.4k views
    • 
    • QDROphile
    • January 31, 2003

40. QACA Auto Increase

    By Guest ScarletKnight, November 9, 2007
    • 3 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2008

41. LLC Loss - Catch up eligible?

    By Sully, October 7, 2008
    • 3 replies
    • 1.8k views
    • 
    • Kevin C
    • October 8, 2008

42. what do you do if DOL orders employer to pay overtime

    By k man, January 15, 2009
    • 3 replies
    • 1.2k views
    • 
    • david rigby
    • January 16, 2009

43. Over 65 but still employed...how to withdrawal funds?

    By Guest tryathlons, March 27, 2013
    • 3 replies
    • 2.6k views
    • 
    • david rigby
    • March 27, 2013

44. controlled groups revisited

    By pmacduff, September 24, 2019
    • 3 replies
    • 800 views
    • 
    • Bill Presson
    • September 24, 2019

45. Partial Plan Termination - Participant already took a Distribution

    By Vlad401k, April 7, 2020
    • 3 replies
    • 861 views
    • 
    • Mr Bagwell
    • April 7, 2020

46. QACA Eligibility Can't Start for 2 Months?

    By Francis, November 13, 2020
    • 3 replies
    • 731 views
    • 
    • BG5150
    • November 16, 2020

47. Can't find Ex-EE's. Company going out of business.

    By Guest rmauser, September 3, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • September 11, 1999

48. How is a rollover counted for top-heavy purposes when an employee choo

    By John A, March 31, 2000
    • 3 replies
    • 2k views
    • 
    • actuarysmith
    • September 18, 2002

49. LIMITS FOR NON-CALENDAR PLAN YEARS

    By Guest CHRISTA, August 31, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • August 31, 2000

50. 404(a)(5) disclosure notice

    By Santo Gold, October 17, 2024
    • 3 replies
    • 1.3k views
    • 
    • Paul I
    • October 18, 2024