401(k) Plans

19,321 topics in this forum

1. Comp paid after EE termination

   By Guest D Ledden, October 9, 2002
   • 3 replies
   • 1.3k views
   • 
   • actuarysmith
   • October 10, 2002

2. Loan - Deemed Distribution

   By Guest InfoSeeker, March 10, 2004
   • 3 replies
   • 1.5k views
   • 
   • JanetM
   • March 12, 2004

3. Help! Runaway train! (ADP/ACP test disaster in progress)

   By Guest Hilarion, March 15, 2005
   • 3 replies
   • 1.2k views
   • 
   • Earl
   • March 15, 2005

4. Super Safe Harbor 401(k)

   By Guest GoldenBear03, March 16, 2006
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • March 16, 2006

5. Hardship Distribution - repayment of loan

   By Guest Sieve, August 9, 2011
   • 3 replies
   • 1.7k views
   • 
   • masteff
   • August 10, 2011

6. 401(k) plans for Household Employees

   By B21, July 13, 2017
   • 3 replies
   • 927 views
   • 
   • Mike Preston
   • July 13, 2017

7. spin off of participating employer

   By K2retire, July 12, 2018   

   • mid-year safe harbor amendments
   • controlled group
   • 3 replies
   • 4.2k views
   • 
   • JamesK
   • July 13, 2018

8. Participant cashed out with incorrect vesting

   By Karoline Curran, December 17, 2018   

   • vesting; distribution
   • 3 replies
   • 970 views
   • 
   • Bill Presson
   • December 17, 2018

9. VFCP vs. no VFCP

   By 401(k)athryn, July 31, 2019
   • 3 replies
   • 2k views
   • 
   • 401(k)athryn
   • August 8, 2019

10. Hardship

    By ryan1986, August 21, 2021
    • 3 replies
    • 2.9k views
    • 
    • 401king
    • August 25, 2021

11. A participant with an outstanding loan files for bankruptcy and the pl

    By k man, March 31, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • October 13, 2000

12. 401(k) Plans

    By Guest hitt24, March 6, 2002
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • March 7, 2002

13. Due date for Employer Matching Contributions

    By MarZDoates, August 7, 2002
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • August 7, 2002

14. 410(b) Coverage Testing Issue w/ Safe harbor Allocation vs. Top Heavy Minimums

    By Guest RDS METRO, March 25, 2004
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 25, 2004

15. Employee bonus paid entirely to plan - is this ok?

    By doombuggy, June 2, 2004
    • 3 replies
    • 1.2k views
    • 
    • Earl
    • June 3, 2004

16. Forfeitures?

    By Guest mrilao, September 23, 2004
    • 3 replies
    • 1.6k views
    • 
    • FundeK
    • October 5, 2004

17. What to do with old clearing account assets?

    By Guest smstls, February 19, 2005
    • 3 replies
    • 1.6k views
    • 
    • Alf
    • February 24, 2005

18. Must a plan adopt a good faith amendment for new 401(k) regs prior to its cycle?

    By Guest LMalone, September 14, 2005
    • 3 replies
    • 1.4k views
    • 
    • sloble@crowleyfleck.com
    • October 3, 2005

19. Timing of contribution submissions

    By Guest LSULLIVAN, June 17, 2008
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • June 18, 2008

20. SSA Letter -Participants wants $$$

    By PFranckowiak, August 14, 2009
    • 3 replies
    • 2.1k views
    • 
    • mbozek
    • August 15, 2009

21. Executrix of the estate

    By Nassau, May 25, 2011
    • 3 replies
    • 1k views
    • 
    • Bird
    • May 25, 2011

22. Re-amortizing 401(k) loans is no longer permitted

    By Guest Spock, April 1, 2014   

    • 401(k) loan
    • 3 replies
    • 4.9k views
    • 
    • K2retire
    • April 2, 2014

23. Is rev proc 2013-12 the latest EPCRS?

    By Jim Chad, December 19, 2016
    • 3 replies
    • 738 views
    • 
    • Belgarath
    • December 20, 2016

24. Forfeitures as the ending balance for a form 5500

    By Jen Wallace, July 12, 2018
    • 3 replies
    • 1.6k views
    • 
    • CJ Allen
    • July 16, 2018

25. Leaving A Controlled Group

    By MTWeeks, April 4, 2019   

    • controlled group
    • 3 replies
    • 1.6k views
    • 
    • QDROphile
    • April 6, 2019

26. Retroactive Safe Harbor for 2020, plan was already a 3% Safe Harbor

    By John Feldt ERPA CPC QPA, February 24, 2021
    • 3 replies
    • 703 views
    • 
    • JustnERPA
    • February 24, 2021

27. safe harbor notice - signed?

    By TPApril, November 26, 2022
    • 3 replies
    • 843 views
    • 
    • Bill Presson
    • November 28, 2022

28. Hardship Distributions

    By Guest JAG, October 29, 2001
    • 3 replies
    • 1.7k views
    • 
    • QDROphile
    • October 30, 2001

29. Can a V.P./plan participant receive commissions off his own plan?

    By Guest crgravitt, October 29, 2003
    • 3 replies
    • 1.3k views
    • 
    • MWeddell
    • October 30, 2003

30. Good 3% SH nonelec formula with disparity....

    By K-t-F, November 30, 2004
    • 3 replies
    • 1.6k views
    • 
    • K-t-F
    • December 1, 2004

31. EPCRS correction for excluded employees

    By Kimberly S, May 14, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kimberly S
    • May 17, 2007

32. ND testing - Catch up contributions

    By Tracy, April 4, 2019
    • 3 replies
    • 670 views
    • 
    • imchipbrown
    • April 5, 2019

33. 401k safe harbor -- owner is the only participant

    By Guest Factster, August 3, 2001
    • 3 replies
    • 1.4k views
    • 
    • wmyer
    • August 3, 2001

34. Loan Repayments

    By Guest SRH, January 16, 2009
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • January 16, 2009

35. Integration with Social Security

    By Alex Daisy, November 9, 2010
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • November 10, 2010

36. Death of Trustee

    By KTB, January 5, 2012
    • 3 replies
    • 4.3k views
    • 
    • masteff
    • January 5, 2012

37. After Tax Contributions

    By Guest Patti SP, October 17, 2014
    • 3 replies
    • 1.2k views
    • 
    • Jim Chad
    • October 21, 2014

38. Sec 409A comp eligible for 401k deferrals?

    By Amanda Newell, February 7, 2018   

    • 409a
    • 401k
    • 3 replies
    • 1.5k views
    • 
    • Amanda Newell
    • February 8, 2018

39. Participant Loan - Cure Period

    By 52626, November 13, 2019
    • 3 replies
    • 1.3k views
    • 
    • Luke Bailey
    • November 13, 2019

40. 401K Matching

    By Guest jtobin, November 17, 1998
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • November 18, 1998

41. Eligibility of a Rehired Employee

    By Guest KevinP, March 22, 2002
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • January 9, 2003

42. Comp for 3% SHNEC for plan with dual eligibility

    By Guest jody303, November 15, 2002
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • November 15, 2002

43. Abpt

    By Guest greggi39, December 5, 2002
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • December 6, 2002

44. 402(g)

    By Guest Joanne Davey, May 14, 2003
    • 3 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • May 16, 2003

45. New calendar year safe-harbor 401(k) plan as of 4/1/02; what time period to use in calculating compensation?

    By Jilliandiz, September 17, 2003
    • 3 replies
    • 1.6k views
    • 
    • g8r
    • September 25, 2003

46. Hardship - prevent foreclosure

    By austin3515, December 14, 2007
    • 3 replies
    • 2.1k views
    • 
    • BG5150
    • December 17, 2007

47. 401(a) vs. 401(k)

    By Guest vinson7, January 6, 2010
    • 3 replies
    • 3.8k views
    • 
    • Guest
    • January 6, 2010

48. match true-up

    By cpc0506, June 14, 2013
    • 3 replies
    • 1.3k views
    • 
    • ETA Consulting LLC
    • June 14, 2013

49. Safe Harbor testing issues

    By AndyH, April 8, 2020
    • 3 replies
    • 606 views
    • 
    • Luke Bailey
    • May 1, 2020

50. 401(k) safe harbor: notice to participants

    By Guest Rob, November 17, 1998
    • 3 replies
    • 1.9k views
    • 
    • LCARUSI
    • November 18, 1998