401(k) Plans

19,321 topics in this forum

1. 402(g) limit

   By Guest ars1, September 9, 1999
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • September 13, 1999

2. Accountant's audit needed? Brother-sister group of more than 100 emplo

   By Guest Don J. Smith, July 12, 2000
   • 3 replies
   • 1.7k views
   • 
   • lkpittman
   • August 23, 2000

3. K-1 Earned Income

   By Catch22PGM, May 7, 2025
   • 3 replies
   • 2.1k views
   • 
   • fmsinc
   • May 7, 2025

4. participant direction of nonvested assets?

   By Guest MarshaMay, February 28, 2003
   • 3 replies
   • 1.3k views
   • 
   • E as in ERISA
   • February 28, 2003

5. 401(k) ADP test - include terminated eligibles?

   By Guest Jeff V, June 23, 2003
   • 3 replies
   • 1.2k views
   • 
   • Tom Poje
   • July 9, 2003

6. May an in service distribution from a safe harbor 401(k) include safe harbor contributions?

   By mariemonroe, April 6, 2005
   • 3 replies
   • 2.1k views
   • 
   • Alf
   • April 6, 2005

7. 5500 problem

   By SRP, September 11, 2008
   • 3 replies
   • 1.2k views
   • 
   • ERISAnut
   • September 12, 2008

8. Voting employer stock

   By Guest krijowri, March 5, 2009
   • 3 replies
   • 2.5k views
   • 
   • Guest
   • March 11, 2009

9. Short Plan Year - CRoss-Testing

   By austin3515, August 2, 2013
   • 3 replies
   • 1.1k views
   • 
   • Tom Poje
   • August 2, 2013

10. Safe harbor plan fails coverage

    By 30Rock, June 3, 2015
    • 3 replies
    • 1.6k views
    • 
    • PensionPro
    • February 23, 2017

11. incorrectly calculated match

    By K2retire, July 31, 2015
    • 3 replies
    • 848 views
    • 
    • Mike Preston
    • August 1, 2015

12. 401k loan - deemed distribution

    By 52626, April 27, 2016
    • 3 replies
    • 1.6k views
    • 
    • hr for me
    • April 27, 2016

13. Compensation Ratio Test

    By Gilmore, December 12, 2017
    • 3 replies
    • 1.4k views
    • 
    • Tom Poje
    • December 13, 2017

14. Match Requirements

    By Guest JBarn, August 31, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 13, 1999

15. New plans and immediate eligibility vs 1-yr service

    By TPApril, March 23, 2023
    • 3 replies
    • 554 views
    • 
    • Lou S.
    • March 23, 2023

16. HOW I CRAWLED OUT OF MY DEBT

    By Guest alex82, April 4, 2003
    • 3 replies
    • 1.2k views
    • 
    • Kirk Maldonado
    • April 5, 2003

17. 401k forfeiture accounts

    By Guest Eric401k, February 12, 2009
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • February 12, 2009

18. Matching Contribution in a solo(k)

    By erisa parrot, July 14, 2014
    • 3 replies
    • 1.5k views
    • 
    • masteff
    • July 16, 2014

19. Former key - Required Beginning Date

    By Chippy, December 12, 2017
    • 3 replies
    • 816 views
    • 
    • Chippy
    • December 12, 2017

20. Establishing Safe Harbor 401(k) Plan - Less than 3 months from Adoption Date

    By Vlad401k, November 13, 2020
    • 3 replies
    • 1.3k views
    • 
    • JackS
    • November 13, 2020

21. Conduit IRA

    By Guest cascigm, September 13, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 14, 1999

22. Is a plan amendment to change a plan year automatically negated due to

    By Guest Compliance Rep, July 12, 2000
    • 3 replies
    • 1.9k views
    • 
    • pjkoehler
    • July 13, 2000

23. 404c on 5500?

    By Guest jhilliard, July 16, 2003
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • July 17, 2003

24. Automatic Rollover Regulations

    By Randy Watson, November 8, 2004
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • November 11, 2004

25. Taxation in NJ of 401k deferrals to partners or sole-proprietors

    By Guest sugarfree, March 15, 2005
    • 3 replies
    • 3.1k views
    • 
    • Guest
    • March 16, 2005

26. safe harbor match used to satisfy top heavy

    By Trekker, August 18, 2006
    • 3 replies
    • 4.1k views
    • 
    • Tom Poje
    • August 21, 2006

27. Failure to Offer Enrollment to Eligible Employees

    By Guest Buzzman, July 16, 2008
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • July 16, 2008

28. Multiple Employer Plan - Safe Harbor Design

    By Guest SWadd, November 10, 2010
    • 3 replies
    • 2.8k views
    • 
    • John Feldt ERPA CPC QPA
    • November 10, 2010

29. Affiliated Service Groups/Controlled Groups/Attribution

    By Guest akscher, January 5, 2012
    • 3 replies
    • 1.3k views
    • 
    • masteff
    • January 5, 2012

30. 242(b) RMD

    By MGOAdmin, April 27, 2016   

    • 242
    • RMD
    • 3 replies
    • 1.7k views
    • 
    • masteff
    • April 27, 2016

31. Ineligible participant deferring before entry date

    By ajustice, April 4, 2019
    • 3 replies
    • 1.3k views
    • 
    • justanotheradmin
    • April 4, 2019

32. March 13 or March 16 2020 ADP refund date

    By legort69, February 28, 2020
    • 3 replies
    • 972 views
    • 
    • Bri
    • February 29, 2020

33. Early Retirement

    By kocak, September 11, 1999
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • September 14, 1999

34. Termination Date

    By FT Retire, November 28, 2022
    • 3 replies
    • 592 views
    • 
    • CuseFan
    • November 29, 2022

35. Plan Termination - Short 401k Deferral

    By Pensions2020, October 20, 2023
    • 3 replies
    • 525 views
    • 
    • Lou S.
    • October 23, 2023

36. Employer Match

    By khn, April 16, 2024
    • 3 replies
    • 1.1k views
    • 
    • justanotheradmin
    • April 17, 2024

37. Theoretical idea regarding the 402(g) limit in a short plan year. Jus

    By Bri, September 1, 2000
    • 3 replies
    • 2.3k views
    • 
    • Bri
    • September 3, 2000

38. Beneficiary Designation

    By Guest Badger, April 12, 2006
    • 3 replies
    • 1.7k views
    • 
    • Everett Moreland
    • April 13, 2006

39. Safe-harbor enhanced match

    By SMB, September 15, 2007
    • 3 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • September 18, 2007

40. First year 401k plan

    By Guest scott34, August 13, 2008
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • August 13, 2008

41. Prohibited Employment/Suspension of Benefits

    By Guest jfreeborn, June 23, 2010
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • June 29, 2010

42. lost earnings

    By pmacduff, October 13, 2011
    • 3 replies
    • 1.3k views
    • 
    • pmacduff
    • October 13, 2011

43. credit service after termination? (strange question)

    By WCC, June 24, 2016
    • 3 replies
    • 796 views
    • 
    • Kevin C
    • June 24, 2016

44. 5500 EZ One-participant retirement plan

    By Roz Nard, July 14, 2018
    • 3 replies
    • 756 views
    • 
    • ETA Consulting LLC
    • July 15, 2018

45. Safe Harbor Maybe - Amend to Exclude HCE's for 2018?

    By CLKent23, October 24, 2018
    • 3 replies
    • 851 views
    • 
    • CLKent23
    • October 25, 2018

46. Roth IRA Rollover

    By CBenefits, April 5, 2019
    • 3 replies
    • 735 views
    • 
    • Luke Bailey
    • April 5, 2019

47. Roth calculation company match

    By thepensionmaven, February 28, 2020
    • 3 replies
    • 540 views
    • 
    • Larry Starr
    • February 28, 2020

48. Lost Wages

    By Dazednconfused, February 23, 2022
    • 3 replies
    • 1.4k views
    • 
    • Nate S
    • February 23, 2022

49. Employer canceled the 401k

    By Guest Tboyle, November 14, 1998
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • November 20, 1998

50. 401k Plan Termination - What Notice Required?

    By waid10, February 22, 2024
    • 3 replies
    • 3.1k views
    • 
    • Bird
    • February 22, 2024