401(k) Plans

19,275 topics in this forum

1. rollover to 401k roth

   By Guest Bob Monte, July 16, 2006
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • July 21, 2006

2. Two Safe Harbor plans and 410(b)

   By shERPA, December 6, 2017
   • 5 replies
   • 1.5k views
   • 
   • Mike Preston
   • December 7, 2017

3. EGTRRA re: top heavy calc

   By Brenda Wren, June 25, 2001
   • 1 reply
   • 1.5k views
   • 
   • Tom Poje
   • June 25, 2001

4. Comp used for safe harbor non-elective contrib

   By Guest JL, January 11, 2000
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • January 13, 2000

5. What is the impact of catch-up elections on the general test?

   By JDuns, July 22, 2002
   • 5 replies
   • 1.5k views
   • 
   • JDuns
   • July 23, 2002

6. Participation Levels

   By Guest JSinbad, January 3, 1999
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • January 4, 1999

7. Correction of Ineligible Deferrals

   By Archimage, October 13, 2005
   • 2 replies
   • 1.5k views
   • 
   • Archimage
   • October 14, 2005

8. Exclusion of Members of a Controlled Group

   By Guest PES, June 18, 2002
   • 3 replies
   • 1.5k views
   • 
   • pjkoehler
   • June 18, 2002

9. Deferral election procedure

   By John Feldt ERPA CPC QPA, August 26, 2011
   • 1 reply
   • 1.5k views
   • 
   • ETA Consulting LLC
   • August 26, 2011

10. Never contributed the Match

    By Guest Giovanni, March 7, 2005
    • 6 replies
    • 1.5k views
    • 
    • E as in ERISA
    • March 7, 2005

11. 401(k) plan for a town?

    By MR, April 4, 2002
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • April 4, 2002

12. Blackout Notice

    By nancy, August 21, 2003
    • 6 replies
    • 1.5k views
    • 
    • Harwood
    • August 22, 2003

13. Hardship Distribution

    By Guest Theresa, September 1, 1999
    • 1 reply
    • 1.5k views
    • 
    • Richard Anderson
    • September 3, 1999

14. Comparable Plan

    By PMC, October 11, 2001
    • 2 replies
    • 1.5k views
    • 
    • PMC
    • October 11, 2001

15. How to report elective deferrals vs employer contributions to particip

    By Dawn Hafner, May 4, 2000
    • 1 reply
    • 1.5k views
    • 
    • jkharvey
    • May 4, 2000

16. Requirements for new deferral or insurance elections?

    By AlbanyConsultant, July 28, 2005
    • 6 replies
    • 1.5k views
    • 
    • WDIK
    • July 28, 2005

17. Back-sweep of Participants who are contributing

    By tuna524, March 17, 2016
    • 2 replies
    • 1.5k views
    • 
    • tuna524
    • March 17, 2016

18. Rollover/conversion to Roth 401K?

    By Guest tschotland, July 24, 2008
    • 3 replies
    • 1.5k views
    • 
    • masteff
    • July 25, 2008

19. ADP Excesses

    By Brian Gallagher, March 7, 2003
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 7, 2003

20. Safe harbor plans

    By Guest Theresa, June 8, 1999
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • June 17, 1999

21. Voluntary After-Tax Distributions

    By Nate X, June 9, 2017   

    • after-tax
    • aftertax
    • (and 1 more)

      Tagged with:

      • after-tax
      • aftertax
      • voluntary
    • 2 replies
    • 1.5k views
    • 
    • lp1965
    • June 22, 2017

22. HCE Status

    By Medusa, March 17, 2009
    • 1 reply
    • 1.5k views
    • 
    • SheilaD
    • March 18, 2009

23. Forfeitures sitting around...

    By doombuggy, January 24, 2014
    • 14 replies
    • 1.5k views
    • 
    • doombuggy
    • January 29, 2014

24. eligibility

    By Guest Moira, September 28, 2009
    • 5 replies
    • 1.5k views
    • 
    • K2retire
    • September 29, 2009

25. PPA and QMACs in ADP Testing

    By Guest esaade, January 24, 2007
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • January 24, 2007

26. Top Heavy Contributions for Hardship Withdrawal Employees

    By Guest Mark Manning, August 17, 1999
    • 1 reply
    • 1.5k views
    • 
    • LCARUSI
    • August 17, 1999

27. Inaccessible vested 401(k) assets

    By Guest jkopp, December 28, 2001
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • December 28, 2001

28. How much can you contribute when plan year crosses calendar year

    By Alan Simpson, August 26, 1999
    • 7 replies
    • 1.5k views
    • 
    • Kathy
    • September 1, 1999

29. Loan in excess of 50%

    By Guest rgorman, April 27, 2005
    • 3 replies
    • 1.5k views
    • 
    • WDIK
    • April 28, 2005

30. Withholding on nonqualified Roth distributions

    By Guest mickiemurphy, July 16, 2007
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 16, 2007

31. Failed ADP Test: $6 refund

    By Guest notapensiongeek, April 14, 2006
    • 1 reply
    • 1.5k views
    • 
    • E as in ERISA
    • April 14, 2006

32. Self Employment Tax Calc for Partners (K-1s)

    By cheersmate, July 25, 2017   

    • self employment tax
    • self employment tax offset
    • (and 2 more)

      Tagged with:

      • self employment tax
      • self employment tax offset
      • k-1
      • partnership
    • 5 replies
    • 1.5k views
    • 
    • Nate X
    • July 26, 2017

33. Employer took pre-tax instead of Roth

    By katie58, July 25, 2014
    • 4 replies
    • 1.5k views
    • 
    • 401_noob
    • July 30, 2014

34. Excess Employer Contribution - Solo 401k

    By H2202, March 16, 2021
    • 8 replies
    • 1.5k views
    • 
    • Mike Preston
    • March 17, 2021

35. FMLA and Qualified Plans

    By Guest James Denny, January 7, 2003
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 7, 2003

36. Single-member LLC: how to report owner's 401(k) deferrals to IRS?

    By UM1234, September 29, 2014
    • 3 replies
    • 1.5k views
    • 
    • UM1234
    • October 1, 2014

37. ADP & ACP testing excluding under 1 year of service and under age

    By Guest AngelQ, February 26, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 28, 2000

38. single participant plan mistakenly deposited contributions to the wron

    By Stevo-PDX, July 30, 2002
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • July 31, 2002

39. Catch up contributions for profit sharing only plan

    By Guest revier, December 15, 2004
    • 1 reply
    • 1.5k views
    • 
    • jquazza
    • December 15, 2004

40. Plan Termination - What to do with really small account balances (under $1.00)?

    By waid10, August 13, 2024
    • 5 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 13, 2024

41. Two 415 limits and Stock Attribution

    By John Feldt ERPA CPC QPA, February 20, 2006
    • 2 replies
    • 1.5k views
    • 
    • ak2ary
    • February 21, 2006

42. How are APRSC (or SCP) employer correcting contributions to make up fo

    By John A, February 15, 2001
    • 0 replies
    • 1.5k views
    • 
    • John A
    • February 15, 2001

43. Gap period income

    By Jed Macy, March 18, 2005
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • March 21, 2005

44. controlled group member adopts prototype but participates in a different plan

    By k man, March 12, 2004
    • 5 replies
    • 1.5k views
    • 
    • k man
    • March 15, 2004

45. K-1 Income Determined on Cash Basis

    By austin3515, January 9, 2014
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • January 10, 2014

46. When is it a short plan year?

    By jkharvey, December 14, 2006
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • December 18, 2006

47. ACP refund late but ADP refund on time

    By Guest Peggy806, November 12, 2009
    • 1 reply
    • 1.5k views
    • 
    • austin3515
    • November 13, 2009

48. match in the year of hardship

    By Guest MPITTS, February 20, 2001
    • 3 replies
    • 1.5k views
    • 
    • RCK
    • February 23, 2001

49. Multiple Employer PEO 401(k) Plan with Top Heavy Failure

    By Guest gjfowler, September 9, 2002
    • 1 reply
    • 1.5k views
    • 
    • alanm
    • September 9, 2002

50. Continuing to defer after hardship distribution.

    By Guest Thornton, June 22, 1999
    • 1 reply
    • 1.5k views
    • 
    • Spencer
    • June 25, 1999