401(k) Plans

19,275 topics in this forum

1. Is normal retirement age a protected benefit?

   By Guest UKH, April 9, 2001
   • 2 replies
   • 5.1k views
   • 
   • david rigby
   • April 9, 2001

2. Deemed loan or loan offset?

   By FundeK, February 6, 2004
   • 4 replies
   • 5.1k views
   • 
   • Appleby
   • February 6, 2004

3. ADP Test Incorrect/ HCE Refunded Too Much

   By tpacpa, December 20, 2018
   • 5 replies
   • 5.1k views
   • 
   • MQS0413
   • October 30, 2024

4. 401k for passthrough LLC

   By Guest markol, December 4, 2008
   • 12 replies
   • 5.1k views
   • 
   • QDROphile
   • December 5, 2008

5. Unexecuted plan documents

   By KJ Theo, June 7, 2018
   • 21 replies
   • 5.1k views
   • 
   • Luke Bailey
   • June 13, 2018

6. Former participant requests SPD and 5500

   By Guest jms370, April 9, 2002
   • 7 replies
   • 5.1k views
   • 
   • pjkoehler
   • April 11, 2002

7. Statutory Entry Requirements

   By emmetttrudy, September 28, 2012
   • 10 replies
   • 5.1k views
   • 
   • BG5150
   • October 1, 2012

8. KYC Requirements for high volume small 401(k) Plans

   By Guest bankcompliancemanager, January 30, 2009
   • 8 replies
   • 5.1k views
   • 
   • Guest
   • February 4, 2009

9. Possible forged spouse signature

   By Guest Kriso, October 29, 2003
   • 12 replies
   • 5.1k views
   • 
   • doombuggy
   • November 11, 2003

10. Roth conversions within 401(k)

    By Guest KRS401k, September 15, 2010
    • 28 replies
    • 5.1k views
    • 
    • masteff
    • October 26, 2010

11. Plan Restatement when change of TPA/Custodian

    By legort69, January 19, 2005
    • 23 replies
    • 5.1k views
    • 
    • mbozek
    • January 25, 2005

12. SAR for eligible participants

    By Belgarath, October 9, 2017
    • 14 replies
    • 5.1k views
    • 
    • Bird
    • October 18, 2017

13. Loan Payments From Severance

    By austin3515, July 13, 2022
    • 5 replies
    • 5.1k views
    • 
    • fmsinc
    • July 13, 2022

14. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 5.1k views
    • 
    • ESOP Guy
    • January 17, 2019

15. Catch-up contributions in safe-harbor 401(k) plans

    By JDuns, June 30, 2003
    • 3 replies
    • 5.1k views
    • 
    • JDuns
    • July 7, 2003

16. Multiple employer PEO 401(k) plan: employer withdrawal triggers perman

    By Guest FAQ, August 19, 2002
    • 6 replies
    • 5.1k views
    • 
    • alanm
    • August 30, 2002

17. ADP test - can employee with zero compensation be excluded?

    By John A, March 1, 2002
    • 6 replies
    • 5.1k views
    • 
    • AndyH
    • March 2, 2002

18. SMM For New Hardship Rules

    By austin3515, November 20, 2018
    • 40 replies
    • 5.1k views
    • 
    • Peter Gulia
    • September 20, 2019

19. Payroll Deferral Election Changes

    By Gadgetfreak, June 17, 2011
    • 7 replies
    • 5.1k views
    • 
    • Guest
    • June 20, 2011

20. Loan default

    By Guest 401kWorker, December 13, 2002
    • 8 replies
    • 5k views
    • 
    • austin3515
    • December 15, 2002

21. Catchup and ADP Test

    By jmartin, August 17, 2011
    • 7 replies
    • 5k views
    • 
    • Tom Poje
    • April 28, 2014

22. Do 401(k) deferrals count under Average Benefit Percentage Test?

    By Übernerd, July 27, 2006
    • 6 replies
    • 5k views
    • 
    • Übernerd
    • July 28, 2006

23. QNEC and QMAC Eligible for Hardship Withdrawal

    By LCARUSI, October 19, 1998
    • 2 replies
    • 5k views
    • 
    • Guest
    • October 19, 1998

24. Fees -Nationwide

    By k man, January 22, 2002
    • 23 replies
    • 5k views
    • 
    • Guest
    • October 24, 2002

25. FMLA

    By austin3515, April 23, 2007
    • 5 replies
    • 5k views
    • 
    • JanetM
    • April 23, 2007

26. Compensation for a Partner

    By Alex Daisy, February 1, 2010
    • 6 replies
    • 5k views
    • 
    • austin3515
    • February 3, 2010

27. Benefits Rights and Features (BRF) Testing – Match True-Up To Actives Only

    By buckaroo, September 16, 2010
    • 1 reply
    • 5k views
    • 
    • Laura Harrington
    • September 16, 2010

28. triple safe harbor match

    By eilano, June 29, 2006
    • 15 replies
    • 5k views
    • 
    • ak2ary
    • October 26, 2006

29. HCE with no comp but 1,000 hours

    By PensionNewbee, March 4, 2004
    • 18 replies
    • 5k views
    • 
    • Guest
    • March 8, 2004

30. Marijuana Dispensary

    By austin3515, November 1, 2017
    • 24 replies
    • 5k views
    • 
    • RatherBeGolfing
    • March 22, 2019

31. Missed RMD

    By cpc0506, January 19, 2011
    • 6 replies
    • 5k views
    • 
    • TPApril
    • April 4, 2013

32. Participant Loan

    By austin3515, November 4, 2020
    • 43 replies
    • 5k views
    • 
    • MoJo
    • November 9, 2020

33. Distributions to foreign citizens

    By Guest PeterGulia, December 7, 1999
    • 2 replies
    • 5k views
    • 
    • Guest
    • December 7, 1999

34. Negative Enrollments

    By Guest JB2, September 9, 1998
    • 1 reply
    • 5k views
    • 
    • LCARUSI
    • September 9, 1998

35. Inaccurate notice of benefit from SSA

    By Guest johnpetrancosta, May 10, 2012
    • 15 replies
    • 5k views
    • 
    • mbozek
    • May 11, 2012

36. Roles of plan sponsor/administrator -vs- recordkeeper/trustee

    By Guest terid, June 20, 2002
    • 1 reply
    • 5k views
    • 
    • mbozek
    • June 20, 2002

37. EPCRS Missed Deferral Opportunity

    By austin3515, July 10, 2018
    • 17 replies
    • 5k views
    • 
    • austin3515
    • July 17, 2018

38. 401k match with private company stock?

    By Guest KathyL, August 26, 1998
    • 5 replies
    • 5k views
    • 
    • Jon Chambers
    • September 10, 1998

39. rollover in the year turning 70 1/2

    By Guest mopar, July 2, 2010
    • 5 replies
    • 5k views
    • 
    • GMK
    • July 6, 2010

40. Safe Harbor NonElective contribution Employer Funding Deadline ?

    By Francis, June 16, 2010
    • 4 replies
    • 5k views
    • 
    • Scuba 401
    • June 26, 2013

41. "Participants" in a 401(k) plan

    By Lori Friedman, September 2, 2004
    • 34 replies
    • 5k views
    • 
    • Kirk Maldonado
    • September 14, 2004

42. IRS Levy on 401-k Plan

    By Guest pstowers, February 18, 2000
    • 6 replies
    • 5k views
    • 
    • Guest
    • January 8, 2009

43. Pros and cons of allowing multiple outstanding loans to a 401(k) parti

    By Guest DDDlump, November 27, 2000
    • 7 replies
    • 5k views
    • 
    • Jon Chambers
    • November 30, 2000

44. Late deposit during blackout

    By austin3515, August 12, 2020
    • 23 replies
    • 5k views
    • 
    • Peter Gulia
    • August 18, 2020

45. Late Safe Harbor Notices

    By Alf, December 28, 2000
    • 14 replies
    • 5k views
    • 
    • actuarysmith
    • July 17, 2002

46. Prior Year vs. Current Year Testing Method

    By Pension Nerd, February 11, 2016
    • 7 replies
    • 5k views
    • 
    • imchipbrown
    • February 13, 2016

47. 401k SH non-elective contribution

    By J Simmons, August 25, 2008
    • 7 replies
    • 5k views
    • 
    • rlb64
    • May 6, 2009

48. Elective Deferrals Never Made

    By Randy Watson, March 21, 2007
    • 11 replies
    • 5k views
    • 
    • masteff
    • March 26, 2007

49. Top Heavy Safe Harbor Plan

    By Guest bogart126, July 31, 2001
    • 23 replies
    • 5k views
    • 
    • R. Butler
    • June 29, 2005

50. Switching to more restrictive vesting schedule

    By Robin Wilson, December 9, 2020
    • 13 replies
    • 5k views
    • 
    • MWeddell
    • December 11, 2020