401(k) Plans

19,321 topics in this forum

1. EGTRRA re: top heavy calc

   By Brenda Wren, June 25, 2001
   • 1 reply
   • 1.5k views
   • 
   • Tom Poje
   • June 25, 2001

2. When doing a distribution of Excess Aggreate Contributions to correct

   By Guest jeffgh24, September 27, 2000
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • September 28, 2000

3. "Bad" 401(k) safe harbor notice?

   By jkharvey, May 24, 2000
   • 1 reply
   • 1.5k views
   • 
   • Jon Chambers
   • May 24, 2000

4. In-service distributions

   By Guest SPiwowar, January 7, 1999
   • 1 reply
   • 1.5k views
   • 
   • Guest
   • January 8, 1999

5. Eligible for hardship distribution?

   By Jim Chad, June 28, 2012
   • 5 replies
   • 1.5k views
   • 
   • Guest
   • June 30, 2012

6. FMLA and Qualified Plans

   By Guest James Denny, January 7, 2003
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • January 7, 2003

7. Do I have to use EPCRS for 415 refund?

   By Guest Kansas, January 25, 2010
   • 4 replies
   • 1.5k views
   • 
   • fiona1
   • January 26, 2010

8. 404(a)(5)

   By Madison71, June 25, 2018
   • 7 replies
   • 1.5k views
   • 
   • Bird
   • June 28, 2018

9. Termination of 401k

   By chris, November 29, 2006
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • November 30, 2006

10. Safe Harbor 401k and Required Top Heavy Test

    By ERISAGal, August 21, 2019   

    • 401k
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • 401k
      • safe harbor 401k
      • top heavy issue
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • August 21, 2019

11. Correction of Ineligible Deferrals

    By Archimage, October 13, 2005
    • 2 replies
    • 1.5k views
    • 
    • Archimage
    • October 14, 2005

12. Safe Harbor 3% Contribution Cannot be Made (Employer doesn't have the

    By Guest CRA, December 11, 2002
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • December 11, 2002

13. Automatic Enrollment

    By John Feldt ERPA CPC QPA, March 23, 2016   

    • Automatic Enrollment
    • default deferral
    • (and 4 more)

      Tagged with:

      • Automatic Enrollment
      • default deferral
      • negative election
      • VCP
      • Self-correction
      • SCP
    • 7 replies
    • 1.5k views
    • 
    • Peter Gulia
    • March 23, 2016

14. Forfeitures sitting around...

    By doombuggy, January 24, 2014
    • 14 replies
    • 1.5k views
    • 
    • doombuggy
    • January 29, 2014

15. One limit, 2 employers?

    By Guest Drumsnwhistles, August 9, 2006
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • August 9, 2006

16. Refund check to participant, or business?

    By Belgarath, October 5, 2018
    • 16 replies
    • 1.5k views
    • 
    • Bird
    • October 10, 2018

17. ACP results if no prior year ACP Test

    By Guest Dennis, February 19, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 21, 1999

18. Top Heavy Contributions for Hardship Withdrawal Employees

    By Guest Mark Manning, August 17, 1999
    • 1 reply
    • 1.5k views
    • 
    • LCARUSI
    • August 17, 1999

19. Proposal Software

    By Guest, December 9, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • December 9, 1999

20. Disaggregation

    By EBDI, February 10, 2012
    • 2 replies
    • 1.5k views
    • 
    • EBDI
    • February 14, 2012

21. Comparable Plan

    By PMC, October 11, 2001
    • 2 replies
    • 1.5k views
    • 
    • PMC
    • October 11, 2001

22. Eligibility for deferrals and safe harbor match - brain freeze & need a hand

    By Guest Ducks, November 12, 2004
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • November 12, 2004

23. ACP refund late but ADP refund on time

    By Guest Peggy806, November 12, 2009
    • 1 reply
    • 1.5k views
    • 
    • austin3515
    • November 13, 2009

24. match in the year of hardship

    By Guest MPITTS, February 20, 2001
    • 3 replies
    • 1.5k views
    • 
    • RCK
    • February 23, 2001

25. ADP Excesses

    By Brian Gallagher, March 7, 2003
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 7, 2003

26. ADP testing failing - any suggestions?

    By Guest terric, April 21, 2006
    • 6 replies
    • 1.5k views
    • 
    • MR
    • April 28, 2006

27. SIMPLE 401(k) plan - two HCEs have exceeded the 415 limits - deferrals

    By Guest Sara H, May 30, 2000
    • 2 replies
    • 1.5k views
    • 
    • Bill Berke
    • June 2, 2000

28. 2006 Limits

    By Jilliandiz, January 10, 2006
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • January 10, 2006

29. Inaccessible vested 401(k) assets

    By Guest jkopp, December 28, 2001
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • December 28, 2001

30. Loan in excess of 50%

    By Guest rgorman, April 27, 2005
    • 3 replies
    • 1.5k views
    • 
    • WDIK
    • April 28, 2005

31. Withholding on nonqualified Roth distributions

    By Guest mickiemurphy, July 16, 2007
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 16, 2007

32. Low balance fees for terminated participants

    By Guest mmc, September 16, 2005
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • September 16, 2005

33. Harship Distribution

    By Jilliandiz, May 1, 2006
    • 2 replies
    • 1.5k views
    • 
    • wsp
    • May 1, 2006

34. Owner gives back his salary

    By ratherbereading, March 25, 2019
    • 15 replies
    • 1.5k views
    • 
    • JamesK
    • March 28, 2019

35. When are HCE refunds included in income?

    By oriecat, January 15, 2008
    • 4 replies
    • 1.5k views
    • 
    • oriecat
    • January 16, 2008

36. How are APRSC (or SCP) employer correcting contributions to make up fo

    By John A, February 15, 2001
    • 0 replies
    • 1.5k views
    • 
    • John A
    • February 15, 2001

37. Comp used for safe harbor non-elective contrib

    By Guest JL, January 11, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 13, 2000

38. Multiple Emploer/Safe Harbor

    By Guest Giovanni, May 4, 2005
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • May 5, 2005

39. What is the impact of catch-up elections on the general test?

    By JDuns, July 22, 2002
    • 5 replies
    • 1.5k views
    • 
    • JDuns
    • July 23, 2002

40. Requirements for new deferral or insurance elections?

    By AlbanyConsultant, July 28, 2005
    • 6 replies
    • 1.5k views
    • 
    • WDIK
    • July 28, 2005

41. EXCLUDING EMPLOYEES FROM PARTICIPATION AND/OR EMPLOYER CONTRIBUTIONS - PLEASE HELP!

    By Guest bariww, May 11, 2011
    • 2 replies
    • 1.5k views
    • 
    • jpod
    • May 11, 2011

42. Hardship Distribution

    By Guest Theresa, September 1, 1999
    • 1 reply
    • 1.5k views
    • 
    • Richard Anderson
    • September 3, 1999

43. Maximum Participant Loan Duration

    By Guest Lisak, January 6, 2010
    • 7 replies
    • 1.5k views
    • 
    • BG5150
    • January 7, 2010

44. 3 month eligibility question

    By Brian Gallagher, February 26, 2004
    • 3 replies
    • 1.5k views
    • 
    • E as in ERISA
    • February 26, 2004

45. Gap period income

    By Jed Macy, March 18, 2005
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • March 21, 2005

46. ADP Test for first plan year

    By Guest Sara H, December 29, 1998
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • December 29, 1998

47. Participation Levels

    By Guest JSinbad, January 3, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 4, 1999

48. Participant Notice For Self-Directed 401(k) Plans

    By mming, August 7, 2018
    • 7 replies
    • 1.5k views
    • 
    • Bird
    • August 8, 2018

49. 2018 First Plan Year - Is Top Heavy

    By MarZDoates, March 11, 2019
    • 4 replies
    • 1.5k views
    • 
    • Lou S.
    • March 12, 2019

50. eligibility

    By Guest Moira, September 28, 2009
    • 5 replies
    • 1.5k views
    • 
    • K2retire
    • September 29, 2009