401(k) Plans

19,321 topics in this forum

1. QDIA

   By Doghouse, December 6, 2012
   • 3 replies
   • 1.2k views
   • 
   • four01kman
   • December 7, 2012

2. Elective Deferral Paid By Employee Ok?

   By Guest new401kplan, January 10, 2013   

   • elective deferral
   • contirbution
   • (and 1 more)

     Tagged with:

     • elective deferral
     • contirbution
     • retroactive
   • 3 replies
   • 1.5k views
   • 
   • david rigby
   • January 10, 2013

3. New Partner Eligibility to 401(k)

   By michael519, September 15, 2017
   • 3 replies
   • 798 views
   • 
   • michael519
   • November 20, 2017

4. Distributions from partially-vested accts--protected?

   By BG5150, November 19, 2019
   • 3 replies
   • 780 views
   • 
   • Luke Bailey
   • November 20, 2019

5. Roth/Catch-up and Off-Calendar Year Plans

   By Gilmore, June 19, 2023
   • 3 replies
   • 1.1k views
   • 
   • Paul I
   • June 20, 2023

6. Automatic enrollment in 2025

   By Belgarath, August 28, 2024
   • 3 replies
   • 613 views
   • 
   • Peter Gulia
   • August 29, 2024

7. Reliance on Advisory Letter-Volume Plan-Affiliated Service Group

   By lkpittman, May 1, 2002
   • 3 replies
   • 1.5k views
   • 
   • lkpittman
   • July 16, 2002

8. Pre-programming deferral rate increases. Anyone know of a provider or plan doing it?

   By Guest btooz, October 31, 2003
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • November 6, 2003

9. plan limitation predictions

   By Tom Poje, September 16, 2005
   • 3 replies
   • 1.2k views
   • 
   • Mike Preston
   • September 16, 2005

10. What do you do when...?

    By Guest ggbrock, November 9, 2009
    • 3 replies
    • 1.1k views
    • 
    • J Simmons
    • November 9, 2009

11. De Facto After-Tax Contributions

    By Guest RJRogers, May 3, 2010
    • 3 replies
    • 1.1k views
    • 
    • jpod
    • May 7, 2010

12. Solo k recordkeeping

    By Craig Garner, December 7, 2012
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • December 7, 2012

13. Timing of Deposits for Partners (Relius article)

    By austin3515, January 6, 2014
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • January 7, 2014

14. Plan imposed deferral limits for HCEs

    By cpc0506, February 16, 2015
    • 3 replies
    • 1.7k views
    • 
    • cpc0506
    • February 17, 2015

15. Rev Proc 2015-28 notice requirements

    By WCC, September 1, 2016
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • February 13, 2017

16. 401(k) / SEP

    By Stash026, March 6, 2020
    • 3 replies
    • 994 views
    • 
    • spiritrider
    • March 13, 2020

17. Separation from service?

    By EGB, April 24, 2000
    • 3 replies
    • 2.1k views
    • 
    • EGB
    • April 25, 2000

18. New to me Plan - SH NEC Review... Not Right

    By Basically, August 29, 2023
    • 3 replies
    • 712 views
    • 
    • Bri
    • August 29, 2023

19. Participant Loans

    By Jilliandiz, July 25, 2005
    • 3 replies
    • 1.4k views
    • 
    • Belgarath
    • July 25, 2005

20. ADP Test Failure Determined after HCE paid out.

    By Guest Factor, September 16, 2005
    • 3 replies
    • 1.9k views
    • 
    • Mike Preston
    • September 17, 2005

21. Change in SH contribution type

    By Guest PCS Inc, August 19, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • August 20, 2009

22. A U.S. company has leased U.S. citizens in a foreign country. How are

    By Guest Leigh Lindsey, September 6, 2000
    • 3 replies
    • 1.9k views
    • 
    • pjkoehler
    • September 7, 2000

23. RMDs from Roth Accountss

    By austin3515, October 29, 2024
    • 3 replies
    • 533 views
    • 
    • G8Rs
    • October 30, 2024

24. Super Top Heavy Minimum in a Defined Contribution Plan

    By Guest BS, November 1, 2000
    • 3 replies
    • 5.4k views
    • 
    • Guest
    • November 4, 2000

25. Yet Another Negative Election Question

    By card, August 28, 2001
    • 3 replies
    • 1.6k views
    • 
    • card
    • August 29, 2001

26. Hardship withdrawals-did withholding rules change recently???

    By Guest DeePA, March 4, 2003
    • 3 replies
    • 1.3k views
    • 
    • jaemmons
    • March 4, 2003

27. Short Plan year

    By Guest mol, September 7, 2004
    • 3 replies
    • 1.2k views
    • 
    • jquazza
    • September 9, 2004

28. Switching to a S/H Plan before start of Plan Year

    By rblum50, November 11, 2013   

    • S/H Matching Contribution
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • November 13, 2013

29. Military Leave make-up contributions

    By 30Rock, December 19, 2017
    • 3 replies
    • 2.4k views
    • 
    • johncarter
    • November 2, 2018

30. SAFE HARBOR 401K VS. 401K

    By Guest LSULLIVAN, January 23, 2004
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • January 23, 2004

31. HCE Determinination

    By Safeharbor29, June 11, 2015   

    • HCE
    • nondiscrimination testing
    • (and 1 more)

      Tagged with:

      • HCE
      • nondiscrimination testing
      • equity firm
    • 3 replies
    • 1.7k views
    • 
    • rcline46
    • June 11, 2015

32. Return of ADP Refunds

    By bzorc, August 7, 2015
    • 3 replies
    • 1.5k views
    • 
    • QDROphile
    • August 10, 2015

33. Special Deferral effective and plan entry

    By BG5150, February 14, 2017
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • February 15, 2017

34. multiple 5330s needed or just 1?

    By ACK, July 1, 2021
    • 3 replies
    • 1k views
    • 
    • D Lewis
    • July 8, 2021

35. VESTING

    By Guest AP, May 9, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 12, 1999

36. 10% early withdrawal penalty for selling all or part of the company co

    By Guest eugenew, November 20, 2001
    • 3 replies
    • 1.6k views
    • 
    • david rigby
    • November 21, 2001

37. 401(a)(4) General test - cite needed for Average Benefit Percentage Te

    By John A, February 7, 2002
    • 3 replies
    • 2.7k views
    • 
    • Mike Preston
    • February 11, 2002

38. resident alien eligible to sponsor US retirement plan?

    By k man, May 5, 2005
    • 3 replies
    • 1.4k views
    • 
    • mbozek
    • May 12, 2005

39. Discrim. Testing for 3% SHNEC

    By Guest Dash02, December 28, 2005
    • 3 replies
    • 1.4k views
    • 
    • Tom Poje
    • December 29, 2005

40. Correction for Deferrals not Deducted

    By Guest cke66edy, February 17, 2011
    • 3 replies
    • 1.2k views
    • 
    • QDROphile
    • February 17, 2011

41. Failure to suspend deferrals after hardship

    By Guest Rebel TPA, March 14, 2011
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 15, 2011

42. Mid Year SH QNEC

    By AJ North, June 1, 2011
    • 3 replies
    • 1.2k views
    • 
    • AJ North
    • June 3, 2011

43. 401K Deferrals & 7 Day Safe Harbor

    By ERISA13, September 11, 2012
    • 3 replies
    • 1.4k views
    • 
    • Lou S.
    • September 12, 2012

44. Early Retirement Feature and anti-cut back

    By cpc0506, October 24, 2014
    • 3 replies
    • 1.5k views
    • 
    • Lou S.
    • October 24, 2014

45. RMD calculation for a non-spouse beneficiary

    By Ryan Walter, January 17, 2020
    • 3 replies
    • 916 views
    • 
    • Ryan Walter
    • January 28, 2020

46. What Form to use for 2020 SF or EZ

    By DPSRich, March 4, 2021
    • 3 replies
    • 652 views
    • 
    • Bird
    • March 4, 2021

47. Safe harbor nonelective, eligibility requirements based on service different than deferrals

    By Belgarath, May 6, 2022
    • 3 replies
    • 673 views
    • 
    • Mr Bagwell
    • May 6, 2022

48. Does a QNEC contribution allocation formula need to be definitely dete

    By Richard Anderson, November 25, 2000
    • 3 replies
    • 2.4k views
    • 
    • MWeddell
    • November 28, 2000

49. 401k and ESOP plan

    By TH 401k, May 19, 2025
    • 3 replies
    • 854 views
    • 
    • jsample
    • May 20, 2025

50. Deferrals by Key Employee

    By imchipbrown, August 7, 2001
    • 3 replies
    • 1.6k views
    • 
    • R. Butler
    • August 8, 2001