401(k) Plans

19,335 topics in this forum

1. 2007 Cost of Living Increases

   By Guest Powers, August 22, 2006
   • 3 replies
   • 1.9k views
   • 
   • Tom Poje
   • August 23, 2006

2. Automatic Enrollment Problem

   By Below Ground, February 5, 2007
   • 3 replies
   • 1.8k views
   • 
   • 401_4_ever
   • February 7, 2007

3. Removal of Spousal Consent

   By Guest Julie, July 19, 2007
   • 3 replies
   • 2.1k views
   • 
   • austin3515
   • July 20, 2007

4. ADP refunds and TH

   By Earl, February 14, 2009
   • 3 replies
   • 1.5k views
   • 
   • Tom Poje
   • February 16, 2009

5. Controlled Group - two companies folded

   By PFranckowiak, July 23, 2010
   • 3 replies
   • 1.3k views
   • 
   • BG5150
   • July 27, 2010

6. ADP refunds

   By Guest Joanne Davey, March 14, 2011
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • March 15, 2011

7. QDIA

   By Doghouse, December 6, 2012
   • 3 replies
   • 1.2k views
   • 
   • four01kman
   • December 7, 2012

8. Elective Deferral Paid By Employee Ok?

   By Guest new401kplan, January 10, 2013   

   • elective deferral
   • contirbution
   • (and 1 more)

     Tagged with:

     • elective deferral
     • contirbution
     • retroactive
   • 3 replies
   • 1.5k views
   • 
   • david rigby
   • January 10, 2013

9. New Partner Eligibility to 401(k)

   By michael519, September 15, 2017
   • 3 replies
   • 805 views
   • 
   • michael519
   • November 20, 2017

10. Distributions from partially-vested accts--protected?

    By BG5150, November 19, 2019
    • 3 replies
    • 788 views
    • 
    • Luke Bailey
    • November 20, 2019

11. Roth/Catch-up and Off-Calendar Year Plans

    By Gilmore, June 19, 2023
    • 3 replies
    • 1.1k views
    • 
    • Paul I
    • June 20, 2023

12. Automatic enrollment in 2025

    By Belgarath, August 28, 2024
    • 3 replies
    • 629 views
    • 
    • Peter Gulia
    • August 29, 2024

13. Reliance on Advisory Letter-Volume Plan-Affiliated Service Group

    By lkpittman, May 1, 2002
    • 3 replies
    • 1.5k views
    • 
    • lkpittman
    • July 16, 2002

14. Pre-programming deferral rate increases. Anyone know of a provider or plan doing it?

    By Guest btooz, October 31, 2003
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • November 6, 2003

15. plan limitation predictions

    By Tom Poje, September 16, 2005
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • September 16, 2005

16. What do you do when...?

    By Guest ggbrock, November 9, 2009
    • 3 replies
    • 1.1k views
    • 
    • J Simmons
    • November 9, 2009

17. De Facto After-Tax Contributions

    By Guest RJRogers, May 3, 2010
    • 3 replies
    • 1.1k views
    • 
    • jpod
    • May 7, 2010

18. Solo k recordkeeping

    By Craig Garner, December 7, 2012
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • December 7, 2012

19. Timing of Deposits for Partners (Relius article)

    By austin3515, January 6, 2014
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • January 7, 2014

20. Plan imposed deferral limits for HCEs

    By cpc0506, February 16, 2015
    • 3 replies
    • 1.7k views
    • 
    • cpc0506
    • February 17, 2015

21. Rev Proc 2015-28 notice requirements

    By WCC, September 1, 2016
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • February 13, 2017

22. 401(k) / SEP

    By Stash026, March 6, 2020
    • 3 replies
    • 1k views
    • 
    • spiritrider
    • March 13, 2020

23. Separation from service?

    By EGB, April 24, 2000
    • 3 replies
    • 2.1k views
    • 
    • EGB
    • April 25, 2000

24. New to me Plan - SH NEC Review... Not Right

    By Basically, August 29, 2023
    • 3 replies
    • 719 views
    • 
    • Bri
    • August 29, 2023

25. Participant Loans

    By Jilliandiz, July 25, 2005
    • 3 replies
    • 1.4k views
    • 
    • Belgarath
    • July 25, 2005

26. ADP Test Failure Determined after HCE paid out.

    By Guest Factor, September 16, 2005
    • 3 replies
    • 1.9k views
    • 
    • Mike Preston
    • September 17, 2005

27. Change in SH contribution type

    By Guest PCS Inc, August 19, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • August 20, 2009

28. A U.S. company has leased U.S. citizens in a foreign country. How are

    By Guest Leigh Lindsey, September 6, 2000
    • 3 replies
    • 2k views
    • 
    • pjkoehler
    • September 7, 2000

29. RMDs from Roth Accountss

    By austin3515, October 29, 2024
    • 3 replies
    • 545 views
    • 
    • G8Rs
    • October 30, 2024

30. Super Top Heavy Minimum in a Defined Contribution Plan

    By Guest BS, November 1, 2000
    • 3 replies
    • 5.4k views
    • 
    • Guest
    • November 4, 2000

31. Yet Another Negative Election Question

    By card, August 28, 2001
    • 3 replies
    • 1.6k views
    • 
    • card
    • August 29, 2001

32. Hardship withdrawals-did withholding rules change recently???

    By Guest DeePA, March 4, 2003
    • 3 replies
    • 1.3k views
    • 
    • jaemmons
    • March 4, 2003

33. Short Plan year

    By Guest mol, September 7, 2004
    • 3 replies
    • 1.2k views
    • 
    • jquazza
    • September 9, 2004

34. Switching to a S/H Plan before start of Plan Year

    By rblum50, November 11, 2013   

    • S/H Matching Contribution
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • November 13, 2013

35. Military Leave make-up contributions

    By 30Rock, December 19, 2017
    • 3 replies
    • 2.4k views
    • 
    • johncarter
    • November 2, 2018

36. SAFE HARBOR 401K VS. 401K

    By Guest LSULLIVAN, January 23, 2004
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • January 23, 2004

37. HCE Determinination

    By Safeharbor29, June 11, 2015   

    • HCE
    • nondiscrimination testing
    • (and 1 more)

      Tagged with:

      • HCE
      • nondiscrimination testing
      • equity firm
    • 3 replies
    • 1.7k views
    • 
    • rcline46
    • June 11, 2015

38. Return of ADP Refunds

    By bzorc, August 7, 2015
    • 3 replies
    • 1.5k views
    • 
    • QDROphile
    • August 10, 2015

39. Special Deferral effective and plan entry

    By BG5150, February 14, 2017
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • February 15, 2017

40. multiple 5330s needed or just 1?

    By ACK, July 1, 2021
    • 3 replies
    • 1k views
    • 
    • D Lewis
    • July 8, 2021

41. VESTING

    By Guest AP, May 9, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 12, 1999

42. 10% early withdrawal penalty for selling all or part of the company co

    By Guest eugenew, November 20, 2001
    • 3 replies
    • 1.6k views
    • 
    • david rigby
    • November 21, 2001

43. 401(a)(4) General test - cite needed for Average Benefit Percentage Te

    By John A, February 7, 2002
    • 3 replies
    • 2.7k views
    • 
    • Mike Preston
    • February 11, 2002

44. resident alien eligible to sponsor US retirement plan?

    By k man, May 5, 2005
    • 3 replies
    • 1.4k views
    • 
    • mbozek
    • May 12, 2005

45. Discrim. Testing for 3% SHNEC

    By Guest Dash02, December 28, 2005
    • 3 replies
    • 1.4k views
    • 
    • Tom Poje
    • December 29, 2005

46. Correction for Deferrals not Deducted

    By Guest cke66edy, February 17, 2011
    • 3 replies
    • 1.2k views
    • 
    • QDROphile
    • February 17, 2011

47. Failure to suspend deferrals after hardship

    By Guest Rebel TPA, March 14, 2011
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 15, 2011

48. Mid Year SH QNEC

    By AJ North, June 1, 2011
    • 3 replies
    • 1.2k views
    • 
    • AJ North
    • June 3, 2011

49. 401K Deferrals & 7 Day Safe Harbor

    By ERISA13, September 11, 2012
    • 3 replies
    • 1.4k views
    • 
    • Lou S.
    • September 12, 2012

50. Early Retirement Feature and anti-cut back

    By cpc0506, October 24, 2014
    • 3 replies
    • 1.5k views
    • 
    • Lou S.
    • October 24, 2014