401(k) Plans

19,321 topics in this forum

1. 402g Limit - plan had changes during the year

   By Guest Achilles, March 21, 2003
   • 3 replies
   • 1.3k views
   • 
   • E as in ERISA
   • March 21, 2003

2. Contribution error

   By Guest fidelityrose, April 2, 2010
   • 3 replies
   • 4.2k views
   • 
   • Spencer
   • June 23, 2010

3. Merging 2 Safe Harbor Plans mid year

   By austin3515, August 14, 2019
   • 3 replies
   • 1.4k views
   • 
   • Luke Bailey
   • August 15, 2019

4. FFCRA wages subject to 401(k) withholding?

   By BG5150, April 15, 2020
   • 3 replies
   • 3.2k views
   • 
   • Larry Starr
   • April 17, 2020

5. May a plan provide an automatic-contribution arrangement for some employees, but not others?

   By Peter Gulia, October 28, 2021   

   • automatic-contribution arrangement
   • 3 replies
   • 797 views
   • 
   • MWeddell
   • November 2, 2021

6. ADP Excess For Deceased Participant

   By Guest Beavis, December 9, 1998
   • 3 replies
   • 3.3k views
   • 
   • LCARUSI
   • December 14, 1998

7. 401k In Plan Roth Conversion Limitations

   By MGOAdmin, October 31, 2024   

   • roth conversion
   • 3 replies
   • 1.4k views
   • 
   • Bill Presson
   • November 1, 2024

8. 401(k) Automatic Deferral

   By Tom, March 7, 2025
   • 3 replies
   • 1.2k views
   • 
   • Planit 401k
   • March 13, 2025

9. Mid-Year Change for 401(k) Safe Harbor

   By Transplant, January 13
   • 3 replies
   • 403 views
   • 
   • CuseFan
   • January 13

10. 401(k) participant died with outstanding loan; does beneficiary get 1099R for the loan balance? How is the form coded?

    By Guest DBanko, September 19, 2003
    • 3 replies
    • 1.8k views
    • 
    • Appleby
    • September 19, 2003

11. Defined Contribution Plan

    By Guest GoneToSoon, December 26, 2008
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • December 26, 2008

12. Coupon loans? Why a bad idea?

    By BG5150, November 21, 2019
    • 3 replies
    • 1.1k views
    • 
    • Larry Starr
    • November 21, 2019

13. ACP & MULTIPLE USE CORRECTION

    By Guest PWBAer, December 11, 1998
    • 3 replies
    • 1.5k views
    • 
    • MWeddell
    • December 14, 1998

14. Requirements on 401(k) Statements

    By Guest TYounkin, January 22, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • January 23, 2000

15. How to max HCE contributions for new late in year 401k?

    By Guest Ed Walker, November 27, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • November 30, 2000

16. Loan Program

    By austin3515, January 16, 2003
    • 3 replies
    • 1.7k views
    • 
    • Alf
    • January 21, 2003

17. Hardships Not Allowed From Safe Harbor Plans

    By sdix401k, September 28, 2004
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • September 29, 2004

18. Retirement Plan Laws in Canada

    By Guest dstran, January 31, 2006
    • 3 replies
    • 1.6k views
    • 
    • GBurns
    • February 5, 2006

19. Benefit, Rights and Features Test

    By Guest 401kbee, February 6, 2007
    • 3 replies
    • 4.2k views
    • 
    • Tom Poje
    • February 7, 2007

20. Affiliated Service Group - Lawyers

    By MGOAdmin, September 25, 2013   

    • affiliated
    • 3 replies
    • 1.2k views
    • 
    • shERPA
    • September 30, 2013

21. Would anyone consider a washing machine and dryer for a Hardship withdrawal?

    By Jim Chad, June 2, 2014
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • June 2, 2014

22. ACP Failures / SCP

    By austin3515, December 23, 2014
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • December 23, 2014

23. Principal 401k Unimpressive earnings/ Rollover

    By vvasi9, June 12, 2015
    • 3 replies
    • 1.5k views
    • 
    • GMK
    • June 12, 2015

24. Student Loan Repayment Programs

    By austin3515, September 19, 2017
    • 3 replies
    • 674 views
    • 
    • Catsby
    • September 20, 2017

25. Unused Forfeiture

    By TH 401k, January 8, 2025
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • January 8, 2025

26. Application of the 25% profit sharing rule

    By Mleech, March 10, 2025   

    • profit sharing
    • safe harbor
    • 3 replies
    • 3.9k views
    • 
    • jsample
    • March 11, 2025

27. Is it discriminatory in a self-directed plan to offer an investment wi

    By Guest Tara Curran, March 28, 2001
    • 3 replies
    • 1.9k views
    • 
    • actuarysmith
    • April 2, 2001

28. Catchup Contributions

    By Guest mpark, August 13, 2002
    • 3 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • August 14, 2002

29. VCP - plan never adopted

    By Guest sfatty, June 22, 2006
    • 3 replies
    • 1.7k views
    • 
    • Ron Snyder
    • June 23, 2006

30. Annual Document Maintenance

    By Guest fender5150, July 21, 2007
    • 3 replies
    • 1.5k views
    • 
    • Mike Preston
    • July 23, 2007

31. Discretionary Match - Stopped but Not for Everyone

    By Guest SVA Retirement Plan Svc., January 29, 2008
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 30, 2008

32. Merger of a company

    By Guest DBSI, March 27, 2012
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • March 27, 2012

33. Compensation exclusions

    By hileman, June 1, 2017
    • 3 replies
    • 558 views
    • 
    • CuseFan
    • June 1, 2017

34. Switch Next Year's Safe Harbor

    By Gilmore, December 8, 2022
    • 3 replies
    • 786 views
    • 
    • Bill Presson
    • December 10, 2022

35. Are contributions to/for ineligible employees included in ADP and ACP

    By John A, January 21, 2000
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • January 25, 2000

36. Fee Disclosure Failure -- de minimis exceptions?

    By ERISA-Bubs, September 1, 2023
    • 3 replies
    • 1.4k views
    • 
    • Roycal
    • September 6, 2023

37. Safe Harbor 401(k) Can ER max salary deferral even though other EE's d

    By Guest Don J. Smith, July 18, 2000
    • 3 replies
    • 2k views
    • 
    • actuarysmith
    • July 19, 2000

38. Company stock in a 401(k) plan

    By Guest Julie, September 7, 2000
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • September 10, 2000

39. plan termination

    By Guest lskin, September 19, 2005
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • November 5, 2005

40. Safe Harbor Mid-Year Change (Match to Nonelective)

    By PJ2009, April 27, 2009
    • 3 replies
    • 2.6k views
    • 
    • PJ2009
    • April 28, 2009

41. OK for 415?

    By austin3515, March 15, 2011
    • 3 replies
    • 971 views
    • 
    • PensionPro
    • March 15, 2011

42. 403(b) taking excess deferrals to prevent ADP failure

    By 401_4_ever, June 26, 2013
    • 3 replies
    • 970 views
    • 
    • PensionPro
    • June 26, 2013

43. IRS notice re: Fidelity Bond

    By Earl, January 8, 2014
    • 3 replies
    • 2.8k views
    • 
    • masteff
    • January 17, 2014

44. rehired employees with auto enrollment

    By K2retire, June 3, 2014
    • 3 replies
    • 2.7k views
    • 
    • Guest
    • June 3, 2014

45. Proxy voting

    By Scuba 401, January 21, 2000
    • 3 replies
    • 2.7k views
    • 
    • KJohnson
    • January 25, 2000

46. Eligibility Question

    By Below Ground, February 2, 2023
    • 3 replies
    • 368 views
    • 
    • Below Ground
    • February 2, 2023

47. M&A Question

    By KJJ-TPA, January 5, 2024
    • 3 replies
    • 666 views
    • 
    • Luke Bailey
    • January 17, 2024

48. Changing Eligibility Requirements

    By FishOn, April 26, 2024
    • 3 replies
    • 2.1k views
    • 
    • CuseFan
    • April 26, 2024

49. Compensation Used for Safe Harbor Match

    By metsfan026, March 10, 2025
    • 3 replies
    • 808 views
    • 
    • jsample
    • March 11, 2025

50. Real Estate in a Profit Sharing Plan

    By jenny, May 22, 2025
    • 3 replies
    • 1.1k views
    • 
    • ERISALawyr
    • May 26, 2025