401(k) Plans

19,275 topics in this forum

1. 401(k) Plan - with Coverage, ADP/ACP failures

   By msmith, June 13, 2017
   • 8 replies
   • 1.5k views
   • 
   • msmith
   • June 19, 2017

2. Safe Harbor match and compensation

   By Guest Frankie32, December 19, 2001
   • 1 reply
   • 1.5k views
   • 
   • jaemmons
   • December 19, 2001

3. Warning: High Explosives! redux. Another article/study appears.

   By Guest tschenk, September 14, 2000
   • 0 replies
   • 1.5k views
   • 
   • Guest
   • September 14, 2000

4. 401(k)

   By cpc0506, October 22, 2009
   • 9 replies
   • 1.5k views
   • 
   • Tom Poje
   • October 28, 2009

5. Safe Harbor- Top Heavy

   By Guest Gordy, February 16, 2002
   • 5 replies
   • 1.5k views
   • 
   • Guest
   • February 18, 2002

6. Owner PS/Match/SHNEC deducted but not deposited

   By Guest notapensiongeek, June 9, 2008
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • June 11, 2008

7. 415 limits and Collective Bargaining

   By Guest Rutager, April 9, 2007
   • 1 reply
   • 1.5k views
   • 
   • Jim Chad
   • April 11, 2007

8. Safe Habor Notice

   By Hoard1, November 23, 1999
   • 1 reply
   • 1.5k views
   • 
   • thepensionmaven
   • December 5, 1999

9. In service withdrawls and rollovers

   By Guest Bob Monte, August 30, 2004
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • August 30, 2004

10. Union then management, hours to count

    By K-t-F, June 12, 2006
    • 5 replies
    • 1.5k views
    • 
    • J2D2
    • June 12, 2006

11. 401(k) Safe Harbor Document Language

    By Guest jvanheyde, September 16, 2003
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • September 17, 2003

12. Vesting current participants

    By Guest SAG, September 21, 1999
    • 1 reply
    • 1.5k views
    • 
    • david rigby
    • September 21, 1999

13. Any problems or concerns when a 401(k) plan covers only Non-Highly Com

    By Dawn Hafner, May 19, 2000
    • 2 replies
    • 1.5k views
    • 
    • John A
    • May 19, 2000

14. Definition of Actively Employed...

    By Stash026, April 25, 2019
    • 2 replies
    • 1.5k views
    • 
    • Luke Bailey
    • April 26, 2019

15. Change in business structure, what to do with 401k?

    By Guest LTurner, May 10, 2002
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • May 14, 2002

16. 50% Owner only employee with deferrals.

    By Guest Donna Henderson, December 27, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 28, 2000

17. Real World, Real Problem, Real Ugly

    By imchipbrown, March 12, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • March 14, 2000

18. Recoupment of overpayments

    By austin3515, August 16, 2024
    • 7 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • August 20, 2024

19. 401(k) contribution for terminating ee

    By Gary, December 1, 1998
    • 1 reply
    • 1.5k views
    • 
    • LCARUSI
    • December 1, 1998

20. QMAC Question

    By Guest KD40, February 11, 2004
    • 2 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 13, 2004

21. What costs are deductible in filing VFCP?

    By Jim Chad, April 2, 2009
    • 0 replies
    • 1.5k views
    • 
    • Jim Chad
    • April 2, 2009

22. New plan - timing of 404(a)(5) annual notice?

    By AlbanyConsultant, August 13, 2012
    • 1 reply
    • 1.5k views
    • 
    • chc93
    • August 13, 2012

23. PS allocation before year end

    By Santo Gold, September 24, 2009
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • September 24, 2009

24. Timing of an amendment to change to current year testing after the exp

    By KJohnson, February 23, 2001
    • 0 replies
    • 1.5k views
    • 
    • KJohnson
    • February 23, 2001

25. Definition of "Related Educational Fees" for purposes of 401(k) hardship distribution

    By Guest BL333, July 15, 2009
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • July 15, 2009

26. Highly comp only putting after tax money, testing required?

    By Guest Kim S., March 21, 2002
    • 8 replies
    • 1.5k views
    • 
    • Guest
    • March 22, 2002

27. Is a SIMPLE IRA plan a "successor plan" under the 401(k) rul

    By Guest SCUDDESLER, August 7, 2000
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • August 7, 2000

28. Vacation Pay as DC Contribution

    By Guest blackacre, April 29, 2003
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 1, 2003

29. VESTING

    By Guest AP, May 9, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 12, 1999

30. Annual Document Maintenance

    By Guest fender5150, July 21, 2007
    • 3 replies
    • 1.5k views
    • 
    • Mike Preston
    • July 23, 2007

31. ACP test - safe harbor 401k plan

    By jaemmons, July 27, 2005
    • 2 replies
    • 1.5k views
    • 
    • jaemmons
    • July 28, 2005

32. June 30 plan year end

    By John Feldt ERPA CPC QPA, June 29, 2009
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • July 3, 2009

33. Top Heavy test For a Terminating Plan

    By ratherbereading, June 15, 2017   

    • top heavy; plan termination
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • June 15, 2017

34. deferrals not stopped after hardship

    By wsp, February 17, 2004
    • 0 replies
    • 1.5k views
    • 
    • wsp
    • February 17, 2004

35. Contribution to a Terminated Participant?

    By Archimage, March 3, 2006
    • 3 replies
    • 1.5k views
    • 
    • rcline46
    • March 3, 2006

36. Excluded Class

    By Melissa, March 14, 2019
    • 5 replies
    • 1.5k views
    • 
    • Melissa
    • March 15, 2019

37. PS Forfeitures - Annual Limits

    By AndyT, March 1, 2000
    • 1 reply
    • 1.5k views
    • 
    • BTH
    • March 1, 2000

38. Minor change to a Volume Submitter document.

    By Richard Anderson, October 20, 2005
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • October 21, 2005

39. ROBS Client -

    By SwimmingInBowelsOfERISA, August 14, 2023
    • 3 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 16, 2023

40. Small Plan Audit Requirements

    By Blinky the 3-eyed Fish, May 20, 2002
    • 1 reply
    • 1.5k views
    • 
    • KateSmithPA
    • May 21, 2002

41. discriminatory?

    By wsp, October 16, 2006
    • 4 replies
    • 1.5k views
    • 
    • Mike Preston
    • October 17, 2006

42. Designated Roth Accounts

    By Felicia, August 21, 2007
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • August 22, 2007

43. Vesting

    By Guest CathyS, April 19, 2007
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • April 19, 2007

44. Combining 403(b) and 401(k)

    By k man, July 18, 2001
    • 0 replies
    • 1.5k views
    • 
    • k man
    • July 18, 2001

45. 401 K control group issue

    By Guest muzz, August 27, 2003
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • August 27, 2003

46. Can employee deferrals be invested before profit sharing plan is actua

    By Guest vrp, September 28, 2000
    • 2 replies
    • 1.5k views
    • 
    • QDROphile
    • September 28, 2000

47. A Real Doozy...

    By austin3515, October 20, 2011
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • October 21, 2011

48. Amended Tax Return

    By Guest J Samuelson, June 18, 1999
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • June 18, 1999

49. SIMPLE 401(k) TO SAFEHARBOR CONVERSION

    By Guest FredR, April 23, 2002
    • 1 reply
    • 1.5k views
    • 
    • R. Butler
    • April 23, 2002

50. Association MEP Eligible Employer

    By Purplemandinga, December 28, 2020
    • 9 replies
    • 1.5k views
    • 
    • Peter Gulia
    • January 7, 2021