401(k) Plans

19,321 topics in this forum

1. Hardship Eligiblity

   By Stash026, November 7, 2018
   • 3 replies
   • 702 views
   • 
   • dmwe
   • November 8, 2018

2. Reporting of late deferrals on Form 5500-SF

   By DDB BN, June 20, 2019
   • 3 replies
   • 1.2k views
   • 
   • ratherbereading
   • June 21, 2019

3. Entry Date

   By mjf06241972, June 9, 2020
   • 3 replies
   • 1.1k views
   • 
   • Lou S.
   • June 9, 2020

4. Combined Plan with Multiple Contribution Formulas

   By Guest Ralph, June 7, 2001
   • 3 replies
   • 1.6k views
   • 
   • PMC
   • June 8, 2001

5. Schedule P Revision necessry?

   By Guest beachday, September 26, 2002
   • 3 replies
   • 1.4k views
   • 
   • AndyH
   • September 28, 2002

6. sh initial eligibility

   By abanky, August 25, 2010
   • 3 replies
   • 926 views
   • 
   • rcline46
   • August 25, 2010

7. Conditional profit-sharing allocation requirement...legal?

   By gle318612, June 20, 2012
   • 3 replies
   • 2.2k views
   • 
   • gle318612
   • June 22, 2012

8. ADP refund - wrong amount

   By pholosofizer, October 8, 2015
   • 3 replies
   • 1.3k views
   • 
   • austin3515
   • October 10, 2015

9. deductible fees?

   By M Norton, June 20, 2019
   • 3 replies
   • 816 views
   • 
   • M Norton
   • June 27, 2019

10. Severance Pay

    By ratherbereading, December 12, 2022
    • 3 replies
    • 1.1k views
    • 
    • Luke Bailey
    • December 20, 2022

11. Layoff - vesting requirement under 401(k) Plan

    By Guest benefitsanalyst, March 30, 2001
    • 3 replies
    • 2.6k views
    • 
    • david rigby
    • March 30, 2001

12. InServiceDistribution Verusu Pre-Retirement Distribution

    By Guest DIGMYDOG, December 12, 2003
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 15, 2003

13. Plan ammended to Safe Harbor; can older, non-vested contributions be vested 100%, retroactively?

    By Guest hodag, March 22, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 22, 2005

14. Roth deferral

    By Belgarath, April 14, 2011
    • 3 replies
    • 1.2k views
    • 
    • Belgarath
    • April 14, 2011

15. Changing discretionary per-payroll match mid-year

    By AlbanyConsultant, April 12, 2017
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • April 12, 2017

16. safe harbor match - compensation period

    By Tom, December 12, 2022
    • 3 replies
    • 695 views
    • 
    • Luke Bailey
    • December 20, 2022

17. SDBAs for owners (can it be done?)

    By AlbanyConsultant, May 1, 2024
    • 3 replies
    • 1.1k views
    • 
    • Peter Gulia
    • May 1, 2024

18. ADP/ACP statutory minimum age 21 with one year of service, but what ar

    By Guest Kevin Plymyer, September 29, 2000
    • 3 replies
    • 3.1k views
    • 
    • rcline46
    • October 2, 2000

19. Why not follow the catch-up rule for 2026 too?

    By Peter Gulia, September 24, 2025
    • 3 replies
    • 979 views
    • 
    • Belgarath
    • September 25, 2025

20. Plan Post-merger

    By Guest blackacre, August 11, 2003
    • 3 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • August 12, 2003

21. Safe Harbor Plan and Short Plan Year

    By Guest AndyL, November 4, 2003
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • November 6, 2003

22. Another Top Paid Group question

    By FJR, January 27, 2004
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 27, 2004

23. PPA/Distribution Notices

    By austin3515, January 12, 2007
    • 3 replies
    • 1.9k views
    • 
    • blue
    • March 28, 2007

24. investing in rental property

    By randagulp, August 16, 2015   

    • self-directed
    • 401(k)
    • (and 2 more)

      Tagged with:

      • self-directed
      • 401(k)
      • rental property
      • investment
    • 3 replies
    • 1.6k views
    • 
    • My 2 cents
    • August 17, 2015

25. When are deferrals a catch-up contribution?

    By cheersmate, March 15, 2016   

    • 401k
    • deferrals
    • (and 3 more)

      Tagged with:

      • 401k
      • deferrals
      • recharacterization 401k
      • catch up contributions
      • 415 limits
    • 3 replies
    • 2.1k views
    • 
    • Lou S.
    • March 15, 2016

26. Excess Deferrals - taxable in prior year, but 1099-R for which year

    By TPApril, March 10, 2021
    • 3 replies
    • 770 views
    • 
    • Lou S.
    • March 11, 2021

27. SoloK plan and Participating Employers

    By cpc0506, March 13, 2022
    • 3 replies
    • 780 views
    • 
    • Nate S
    • March 22, 2022

28. HCE issues - when is HCFE important? Does an HCE become an NHCE in so

    By Guest Lucie, February 4, 2000
    • 3 replies
    • 2k views
    • 
    • John A
    • February 4, 2000

29. Trust ID Numbers

    By Guest TrustMe401k, May 15, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • May 17, 2000

30. Amending a 401(k) plan to a SEP???

    By Guest VAP, December 18, 2000
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • December 21, 2000

31. qualified plan with only one named employee

    By Guest Diane DuFresne, August 30, 2001
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • August 30, 2001

32. Top Paid Group - Tie Breaking equal compensation

    By James Matt Ullakko, July 2, 2004
    • 3 replies
    • 1.3k views
    • 
    • James Matt Ullakko
    • July 2, 2004

33. Bankruptcy and timing of amendment to pay plan expenses from the plan ...

    By Spencer, April 12, 2005
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • April 13, 2005

34. after tax deferrals:

    By Lori H, December 30, 2008
    • 3 replies
    • 1.5k views
    • 
    • JanetM
    • December 30, 2008

35. Roth deductions

    By 52626, May 13, 2016
    • 3 replies
    • 1.4k views
    • 
    • hr for me
    • May 13, 2016

36. VFCP Filing for Late Deposts

    By austin3515, September 14, 2016
    • 3 replies
    • 901 views
    • 
    • Doghouse
    • September 14, 2016

37. Partners & K- 1 Earnings

    By coleboy, April 12, 2018
    • 3 replies
    • 600 views
    • 
    • Larry Starr
    • April 12, 2018

38. Affiliated Service Group - B-Organization?

    By Will.I.Am, September 10, 2021
    • 3 replies
    • 1k views
    • 
    • Will.I.Am
    • September 14, 2021

39. Adding New Investment Options; Eliminating others

    By Guest Kennedy, September 20, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • October 13, 1999

40. to general test or not

    By Jakyasar, December 13, 2022
    • 3 replies
    • 857 views
    • 
    • CuseFan
    • December 13, 2022

41. exclude SOME union employees?

    By AlbanyConsultant, January 16
    • 3 replies
    • 433 views
    • 
    • CuseFan
    • Monday at 07:17 PM

42. 401(k) deferrals/ deferred taxation/FICA

    By pmacduff, February 1, 2006
    • 3 replies
    • 1.8k views
    • 
    • pmacduff
    • February 2, 2006

43. Auto Enrollment

    By Guest WWPDRC, September 22, 2006
    • 3 replies
    • 2.4k views
    • 
    • PLAN MAN
    • November 14, 2006

44. Eligibility - 6 Month Service

    By Guest Golden401k, October 20, 2006
    • 3 replies
    • 2.9k views
    • 
    • Leopurrd
    • October 20, 2006

45. Non-Spousal Rollover: IRA vs Qualified Plan

    By wsp, July 25, 2007
    • 3 replies
    • 1.8k views
    • 
    • wsp
    • July 26, 2007

46. Recordkeeper shortcoming?

    By Guest caseyb, December 30, 2008
    • 3 replies
    • 1.8k views
    • 
    • hr for me
    • January 5, 2009

47. safe harbor excluded groups

    By WCC, May 20, 2013   

    • first year not an HCE
    • 3 replies
    • 1.5k views
    • 
    • WCC
    • May 20, 2013

48. Expand SH 401(k) to related entities during year?

    By shERPA, April 16, 2014
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • April 17, 2014

49. Amend SH Plan now to exclude class?

    By BG5150, January 4, 2019
    • 3 replies
    • 798 views
    • 
    • BG5150
    • January 8, 2019

50. Adding profit Sharing provisions

    By Robin Wilson, January 24, 2021
    • 3 replies
    • 721 views
    • 
    • Robin Wilson
    • January 25, 2021