401(k) Plans

19,337 topics in this forum

1. triple safe harbor match

   By eilano, June 29, 2006
   • 15 replies
   • 5.1k views
   • 
   • ak2ary
   • October 26, 2006

2. Payroll Deferral Election Changes

   By Gadgetfreak, June 17, 2011
   • 7 replies
   • 5.1k views
   • 
   • Guest
   • June 20, 2011

3. 401k match with private company stock?

   By Guest KathyL, August 26, 1998
   • 5 replies
   • 5.1k views
   • 
   • Jon Chambers
   • September 10, 1998

4. Rollover from International Plan

   By Guest Mst Shake, July 29, 2008
   • 4 replies
   • 5.1k views
   • 
   • Appleby
   • August 1, 2008

5. SECURE 2.0 317: Retroactive 1st year deferral for Sole Prop

   By joef, January 21, 2023
   • 11 replies
   • 5.1k views
   • 
   • joef
   • January 25, 2023

6. Deemed loan or loan offset?

   By FundeK, February 6, 2004
   • 4 replies
   • 5.1k views
   • 
   • Appleby
   • February 6, 2004

7. Do 401(k) deferrals count under Average Benefit Percentage Test?

   By Übernerd, July 27, 2006
   • 6 replies
   • 5.1k views
   • 
   • Übernerd
   • July 28, 2006

8. EPCRS Missed Deferral Opportunity

   By austin3515, July 10, 2018
   • 17 replies
   • 5.1k views
   • 
   • austin3515
   • July 17, 2018

9. Safe Harbor Plan with different eligibility for Deferrals and Safe Harbor

   By Tom, September 11, 2023
   • 6 replies
   • 5.1k views
   • 
   • Mr Bagwell
   • September 11, 2023

10. Minimum Age Requirement

    By SRP, October 16, 2007
    • 11 replies
    • 5.1k views
    • 
    • ak2ary
    • October 18, 2007

11. Last Day Allocation Condition

    By Vlad401k, April 5, 2018
    • 16 replies
    • 5.1k views
    • 
    • Bob H
    • November 14, 2022

12. Negative Enrollments

    By Guest JB2, September 9, 1998
    • 1 reply
    • 5.1k views
    • 
    • LCARUSI
    • September 9, 1998

13. Plan Responsibility for Beneficiary Designation

    By khn, May 5, 2014
    • 18 replies
    • 5.1k views
    • 
    • GMK
    • May 7, 2014

14. SMM For New Hardship Rules

    By austin3515, November 20, 2018
    • 40 replies
    • 5.1k views
    • 
    • Peter Gulia
    • September 20, 2019

15. Catch-up contributions in safe-harbor 401(k) plans

    By JDuns, June 30, 2003
    • 3 replies
    • 5.1k views
    • 
    • JDuns
    • July 7, 2003

16. Multiple employer PEO 401(k) plan: employer withdrawal triggers perman

    By Guest FAQ, August 19, 2002
    • 6 replies
    • 5.1k views
    • 
    • alanm
    • August 30, 2002

17. QNEC and QMAC Eligible for Hardship Withdrawal

    By LCARUSI, October 19, 1998
    • 2 replies
    • 5.1k views
    • 
    • Guest
    • October 19, 1998

18. HC Participant refuses to cash ADP refund checks

    By Belgarath, April 2, 2015
    • 13 replies
    • 5.1k views
    • 
    • BG5150
    • November 17, 2020

19. Per Diem Employees

    By Coleboy1, May 4, 2022
    • 3 replies
    • 5.1k views
    • 
    • FormsRstillmylife
    • May 9, 2022

20. ADP test - can employee with zero compensation be excluded?

    By John A, March 1, 2002
    • 6 replies
    • 5.1k views
    • 
    • AndyH
    • March 2, 2002

21. Rollover/Transfer of 401K Funds

    By Guest John P., May 29, 2013   

    • 401K rollovers
    • direct 401k transfers
    • (and 1 more)

      Tagged with:

      • 401K rollovers
      • direct 401k transfers
      • IRS rollover documentation
    • 7 replies
    • 5.1k views
    • 
    • Appleby
    • June 3, 2013

22. Prior Year vs. Current Year Testing Method

    By Pension Nerd, February 11, 2016
    • 7 replies
    • 5.1k views
    • 
    • imchipbrown
    • February 13, 2016

23. Catchup and ADP Test

    By jmartin, August 17, 2011
    • 7 replies
    • 5.1k views
    • 
    • Tom Poje
    • April 28, 2014

24. Compensation for a Partner

    By Alex Daisy, February 1, 2010
    • 6 replies
    • 5.1k views
    • 
    • austin3515
    • February 3, 2010

25. Benefits Rights and Features (BRF) Testing – Match True-Up To Actives Only

    By buckaroo, September 16, 2010
    • 1 reply
    • 5.1k views
    • 
    • Laura Harrington
    • September 16, 2010

26. HCE with no comp but 1,000 hours

    By PensionNewbee, March 4, 2004
    • 18 replies
    • 5.1k views
    • 
    • Guest
    • March 8, 2004

27. Late Safe Harbor Notices

    By Alf, December 28, 2000
    • 14 replies
    • 5.1k views
    • 
    • actuarysmith
    • July 17, 2002

28. Missed RMD

    By cpc0506, January 19, 2011
    • 6 replies
    • 5.1k views
    • 
    • TPApril
    • April 4, 2013

29. Should I take a loan from my roth 401K plan and invest it?

    By wcrile, July 6, 2016
    • 10 replies
    • 5.1k views
    • 
    • Bill Presson
    • July 11, 2016

30. Inaccurate notice of benefit from SSA

    By Guest johnpetrancosta, May 10, 2012
    • 15 replies
    • 5.1k views
    • 
    • mbozek
    • May 11, 2012

31. 5500 Reporting

    By Guest JB2, September 10, 1998
    • 1 reply
    • 5.1k views
    • 
    • Guest
    • September 10, 1998

32. 401k loan default

    By Guest hsocwarren, March 26, 2007
    • 4 replies
    • 5.1k views
    • 
    • rcline46
    • March 26, 2007

33. IRS Levy on 401-k Plan

    By Guest pstowers, February 18, 2000
    • 6 replies
    • 5.1k views
    • 
    • Guest
    • January 8, 2009

34. forfeiture of account due to fraud

    By Scuba 401, August 17, 2011
    • 11 replies
    • 5k views
    • 
    • Peter Gulia
    • October 6, 2011

35. 401k SH non-elective contribution

    By J Simmons, August 25, 2008
    • 7 replies
    • 5k views
    • 
    • rlb64
    • May 6, 2009

36. Elective Deferrals Never Made

    By Randy Watson, March 21, 2007
    • 11 replies
    • 5k views
    • 
    • masteff
    • March 26, 2007

37. Demutualization Proceeds

    By Disco Stu, November 12, 2002
    • 18 replies
    • 5k views
    • 
    • mbozek
    • January 13, 2003

38. Confidentiality of Retirement Benefits

    By Guest Ella, October 3, 2001
    • 8 replies
    • 5k views
    • 
    • Kirk Maldonado
    • October 5, 2001

39. Can you eliminate QJSA under the new 411(d)(6) regs, even if QJSA is y

    By Guest Beth N, February 15, 2001
    • 16 replies
    • 5k views
    • 
    • Kirk Maldonado
    • October 23, 2002

40. rollover in the year turning 70 1/2

    By Guest mopar, July 2, 2010
    • 5 replies
    • 5k views
    • 
    • GMK
    • July 6, 2010

41. "Participants" in a 401(k) plan

    By Lori Friedman, September 2, 2004
    • 34 replies
    • 5k views
    • 
    • Kirk Maldonado
    • September 14, 2004

42. Roles of plan sponsor/administrator -vs- recordkeeper/trustee

    By Guest terid, June 20, 2002
    • 1 reply
    • 5k views
    • 
    • mbozek
    • June 20, 2002

43. Plan Termination - Automatic Rollover

    By Guest Midas, May 11, 2005
    • 5 replies
    • 5k views
    • 
    • mbozek
    • May 12, 2005

44. Hardship Withdrawal from Rollover Source

    By Guest sroenigk, February 4, 2003
    • 9 replies
    • 5k views
    • 
    • E as in ERISA
    • February 5, 2003

45. Top Heavy Safe Harbor Plan

    By Guest bogart126, July 31, 2001
    • 23 replies
    • 5k views
    • 
    • R. Butler
    • June 29, 2005

46. Puerto Rico tax law on Section 165 plans

    By Guest Jim Bender, February 15, 2001
    • 4 replies
    • 5k views
    • 
    • Steve72
    • August 17, 2001

47. Puerto Rico 165(e) Plans - Consequences of No PR Determination Letter

    By rocknrolls2, March 14, 2006
    • 2 replies
    • 5k views
    • 
    • Guest
    • June 16, 2007

48. Compensation for SHNE 401(k) plan

    By Craig Garner, June 15, 2015
    • 4 replies
    • 5k views
    • 
    • QDROphile
    • June 16, 2015

49. Escheating Money To The State For Lost Participant

    By Guest Maloneyl, September 30, 1998
    • 1 reply
    • 5k views
    • 
    • Guest
    • October 5, 1998

50. Safe Harbor NonElective contribution Employer Funding Deadline ?

    By Francis, June 16, 2010
    • 4 replies
    • 5k views
    • 
    • Scuba 401
    • June 26, 2013