401(k) Plans

19,321 topics in this forum

1. Multiple top heavy years

   By lexi, March 8, 2007
   • 3 replies
   • 1.2k views
   • 
   • Jim Chad
   • March 9, 2007

2. Removal of TRustee - Board Resoltion

   By austin3515, March 6, 2008
   • 3 replies
   • 2.4k views
   • 
   • austin3515
   • March 7, 2008

3. 401k Safe Harbor Contribution & Compensation

   By Guest chell4568, March 7, 2014   

   • Safe Harbor
   • 401k
   • 3 replies
   • 2k views
   • 
   • Guest
   • March 9, 2014

4. RMD's

   By ICT_Bob, August 18, 2020   

   • 401k
   • rmds
   • 3 replies
   • 594 views
   • 
   • ESOP Guy
   • August 18, 2020

5. Effects of cash basis vs accrual in compliance testing

   By Abby H., September 14, 2023
   • 3 replies
   • 894 views
   • 
   • CuseFan
   • September 14, 2023

6. Unresponsive Beneficiary

   By BLM, August 9, 2017
   • 3 replies
   • 1.3k views
   • 
   • My 2 cents
   • August 9, 2017

7. Correction for Overcharging

   By Madison71, January 14, 2019
   • 3 replies
   • 645 views
   • 
   • Kevin C
   • January 15, 2019

8. Secure Act adding SH NEC

   By justatester, June 17, 2020
   • 3 replies
   • 818 views
   • 
   • C. B. Zeller
   • June 17, 2020

9. b 401(k) Plan moved to a Pooled Employer Plan

   By ROBERT R. GIORDANO, September 14, 2023   

   • i
   • 3 replies
   • 2.7k views
   • 
   • Terry Power
   • September 20, 2023

10. Rollovers and Distributions

    By Guest Kimberly Hlavacek, April 26, 2001
    • 3 replies
    • 1.5k views
    • 
    • RCK
    • April 26, 2001

11. Plan sponsor's bankruptcy results in full vesting for all participants

    By Guest Furry, January 9, 2002
    • 3 replies
    • 1.5k views
    • 
    • Kirk Maldonado
    • January 9, 2002

12. collective trusts

    By fidu, May 29, 2002
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • June 7, 2002

13. Thrift 401(k) Plan

    By Guest Mardi Gras, July 8, 2002
    • 3 replies
    • 1.8k views
    • 
    • Erik Read
    • July 12, 2002

14. 415 Limits with regard to non-deductible IRA contributions

    By Guest fiddler, January 23, 2005
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • January 24, 2005

15. Excluding Spouse Business in Controlled Group Situation

    By Guest bouncingsoul, August 4, 2006
    • 3 replies
    • 1.4k views
    • 
    • Appleby
    • August 4, 2006

16. Safe Harbor Contributions & Excludable Participants

    By Guest M. Martin, March 6, 2008
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • March 27, 2008

17. Minimum Required Distributions

    By ERISA25, November 17, 2009
    • 3 replies
    • 1.7k views
    • 
    • Kevin C
    • November 17, 2009

18. Per Pay Match Calulation - Cap Match?

    By jeff77, August 24, 2015
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • August 25, 2015

19. SS# Detector

    By austin3515, March 22, 2016
    • 3 replies
    • 654 views
    • 
    • austin3515
    • March 22, 2016

20. orphaned plan sort of?

    By Jim Chad, August 7, 2018
    • 3 replies
    • 466 views
    • 
    • ERISAAPPLE
    • August 7, 2018

21. Balance for Covid distribution

    By JRSP533, April 27, 2020
    • 3 replies
    • 512 views
    • 
    • JRSP533
    • April 30, 2020

22. Plan Termination Where Plan Sponsor / Administrator Bankrupt / Letter of Direction to Recordkeeper

    By 401 Chaos, January 20, 2024
    • 3 replies
    • 1.1k views
    • 
    • Peter Gulia
    • January 22, 2024

23. Unregistered Employer Securities

    By Guest JDL, July 24, 2003
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • October 22, 2003

24. Stopping Elective Deferrals

    By Guest philc, May 12, 2005
    • 3 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • May 13, 2005

25. 401K taking a massive beating due to no job...

    By Guest bill545, March 2, 2006
    • 3 replies
    • 1.8k views
    • 
    • E as in ERISA
    • March 2, 2006

26. Amendment Notice - change in eligibility

    By Guest jimmybeau, June 1, 2009
    • 3 replies
    • 1.7k views
    • 
    • BG5150
    • June 2, 2009

27. When are SH Employer Contributions Due

    By Guest JHLUBB, August 24, 2011
    • 3 replies
    • 1.8k views
    • 
    • Kevin C
    • August 25, 2011

28. Hardship Withdrawal Documentation

    By Guest caseyb, April 3, 2012
    • 3 replies
    • 4.8k views
    • 
    • PensionPro
    • April 3, 2012

29. Roth Rollover

    By Guest MarieNo, August 13, 2012
    • 3 replies
    • 1.8k views
    • 
    • 401king
    • August 13, 2012

30. Partial Plan Termination and Rehires

    By Gruegen, August 18, 2020
    • 3 replies
    • 1.8k views
    • 
    • Dave Baker
    • August 20, 2020

31. 401(k) distribution if unemployed

    By Guest lvs, June 23, 1999
    • 3 replies
    • 1.9k views
    • 
    • M R Bernardin
    • June 25, 1999

32. What to do with after tax 401K contributions

    By Guest MikeF, August 20, 2000
    • 3 replies
    • 2.9k views
    • 
    • MWeddell
    • August 21, 2000

33. Can an employer amend a profit sharing plan midway through a given plan year to add a last-day-of-the-year employment requirement as a condition for receiving a profit sharing contribution?

    By billfgrady, September 25, 2003
    • 3 replies
    • 1.7k views
    • 
    • Alf
    • September 25, 2003

34. Reduced compensation

    By Guest cynthiar, January 29, 2004
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • January 29, 2004

35. Controlled groups and safe harbor 401(k)

    By Lori Foresz, April 1, 2004
    • 3 replies
    • 1.8k views
    • 
    • Lori Foresz
    • April 2, 2004

36. Startup SH 401K Plan

    By ERISA13, November 17, 2009
    • 3 replies
    • 1.2k views
    • 
    • ERISA13
    • November 19, 2009

37. after tax deposit deadline

    By cdavis25, October 14, 2019
    • 3 replies
    • 764 views
    • 
    • Larry Starr
    • October 22, 2019

38. 401(k) transfer/withdrawal

    By Guest jladuca, January 20, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • January 21, 1999

39. 401(m) and coverage test

    By Guest dpk, March 8, 2003
    • 3 replies
    • 1.5k views
    • 
    • Mike Preston
    • March 9, 2003

40. 401(k) Contributions-Return prior to Year End

    By BTH, December 16, 2003
    • 3 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2003

41. Sahe Harbor 401(k) and Top Heavy

    By buckaroo, October 25, 2004
    • 3 replies
    • 1.5k views
    • 
    • E as in ERISA
    • October 25, 2004

42. Mixing 401(k) Contributions and Catch-Up Contributions

    By Guest zora, May 23, 2006
    • 3 replies
    • 3.1k views
    • 
    • Mike Preston
    • May 24, 2006

43. Individual Investment Advisor Payment From Personal Accout

    By Guest AnonymousAttorney, October 19, 2009
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • October 20, 2009

44. Vesting & Service Crediting Change from all years of service to effective date of paln

    By AdKu, September 21, 2016   

    • New Plan Service Crediting
    • all year of svc to eff date
    • (and 1 more)

      Tagged with:

      • New Plan Service Crediting
      • all year of svc to eff date
      • vesting
    • 3 replies
    • 1.5k views
    • 
    • AdKu
    • September 23, 2016

45. Beneficiary

    By vmh24rar, August 9, 2017
    • 3 replies
    • 966 views
    • 
    • david rigby
    • August 9, 2017

46. 404 Deduction - Eligible Compensation with per-payroll match and a Profit Share with last day rule

    By legort69, April 28, 2023
    • 3 replies
    • 1.8k views
    • 
    • Paul I
    • April 28, 2023

47. ADP/ACP Testing of 2 plans w/different plan year

    By Guest GG, March 14, 2002
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • March 19, 2002

48. Investments in Real-Estate?

    By Guest rachd, February 17, 2004
    • 3 replies
    • 1.2k views
    • 
    • mbozek
    • February 17, 2004

49. Company went bankrupt, cannot get access to funds

    By Guest provingring, July 31, 2009
    • 3 replies
    • 2k views
    • 
    • Kevin C
    • July 31, 2009

50. IRC 415(c) limit

    By Guest koo, September 23, 2009
    • 3 replies
    • 3.5k views
    • 
    • SheilaD
    • September 24, 2009